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All Journal Jurnal Manajemen Terapan dan Keuangan JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies SEIKO : Journal of Management & Business At-Tawassuth: Jurnal Ekonomi Islam Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Journal on Education JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Account : Jurnal Akuntansi, Keuangan dan Perbankan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science Tasharruf: Journal Economics and Business of Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) AL-FALAH : Journal of Islamic Economics INTELEKTIVA Journal La Sociale Indonesian Journal of Business and Management Jurnal Investasi Islam El-Mujtama: Jurnal Pengabdian Masyarakat JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Trends in Accounting Research JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Riset Ilmu Ekonomi Kontigensi: Jurnal Ilmiah Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Journal of Management and Business Jurnal Cakrawala Ilmiah Jurnal Ilmiah Mahasiswa Raushan Fikr MES Management Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Trisna Riset Expensive: Jurnal Akuntansi dan Keuangan Populer: Jurnal Penelitian Mahasiswa Jurnal ekonomi Manajemen dan Bisnis (JUBIS) Indonesian Journal of Islamic Economics and Finance Journal of Islamic Economics Lariba Transformasi: Journal of Economics and Business Management Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Manajemen Akuntansi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Research Horizon International Journal of Trends in Accounting Research Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Socius: Social Sciences Research Journal Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance dan Management Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Majapahit Journal of Islamic Finance dan Management JER Social Sciences Journal Danadyaksa: Post Modern Economy Journal ManBiz: Journal of Management and Business Ulil Albab JIEP: Jurnal Ilmu Ekonomi dan Pembangunan JHSS (Journal of Humanities and Social Studies) Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Edueksos: Journal Pendidikan Sosial dan Ekonomi Optimal: Jurnal Ekonomi dan Manajemen
Nursantri Yanti
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Public Health Social Sciences Other

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Strategi Pemasaran PT Bank Syariah Indonesia KCP Cemara Asri dalam Menawarkan Produk Pembiayaan Pra Pensiun Guna Menarik Minat Nasabah Februari, Budi; Yanti, Nursantri
Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Vol 15, No 1 (2024): Mei
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/eksis.v15i1.427

Abstract

The purpose of this study was to determine effective marketing strategies in offering pre-pension financing products by PT Bank Syariah Indonesia KCP Cemara Asri and increasing customer interest in this product. This study also aims to determine how effective marketing strategies can increase bank income and improve the quality of Islamic financial services. In this study, researchers applied a qualitative method that prioritizes data collection through field study techniques or field research. This approach was chosen to obtain an in-depth understanding of the obstacles faced by Bank Syariah Indonesia KCP Cemara Asri in marketing pre-retirement financing products. Qualitative methods allow researchers to dive into the perspectives of various related parties and analyze effective marketing strategies to increase customer interest in these products. effective marketing strategies for PT Bank Syariah Indonesia KCP Cemara Asri for pre-retirement financing products involve an integrated and diverse approach. The steps include increasing public education about the product, strengthening digital promotion, establishing cooperation with companies, and organizing seminars and education to the public.
Mekanisme Dan Keuntungan Tabungan Prioritas yang Ditawarkan PT Bank Sumut Syariah Nasution, Sakinah Jahrani; Lubis, Herlina; Yanti, Nursantri
Expensive: Jurnal Akuntansi dan Keuangan Vol. 1 No. 3 (2022): September
Publisher : Universitas Muhammadiyah Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/exclusive.v1i3.4048

Abstract

This research aims to find out how the mechanism and benefits savings priority offered PT Bank Syariah Bringjend Ktamso. The method used in this research is to use a qualitative approach with a descriptive method. Through the descriptive method, data is collected, organized, divided, analyzed, then disintegrated so that a clear picture and direction of the problem is explained. Location of research on PT. Bank Sumut Syariah KCP Bringjend Katamso. The technique used in this research is by way of direct interview with the Bank's employees, who are in charge of Customer Service, Operational, and Documentation. As for kendala to be the customer priority of PT. Bank Sumut Syariah KCP Kisaran is the requirements set forth in order to provide cash minimum Rp. 200 juta.And not many people in that area know what are the benefits they get by becoming priority customers of PT. The Bank Sumut Syariah.
Analysis of the application of Sharia principles in student savings products Erlina, Erlina; Yanti, Nursantri; Harianto, Budi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 6 No 3 (2024)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v6i3.1441

