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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah Al-Ulum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) TEKNOLOGI INFORMASI JMM (Jurnal Masyarakat Mandiri) Teorema: Teori dan Riset Matematika Jurnal INTECH Teknik Industri Universitas Serang Raya Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekonomi Pembangunan Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal ABDIMAS (Pengabdian kepada Masyarakat) UBJ Telcomatics Jurnal Terapan Manajemen dan Bisnis Al-Mashrof: Islamic Banking and Finance Jurnal Tunas Agraria Jurnal Manajemen Pendidikan Al Hadi Jurnal Pengabdian Masyarakat (ABDIRA) Counselle | Journal of Islamic Guidance and Counseling GEOGRAPHIA: Jurnal Pendidikan dan Penelitian Geografi ProBisnis : Jurnal Manajemen Journal of Management and Islamic Finance Indonesian Journal of Educational Development (IJED) Study & Management Research Jurnal Islam Nusantara International Journal of Green Tourism Research and Applications Best Journal of Administration and Management Journal of Islamic Economics Lariba Jurnal Indonesia Sosial Sains KENDALI: Economics and Social Humanities Cerdika: Jurnal Ilmiah Indonesia Journal of Economics and Social Sciences Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat Jurnal Multidisiplin West Science Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Indo-Fintech Intellectuals: Journal of Economics and Business AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam JICS : Journal Of International Community Service Journal of Contemporary Law Studies Contemporary Society and Politics Journal Mitsaqan Ghalizan Proceeding Of International Conference On Education, Society And Humanity International Journal of Islamic Business and Economics (IJIBEC) J-CEKI Jurnal Pendidikan dan Pengajaran Lembaran Ilmu Kependidikan Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Balance: Jurnal Ekonomi
ahmad habibi
FIA-Brawijaya University
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Neuroscience Nursing Physics Public Health Social Sciences Transportation Other

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Legal Products and Political Configuration in Post-Amendment Indonesia: Narratives, Actors, and the Influence of the Digital Society Wahdini, Muhammad; Habibi, Ahmad; Shaleh, Muhammad Noor
Contemporary Society and Politics Journal Vol. 4 No. 1 (2025): Contemporary Society and Politics Journal (CSPJ)
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/cspj.v4i1.5678

Abstract

This research discusses the dynamic relationship between political configuration, the character of legal products, and the role of the digital society in Indonesian legal politics post the Fourth Amendment of the 1945 Constitution of the Republic of Indonesia. Two classical views on the relationship between law and politics, between law as a social controller and law as a product of societal dynamics, serve as a foundation for understanding contemporary realities. Mahfud MD's findings on the relationship between political configuration and the character of legal products indicate that political changes have direct consequences on the orientation of the regulations that emerge. However, this study highlights that the current political configuration is no longer solely determined by elites and formal structures, but also by a new force: the digital society. The emergence of actors such as influencers, online activists, and political buzzers marks a shift in the way the public participates and influences the course of legislation. On the other hand, the open digital space also presents threats in the form of polarization, disinformation, and digital oligarchy. Through a qualitative approach and literature study, this research finds that Indonesia's legal politics today are becoming increasingly complex, full of challenges, but also hold new hope for broader and more meaningful public participation. The implications of this study emphasize the importance of adaptive legal reforms, paying attention to digital dynamics, and strengthening media ethics as part of the Indonesian legal political ecosystem that upholds decency.
Growth Trends of Internet Users and E-commerce in Increasing Economic Growth in Indonesia Maisaroh, Neng; Habibi, Ahmad; Iqbal, Muhammad
Jurnal Ekonomi Pembangunan Vol 13 No 3 (2024): Volume 13 Nomor 3 Tahun 2024
Publisher : Fakultas Ekonomi dan Bisnis Universitas Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/jep.v13i3.3868

Abstract

Indonesia as the country with the largest population in Southeast Asia has great potential to increase internet penetration and utilize digital technology to increase economic growth and people's welfare. This study aims to analyze the growth trend of internet and e-commerce users in increasing economic growth in Indonesia. The research method used is qualitative descriptive by collecting secondary data from various sources, such as Report Data, scientific articles, and literature sources related to the research topic. The results of this study show that the growth of internet and e-commerce users in Indonesia has a positive impact on economic growth by increasing business opportunities, enabling easy and fast transactions, and encouraging the region's economy to be more even. The development of e-commerce can help MSMEs improve the quality of information and position a wider market. Government participation is very important to maximize the potential of e-commerce as the main driver of economic growth in Indonesia.
Financial Management Practices of Mosques in Indonesia: Is Self-Control Important for Moderation? Habibi, Ahmad; Syarif, Ahmad Hazas; Normasyhuri, Khavid; Nurmalia, Gustika
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.34865

