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Faktor-Faktor yang Mempengaruhi Permintaan Kredit pada Perum Pegadaian Bambang Karnain; Sugiharto Sugiharto; Rina Dewi; Achmad Daeng GS
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 12 No. 1 (2024): Desember : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v12i1.3507

Abstract

This research aims to determine the factors that influence credit demand at Perum Pegadaian. This research method is literature study. The data analysis technique is by collecting information from various sources in fields related to the factors that influence the demand for credit at Perum Pegadaian, the data is collected and analyzed and conclusions are drawn. The results of this research state that the factors that influence the demand for credit at Perum Pegadaian include (1) customer's income level, (2) customer's education level (3) interest rate (4) service at Perum Pegadaian and (5) credit repayment period.
ASPEK PERPAJAKAN ATAS PENGENDALIAN BIAYA OPERASIONAL TERHADAP EFISIENSI PENGELUARAN KAS Tjandra Wasesa; Sugiharto Sugiharto; Bambang Karnaen P.
AKUNTANSI 45 Vol. 3 No. 2 (2022): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v3i2.584

Abstract

Each unit of business activity certainly has the desire to continue to grow. Therefore efforts to increase sales as a step to achieve revenue targets must be planned properly, as well as optimal control of costs incurred for business operations, so that cash assets used to pay operational costs must be controlled.One of the efforts to control operational costs is by paying attention to the taxation aspects related to operational expenses which cannot be charged as a deduction from business income. So it can be concluded that it becomes a consideration for companies to pay attention to the taxation aspect of controlling operational costs in order to achieve the efficiency of company cash disbursements.
Pengaruh Gaya Kepemimpinan, Motivasi Dan Disiplin Kerja Terhadap Kinerja Karyawan (Studi Kasus Pada PT. Profilia Indotech Surabaya) Moch Indrawan; Bambang Karnain; Achmad Daengs GS; Sugiharto Sugiharto; Diana Zuhro
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1517

Abstract

This study aims to determine the effect of leadership style, motivation and work discipline on the performance of PT.Profilia Indotech Surabaya employees. The type of research used is quantitative and information is collected through questionnaires. The sample in this study are employees of PT. Profilia Indotech Surabaya as many as 37 respondents. The analytical method used is descriptive analysis with SPSS 25 application tools namely validity analysis, reliability analysis, multiple linear regression analysis, multicollinearity, heteroscedasticity, normality, hypothesis testing (t test and F test) and the coefficient of determination (R2). The results show that leadership style partially has a significant influence on employee performance, with a significance value of α = 0.00 <0.05 with a tcount greater than ttable -4.368> -2.03452. Motivation partially has a significant influence on employee performance, with a significance value of α = 0.00 <0.05 with a tcount greater than ttable 23.861> 2.03452. Discipline partially has a significant influence on employee performance, with a significance value of α = 0.02 <0.05 with a tcount greater than ttable 3.378> 2.03452. And simultaneously leadership style, motivation and discipline have a significant influence on employee performance, with a significance value of α = 0.00 <0.05 with a Fcount value greater than Ftable 193.850> 2.89. From this study is that the variables of leadership style, motivation and work discipline have a significant effect on employee performance.
Pengaruh Insentif Dan Motivasi Terhadap Kinerja Karyawan Pada PT Sentral Koneksi Internasional Ngono Citra Zippora; Harsono Teguh S; Achmad Daengs GS; Sugiharto Sugiharto; Bambang Karnain P
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1525

Abstract

This study aims to determine how much influence incentives and motivation have on employee performance at PT Sentral Kontak Internasional. Human resources have a very important role for the company to achieve the set targets. PT Sentral Kontak Internasional provides incentives as a trigger to increase motivation on employee performance. This type of research is quantitative, this study uses the entire population / saturated sample, namely as many as 50 respondents. Of the 50 respondents, 32 were male and 18 were female. The sampling technique for this study used a questionnaire with a sample of 50 people. This study used multiple linear regression testing with the SPSS 26 data processing application. The results showed that the incentive variable had a partial effect on employee performance with the result t calculated on the incentive variable (X1) showing the number 2.614. The calculated t value is greater than t table or 2.614 > 2.011. Motivation has a partial effect on Employee Performance at PT Sentral Kontak Internasional with the t-count on the Motivation variable (X2) showing the number 11.819. The calculated t value is greater than t table or 11.819 > 2.011. Then motivation (X2) has a partial effect on employee performance. The results of the F test count the simultaneous test of Incentives (X1) and Motivation (X2) on Employee Performance (Y) with a result of 84.284. The calculated F value is greater than the F table or 84.284 > 3.20. It can be concluded that incentives (X1) and motivation (X2) have a significant effect on employee performance (Y) simultaneously.
Analisis Pengukuran Waktu Kerja Dan Beban Kerja Mental Guna Menentukan Jumlah Tenaga Kerja Yang Optimal Pada PT. Papan Jaya Lumajang Kristian Mangku Setyo Panjaitan; Harsono Teguh S; Achmad Daengs GS; Sugiharto Sugiharto; Bambang Karnain; Rina Dewi
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1528

