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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Paradigma Ekonomika ASAS : Jurnal Hukum Ekonomi Syariah Al-Ulum Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) TEKNOLOGI INFORMASI EQUILIBRIUM JMM (Jurnal Masyarakat Mandiri) Teorema: Teori dan Riset Matematika Jurnal INTECH Teknik Industri Universitas Serang Raya Mawaizh : Jurnal Dakwah dan Pengembangan Sosial Kemanusiaan Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ekonomi Pembangunan Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal ABDIMAS (Pengabdian kepada Masyarakat) UBJ Telcomatics Jurnal Terapan Manajemen dan Bisnis Al-Mashrof: Islamic Banking and Finance Jurnal Tunas Agraria Jurnal Manajemen Pendidikan Al Hadi Jurnal Pengabdian Masyarakat (ABDIRA) Counselle | Journal of Islamic Guidance and Counseling GEOGRAPHIA: Jurnal Pendidikan dan Penelitian Geografi ProBisnis : Jurnal Manajemen Journal of Management and Islamic Finance Indonesian Journal of Educational Development (IJED) Study & Management Research Jurnal Islam Nusantara International Journal of Green Tourism Research and Applications Best Journal of Administration and Management Journal of Islamic Economics Lariba Jurnal Indonesia Sosial Sains KENDALI: Economics and Social Humanities Cerdika: Jurnal Ilmiah Indonesia Journal of Economics and Social Sciences Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat Jurnal Multidisiplin West Science Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan COREAI: Jurnal Kecerdasan Buatan, Komputasi dan Teknologi Informasi Indo-Fintech Intellectuals: Journal of Economics and Business AT TARIIZ : Jurnal Ekonomi dan Bisnis Islam JICS : Journal Of International Community Service Journal of Contemporary Law Studies Contemporary Society and Politics Journal Mitsaqan Ghalizan Proceeding Of International Conference On Education, Society And Humanity International Journal of Islamic Business and Economics (IJIBEC) J-CEKI Jurnal Pendidikan dan Pengajaran Lembaran Ilmu Kependidikan Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Balance: Jurnal Ekonomi
ahmad habibi
FIA-Brawijaya University
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The Role of Sharia Fintech Implementation in Overcoming Gharar in E-Commerce Transactions to Ensure Sharia Compliance and Transaction Certainty in the Digital Economy in Indonesia Maulida, Reska; Habibi, Ahmad; Fasa, Muhammad Iqbal
Best Journal of Administration and Management Vol 4 No 2 (2025): Best Journal of Administration and Management
Publisher : International Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/bejam.v4i2.378

Abstract

The study aims to analyze the strategic role of Sharia Fintech implementation in overcoming gharar elements in e-commerce transactions in order to ensure Sharia compliance and increase transaction certainty in Indonesia's digital economy ecosystem. Gharar in e-commerce often occurs due to non-conformity of goods, quality uncertainty, and lack of transparency of information, where buyers cannot physically verify the goods. Using a qualitative descriptive approach through literature studies, it was found that Sharia fintechs offer mitigation solutions through innovations such as Sharia smart contracts that automate clear contracts, Sharia escrow systems that hold funds until goods are received, and blockchain-based halal traceability technology for product transparency. The results of the study show that the adoption of this technology significantly minimizes ambiguity, reduces the risk of disputes, and increases consumer confidence, but the main challenges still include low Sharia digital literacy and not yet optimal integration across e-commerce platforms.
Pandangan Ulama Terhadap Kegiatan Keagamaan Yang Mengakibatkan Adanya Pencampur Bauran Antara Laki-Laki Dan Perempuan Habibi, Ahmad
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 4 No. 1 (2026)
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v4i1.1620

Abstract

Praktik pencampurbauran antara laki-laki dan perempuan (ikhtilāṭ) dalam kegiatan keagamaan masih menjadi perdebatan dalam kajian fikih Islam, terutama dalam konteks masyarakat modern. Fenomena ini juga ditemukan dalam berbagai kegiatan keagamaan di Kota Banjarmasin. Penelitian ini bertujuan untuk menganalisis pandangan tokoh agama terhadap pelaksanaan kegiatan keagamaan yang melibatkan laki-laki dan perempuan. Penelitian ini menggunakan pendekatan kualitatif melalui wawancara dengan tokoh agama serta kajian terhadap Al-Qur’an, hadis, dan pendapat ulama fikih. Hasil penelitian menunjukkan bahwa pada prinsipnya ikhtilāṭ tidak dibenarkan apabila berpotensi menimbulkan fitnah dan melanggar ketentuan syariat. Namun, dalam kondisi tertentu yang bersifat kebutuhan dan kemaslahatan, ikhtilāṭ dapat ditoleransi dengan syarat adanya pengaturan yang jelas, penjagaan adab pergaulan, pemeliharaan aurat, dan pencegahan terhadap khalwat.
DIGITAL ZAKAT IN THE DYNAMICS OF NATIONAL ZAKAT FUND COLLECTION IN INDONESIA Putra, Riyan; Habibi, Ahmad; Iqbal Fasa, Muhammad
Journal of Management and Islamic Finance Vol. 5 No. 2 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i2.13288

