Article Per Year (5 Year)
p-Index From 2021 - 2026
6.982
P-Index
This Author published in this journals
All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah Al-Ulum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) TEKNOLOGI INFORMASI Jurnal Kewirausahaan dan Bisnis Teorema: Teori dan Riset Matematika Jurnal INTECH Teknik Industri Universitas Serang Raya Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekonomi Pembangunan Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal ABDIMAS (Pengabdian kepada Masyarakat) UBJ Telcomatics Jurnal Terapan Manajemen dan Bisnis Al-Mashrof: Islamic Banking and Finance Jurnal Tunas Agraria Jurnal Manajemen Pendidikan Al Hadi Jurnal Pengabdian Masyarakat (ABDIRA) Counselle | Journal of Islamic Guidance and Counseling GEOGRAPHIA: Jurnal Pendidikan dan Penelitian Geografi ProBisnis : Jurnal Manajemen Journal of Management and Islamic Finance Indonesian Journal of Educational Development (IJED) Study & Management Research Best Journal of Administration and Management Journal of Islamic Economics Lariba Jurnal Indonesia Sosial Sains Journal of Economics and Social Sciences Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat Jurnal Multidisiplin West Science Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Indo-Fintech Intellectuals: Journal of Economics and Business JPNM : Jurnal Pustaka Nusantara Multidisiplin AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam JICS : Journal Of International Community Service Journal of Contemporary Law Studies Contemporary Society and Politics Journal Mitsaqan Ghalizan Proceeding Of International Conference On Education, Society And Humanity International Journal of Islamic Business and Economics (IJIBEC) Jurnal Cendekia Ilmiah Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Balance: Jurnal Ekonomi
ahmad habibi
FIA-Brawijaya University
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Neuroscience Nursing Physics Public Health Social Sciences Transportation Other

Published : 60 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 60 Documents
Search

 2   3   4   5   6 
COMPARISON OF FINANCIAL PERFORMANCE OF CONVENTIONAL BNI (BNIK) AND BNI SYARIAH (BNIS): REVIEW BEFORE AND DURING COVID-19 Habibi, Ahmad; Normasyhuri, Khavid; Anggraeni, Erike
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6523

Abstract

Covid-19 is a disease that spreads across continents across countries and even Indonesia. The Covid-19 pandemic has become a challenge for the business world, including banks such as Conventional BNI (BNIK) and Sharia BNI (BNIS). In its implementation, financial performance is an important measure of whether in the company there is an increase in the company's finances or vice versa. This study aims to compare the financial performance of profitability ratios, namely ROA, ROE, and BOPO Conventional BNI (BNIK) and Sharia BNI (BNIS) before and during covid-19. This research is included in quantitative research with comparative nature. The type of data used is secondary data obtained from the official website of the Financial Services Authority (OJK). The statistical tool used is SPSS Version 21 using the Mann-Whitney test. Research result Shows that before Covid-19 there were differences in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it appears that financial performance from the ROA, ROE, and BOPO aspects of Conventional BNI (BNIK) is still better than Sharia BNI (BNIS) before covid-19. Then during covid-19, there was no difference in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it was seen that the Covid-19 pandemic certainly had an impact on financial performance in terms of ROA, ROE, and BOPO aspects, both conventional and sharia bank.
PERNIKAHAN DINI DALAM TINJAUAN HUKUM ISLAM DAN PSIKOLOGI: EARLY MARRIAGE IN A REVIEW OF ISLAMIC LAW AND PSYCHOLOGY Habibi, Ahmad
Mitsaqan Ghalizan Vol. 2 No. 1 (2022): Mitsaqan Ghalizan
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/mg.v2i1.5276

Abstract

This paper examines how early marriage is a phenomenon that is currently common in Indonesia. The analysis carried out in this paper is to examine the perspective of Islamic law and the psychological perspective of early marriage. The purpose of marriage is according to Islamic teachings and the goodness of the parties directly interested, and on the basis of "maslahah mursalah". Psychology sees that early marriage is not just an age limit for humans. Because early marriage is more accurately described as young marriage. This reason is more related on issues of non-physical development, both biological development and psychological development (emotional, cognitive and social)
Challenges of Sharia Compliance Audits in Islamic Banking: An Analysis of Fintech Developments in Indonesia Andriani, Yulia; Habibi, Ahmad; Fasa , Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.373