Abstract

PT. Papan Jaya is one of the textile industries that produces ply wood in large quantities. A significant increase in the number of requests forces companies to be able to compete with other companies, so an increase in productivity is needed. The company experienced several periods of non-fulfilment of production targets. Given the problems that occur, this research will calculate the analysis of working time and mental workload on the workforce in order to optimize the workforce. This type of research uses the Work Sampling method to calculate normal time and standard time, NASA-TLX is useful for knowing the value of the mental workload of the workforce, and Work-load Analysis to optimize the workforce. The results of the Work Sampling method obtained a total production time of 70.41 minutes by considering the Performance Rating and Allowance value. The NASA-TLX method results in the majority of the workforce having a high workload value. The mental workload value with the highest value was 86 on the hot press machine (Operator 9) while the lowest mental workload value was 55 on the rotary machine (Operator 4). As well as the results of the Workload Analysis method, the mixing machine part and the cutting machine part need to add 2 workers and the trimming part needs to reduce 1 worker. From these results, the workforce at PT. Papan Jaya, which originally consisted of 18 workers, after being calculated, the results obtained were 21 workers.
Pengaruh Strategi Pemasaran 4P Terhadap Keputusan Pembelian Produk Pulsa21 Di Kabupaten Gresik Winda Sari; Bambang Karnain P; Achmad Daeng GS; Sugiharto Sugiharto; Rina Dewi
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1533

Abstract

This study aims to determine the effect of the 4P marketing strategy on purchasing decisions for Pulses21 products in Gresik district. This type of research used is quantitative research. The population in this study was around 15,000 people with a sample of 100 respondents. Data was collected through questionnaires and observation methods. The data analysis technique used is the classical assumption test which consists of a normality test, multiple linear regression analysis, and hypothesis testing, namely the t test, F test, and the coefficient of determination (R²). The results of the data analysis obtained a simple linear equation Y=1.198+0.196X1+0.457X2+(-0.078X3)+0.315X4+0.267. The conclusion that can be drawn from this study is that the marketing strategy variable price and promotion have a significant influence on purchasing decisions while the product and place variables do not have a significant influence on purchasing decisions. This is evident from the t count > t table, namely for the price variable 4.224> 1.985 with a significance value of 0.001˂0.05 and the promotion variable 2.964˃1.985 with a significance value of 0.004˂0.05, while for the product variable it is 1.581˂1.985 with a significance value of 0.117˃0.05 and the place variable -0.722˂1.985 with a significance value of 0.472˃0.05. And the results of the F test analysis obtained a calculated F value of 65.069 which was greater than the F table of 2.47 and an F significance of 0.001 which was smaller than 0.05. The calculation results for the R2 value are 0.733 which means that the 4P variables have an influence on purchasing decisions of 73.3%, while the remaining 26.7% is influenced by other variables not examined in this study.
Pengaruh Kualitas Pelayanan Dan Citra Produk Terhadap Loyalitas Pelanggan Pengguna Kartu Telkomsel Di Wilayah Surabaya Nadya Vicky; Bambang Karnain; Achmad Daengs GS; Sugiharto Sugiharto; Rina Dewi
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1535

Abstract

This study aims to determine the effect of service quality and product image on Telkomsel customer loyalty in Surabaya. The research method used is a quantitative method. Collecting data using a questionnaire distributed to the population of all Telkomsel card users in the Surabaya area, because this population is unlimited or the population cannot be determined with certainty. So this study uses a sample with the Lemeshow formula, namely 100 respondents. The data analysis technique used is the classical assumption test which consists of a normality test, heteroscedasticity test, multicollinearity test and multiple linear regression analysis, as well as hypothesis testing, namely the coefficient of determination test, f test, t test.The results of the research based on the resulting tests show that service quality and product image have a significant influence on Telkomsel customer loyalty in Surabaya, one of which is evidenced by the results of the coefficient of determination that the correlation between customer loyalty and all independent variables (service quality and product image) R -Square of 0.653 means that 65.3% variation or change in customer loyalty is jointly influenced by service quality and product image while the remaining 34.7% variation or change in customer loyalty is caused by other variables not included in this study.
Pengaruh Pemahaman Teori Dasar Investasi, Modal Minimal, Dan Motivasi Terhadap Minat Berinvestasi Pada Generasi Milenial Area Surabaya Gresik Dewi Putri Rahmawati; Bambang Karnain; Achmad Daengs GS; Sugiharto Sugiharto; I Gede Wiyasa
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1536