Abstract

Abstract. This study aims to optimize the allocation of financial resources for religious institutions in Indonesia, focusing on Lampung Province context. The quantitative methods with Smart PLS fi.0 examine the relationship between financial knowledge, financial attitudes, and the influence of self-control on financial management. This aims to determine whether self-control can improve or hinder financial management. 500 respondents were selected randomly. Those who are involved as administrators of religious organizations in mosques in Lampung. Data was collected using a Google form and using a Likert Scale. Research findings show a positive relationship between financial knowledge, financial attitudes, and financial management. Self-control can improve the relationship between financial knowledge and financial attitudes towards the financial management of religious institutions. Furthermore, self-control can improve the relationship between financial knowledge and financial attitudes in the financial administration of religious institutions. Abstrak. Penelitian ini bertujuan untuk mengoptimalkan alokasi sumber daya keuangan bagi lembaga keagamaan di Indonesia, dengan fokus pada konteks Provinsi Lampung. Metode kuantitatif dengan Smart PLS fi.0 digunakan untuk menguji hubungan pengetahuan keuangan, sikap keuangan, dan pengaruh pengendalian diri terhadap pengelolaan keuangan. Hal ini bertujuan untuk mengetahui apakah pengendalian diri dapat meningkatkan atau menghambat pengelolaan keuangan. 500 responden dipilih secara acak. Responden adalah orang yang terlibat sebagai pengurus organisasi keagamaan di masjid-masjid di Lampung. Data dikumpulkan dengan menggunakan Google form dan menggunakan Skala Likert. Temuan penelitian menunjukkan adanya hubungan positif antara pengetahuan keuangan,sikap keuangan, dan pengelolaan keuangan. Pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan terhadap pengelolaan keuangan lembaga keagamaan. Selanjutnya pengendalian diri dapat meningkatkan hubungan antara pengetahuan keuangan dan sikap keuangan dalam pengelolaan keuangan lembaga keagamaan.
COMPARISON OF FINANCIAL PERFORMANCE OF CONVENTIONAL BNI (BNIK) AND BNI SYARIAH (BNIS): REVIEW BEFORE AND DURING COVID-19 Habibi, Ahmad; Normasyhuri, Khavid; Anggraeni, Erike
Jurnal Ekonomi Balance Vol. 17 No. 2 (2021): (December 2021)
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v17i2.6523

Abstract

Covid-19 is a disease that spreads across continents across countries and even Indonesia. The Covid-19 pandemic has become a challenge for the business world, including banks such as Conventional BNI (BNIK) and Sharia BNI (BNIS). In its implementation, financial performance is an important measure of whether in the company there is an increase in the company's finances or vice versa. This study aims to compare the financial performance of profitability ratios, namely ROA, ROE, and BOPO Conventional BNI (BNIK) and Sharia BNI (BNIS) before and during covid-19. This research is included in quantitative research with comparative nature. The type of data used is secondary data obtained from the official website of the Financial Services Authority (OJK). The statistical tool used is SPSS Version 21 using the Mann-Whitney test. Research result Shows that before Covid-19 there were differences in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it appears that financial performance from the ROA, ROE, and BOPO aspects of Conventional BNI (BNIK) is still better than Sharia BNI (BNIS) before covid-19. Then during covid-19, there was no difference in the financial performance of the two banks, namely Conventional BNI (BNIK) and Sharia BNI (BNIS) and it was seen that the Covid-19 pandemic certainly had an impact on financial performance in terms of ROA, ROE, and BOPO aspects, both conventional and sharia bank.
PERNIKAHAN DINI DALAM TINJAUAN HUKUM ISLAM DAN PSIKOLOGI: EARLY MARRIAGE IN A REVIEW OF ISLAMIC LAW AND PSYCHOLOGY Habibi, Ahmad
Mitsaqan Ghalizan Vol. 2 No. 1 (2022): Mitsaqan Ghalizan
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/mg.v2i1.5276

Abstract

This paper examines how early marriage is a phenomenon that is currently common in Indonesia. The analysis carried out in this paper is to examine the perspective of Islamic law and the psychological perspective of early marriage. The purpose of marriage is according to Islamic teachings and the goodness of the parties directly interested, and on the basis of "maslahah mursalah". Psychology sees that early marriage is not just an age limit for humans. Because early marriage is more accurately described as young marriage. This reason is more related on issues of non-physical development, both biological development and psychological development (emotional, cognitive and social)
Situ Gunung Nature Tourism Park: Applying the Ecotourism Principle of The International Ecotourism Society (TIES) Ansharil Haq, Ramiz; Manalu, Triana; Habibi, Ahmad
International Journal of Green Tourism Research and Applications Vol. 7 No. 2 (2025): December 2025
Publisher : Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/ijogtra.v7i2.144-155