Abstract

The rapid expansion of digital payment systems in Indonesia has transformed the way Muslims fulfil their zakat obligations. This transformation raises an important question regarding the extent to which the growth of digital zakat contributes to national zakat fundraising performance. This study examines the relationship between digital zakat collection and total national zakat fundraising using secondary data from the annual reports of BAZNAS during the period 2019–2024. A descriptive–associative quantitative approach was employed to map year-to-year developments and to test whether the rise in digital zakat corresponds with the upward trend in national zakat receipts. The findings reveal a consistent increase in digital zakat collection accompanied by steady growth in total national zakat fundraising. Regression analysis indicates a statistically significant positive association between both variables, suggesting that digitalization has enhanced accessibility, accelerated payment processes, and broadened the muzakki base. These results underscore the strategic importance of strengthening digital governance, technological infrastructure, and institutional readiness within zakat organizations. The study contributes to the growing discourse on Islamic social finance by providing empirical evidence on the macro-level effect of digital fundraising within Indonesia’s zakat ecosystem
PEMBELAJARAN PAI INTERAKTIF BERBASIS DIGITAL: TRANSFORMASI METODE KLASIK UNTUK MENINGKATKAN KETERLIBATAN SISWA SMK BIFAHMIDDIN KAPUAS aulia, aulia; Wahidin; Habibi, Ahmad; Khoirudin, Ahmad; Sari, Purnama
AL-ULUM | JURNAL PENDIDIKAN DAN PENGAJARAN Vol. 3 No. 02 (2025): AL-ULUM | JURNAL PENDIDIKAN DAN PENGAJARAN
Publisher : IAI DARUL ULUM KANDANGAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63216/alulum.v3i02.512

Abstract

This article aims to examine the relevance of lecture and question and-answer methods in Islamic Religious Education (PAI) learning in the Generation Z era, particularly at SMKS Bihfahmiddin. Using a descriptive qualitative approach, this  research involved PAI teachers and 11th-grade students as  subjects. Data were collected through interviews, observations,  and documentation. The findings indicate that the lecture method,  when combined with question-and-answer techniques and digital  media, positively impacts students' comprehension. Generation Z  students demonstrated enthusiasm and active participation when  engaged in interactive learning. The transformation from classical  to interactive teaching methods proves to be relevant and effective  in enhancing PAI learning in the digital age.
PENGARUH ADVERTISEMENT DAN PRICE TERHADAP IMPULSIVE BUYING PADA PRODUK KAHF DENGAN PERCEIVED EASE OF USE SEBAGAI VARIABEL MODERASI DALAM MANAJEMEN PEMASARAN SYARIAH Alwi, Muhammad; Habibi, Ahmad; Verawati, Heni
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 5 No. 4 (2025): Indo-Fintech Intellectuals: Journal of Economics and Business (2025)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v5i4.4877

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh advertisement dan price terhadap impulsive buying produk Kahf pada konsumen Generasi Z di Bandar Lampung dengan perceived ease of use sebagai variabel moderasi, serta ditinjau dari perspektif manajemen pemasaran syariah. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data primer diperoleh melalui penyebaran kuesioner kepada konsumen Generasi Z yang pernah membeli produk Kahf secara online di Bandar Lampung. Teknik pengambilan sampel menggunakan purposive sampling dengan jumlah responden sebanyak 100 orang. Analisis data dilakukan menggunakan metode Structural Equation Modeling (SEM) berbasis Partial Least Square (SmartPLS). Hasil penelitian menunjukkan bahwa advertisement dan price berpengaruh positif dan signifikan terhadap impulsive buying. Selain itu, perceived ease of use terbukti mampu memoderasi pengaruh advertisement dan price terhadap impulsive buying, di mana kemudahan penggunaan sistem memperkuat kecenderungan konsumen dalam melakukan pembelian impulsif.
PEMBERDAYAAN USAHA MIKRO, KECIL, DAN MENENGAH MELALUI DIGITAL MARKETING DAN FINANCIAL REPORTING Habibi, Ahmad; Putri, Rosydalina; Etika, Citra
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 3 (2024): Juni
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i3.22176