Abstract

This research aims to determine the application of Sharia principles to student savings at Bank Syariah Indonesia KCP Simpang Limun and to explain the application of the contracts used in student savings. This research includes field research with a qualitative approach. In terms of its nature, the research is descriptive and analytical. Data was obtained using primary and secondary data by taking samples from staff employees of Bank Syariah, which were taken from interviews regarding student savings. The research results show that Islamic Sharia has implemented student savings at this bank. However, the bank still needs to carry out a less active and effective level of promotion, so student savings are still relatively low. Bank staff must strive for more active and effective marketing in increasing awareness about the benefits of student savings products to encourage more potential customers. Public interest statements As banks adopt these strategies to improve customer satisfaction, the public can expect increased competition in the banking sector. This competition may lead to better services, lower fees, and more innovative products, benefiting consumers. Article Info: Received 6/13/2024 | Revised: 9/28/2024 | Accepted: 9/23/2024 | Online First 9/29/2024
The Effect of Capital Adequacy Ratio and Sukuk Sales on Profitability at Bank Muamalat Puspa, Chairunnisa Dian; Harahap, Muhammad Ikhsan; Yanti, Nursantri
Journal La Sociale Vol. 5 No. 4 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i4.1233

Abstract

This research purpose is to provide empirical evidence regarding the influence of the Capital Adequacy Ratio (CAR) and Sukuk sales on profitability at Bank Muamalat in 2018-2022. The independent variables in this research are the Capital Adequacy Ratio (CAR), sukuk sales and the dependent variable is profitability. This research uses secondary data obtained from Bank Muamalat’s financial reports. The population in this research is the annual financial report of Bank Muamalat for 2018-2022. The samples used in this research were 60 samples. The analytical method used is multiple linear regression analysis with the help of Eviews 13 and SPSS 25 software. The research results show (1) partially the the Capital Adequacy Ratio (CAR) has a positive and significant effect on profitability with a significant value of 0,032. (2) partially, Sukuk sales have a positive and significant effect of 0,004. (3) simultaneously the Capital Adequacy Ratio (CAR) and sukuk sales influence profitability with a calculated F value of 44,816 so that F calculated > F table, namely 44,816 > 3,16 and it can be seen from the Determination Test (R2) which states that the variables Capital Adequacy Ratio (CAR) and Sukuk sales simultaneously (ROA), namely 13,6%, while the remaining 86,4% is explained by other variables not included in this research model.
Impact of Sharia Kur financing on performance of MSMEs financing of Indoensian Syariah Banking Hsb, Sarmania; Syahbudi, Muhammad; Yanti, Nursantri
Journal La Sociale Vol. 5 No. 5 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i5.1368

Abstract

Financing for Micro, Small and Medium Enterprises (UMKM) has an important role in the local economy, especially in rural areas such as Gunung Tua, North Padang Lawas. Bank Syariah Indonesia (BSI) Gunung Tua Sub-Branch Office (KCP) provides Sharia People's Business Credit (KUR) financing to support MSMEs in increasing working capital and investment. This research aims to examine the impact of KUR Syariah financing on the Performing Financing of UMKM under the guidance of BSI KCP Gunung Tua. The research method used is mix method with a case study approach. Data was collected through in-depth interviews with KUR Syariah BSI KCP Gunung Tua managers and UMKM owners who received financing, as well as through direct observation and analysis of related documents. The research results show that KUR Syariah financing from BSI KCP Gunung Tua has a positive impact on increasing UMKM Financing Performance. The socialization and information dissemination strategy carried out by BSI KCP Gunung Tua has succeeded in increasing UMKM awareness and interest in KUR Syariah financing. An easy and transparent financing process and the implementation of a strict monitoring system also support the effectiveness of this financing. KUR Syariah financing from BSI KCP Gunung Tua not only provides the capital needed by UMKM, but also plays an important role in the economic empowerment of UMKM and local communities. By continuing to improve marketing and service strategies, BSI can continue to be a reliable partner for UMKM in developing their businesses.
Analisis Strategi Pemasaran Deposito pada Bank Sumut KCP Syariah Lubuk Pakam Batubara, Soraya Alyya Syam; Yanti, Nursantri
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25398

