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Journal : Dinasti International Journal of Economics, Finance

Analysis of the Effect of the Number of Entities, Gross Contribution, and Investment Yield on the Density of Indonesian Communities in Using Sharia Insurance Ayu Lestari; Fauzi Arif Lubis; Atika
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 2 (2024): Dinasti International Journal of Economics, Finance & Accounting (May - June 20
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i2.2638

Abstract

This study aims to examine the relationship between the number of entities, Gross Contributions, and Investment Yield on the density of people using Islamic insurance. The type of research used by researchers is quantitative using secondary data derived from the Non-Bank Financial Industry (IKNB) which consists of 12 samples in 2021-2023. The data collection technique used in this case is indirect observation such as literature studies through books, journals and relevant studies on the research. In the research test used, namely multiple linear regression analysis. Based on the partial effect, that this study shows a significant negative relationship between the Number of Entities on Sharia Insurance Density in Indonesia, it is obtained that the significance value is 0.000 <0.05 with a variable coefficient of -4.610. Where T count is -4.3821 with T table which is 2.201. Based on the partial effect, that this study shows a significant positive relationship between gross contributions to Islamic Insurance Density in Indonesia, it is obtained that the significance value is 0.000 <0.05 with a variable coefficient of 6.064. Where T count is 5.2907 with T table of 2.201. Based on the partial effect, that this study shows there is no relationship between investment yield (investment return) on Sharia Insurance Density in Indonesia, obtained a significance value of 0.990> 0.05 with a variable coefficient of -1.837. Where T count 0.000 with T table is 2.201. Based on the simultaneous influence, the statistical results explain that simultaneously there is a positive and significant effect of the variable Number of Entities, Gross Contributions, and Investment Yield on the Density of Islamic Insurance in Indonesia, significantly amounting to 0.000 <0.05.
Co-Authors A. Farhanah Aditiawardana Aditiawardana, Aditiawardana Afriyani, Santi Agustinus Amelia, Elena Ghentilis Fitri Anandani, Thalia Anastasia K. Sikora Andriyanti Apriliana, Luthfiyah Aqwa Naser Daulay Arham, Muhammad Dai Arifin Fauzi Lubis Aryati Atika Nur Hidayah Aucky Hinting Ayu Lestari AYU LESTARI Ayudianisa, Nadhifa Luthfihasna Bachtiar, Daffa Ardhi Barus, Tony Junior Brihastami Sawitri Damayanti, Alfina Dartiana, Dartiana Dharma, Budi Diautami, Novi Dua Novita Sari Dwi Ratnasari, Emma Eko Budi Siswidiyanto Erik Hasudungan Ernawati Ervina Maulida Faisal Hamzah Faizah, Zakiyatul Fariz Pari, Rizfi Fatharani, Salwa Gabriel Zean Godham Eko Saputro Hadi Sasana Handayani, Nisah Hani, Farahdhila Hanik Badriyah Hidayati,* Mohammad Hasan Machfoed,* Kuntoro,** Soetojo,*** Budi Santoso,**** Suroto,***** Budi Utomo****** Harahap, M Ikhsan Harfonso, Ernesto Everald Baibelino Hazora, Citra Hendra Harmain Heny Arwati Hirayani, Siti Heni Humairah Hajijah Idramsa Imsar Ismahendra, Naufal Agus Ivon Diah Wittiarika Izzati, Dwi Jannah, Nurul Juliana Nasution Kaharuddin Kaharuddin Karim, Yustika Ayoustira Khairi, Mhd Rizki Kombih, Ridho Maulana Langgeng Priyanto, Langgeng Lilik Djuari Linda Dewanti Lubis, Gusti Erli Anggi Lubis, Putri Safa Aulia Maidalena Malinda, Anis Manaf, Hafizh Al Ghifari Mari Esterilita Marliyah Moeda, Fadillah Moses Tende Stephens Mufti Sudibyo Muhammad Hamdan Muhammad Ilham Sembiring muhammad Syahbudi, muhammad Munawaroh Fitriyah muridin, Muridin Mutiara, Alma Nanda Dian Tama Nasution, Annio Indah Lestari Nizamuddin Nugraha, Hasybi Abdillah Nunuk Mardiana, Nunuk NUR AHMADI BI RAHMANI Nurina Hasanatuludhhiyah Nurmasitah, Sita Nurul Inayah Nurwani Padlan Habibi Pardede, Diah Hafni Pety Narulita Prihazty, Anggi Wilis Puspa Wardhani Puspa Wardhani Puspitasari, Yessy Rahma, Tri Inda Fadhila Rahmadana, Ogi Rahman, Beny Aji Ifaudi Rahmani, Nur Ahmadi Bi Rahmi Syahriza Razaan, Muhammad Farras Rehatta, Nancy Margarita Rianda Abdi Rizkika Zalza Bila Utami Roudlotus Sholikhah Sabrina, Annisa Maya Sahamony, Nur Fitriyani Sandro Prayuda Siregar, Isafitri Siregar, Padrie Payung Siti Munawarah Soediono, Mochammad Ridhwan Sri Endah Wahyuningsih Sri Musta'ina Sri Rahmi Sri Wahyuni, Erika Suaib Maryam Sugianto Syahputri, Dea Aulia Thifal Khansa Nabila Turchan, Agus Ummi Maimunah Waizul Qarni WIDOWATI Yuliana, Sitti Khofifah Yulianti, Erikavitri Yusrizal Zahra, Fairuz Azzahra Irsyad Zainal Arifin Zainarti Zuhrinal M. Nawawi