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All Journal Jurnal Manajemen Terapan dan Keuangan JAAKFE UNTAN ( (Jurnal Audit Dan Akuntansi Fakultas Ekonomi Universitas Tanjungpura) Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) Jurnal Bisnis dan Manajemen Jurnal Riset Akuntansi dan Bisnis Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Studia Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah al-Afkar, Journal For Islamic Studies SEIKO : Journal of Management & Business At-Tawassuth: Jurnal Ekonomi Islam Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Journal on Education JOURNAL OF APPLIED BUSINESS ADMINISTRATION JASa (Jurnal Akuntansi, Audit dan Sistem Informasi Akuntansi) JURNAL MANAJEMEN BISNIS JESI (Jurnal Ekonomi Syariah Indonesia) JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Account : Jurnal Akuntansi, Keuangan dan Perbankan Profit : Jurnal Kajian Ekonomi dan Perbankan Syariah Jurnal Proaksi Jurnal Pendidikan dan Konseling SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Dinasti International Journal of Education Management and Social Science Tasharruf: Journal Economics and Business of Islam Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Ilmu Perbankan dan Keuangan Syariah Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Ilomata International Journal of Management AL-FALAH : Journal of Islamic Economics INTELEKTIVA Journal La Sociale El-Mujtama: Jurnal Pengabdian Masyarakat JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Trends in Accounting Research JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Jurnal Riset Ilmu Ekonomi Kontigensi: Jurnal Ilmiah Manajemen Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Iqtishodiyah : Jurnal Ekonomi dan Bisnis Islam EKSYA: Jurnal Ekonomi Syariah EKONOMIKA45 Journal of Management and Business Jurnal Cakrawala Ilmiah Jurnal Ilmiah Mahasiswa Raushan Fikr MES Management Journal CEMERLANG :Jurnal Manajemen dan Ekonomi Bisnis Mumtaz : Jurnal Ekonomi dan Bisnis Islam Jurnal Trisna Riset Expensive: Jurnal Akuntansi dan Keuangan Populer: Jurnal Penelitian Mahasiswa Jurnal ekonomi Manajemen dan Bisnis (JUBIS) Journal of Islamic Economics Lariba Transformasi: Journal of Economics and Business Management Journal of Social Commerce Moneter : Jurnal Keuangan dan Perbankan Innovative: Journal Of Social Science Research Paradoks : Jurnal Ilmu Ekonomi Amkop Management Accounting Review (AMAR) Jurnal Ekonomi Manajemen Akuntansi Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Riset Ekonomi dan Akuntansi Research Horizon International Journal of Trends in Accounting Research Journal of Economics and Management Scienties International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Socius: Social Sciences Research Journal Jurnal Ilmiah Ekonomi dan Manajemen Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah IIJSE Neraca Manajemen, Akuntansi, dan Ekonomi Majapahit Journal of Islamic Finance dan Management Journal Economic Excellence Ibnu Sina Santri : Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Majapahit Journal of Islamic Finance dan Management JER ManBiz: Journal of Management and Business Journal of Ekonomics, Finance, and Management Studies Ulil Albab JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Edueksos: Journal Pendidikan Sosial dan Ekonomi
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Exploration of Constraints and Strategies to Increase Public Interest and Saving Experience in Bank Syariah Indonesia Financial Services: Case Study of Bank Syariah Indonesia in Medan, North Sumatra Asshifa Nazila Aridzki; Ahmad Syakir; Nursantri Yanti
al-Afkar, Journal For Islamic Studies Vol. 8 No. 2 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i2.2315

Abstract

The main objective is to explore the constraints and solutions in increasing public participation in sharia financial services at Bank Syariah Indonesia (BSI), particularly in Medan, North Sumatra. The proposed hypothesis is that sharia financial literacy and effective education can increase public awareness and interest in BSI services. The method used is qualitative with a descriptive approach. Data were collected through structured questionnaires, interviews, observations, and documentation from 115 BSI customers in Medan. Data analysis was conducted using the Miles and Huberman model, which includes data reduction, data presentation, and conclusion drawing and verification. The results indicate several main obstacles, namely the low level of sharia financial literacy (only 12.5% of respondents have a strong understanding of sharia financial principles), the limited effectiveness of promotions (50.9% feel the promotions are quite effective, while 23.7% find them less informative), and technical challenges such as difficulties in migrating the application to Beyond (37.5% of respondents) and the instability of the BSI Mobile application (59% of respondents). The recommended strategies include strengthening community-based education programs, collaborating with educational institutions, diversifying promotional media, and investing in technological infrastructure. The importance of financial and technological literacy in enhancing sharia financial inclusion is a key focus, while also providing strategic recommendations for BSI to expand its service reach. The results are expected to serve as a reference for the development of more inclusive marketing strategies and educational programs.
Pengaruh Social Media Marketing Terhadap Purchase Decision Produk Bank Syariah Indonesia: (Studi Pada Mahasiswa Prodi Perbankan Syariah UINSU) Larah, Anggi Dwi; Jannah, Nurul; Yanti, Nursantri
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 3 (2025): May - July
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i3.1518