Abstract

The purpose of this study was to determine the effect of understanding the basic theory of investment, minimum capital and motivation on the millennial generation's interest in investing in the capital market. The millennial generation in this study focuses on young investors, aged between 17 to 35 years who live in Surabaya and Gresik and have active investment accounts of 50 people. The type of research used is quantitative. Information was collected through a questionnaire. The analytical method used is descriptive analysis, validity analysis, reliability analysis, multiple linear regression analysis, normality, hypothesis testing (T test and F test) and deretmination coefficient (R²). The results of the study show that the variable knowledge of basic investment theory results from t count > t table (2.138 > 2.012) and results t count > t table minimum capital variable (2.887 > 2.012) meaning that these two variables have a positive and significant effect on millennial generation investment interest in the capital market. While the motivational variable results t count > t table (-0.085 > -2.012) is negative, meaning that the motivational variable does not significantly influence the interest in investing in the millennial generation. From the results of the multiple regression test, the results are Y=4.095+ 0.203X1+ 0.653X2+ (-0.10X3)+ 0.363. The results of the F test obtained F count > F table (26.933 > 2.81).
Pengaruh Beban Kerja, Reward Dan Punishment Terhadap Kinerja Karyawan Cafe Gubuk Wringin Gresik Moch Adam Fahmiansyah; Achmad Daengs GS; Bambang Karnain; Sugiharto Sugiharto; Rina Dewi
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1539

Abstract

The purpose of this study is to find out how much influence workload has,reward and punishment on the performance of employees at the Wringin Gresik Gubuk cafe. Human resources must have skills and abilities that support them in completing tasks and responsibilities. With adequate capabilities, human resources carry oult thelir dultiels and relsponsibilitiels elffelctivelly and elfficielntly. Cafel Gulbulk Wringin Grelsik prelselnts a ulniqulel placel concelpt with a rulral atmosphelrel. This typel of relselarch is qulantitativel. Thel popullation of this stuldy welrel elmployelels of thel Wringin Grelsik shack cafel with a total of 40 relspondelnts. Of thel 40 relspondelnts, 22 welrel malel and 18 welrel felmalel. Thel sampling telchniqulel for this stuldy ulseld pulrposivel sampling. Thel nulmbelr of samplels is 40 relspondelnts. Data collelcteld throulgh qulelstionnairels. This stuldy ulseld a linelar relgrelssion telst tool with thel SPSS 19 data procelssing application. Thel relsullts showeld that thel Workload Variablel had a partial elffelct on Elmployelel Pelrformancel with thel relsullt t calcullateld on thel Workload variablel (X1) showing thel nulmbelr 2.041. Thel calcullateld t valulel is grelatelr than t tablel or 2.041 > 2.028.Relward has a partial elffelct on thel Elmployelel Pelrformancel of thel Wringin Gulbulk Cafel with thel relsullts of t coulnt on thel variablel Relward (X2) shows thel nulmbelr 5.309. Thel calcullateld t valulel is grelatelr than t tablel or 5.309> 2.028 . SoRelward (X2) has a partial elffelct on elmployelel pelrformancel. Thel t-coulnt relsullts on thel Pulnishmelnt variablel (X3) show thel nulmbelr 1,. Thel calcullateld t valulel is smallelr than t tablel or 1.059 < 2.028. Pulnishmelnt (X3) has no partial elffelct on Elmployelel Pelrformancel (Y).
Pengaruh Gaya Kepemimpinan Dan Insentif Yang Diberikan Terhadap Kinerja Kerja Karyawan PT. Multi Aneka Pangan Nusantara Di Gresik Iklima Adilvi Artafilah; Achmad Daengs GS; Harsono Teguh S; Bambang Karnain; Sugiharto Sugiharto
Jurnal Mahasiswa Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Oktober : Jurnal Mahasiswa Manajemen dan Akuntansi
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/jumma45.v2i2.1547