Abstract

Digital transformation has encouraged Islamic banking in Indonesia to integrate financial technology (Fintech) to improve efficiency and competitiveness. This study aims to examine the application of fintech in Islamic banking, its impact on sharia compliance, and evaluate the effectiveness of supervision in the digital age. This study uses a library approach with qualitative content analysis, as well as the theoretical framework of diffusion of innovation and Islamic financial law. The study found that although Fintech facilitates the implementation of Sharia principles through profit-sharing/buying and selling schemes and contract transparency, there are tensions between digital automation and Sharia accountability that could potentially lead to violations of Islamic principles if oversight is not strict. Therefore, the study concludes that there is an urgent need to develop a digital Sharia audit framework that is capable of performing a Sharia-compliant test directly on the system's source code, as well as encouraging collaborative innovation to embed compliance tools into the core of the technology.
Marketing Management of Islamic Financial Services in the Digital Era Hayati, Leni Riski; Habibi, Ahmad; Fasa, Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.374

Abstract

The research aims to analyze in depth the marketing management of Islamic financial services in the digital era, which is currently at a historical crossroads due to the acceleration of digital transformation and the Industrial Revolution 4.0. This study uses a qualitative approach with the method of Systematic Literature Review (SLR). The results of the analysis indicate that adaptation to the Sharia digital marketing mix (7PS), such as technology-based products and physical evidence that transform into digital evidence, must be integrated with strict Sharia compliance. Managerial success depends on Shariah-compliant innovation, strengthening cybersecurity, and Human Resource Investment with dual competencies, with the Sharia Banking-as-a-Service model proposed as a solution to address inequalities in the digital infrastructure of SMEs.
The Role of Sharia Fintech Implementation in Overcoming Gharar in E-Commerce Transactions to Ensure Sharia Compliance and Transaction Certainty in the Digital Economy in Indonesia Maulida, Reska; Habibi, Ahmad; Fasa, Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.378

Abstract

The study aims to analyze the strategic role of Sharia Fintech implementation in overcoming gharar elements in e-commerce transactions in order to ensure Sharia compliance and increase transaction certainty in Indonesia's digital economy ecosystem. Gharar in e-commerce often occurs due to non-conformity of goods, quality uncertainty, and lack of transparency of information, where buyers cannot physically verify the goods. Using a qualitative descriptive approach through literature studies, it was found that Sharia fintechs offer mitigation solutions through innovations such as Sharia smart contracts that automate clear contracts, Sharia escrow systems that hold funds until goods are received, and blockchain-based halal traceability technology for product transparency. The results of the study show that the adoption of this technology significantly minimizes ambiguity, reduces the risk of disputes, and increases consumer confidence, but the main challenges still include low Sharia digital literacy and not yet optimal integration across e-commerce platforms.
Pandangan Ulama Terhadap Kegiatan Keagamaan Yang Mengakibatkan Adanya Pencampur Bauran Antara Laki-Laki Dan Perempuan Habibi, Ahmad
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 4 No. 1 (2026)
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v4i1.1620

Abstract

Praktik pencampurbauran antara laki-laki dan perempuan (ikhtilāṭ) dalam kegiatan keagamaan masih menjadi perdebatan dalam kajian fikih Islam, terutama dalam konteks masyarakat modern. Fenomena ini juga ditemukan dalam berbagai kegiatan keagamaan di Kota Banjarmasin. Penelitian ini bertujuan untuk menganalisis pandangan tokoh agama terhadap pelaksanaan kegiatan keagamaan yang melibatkan laki-laki dan perempuan. Penelitian ini menggunakan pendekatan kualitatif melalui wawancara dengan tokoh agama serta kajian terhadap Al-Qur’an, hadis, dan pendapat ulama fikih. Hasil penelitian menunjukkan bahwa pada prinsipnya ikhtilāṭ tidak dibenarkan apabila berpotensi menimbulkan fitnah dan melanggar ketentuan syariat. Namun, dalam kondisi tertentu yang bersifat kebutuhan dan kemaslahatan, ikhtilāṭ dapat ditoleransi dengan syarat adanya pengaturan yang jelas, penjagaan adab pergaulan, pemeliharaan aurat, dan pencegahan terhadap khalwat.
DIGITAL ZAKAT IN THE DYNAMICS OF NATIONAL ZAKAT FUND COLLECTION IN INDONESIA Putra, Riyan; Habibi, Ahmad; Iqbal Fasa, Muhammad
Journal of Management and Islamic Finance Vol. 5 No. 2 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i2.13288