Abstract

Penelitian ini bertujuan untuk menyelidiki dampak Pemasaran Media Sosial (SMM) terhadap pilihan pembelian produk Bank Syariah Indonesia di kalangan mahasiswa yang terdaftar dalam program perbankan Islam di UINSU. Metodologi yang digunakan adalah kuantitatif dan melibatkan pengumpulan data melalui survei yang diberikan kepada 91 mahasiswa yang secara teratur menggunakan produk Bank Syariah Indonesia di media sosial. Investigasi menunjukkan bahwa pemasaran media sosial secara signifikan memengaruhi pilihan pembelian, ditunjukkan oleh nilai koefisien determinasi (R²) sebesar 0,728. Ini menandakan bahwa pemasaran media sosial dapat menjelaskan 72,8% dari variasi dalam pilihan pembelian. Uji-t, dengan tingkat signifikansi 0,000, menghasilkan nilai t terhitung sebesar 15,416, di atas nilai t tabulasi sebesar 1,66216. Hasilnya menunjukkan bahwa elemen yang terkait dengan pemasaran media sosial, termasuk hiburan, keterlibatan, analisis tren, personalisasi, dan promosi dari mulut ke mulut, dapat memengaruhi minat konsumen terhadap barang Bank Syariah Indonesia dan pilihan pembelian mereka. Implikasi praktis dari temuan ini adalah pentingnya mengembangkan konten yang bersifat interaktif, personal, dan terkini, guna meningkatkan kepercayaan serta mendorong tindakan konsumen. Bank juga diharapkan memperkuat elemen entertainment, customization, dan word of mouth di platform media sosial untuk membangun loyalitas dan memperluas jangkauan pasar.
Faith, Trust, and Service: A Socio-Cultural Analysis of Sharia Insurance Quality in Medan Muhammad Fauzan; Nur Ahmadi Bi Rahmani; Nursantri Yanti
Jurnal Ilmiah Mahasiswa Raushan Fikr Vol 14 No 1 (2025): Jurnal Ilmiah Mahasiswa Raushan Fikr
Publisher : Lembaga Kajian dan Pemberdayaan Mahasiswa UIN Prof. KH. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/jimrf.v14i1.13481

Abstract

The Islamic insurance industry continues to grow in response to increasing public awareness of finance based on Islamic principles. This study evaluates the service quality of the Sharia insurance provider AJB Bumiputera 1912, Medan Branch, using the Servqual method. Servqual assesses the gap between customer expectations and perceptions across five key dimensions: Tangibles, Reliability, Responsiveness, Assurance, and Empathy. Employing a descriptive quantitative approach, data were collected through questionnaires distributed to 104 respondents. The analysis involved validity and reliability testing, followed by Servqual calculations. The results reveal that the overall service quality of AJB Bumiputera 1912 Medan Branch meets customer expectations, with an average positive gap of 1.6%. The Tangibles dimension yielded the highest satisfaction level, with a gap of 3%, while the remaining dimensions exhibited relatively minor discrepancies. These findings indicate that the branch provides a high standard of service, yet continuous improvement is essential to further narrow the gap between customer expectations and actual service delivery. Ongoing service quality evaluations are recommended to enhance the company’s competitive edge within the Sharia insurance sector
Consumer Perception Analysis of Samsung Products Related to the Controversial Issue of BTS's Suga as Brand Ambassador Juwairiazizah Rasta; Nursantri Yanti; Juliana Nasution
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7309