Abstract

This study analyses the application of eight ecotourism principles set forth by The International Ecotourism Society (TIES) in Situ Gunung Ecotourism, Sukabumi, West Java, Indonesia. The study adopts a qualitative methodology incorporating Focus Group Discussions with destination managers, tour guides, and security staff. The research assesses the conformity of Situ Gunung’s Ecotourism activities with the concepts of TIES. Research demonstrates that Situ Gunung successfully alleviates environmental repercussions by measures including visitation restrictions, bans on animal feeding, and sustainable infrastructure development. Environmental and cultural education is advanced through community involvement, signage, and traditional performances such as Degungan and Kecapi Suling music at the Amphitheater. The suspension bridge and additional attractions are sustainably maintained through regular safety assessments. Community empowerment is manifested through local engagement in tourism activities, cultural conservation, and infrastructure administration. The study concludes that Situ Gunung effectively incorporates TIES concepts, harmonizing tourism development with environmental and cultural sustainability. The report advocates for the enhancement of cultural preservation programs and the implementation of transparent revenue management to bolster the long-term sustainability of ecotourism. Situ Gunung exemplifies sustainable ecotourism, illustrating the utilization of natural and cultural resources for community empowerment and environmental preservation.
Challenges of Sharia Compliance Audits in Islamic Banking: An Analysis of Fintech Developments in Indonesia Andriani, Yulia; Habibi, Ahmad; Fasa , Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.373

Abstract

Digital transformation has encouraged Islamic banking in Indonesia to integrate financial technology (Fintech) to improve efficiency and competitiveness. This study aims to examine the application of fintech in Islamic banking, its impact on sharia compliance, and evaluate the effectiveness of supervision in the digital age. This study uses a library approach with qualitative content analysis, as well as the theoretical framework of diffusion of innovation and Islamic financial law. The study found that although Fintech facilitates the implementation of Sharia principles through profit-sharing/buying and selling schemes and contract transparency, there are tensions between digital automation and Sharia accountability that could potentially lead to violations of Islamic principles if oversight is not strict. Therefore, the study concludes that there is an urgent need to develop a digital Sharia audit framework that is capable of performing a Sharia-compliant test directly on the system's source code, as well as encouraging collaborative innovation to embed compliance tools into the core of the technology.
Talqin Strategy and Qur’anic Memorization in Non–Full Tahfidz Islamic Boarding Schools Habibi, Ahmad; Muali, Chusnul
JURNAL ISLAM NUSANTARA Vol 9, No 3 (2025)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33852/jurnalnu.v9i3.640

Abstract

This study aims to examine the implementation and effectiveness of the talqin strategy in strengthening Qur’anic memorization in non–full tahfidz Islamic boarding schools. Qur’anic memorization remains a core element of Islamic education, yet many pesantren face limited instructional time and systemic constraints that undermine the quality of memorization. These conditions necessitate adaptive pedagogical strategies that maintain accuracy, retention, and student engagement. This research employed a qualitative multi-site case study conducted at two pesantren, using observations, in-depth interviews, and documentation. Data were analyzed through an interactive thematic model to capture cognitive, affective, and systemic dimensions of learning. The findings reveal that talqin significantly enhances the cognitive and technical quality of memorization by strengthening auditory encoding, retention stability, and recitational accuracy. It also positively influences students’ affective domain by increasing confidence, motivation, and learning readiness through guided correction and emotional reassurance. Furthermore, the effectiveness of talqin is powerfully shaped by instructional systems, teacher supervision, student preparedness, and institutional learning culture. These results demonstrate that talqin functions as a system-dependent pedagogical strategy rather than a standalone technique. This study contributes theoretically by offering a holistic model of Qur’anic memorization and, practically, by recommending a structured, supervised, and context-sensitive implementation of talqin in pesantren with limited tahfidz programs.
Marketing Management of Islamic Financial Services in the Digital Era Hayati, Leni Riski; Habibi, Ahmad; Fasa, Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.374

Abstract

The research aims to analyze in depth the marketing management of Islamic financial services in the digital era, which is currently at a historical crossroads due to the acceleration of digital transformation and the Industrial Revolution 4.0. This study uses a qualitative approach with the method of Systematic Literature Review (SLR). The results of the analysis indicate that adaptation to the Sharia digital marketing mix (7PS), such as technology-based products and physical evidence that transform into digital evidence, must be integrated with strict Sharia compliance. Managerial success depends on Shariah-compliant innovation, strengthening cybersecurity, and Human Resource Investment with dual competencies, with the Sharia Banking-as-a-Service model proposed as a solution to address inequalities in the digital infrastructure of SMEs.
The Role of Sharia Fintech Implementation in Overcoming Gharar in E-Commerce Transactions to Ensure Sharia Compliance and Transaction Certainty in the Digital Economy in Indonesia Maulida, Reska; Habibi, Ahmad; Fasa, Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.378