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pemasaran yang diterapkan oleh Bank Sumut Kantor Cabang Pembantu Syariah Lubuk Pakam dalam memasarkan produk Deposito iB Ibadah. Fokus utama penelitian ini adalah menggali strategi pemasaran, tantangan, serta upaya yang dilakukan oleh bank dalam memasarkan produk tersebut. Metodologi yang digunakan dalam penelitian ini adalah kualitatif dengan pendekatan deskriptif. Temuan penelitian memberikan pemahaman lebih mendalam mengenai strategi pemasaran yang diterapkan oleh Bank Sumut dalam mempromosikan produk Deposito iB Ibadah, yang sesuai dengan prinsip syariah dan disesuaikan dengan bauran pemasaran (marketing mix) untuk menarik nasabah. Beberapa tantangan yang dihadapi oleh Bank Sumut KCP Syariah Lubuk Pakam dalam memasarkan produk ini antara lain persaingan yang ketat antar bank dan adanya persepsi masyarakat yang lebih mempercayakan dana mereka pada bank konvensional daripada bank syariah. Untuk mengatasi tantangan ini, bank berupaya meningkatkan strategi pemasaran dan memberikan pelatihan kepada karyawan untuk memperdalam pemahaman tentang konsep perbankan syariah.
Pengaruh Persepsi Pengetahuan, Kemudahan Penggunaan, Dan Kemanfaatan Terhadap Minat Menggunakan Layanan Dompet Digital Bagi Generasi X Di Medan Khairina, Nabila; Harahap, Muhammad Ikhsan; Yanti, Nursantri
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 8 No 3 (2024): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v8i3.28907

Abstract

This research aims to analyze the influence of perceived knowledge, ease of use, and usefulness on interest in using digital wallet services for Generation X in Medan. The research method used was quantitative with survey techniques by distributing questionnaires to 100 respondents who were included in the Generation X category in Medan. The data analysis technique used is multiple linear regression to determine the influence of the three independent variables on interest in using digital wallets. Processed using IBM SPSS Statistics version 29 as an analytical tool. The results of this research are that simultaneously, these three variables (perceived knowledge, ease of use, and usefulness) have a significant effect on interest in using digital wallet services. Meanwhile, partially, perceived knowledge and ease of use have no effect on interest in using digital wallet services for Generation X in Medan. Meanwhile, usefulness influences interest in using digital wallet services for Generation X in Medan. Following up on the findings of this research, to increase the adoption of digital wallet services among Generation.
MENINGKATKAN MINAT NASABAH TERHADAP PRODUK PEMBIAYAAN PRA PENSIUN MELALUI STRATEGI PEMASARAN YANG EFEKTIF: STUDI KASUS PT BANK SYARIAH INDONESIA KCP CEMARA ASRI Natasya, Adelia; Yanti, Nursantri
Ekonomi & Bisnis Vol 23 No 2 (2024): Jurnal Ekonomi & Bisnis Desember 2024
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/eb.v23i2.7209