Abstract

This study analyzes consumer perceptions of Samsung products promoted by BTS's Suga as a brand ambassador, focusing on the impact of the controversial issue related to DUI involving Suga. The research method used is a descriptive qualitative approach with data collection through an open-ended questionnaire distributed online to Samsung consumers and BTS fans (ARMY). The collected data were analyzed using thematic analysis to identify dominant themes in consumer perceptions. The results of the study indicate that despite the controversial issue involving BTS's Suga as Samsung's brand ambassador, consumer perceptions of Samsung products have a positive view, although there are some weaknesses identified. Suga's influence as a brand ambassador is more pronounced among BTS fans, who feel an emotional connection with their idol. However, many respondents were not affected by the controversial issue and continued to judge the product based on its quality. Respondents also expect Samsung to handle this issue professionally and transparently. This study emphasizes the importance of managing controversial issues and selecting the right brand ambassador in marketing strategies to maintain brand loyalty and consumer purchasing decisions.
Analysis Of Sharia Mortgage Financing In Puri Khazanah Regency Batang Kuis Housing At Btn Syariah In 2021-2024 Shabira, Yusra; Yanti, Nursantri; Jannah, Nurul
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 7 No. 1 (2025)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v7i1.317.1-17

Abstract

This study aims to analyze the effectiveness of subsidized Sharia mortgage financing distribution carried out by BTN Syariah in Puri Khazanah Regency Batang Kuis Housing. Using qualitative descriptive methods, this study identifies and analyzes the experiences and challenges faced by customers in the sharia financing process. This study focuses on a housing complex with 40 units and the research approach through interviews with 10 selected customers, the results of the study indicate that some customers face payment difficulties that lead to bad debts, which are caused by economic instability. The conclusion of this study emphasizes the need for a more effective restructuring strategy and a more sensitive approach to the economic conditions of customers to increase the success of Sharia mortgage financing distribution. Another implication concerns the need for more intensive financial education for low-income communities, so that they understand the responsibilities and risks in mortgage financing, and have mature financial planning before making a decision to borrow. For housing developers, this study emphasizes the importance of working more closely with banks to ensure the sustainability of housing projects and customer satisfaction. Overall, this study shows that the success of the Sharia mortgage financing program depends not only on the financing agreement and structure, but also on the sensitivity of the institution to the dynamics of the community's economy. In addition, these results highlight the importance of developing more flexible and adaptive financing restructuring strategies, such as adjusting tenors or postponing installment payments under certain conditions
Islamic Economic-Based Home Industry Development Strategy Using SOAR Analysis Purba, Febri Andriawan; Yanti, Nursantri; Ilhami Nasution, Muhammad lathief
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the development strategy of home industries based on Islamic economics using the SOAR (Strengths, Opportunities, Aspirations, and Results) analysis approach, with a case study on the rattan basket business in Kualuh Selatan District. The rattan basket home industry has significant economic potential due to its foundation in local wisdom and alignment with Islamic economic principles such as justice, blessing, and collective welfare. This research uses a qualitative method with data collected through literature reviews and direct interviews with local craftsmen. The findings indicate that the main strengths of the business lie in the availability of raw materials and the skills of the artisans, while opportunities include increasing market demand and government support. The result is this business relies on traditional skills and local raw materials, and makes a significant economic contribution to the surrounding community. However, various obstacles remain, such as limited capital, traditional equipment, and limited market access. Using the SOAR (Strengths, Opportunities, Aspirations, Results) analysis approach, this study shows that internal strengths such as artisan skills and abundant raw materials can be combined with external opportunities such as government support and digital marketing. The aspiration to improve product quality, expand employment opportunities, and introduce modern technology are the main drivers for this business’s development.
Business Development Strategy through Productive Waqf Aqashah, Faisal; Siregar, Saparuddin; Yanti, Nursantri
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

This research discusses business development strategies through productive waqf with a case study at the Asy-Syafaah Mosque, Tebing Tinggi City. Productive waqf is an innovation in waqf asset management that aims to provide sustainable economic and social benefits. The Asy-Syafaah Mosque utilizes waqf assets in the form of kiosks that are rented out to the community, and the proceeds are used to finance the operation of a free afternoon madrasa for children. This research uses a qualitative approach with a field study method, including in-depth interviews, observation, and documentation. SWOT analysis is used to identify strengths, weaknesses, opportunities, and threats in productive waqf management based on kiosk leasing. The results showed that productive waqf management at the Asy-Syafaah Mosque is able to provide multiple benefits, namely supporting religious education and empowering the economy of the surrounding community. The right management strategy can be a reference for other mosques in developing productive waqf as an effort to empower the economy and social community.
Banana Chip Home Industry Development Strategy Using the Pentahelix Approach: An Islamic Economic Review Medeni, Desi Chintiara; Marliyah; Yanti, Nursantri
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The banana chip home industry in Sengon Sari Village faces challenges in business development despite having been in operation for decades. This study aims to identify development strategies for the banana chip home industry using a pentahelix approach with an Islamic economic perspective on the business owned by Mrs. Warsina in Sengon Sari Village. The research method used is qualitative, with data collection techniques involving interviews and observations of the five pentahelix stakeholders (academics, business operators, government, community, and media). Data analysis utilized the SOAR approach (Strengths, Opportunities, Aspirations, Results) to identify internal strengths and external opportunities. The research findings indicate that factors related to strengths and aspirations suggest a solid potential for development. The main strategies recommended include: developing an environmentally sustainable strategy, digital promotion, market access through e-commerce, sharia financial management training, and optimizing social media for transparent promotion. The implementation of these strategies aligns with the principles of Islamic economics, which emphasize justice, honesty, tawhid, and responsible leadership, thereby enhancing business competitiveness while benefiting the wider community.
The Economic Role of Customer Relationship Management in Enhancing Shopping Convenience: An Islamic Business Ethics Approach Leswara, Malda Davitha; Nurbaiti, Nurbaiti; Yanti, Nursantri
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 5 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i5.9073