Abstract

The rapid expansion of digital payment systems in Indonesia has transformed the way Muslims fulfil their zakat obligations. This transformation raises an important question regarding the extent to which the growth of digital zakat contributes to national zakat fundraising performance. This study examines the relationship between digital zakat collection and total national zakat fundraising using secondary data from the annual reports of BAZNAS during the period 2019–2024. A descriptive–associative quantitative approach was employed to map year-to-year developments and to test whether the rise in digital zakat corresponds with the upward trend in national zakat receipts. The findings reveal a consistent increase in digital zakat collection accompanied by steady growth in total national zakat fundraising. Regression analysis indicates a statistically significant positive association between both variables, suggesting that digitalization has enhanced accessibility, accelerated payment processes, and broadened the muzakki base. These results underscore the strategic importance of strengthening digital governance, technological infrastructure, and institutional readiness within zakat organizations. The study contributes to the growing discourse on Islamic social finance by providing empirical evidence on the macro-level effect of digital fundraising within Indonesia’s zakat ecosystem
PENGARUH ADVERTISEMENT DAN PRICE TERHADAP IMPULSIVE BUYING PADA PRODUK KAHF DENGAN PERCEIVED EASE OF USE SEBAGAI VARIABEL MODERASI DALAM MANAJEMEN PEMASARAN SYARIAH Alwi, Muhammad; Habibi, Ahmad; Verawati, Heni
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4877

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh advertisement dan price terhadap impulsive buying produk Kahf pada konsumen Generasi Z di Bandar Lampung dengan perceived ease of use sebagai variabel moderasi, serta ditinjau dari perspektif manajemen pemasaran syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data primer diperoleh melalui penyebaran kuesioner kepada konsumen Generasi Z yang pernah membeli produk Kahf secara online di Bandar Lampung. Teknik pengambilan sampel menggunakan purposive sampling dengan jumlah responden sebanyak 100 orang. Analisis data dilakukan menggunakan metode Structural Equation Modeling (SEM) berbasis Partial Least Square (SmartPLS). Hasil penelitian menunjukkan bahwa advertisement dan price berpengaruh positif dan signifikan terhadap impulsive buying. Selain itu, perceived ease of use terbukti mampu memoderasi pengaruh advertisement dan price terhadap impulsive buying, di mana kemudahan penggunaan sistem memperkuat kecenderungan konsumen dalam melakukan pembelian impulsif.
Peran Visi Bersama dalam Keberhasilan Perubahan Transorganisasional di Era Digital: Perspektif Pengembangan Organisasi Habibi, Ahmad; Andika, Muhamad Try; Karim, Rafli Ifkar; Prastio, Teguh
JPNM Jurnal Pustaka Nusantara Multidisiplin Vol. 4 No. 1 (2026): February : Jurnal Pustaka Nusantara Multidisiplin (ACCEPTED)
Publisher : SM Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59945/jpnm.v4i1.948

Abstract

Transformasi digital telah menjadi pendorong utama perubahan organisasi di berbagai sektor, menuntut kemampuan beradaptasi yang tidak hanya bersifat teknis tetapi juga struktural, kultural, dan strategis. Penelitian ini bertujuan menganalisis peran visi bersama dalam keberhasilan perubahan transorganisasional di era digital dari perspektif pengembangan organisasi. Metode yang digunakan adalah studi literatur kualitatif melalui sintesis berbagai artikel ilmiah nasional dan internasional terbitan 2021–2025 yang relevan dengan transformasi digital, kepemimpinan, budaya organisasi, dan perubahan lintas-organisasi. Hasil penelitian menunjukkan bahwa visi bersama merupakan elemen strategis dalam mengarahkan seluruh pemangku kepentingan pada tujuan perubahan yang konsisten, memperkuat kepemimpinan transformatif, serta menciptakan budaya organisasi yang adaptif dan kolaboratif. Visi bersama juga berfungsi sebagai mekanisme koordinasi lintas unit dan lintas organisasi, mempercepat proses pembelajaran digital, serta mengurangi resistensi terhadap perubahan. Temuan ini menegaskan bahwa keberhasilan perubahan transorganisasional di era digital sangat bergantung pada kemampuan organisasi membangun dan menginternalisasi visi kolektif yang jelas dan inklusif. Penelitian ini memberikan kontribusi teoretis bagi pengembangan organisasi dan membuka peluang untuk penelitian lanjutan berbasis data empiris.
The Policy Role of Bank Syariah Indonesia for MSMEs Sector in Community Economic Empowerment Habibi, Ahmad; Utami, Pertiwi; Muzammil, Rozina; Nasor, Muhammad
Jurnal Kewirausahaan dan Bisnis Vol 28, No 1 (2023): June
Publisher : Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/jkb.v28i1.67178