Abstract

Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhi minat nasabah terhadap produk pembiayaan pra-pensiun di PT Bank Syariah Indonesia (BSI) KCP Cemara Asri dan mengevaluasi efektivitas strategi pemasaran yang saat ini diterapkan. Dengan pendekatan kualitatif melalui wawancara mendalam, penelitian ini menemukan bahwa faktor demografi, kebutuhan finansial, serta pemahaman dan persepsi terhadap prinsip syariah memainkan peran penting dalam mempengaruhi minat nasabah. Strategi pemasaran berbasis edukasi, layanan personalisasi, dan penggunaan media sosial yang relevan terbukti efektif dalam meningkatkan kesadaran nasabah terhadap produk ini. Namun, tantangan yang perlu diatasi meliputi rendahnya literasi keuangan syariah, persepsi negatif terkait kompetitivitas produk syariah, dan persaingan dengan bank konvensional. Penelitian ini merekomendasikan peningkatan edukasi tentang keuangan syariah, inovasi konten digital, serta penggunaan aplikasi simulasi untuk memberikan pemahaman lebih jelas kepada nasabah mengenai manfaat produk pembiayaan pra-pensiun. Diharapkan, penerapan strategi ini dapat meningkatkan minat nasabah terhadap produk pembiayaan pra-pensiun di BSI KCP Cemara Asri.Kata kunci: Minat Nasabah, Pembiayaan Pra-Pensiun, Bank Syariah, Strategi Pemasaran, Literasi Keuangan Syariah.
Pengelolaan Surat Masuk dan Keluar pada Bagian Tata Usaha Badan Pertanahan Nasional Kota Medan Sri Mutia Fazira; Nursantri Yanti
Jurnal Ekonomi Manajemen Akuntansi Vol. 30 No. 2 (2024): JURNAL EKONOMI MANAJEMEN AKUNTANSI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/ema.v30i2.119

Abstract

Management of incoming and outgoing mail has an important role in the efficiency and effectiveness of the administration of the Medan City National Land Agency (BPN). This research aims to analyze the process of managing incoming and outgoing mail and identify the challenges faced in this process. Data collection methods were carried out through direct observation, interviews and documentation studies. The research results show that the management of incoming and outgoing mail at BPN Medan City has improved through the implementation of a mail management information system. However, there ar e still several obstacles such as the length of time the process of entering letters is made and letters being lost. This research recommends improving procedures, increasing internal coordination, and investing in information technology infrastructure to increase the efficiency and effectiveness of managing incoming and outgoing mail at BPN Medan City.
Analisis Implementasi Sistem Pengendalian Internal Untuk Mencegah Kredit Macet Pembiayaan Musyarakah Modal Kerja (Studi Kasus Bank Syariah Indonesia Kcp Kisaran) Alicia, Febi; Atika, Atika; Yanti, Nursantri
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29489