Abstract

Abstrak: Minimnya SDM yang memiliki pengetahuan yang luas di bidang usaha, permodalan, marketing dan pengelolaan keuangan menyebabkan UMKM di Provinsi Lampung tidak mampu bertahan dan bersaing di era global. Mitra pada kegiatan pengabdian ini adalah 150 pelaku UMKM yang terdapat di 3 wilayah Provinsi Lampung yaitu; 50 orang pelaku UMKM di Kota Bandar Lampung, 50 orang pelaku UMKM di Kabupaten Lampung Timur dan 50 orang pelaku UMKM di Kabupaten Lampung Tengah. Tujuan dari kegiatan pengabdian kepada Masyarakat ini adalah untuk meningkatkan skill dalam melakukan proses pemasaran secara digital dan kemampuan membuat pencatatan laporan keuangan UMKM di Provinsi Lampung. Berdasarkan hasil evaluasi melalui kuesioner, kegiatan ini memberikan hasil peningkatan kemampuan peserta sebesar 87,5% dalam penggunaan digital marketing dan digital financial reporting.Abstract: The limitations of human resources who have good knowledge in the fields of business, capital, marketing and financial management causes MSMEs in Lampung Province become dificult to survive and compete in the global era. Partners in this service activity are 150 MSME owner in 3 regions of Lampung Province, namely; 50 MSME owners in Bandar Lampung City, 50 MSME owners in East Lampung Regency and 50 MSME owners in Central Lampung Regency. The purpose of this community service activity is to improve skills partner’s in carrying out digital marketing processes and the ability to record MSME financial statements in Lampung Province. Based on the results of the evaluation through questionnaires, this activity resulted in an increase in participants' abilities by 87.5% in the use of digital marketing and digital financial reporting.
Co-Authors Abdul Malik Ghozali Abidin , Noor Azliza Zainal Adib Fachri Adip Wahyudi Afani Adam, Muhammad Agus Kurniawan Aina, Siti Irma Nur Akbar, Tulus Rizkon Akhmad Muhaini Ali, Muhamad Rayhan Aminuyati Anggraini, Afni Anis Mashdurohatun Ansharil Haq, Ramiz Antonius Duty Susilo, Antonius Duty Apriyanti, Rizky Ariani, Dera Arifin, Barmawi Atika, Ria Attalla, Yasser Naufal Aulia Aulia Azis, M. Abdul Aziz, Fawwaz Citra Etika Dewi Santi, Asmita Dina Pratiwi, Dina Eddy Haryanto Eko Satrio, Muhammad Bagus Elviani, Elviani Erike Anggraeni Eristadora, Stephanie Evi Ekawati Fathurrozi, Ahmad Fatih Fuadi Firdasari, Nurshiva Gustika Nurmalia Hanif Hanif Hayati, Leni Riski Heni Verawati Husnul Madihah, Husnul Iffah, Nur Imam Arifin Indra Kusuma, Abdul Haris Irfan, Hidayad Iwang, Baso Jannah, Raodahtul Jayawarsa, A.A. Ketut Khoirudin, Ahmad Kristanti, Anggita Retno Kurniawan, Hafidz Kustanto , Prio Lidiawati Lince Bulutoding Luqman Affandi Lutfi, Mufti Maisaroh, Neng MANALU, TRIANA Masrawati, Masrawati Maulana, Bintan Maulida, Reska Meiliyani, Eci Moh. Mukri Mohammad Basit, Mohammad Muali, Chusnul Muhammad Alwi Muhammad Daffa Hariyanto Muhammad Iqbal Muhammad Iqbal Fasa Muhammad Kurniawan Muhammad Noor Shaleh Muhammad Wahdini Nathanael, Christian Nazira, Aliya Nita Susanti, Dian Normasyhuri, Khavid Novita, Selpy Nur Aisah Nur Rahmah Sari Nurhidayah, Wulan Pajar, Muhammad Malik Pamungkas, R Wisnu Prio Primandani, Rr Siti Masrihati Purnama Sari Putra, Riyan Rahmat, Rahmat Robani Rahmawati, Isnaini Ayu Rahminah, Rahminah RB. Tri Joko Wibowo Rosydalina Putri Sabella, Billy Saepurohman, M. Saifullah, Fu’ad Saldilawaty, Saldilawaty Samsul Arifin Santoso Sari, Erni Puspita Sayyidati, Rabini Setiawan, Akemat Rio Shafira, Alfina Shinta, Nabilla Silvia, Novi Sirajuddin Sirajuddin Suciani, Noer Sugeng Utaya Sugianta Nirawana, I Wayan Suhendar Supriyadi Supriyadi Syafiq, Muhammad Zaky Syahidin, Ahsanu Syamsul Arifin Syariati, Namla Elfa Syarif, Hazas Syarif, Nawaz Tiyas Vika Widyastuti Uswatun Hasanah Utami, pertiwi Vicky F Sanjaya Vonny, Gabriela Angle Wahidin Wahyu Setiawan Wardiansyah Yeni Susanti Yulia Andriani, Yulia Yunita Prastyaningsih Zahratul Husna, Ulfa Zainal, Ghaliah Jalwaa Insyrah Zainul Arifin Zurweni Zurweni