Abstract

The study aims to analyze the strategic role of Sharia Fintech implementation in overcoming gharar elements in e-commerce transactions in order to ensure Sharia compliance and increase transaction certainty in Indonesia's digital economy ecosystem. Gharar in e-commerce often occurs due to non-conformity of goods, quality uncertainty, and lack of transparency of information, where buyers cannot physically verify the goods. Using a qualitative descriptive approach through literature studies, it was found that Sharia fintechs offer mitigation solutions through innovations such as Sharia smart contracts that automate clear contracts, Sharia escrow systems that hold funds until goods are received, and blockchain-based halal traceability technology for product transparency. The results of the study show that the adoption of this technology significantly minimizes ambiguity, reduces the risk of disputes, and increases consumer confidence, but the main challenges still include low Sharia digital literacy and not yet optimal integration across e-commerce platforms.
Co-Authors Abda Abda Abdul Malik Ghozali Abidin , Noor Azliza Zainal Adib Fachri Adip Wahyudi Afani Adam, Muhammad Agus Kurniawan Aina, Siti Irma Nur Akbar, Tulus Rizkon Akhmad Muhaini Ali, Muhamad Rayhan Aminuyati Anggraini, Afni Anis Mashdurohatun Ansharil Haq, Ramiz Antonius Duty Susilo, Antonius Duty Apriyanti, Rizky Ariani, Dera Arifin, Barmawi Atika, Ria Attalla, Yasser Naufal Aulia Aulia Azis, M. Abdul Aziz, Fawwaz Citra Etika Dewi Santi, Asmita Dina Pratiwi, Dina Eddy Haryanto Eko Satrio, Muhammad Bagus Elviani, Elviani Erike Anggraeni Eristadora, Stephanie Evi Ekawati Fathurrozi, Ahmad Fatih Fuadi Firdasari, Nurshiva Gustika Nurmalia Hanif Hanif Hayati, Leni Riski Heni Verawati Husnul Madihah, Husnul Iffah, Nur Imam Arifin Indra Kusuma, Abdul Haris Irfan, Hidayad Iwang, Baso Jannah, Raodahtul Jayawarsa, A.A. Ketut Khoirudin, Ahmad Kristanti, Anggita Retno Kurniawan, Hafidz Kustanto , Prio Lidiawati Lince Bulutoding Luqman Affandi Lutfi, Mufti Maisaroh, Neng MANALU, TRIANA Masrawati, Masrawati Maulana, Bintan Maulida, Reska Meiliyani, Eci Moh. Mukri Mohammad Basit, Mohammad Muali, Chusnul Muhammad Alwi Muhammad Daffa Hariyanto Muhammad Iqbal Muhammad Iqbal Fasa Muhammad Kurniawan Muhammad Noor Shaleh Muhammad Wahdini Nathanael, Christian Nazira, Aliya Nita Susanti, Dian Normasyhuri, Khavid Novita, Selpy Nur Aisah Nur Rahmah Sari Nurhidayah, Wulan Pajar, Muhammad Malik Pamungkas, R Wisnu Prio Primandani, Rr Siti Masrihati Purnama Sari Putra, Riyan Rahmat, Rahmat Robani Rahmawati, Isnaini Ayu Rahminah, Rahminah RB. Tri Joko Wibowo Rosydalina Putri Sabella, Billy Saepurohman, M. Saifullah, Fu’ad Saldilawaty, Saldilawaty Samsul Arifin Santoso Sari, Erni Puspita Sayyidati, Rabini Setiawan, Akemat Rio Shafira, Alfina Shinta, Nabilla Silvia, Novi Sirajuddin Sirajuddin Suciani, Noer Sugeng Utaya Sugianta Nirawana, I Wayan Suhendar Supriyadi Supriyadi Syafiq, Muhammad Zaky Syahidin, Ahsanu Syamsul Arifin Syariati, Namla Elfa Syarif, Hazas Syarif, Nawaz Tiyas Vika Widyastuti Uswatun Hasanah Utami, pertiwi Vicky F Sanjaya Vonny, Gabriela Angle Wahidin Wahyu Setiawan Wardiansyah Yeni Susanti Yulia Andriani, Yulia Yunita Prastyaningsih Zahratul Husna, Ulfa Zainal, Ghaliah Jalwaa Insyrah Zainul Arifin Zurweni Zurweni