Abstract

The people's economy can be improved through the micro business sector. The issue of the role of Bank Syariah Indonesia (BSI) as a competent Islamic bank is a new hope for these business actors. Unfortunately, previous studies have not disclosed in depth the programs and policies of BSI after the merger. This study aims to determine the policy of Islamic banking toward the micro-business sector to empower the community's economy. The study was conducted on Bank Syariah Mandiri (BSM), which merged with two other large Islamic banks, Bank Rakyat Indonesia Syariah (BRI Syariah) and Bank Negara Indonesia Syariah (BNI Syariah), and became BSI. The research design used a qualitative approach with data collection techniques in interviews, observation, and documentation. BSI is a bank that collects and distributes funds to the public based on sharia principles. The findings show that BSI maintained its reputation as a competent Islamic bank in community empowerment efforts. This is evidenced by the inclusion of BSI in the Forbes list of The World's Best Banks 2021 because it has met the criteria for trust, terms and conditions, customer services, digital services, and financial advice. Although it has merged with two other Islamic banks, BSM continues to use the same system as before, except for some adjustments related to product policies regarding costs, benefits, and margin provisions by applicable regulations. Community empowerment through Micro Business products refers to Law Number 21 of 2008 concerning Islamic Banking. In its development, to support the community's economy, BSI carries out a sustainable finance agendavillage economic programs, food security, sociopreneur scholarships, and siding with MSMEs.Keywords: Bank Syariah Indonesia; policy; MSMEs
Co-Authors Abda Abda Abdul Malik Ghozali Abidin , Noor Azliza Zainal Adib Fachri Adip Wahyudi Afani Adam, Muhammad Agus Kurniawan Aina, Siti Irma Nur Akbar, Tulus Rizkon Akhmad Muhaini Ali, Muhamad Rayhan Aminuyati Andika, Muhamad Try Anggraini, Afni Anis Mashdurohatun Antonius Duty Susilo, Antonius Duty Apriyanti, Rizky Ariani, Dera Arifin, Barmawi Atika, Ria Attalla, Yasser Naufal Azis, M. Abdul Aziz, Fawwaz Dewi Santi, Asmita Dina Pratiwi, Dina Eko Satrio, Muhammad Bagus Elviani, Elviani Erike Anggraeni Eristadora, Stephanie Evi Ekawati Fathurrozi, Ahmad Fatih Fuadi Firdasari, Nurshiva Gustika Nurmalia Hanif Hanif Hayati, Leni Riski Heni Verawati Husnul Madihah Iffah, Nur Imam Arifin Indra Kusuma, Abdul Haris Irfan, Hidayad Iwang, Baso Jayawarsa, A.A. Ketut Karim, Rafli Ifkar Kristanti, Anggita Retno Kurniawan, Hafidz Kustanto , Prio Lince Bulutoding Luqman Affandi Lutfi, Mufti Maisaroh, Neng Masrawati, Masrawati Maulana, Bintan Maulida, Reska Mega Fatimah Rosana Meiliyani, Eci Moh. Mukri Mohammad Basit, Mohammad Muhammad Alwi Muhammad Daffa Hariyanto Muhammad Iqbal Muhammad Iqbal Fasa Muhammad Nasor, Muhammad Muhammad Noor Shaleh Muhammad Wahdini Muzammil, Rozina Nathanael, Christian Nazira, Aliya Nita Susanti, Dian Normasyhuri, Khavid Novita, Selpy Nur Aisah Nur Rahmah Sari Pajar, Muhammad Malik Pamungkas, R Wisnu Prio Prastio, Teguh Primandani, Rr Siti Masrihati Putra, Riyan Rahmat, Rahmat Robani Rahmawati, Isnaini Ayu Rahminah, Rahminah Raodahtul Jannah RB. Tri Joko Wibowo Sabella, Billy Saepurohman, M. Saifullah, Fu’ad Saldilawaty, Saldilawaty Samsul Arifin Santoso Sari, Erni Puspita Sayyidati, Rabini Setiawan, Akemat Rio Shafira, Alfina Shinta, Nabilla Silvia, Novi Sirajuddin Sirajuddin Suciani, Noer Sugeng Utaya Sugianta Nirawana, I Wayan Suhendar Supriyadi Supriyadi Syafiq, Muhammad Zaky Syahidin, Ahsanu Syamsul Arifin Syariati, Namla Elfa Syarif, Hazas Syarif, Nawaz Tiyas Vika Widyastuti Uswatun Hasanah Utami, pertiwi Vicky F Sanjaya Vonny, Gabriela Angle Wahyu Setiawan Wardiansyah Yeni Susanti Yulia Andriani, Yulia Yunita Prastyaningsih Zainal, Ghaliah Jalwaa Insyrah Zainul Arifin Zurweni Zurweni