Abstract

This study aims to analyze the implementation of Customer Relationship Management (CRM) in enhancing consumer shopping comfort from the perspective of Islamic business ethics at Farida Fashion Store. A qualitative descriptive approach was employed, using observation, interviews and documentation as data collection methods. The findings reveal that CRM is implemented through personal interactions between employees and customers, without the support of integrated digital systems. Despite this, After implementing CRM, employees became more structured in their customer service, allowing them to maintain their best service for customers such an approach has successfully built customer loyalty and increased satisfaction. From the Islamic business ethics perspective, the store applies five key principles: tauhid (oneness), justice, free will, responsibility, and ihsan (excellence). However, challenges remain, including limited human resources, minimal use of technology. However, challenges remain, such as understaffing and suboptimal technology utilization. With gradual improvements, CRM in this store can be better and provide benefits to both the business and customers.
Pengaruh Tingkat Bagi Hasil, Inflasi Dan Cost To Income Terhadap Pembiayaan Musyarakah Di Bank Syariah Indonesia Tahun 2024 Indah Wahyuni; Tuti Anggraini; Nursantri Yanti
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.1872

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh tingkat bagi hasil, inflasi, dan cost to income terhadap pembiayaan musyarakah di Bank Syariah Indonesia tahun 2024, baik secara parsial maupun simultan. Jenis penelitian yang digunakan adalah kuantitatif deskriptif dengan data sekunder yang diperoleh dari laporan keuangan Bank Syariah Indonesia tahun 2024. Sampel penelitian berjumlah 48 data dengan teknik sampling jenuh. Analisis data dilakukan melalui uji statistik deskriptif, uji asumsi klasik, regresi linear berganda, uji t, uji F, serta uji koefisien determinasi menggunakan program IBM SPSS 26. Hasil penelitian menunjukkan bahwa tingkat bagi hasil berpengaruh positif dan signifikan terhadap pembiayaan musyarakah, inflasi tidak berpengaruh signifikan terhadap pembiayaan musyarakah, sedangkan cost to income berpengaruh positif dan signifikan terhadap pembiayaan musyarakah. Secara simultan, variabel tingkat bagi hasil, inflasi, dan cost to income berpengaruh signifikan terhadap pembiayaan musyarakah di Bank Syariah Indonesia tahun 2024. Temuan ini mengindikasikan bahwa faktor internal bank berupa efisiensi operasional dan tingkat bagi hasil lebih menentukan dalam mendorong pembiayaan musyarakah dibandingkan faktor eksternal seperti inflasi.
Co-Authors Ade Vitria Adelia Azizi Adinda Arafah Admar, Ok Agam Afrian Andika Yumna Afwan Hafizh Ahmad Amin Dalimunthe Ahmad Syakir Ajeng Manjana Aldino, Imam Alicia, Febi Amelia, Anika Ananda Ibnu Sobri Hsb Andri Soemitra Angga Lesmana Angga Putra Suhadi Anggara, Dwi Erlanda Anggraini, Bunga Anisya Putri Syam Sinambela Annio Indah Lestari Nasution Aqashah, Faisal Arafah, Adinda Arifin Fauzi Lubis Arnida Wahyuni Lubis Arnida Wahyuni Lubis Arya Farhan Asmuni Asshifa Nazila Aridzki Atika Atika Atika Atika Suri Azhri Akmal Tarigan Batubara, Soraya Alyya Syam Bi Rahmani, Nur