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Sumanto, Sumanto
Universitas Bina Sarana Informatika
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Journal : Journal of Students‘ Research in Computer Science (JSRCS)

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Sistem Pendukung Keputusan Kelayakan Kredit Pada PT.BPR DP TASPEN Dengan Metode TOPSIS Indriani , Karlena; Sumanto , Sumanto; Christian , Ade; Ahmad Yani , Ahmad Yani; Ruli , Ahmad Rais; Marita , Lita Sari
Journal of Students‘ Research in Computer Science Vol. 4 No. 2 (2023): November 2023
Publisher : Program Studi Informatika Fakultas Ilmu Komputer Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/q6t2ed19

Abstract

This study focuses on analyzing the feasibility of pension loan applicants for state civil servants at PT. BPR DP TASPEN, with a focus on the use of the Technique for Order of Preference by Similarity to Ideal Solution (TOPSIS) as an alternative analysis method. Previously, PT. BPR DP TASPEN uses a subjective evaluation method to assess the feasibility of loan applicants, which leads to potential risks and errors in the analysis. In this study, the authors recommend the use of TOPSIS as a support decision-making system to standardize the analytical process. TOPSIS was chosen for its efficiency in reducing the calculation time and ease of implementation. This method uses criteria and alternatives to calculate, produces the best alternative based on a weighted bobot, and provides the final decision. The results of the study indicate that TOPSIS provides a good solution for determining the feasibility of pension loan applicants. By considering criteria such as age, pension, debt, bank loan, health history, and income, only seven out of 40 loan applicants met the best criteria, which were close to the ideal positive solution. The selected applicants were recommended for approval as pension loans by the company, reducing the potential risks of credit and improving the accuracy of the selection of loan criteria.
Co-Authors Ade Budiman, Ade Ade Christian Ade Christian Ade Christian, Ade Adi Supriyatna Aditia Yudhistira Agung Wibowo Agus Buono Ahmad Habibullah ahmad yani Ahmad Yani Ahmad Yani , Ahmad Yani Andri Amico Anggreani, Namira Apip Supiandi Ari Sulistiyawati Aulia Rachmat, Daffa Azkia, Farah Diba Bib Paruhum Silalahi Bismo Raharjo, Yohanes Aryo Budi Santoso Budiman, Ade Surya Christian , Ade Damayanti Damayanti Dewi, Revinta Arrova Dyani Kalyana Mitta Eka Dyah Setyaningsih Eka Putri Alvi Syahrina Elisabeth Sri Hendrastuti Fahrian Fajar Akbar Fajrian, Ihsan Ganda Wijaya Ganda Wijaya, Ganda Hafis Nurdin Harianto Harianto Hariyanto HARIYANTO HARIYANTO Hartanti Hartanti Hidayat, Manarul Hilmy Ibrahim, Farras Indah Purwandani Indra Chaidir, Indra Indriani , Karlena Indriyanti, Zahra Kiky Dwi Insani Abdi Bangsa Jumadi, Yakobus Linus Karlena Indriani Karlisa Priandana Kotjek, Rafie Kuswanto, Andi Diah Laura Gabriel da Silva Lia Mazia, Lia Lita Sari Marita Mantriwira, Daniel Marundrury, Aberahamo Onoma Megawaty, Dyah Ayu Mochamad Wahyudi Muhammad Waqas Arshad Naufal Hermawan, Rezan Nur Rachmat Nugraha Nurfia Oktaviani Syamsiah Oprasto, Raditya Rimbawan Paduloh Paduloh Pasaribu, A. Ferico Octaviansyah Permata, Permata Prasetyo, Romadhan Edy Pribadi, Denny Pricillia Pujiastuti, Lise Ramadani, Achmes Dade Ramadhani, Varla Octavia Rani, Maulidina Cahaya Rasendriya, Rafi Ratiyah* Ratiyah Rifda Ilahy Rosihan Riska Aryanti Rizqi Ramadhani, Muhammad Ruhul Amin Ruhul Amin Ruhul Amin, Ruhul Ruli , Ahmad Rais Rumidjan Rumidjan, Rumidjan Rusda Wajhillah Ryan Randy Suryono Sanriomi Sintaro Setiawan, Dandi Setiawansyah Setiawansyah Sri Sugiharti SUKAMTI . Sumarna Sumarna Sumarna Sumarna Tri Widian Ratnasari Ulum, Faruk Ummu Radiyah, Ummu Vera Agustina Yanti Wahyudi, Agung Deni Wang, Junhai Wardani, Maidy Tri Wijaya, Filzah Yundari, Yundari Yuri Rahmanto `Diah Kuswanto, Andi