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Journal : Economic Education Analysis Journal

The Effect of Financial Literacy, Parents’ Social Economic and Student Lifestyle on Students Personal Financial Management Novitasari, Dewiana; Juliana, Juliana; Asbari, Masduki; Purwanto, Agus
Economic Education Analysis Journal Vol 10 No 3 (2021): Economics Education Analysis Journal
Publisher : Department of Economics Education, Faculty of Economics, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v10i3.50721

Abstract

The purpose of this study was to analyze the effect of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. This study used quantitative methods and data analysis techniques of Structural Equation Modeling using SmartPLS 3.0 software. The research sample used a random sampling method. The data used primary data collected through a questionnaire. The number of returned and valid questionnaires was 220 samples. The data was processed by using SEM. The results of the study concluded that financial literacy had a significant effect on students’ personal financial management, student lifestyle had a significant effect on students’ personal financial management, and parents’ social economics had a significant effect on students’ personal financial management. The novelty of this research was the Correlation model of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. The results of this study can be a reference for further research that can be applied in other organizations.
The Effect of Financial Literacy, Parents’ Social Economic and Student Lifestyle on Students Personal Financial Management Novitasari, Dewiana; Juliana, Juliana; Asbari, Masduki; Purwanto, Agus
Economic Education Analysis Journal Vol 10 No 3 (2021): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/eeaj.v10i3.50721

Abstract

The purpose of this study was to analyze the effect of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. This study used quantitative methods and data analysis techniques of Structural Equation Modeling using SmartPLS 3.0 software. The research sample used a random sampling method. The data used primary data collected through a questionnaire. The number of returned and valid questionnaires was 220 samples. The data was processed by using SEM. The results of the study concluded that financial literacy had a significant effect on students’ personal financial management, student lifestyle had a significant effect on students’ personal financial management, and parents’ social economics had a significant effect on students’ personal financial management. The novelty of this research was the Correlation model of financial literacy, parents’ social economic and student lifestyle on students’ personal financial management. The results of this study can be a reference for further research that can be applied in other organizations.
Co-Authors Abadiyah, Siti Adi Widodo Adiyanto Admiral Agung Ali Fikri, Muhamad Agus Purwanto AGUS PURWANTO Ahmad Fauji, Ahmad Aminiar, Cica Amiruddin, Ja'far Amri, Whan Augustin Ainul Aniyah Apriliasari, Dwi Asbari, Masduki Bambang Tri Cahyono Basuki, Sucipto Bist, Ankur Singh Chidir, Gusli Choirida Fahmalatif, Farida Fikri, Muhamad Agung Ali Gazali Gazali . Gazali Gazali Goestjahjanti, Francisca Sestri Goestjahjanti, Fransisca Sestri Gunawan Santoso Haq, Saiful Haque, Marissa GraceHaque Hasna, Shofwatun Hatta, Nadisya Rachelia Hidayati, Laily Hidayati Hutagalung, Dhaniel Indradewa, Rhian Istajib Kulla Himmy’azz JAINURI, JAINURI Joni Iskandar, Joni Juliana Juliana Juliana, Juliana Jumiran, Jumiran Karnawi Kamar, Karnawi Khaerul Fahmi Kumoro, Dwi Ferdiyatmoko Cahya Lestari, Bela Lumbantoruan, Jitu Halomoan Muliati, Lisdewi Nadeak, Multi Napitupulu, Bonar Bangun Jeppri Naurah, Syahla Nazelina, Meisya Nugroho, Yunianto Agung Nurasiah Nurasiah Nuryanti, Yulis Pebrina, Erni Taruli Pramono, Tias Purnawan, Julius Putra, Arman Syah Putra, Firdaus Qurotul Aini Radita, Fatrilia Rasyi Rahman, Yuniar Rahmawati Rahmawati, Aprilia Ramadhan, Rikky Erlangga Ristiani, Dewi Rosdiana, Dina Samsudin Santoso, Priyono Budi Sasono, Ipang Silitonga, Nelson Simorangkir, Yosua Novembrianto Siswanto, Edy Soemadi, Rd Roro Anggraini Srinita, Srinita Sudargini, Yuli Sukriyah Sukriyah, Sukriyah Sunarjo, Richard Andre Supriatna, Heri Supriyanto Susanto, Renaldy Sutardi, Didi Suwandy, Safna Deviputri Temmy Setiawan, Temmy Utami, Heryanti Waruwu, Hatoli Wihardjo, Mikael Tjokro WINANTI, WINANTI Wiratama, Jansen Young, Felina Co Yuhelmis