Ahmadi Budi Harianto Budi Prianto Bunga Anggraini Dara Puspita Dedek Joefanny Della, Della Alvionita Desi Rahmawati Supraja Dhea Dinanty Dimas Azhari Dwi Septialamsyah Elsa, Nazwa Alpuja Erlina Erlina Erna Sipahutar Etika Manda Sari Rangkuti Fachry Abda El Rahman Fadila, Shintiya Fadilla Khairunnisya Siregar Februari, Budi Filda, Muhammad Amrozi Hafidah Ayu Kusnadi Hani, Zulfa Harahap, M. Ikhsan Harahap, Muhammad Ikhsan Hendra Harmain Hotmaida, Hotmaida Hsb, Sarmania Hutabarat, Nadya Namora Ian Alfian Iin Prasetyo Ilhami Nasution, Muhammad lathief Indah Wahyuni Indradewa, Rhian Juliana Nasution Juwairiazizah Rasta K, Kamilah Kamila K Kamilah, Kamilah Khairina, Nabila Lailanur Fadillah Nasution Larah, Anggi Dwi Laylan Syafina Lesmana, Angga Leswara, Malda Davitha Lisa Chintiya Tambunan Lubis, Herlina Lubis, Nursakilah Lubis, Nurul Amaliyah M Arif Haikal Lubis M. Ikhsan Harahap Maidalena, Maidalena Manurung, Ibnu Syawali Manurung, Khoirul Ardani Marliyah Marliyah Marliyah, Marliyah Marliyah, Marliyah Maryam Batubara Medeni, Desi Chintiara Miftahul Jannah Hasibuan Muhammad Andre Wardhana Muhammad Anwar Muhammad Arif Muhammad Arif Muhammad Arif Haikal Lubis Muhammad Da’i Arham Muhammad Farhan Muhammad Fauzan Muhammad Ikhsan Harahap Muhammad Lathief Ilhammy Nasution Muhammad Lathief Ilhamy Nasution Muhammad Naufal, Muhammad Muhammad Ramadhan Muhammad Syahbudi muhammad Syahbudi, muhammad Muhammad Zieo Addefrid Putra Munthe, Yusromuin Mustafa Khamal Rokan Nadya Ervina Nadya Namora Hutabarat Nasution, Annio Indah Lestari Nasution, Annio Indah Lestari Nasution, Fathia Zuhra Nasution, Juliana Nasution, Muhammad Lathief Ilhammy Nasution, Sakinah Jahrani Natasya, Adelia Nur Ahmadi Bi Rahmani NUR AHMADI BI RAHMANI Nuraini Nuraini Nurbaiti Nurhayani Nurhayani Nuri Aslami Nurlaila Nurlaila Nurul Inayah Nurul Inayah Nurul Inayah Nurul Jannah Nurul Wahidah Nurwani Ongku Indramora Siregar Pakpahan, Jiyad Faqih Pulungan, Silviani Purba, Febri Andriawan Puspa, Chairunnisa Dian Putri Dini Agustin Putri, Dinda Karunia Putri, Riri Dwita Rafika Afifah Angkat Rafli, Mhd Rahma, Tri Inda Fadhila Rahmad Syah Rizal Rahmatul Fadilah Rahmi Syahriza Rahmi Syahriza, Rahmi Reni Dwijaya RENI TANIA PURBA Reni Yusnita Ridayanti Ridayanti Risma Warti Ritonga, Aprilia Amanda Ritonga, Dendi Dwi Ritonga, Lilis Suryani Rizki Hambali Hsb Sahri Aramiko Saidah Khairiyah Hasibuan Salman Al-faridzi Salsabila, Hana Saparuddin Siregar Sari, Della Puspita Shabira, Yusra Shintiya Fadila Silalahi, Purnama Ramadani Silvia Anggrie Nst Silvia Fransiska Simanjuntak, Indah Siregar, Atika Siti Hot Nita Hasibuan Siti Rohani Siti Zumara Sri Mutia Fazira Sri Ramadhani Sri Sudiarti Sri Sudiarti Sri Sudiarti sri sudiarti sri sudiarti Suhairi Suhairi Sulistya Ningsih, Inten Suri, Atika Susi Apriliani Syakir, Ahmad Tiwi Bastari Batubara Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Tri Inda Fadhila Rahma Trisnawati Tuti Anggraini Tuti Anggraini Vania Sally Nabila Wahyu Syarvina Waizul Qarni Wicaksana Dwi Prasetiyo Wili Dani Anwar Soleh Siregar Winda Irmayani Sijabat Windy Puspita Yenni Samri Juliati Nasution YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuhda, Ahmad Sabili Yuliana Yuliana Yusra Amelia Hsb Zainarti Zuhrinal M. Nawawi Zulfa Khoiriah Zulfahani