Abstract

This study aims to observe and analyze the influence of leadership style and incentives given to the performance of employees of PT. Multi Aneka Pangan Nusantara in Gresik Partially and simultaneous. This research method tends to be descriptive and tends to be general. Data obtained directly from the respondent or the object under study or something to do with the object under study. This data can be in the form of interviews, questionnaires, and observations that will be carried out at PT. Multi Aneka Pangan Nusantara Gresik. As for secondary data obtained from books, journals, and other related sources and strengthen the basis of research and written sources that refer to existing theories. The data analysis technique used in this study was multiple linear analysis, t test and F test. The results showed that Leadership Style (X1) had a positive and significant effect on the performance (Y) of employees at PT. Multi Aneka Pangan Nusantara is proven by t count -0.910 with a significance of 0.037. Incentives (X2) have a positive and significant effect on the performance (Y) of employees of PT. Multi Aneka Pangan Nusantara is proven by a t count of 4.571 with a significance of 0.000. PT employees Multi Aneka Pangan Nusantara Leadership style (X1), incentives (X2) have a positive and significant impact on the performance (Y) of employees of PT. Multi Aneka Pangan Nusantara is proven by f count 10.315 with a significance of 0.000. Positive influence in this sense means that if the employee's perception of the leader's attitude is getting better, then the performance of the employees will also be getting better. Likewise, the higher the incentive, the better the employee performance.
Co-Authors Abdullah Umar Achmad Daeng GS Achmad Daengs Ade Dwi Marsyida Adelia Friska Imas Agnes Martalina Gasmi Agung Hari Sasongko Aisyah Dwi Ramadhani Amanda Anggraini Amanda Putri Herman Boedhiarti Andreansah Andreansah Anggit Risdiyanto Anies Setiowati, Anies Annisa Rahma Dana Aridha Prasetya Aridha Prassetya Ariyatun, Ariyatun As-Syifa R.Ramdhani Tanjung Atang Atang Azizah Nur Fatimah Bambang Karnaen P. Bambang Karnain Bambang Karnain P Bawa Mulyono Hadi Dani Feki Kris Koro Dema Erita Devi Mayasari Dewi Putri Rahmawati Dhya Nur Aysiya Dian Kusumaningrum Diana Zuhro Dionisius Aldio Manuhutu Dwi Krisnara Dwi Prasetyo Eko Setio Wibowo Ely Julianus Tiballa Emilia Jefanggi Lolita Widiantini Enggar Dwi Panglipur Enny Istanti Erwin Tri Kurniyanto Fikri Firdaus Futridesy Angraini Gede Wiyasa Glory Aguzman GS , Achmad Daengs Gunawan Gunawan Harsono Teguh Harsono Teguh S Harsono Teguh Santoso Haryanto, Trisno Hesti Pandu Widodo I Gde Wiyase I Gede Wiyasa I Putu Yogie Mahendra Ika Sufitri Iklima Adilvi Artafilah Intan Febria Nita Irfan Fauzi Isroli Isroli Kristian Mangku Setyo Panjaitan La Ode Abdullah Mahjudin Mahjudin Maria Ayu Puspita Martono Martono Martono Martono Mila Nurkolila Moch Adam Fahmiansyah Moch Indrawan Moh. Riskaedi Febriyan Muhammad Muflih Sulaiman Mutiara Fadhillah Nadya Vicky Ngono Citra Zippora Niko Wahyu Dwi Hermawan Novia Al Adawiyah Nuning Setyaningrum Nurida Hana Simamora Okky Novianto Olivia Andiana Pantur Pandiangan Pinta Yosepin Turnip Priyo Susatyo Putra Pamungkas Putra, Mulhady Rachmad Hartono Rahmat Winata Rakha Abbiyu Rina Dew Rina Dewi Riska Putri Setyaningrum Ristanti Ristanti S.T., M.T., DEDI BUDI SETIAWAN Sa'adatul Amalia Safeb Achman Irfai Anas SASMITO WIDI NUGROHO Setiyono, Eko Setya Rahayu Siti Hajar Sahari Siti Nurul Hidayah Sri Sukmaningrum Sri Sumartiningsih Suci Rahmawati Hidayatulloh Tarigan, Bukti Tasya Florensia Tjandra Wasesa Tonny Hendartono Tosa Dwitara Anggit Turrini Yudiarti Vicky Ardiansyah Wahyu Restu Syahputri Widiyanti Widiyanti Widji Nurhayati Widodo Widodo Winda Sari Yoto Yoto Yulius Gulo Zainul Arifudin