Abstract

This study aims to avoid the emergence of bad debts and to optimize the credit distribution system, therefore it is necessary to implement a good internal control structure for the credit function. The method used in this study is qualitative research with a phenomenological approach and case studies. Data obtained from interviews and documentation through informants consisting of the Operational Manager of BSI KCP Kisaran, with the presence of 5 C (Character, Capacity, Capital, Conditions of money and Collateral). The results of the study that BSI KCP Kisaran does not use theory but uses an object system that will be measured by the Internal Control System. This study is expected to prevent bad debts in MUSYARAKAH working capital financing The Importance of Comprehensive Risk Assessment A comprehensive assessment of the risk of bad debts is very important to minimize the risk of   loss for financial institutions. By considering all relevant factors, financial institutions can make better credit decisions and build a healthy credit portfolio To prevent bad debts and optimize the credit distribution system, an effective internal control structure (SPI) is needed for the credit function
Co-Authors Ade Vitria Adelia Azizi Adinda Arafah Afrian Andika Yumna Afwan Hafizh Ahmad Amin Dalimunthe Ahmad Rama Wijaya Ahmad Syakir Ahmad Syakir Ajeng Manjana Aldino, Imam Alicia, Febi Amelia, Anika Ananda Ibnu Sobri Hsb Andri Soemitra Angga Lesmana Angga Putra Suhadi Angga Putra Suhadi Anggraini, Bunga Anisa Madani Nasution Anisya Putri Syam Sinambela Annio Indah Lestari Nasution Annio Indah Lestari Nasution Aqashah, Faisal Arafah, Adinda Arifin Fauzi Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Farhan Asmuni Asshifa Nazila Aridzki Atika Atika Atika Atika Suri Atika Suri Azhri Akmal Tarigan Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Budi Prianto Bunga Anggraini Dara Puspita Dedek Joefanny Della Puspita Sari Della, Della Alvionita Dendi Dwi Ritonga Desi Rahmawati Supraja Dhea Dinanty Dimas Azhari Dina Aulia Dwi Septialamsyah Efendi, Bunga Artha Nefia Elsa, Nazwa Alpuja Erlina Erlina Erna Sipahutar Etika Manda Sari Rangkuti Fachry Abda El Rahman Fadila, Shintiya Fadilla Khairunnisya Siregar Februari, Budi Filda, Muhammad Amrozi Hafidah Ayu Kusnadi Hani, Zulfa Harahap, Muhammad Ikhsan Hastiani Nasution Hendra Harmain Hotmaida Hotmaida Hsb, Sarmania Hutabarat, Nadya Namora Ian Alfian Iin Prasetyo Ilhami Nasution, Muhammad lathief Imsar Indah Wahyuni Indradewa, Rhian Juliana Nasution Juwairiazizah Rasta K, Kamilah Kamila K Kamilah, Kamilah Khairina, Nabila KHOIRUNNISA PASARIBU Lailanur Fadillah Nasution Larah, Anggi Dwi Laylan Syafina Lesmana, Angga Leswara, Malda Davitha Lisa Chintiya Tambunan Lubis, Herlina Lubis, Nursakilah Lubis, Nurul Amaliyah M Arif Haikal Lubis M. Ikhsan Harahap M. Ikhsan Harahap Maidalena, Maidalena Malda Davitha Leswara Manurung, Ibnu Syawali Manurung, Khoirul Ardani Marliyah Marliyah Marliyah, Marliyah Marliyah, Marliyah Maryam Batubara Maryam Batubara Medeni, Desi Chintiara Miftahul Jannah Hasibuan Muhammad Andre Wardhana Muhammad Arif Muhammad Arif Muhammad Arif Haikal Lubis Muhammad Da’i Arham Muhammad Farhan Muhammad Fauzan Muhammad Ikhsan Harahap Muhammad Lathief Ilhammy Nasution Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad Muhammad Ramadhan Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Zieo Addefrid Putra Munthe, Yusromuin Mustafa Khamal Rokan Nabilah Irwani Nadya Ervina Nadya Namora Hutabarat Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fathia Zuhra Nasution, Juliana Nasution, Muhammad Lathief Ilhammy Nasution, Sakinah Jahrani Natasya, Adelia Nur Ahmadi Bi Rahmani Nur Ahmadi Bi Rahmani Nuraini Nuraini Nurbaiti Nurbaiti Nurbaiti Nurhayani Nurhayani Nuri Aslami Nurlaila Nurlaila Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Wahidah Nurwani Ok Agam Admar Ongku Indramora Siregar Pakpahan, Jiyad Faqih Pulungan, Silviani Purba, Febri Andriawan Puspa, Chairunnisa Dian Putri Dini Agustin Putri, Dinda Karunia Putri, Riri Dwita Rafika Afifah Angkat Rafli, Mhd Rahma, Tri Inda Fadhila Rahmad Syah Rizal Rahmatul Fadilah Rahmi Syahriza Rahmi Syahriza Rahmi Syahriza, Rahmi Reni Dwijaya RENI TANIA PURBA Reni Yusnita Ridayanti Ridayanti Risma Warti Ritonga, Aprilia Amanda Ritonga, Lilis Suryani Rizki Hambali Hsb Sahri Aramiko Said Dariadi Ramadhan Saidah Khairiyah Hasibuan Salman Al-faridzi Salsabila, Hana Saparuddin Siregar Saparuddin Siregar Shabira, Yusra Shintiya Fadila Silalahi, Purnama Ramadani Silvia Anggrie Nst Silvia Fransiska Simanjuntak, Indah Siregar, Atika Siti Hot Nita Hasibuan Siti Rohani Siti Zumara Sri Mutia Fazira Sri Ramadhani sri sudiarti Sri Sudiarti Sri Sudiarti Sri Sudiarti Sri Sudiarti Suhairi Suhairi Sulistya Ningsih, Inten Susi Apriliani Tiwi Bastari Batubara Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Suci Irawan Trisnawati Tuti Anggraini Tuti Anggraini Vania Sally Nabila Wahyu Syarvina Waizul Qarni Wicaksana Dwi Prasetiyo Wili Dani Anwar Soleh Siregar Winda Irmayani Sijabat Windy Puspita Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuhda, Ahmad Sabili Yuliana Yuliana Yusra Amelia Hsb Zainarti Zuhrinal M. Nawawi Zulfa Khoiriah Zulfahani