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Pengaruh E-Service Quality, Perceived Ease Of Use Dan Price Terhadap Keputusan Penggunaan Jasa Transportasi Online Gojek (Studi kasus pada mahasiswa Fakultas Ekonomi dan Bisnis Universitas Islam Malang angkatan 2020 yang menggunakan aplikasi Gojek) Alitakupenda, Dwitaria; Mardani, Ronny Malavia; Ramadhan, Tri Sugiarti
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to determine and analyze the influence of E-service Quality, Perceived Ease of Use and Price on Decisions to Use Gojek online transportation services. The variables used in this research are E-service Quality, Perceived Ease of Use and Price on Decisions to Use online transportation services. The research method used is multiple linear regression analysis using the SPSS (Statistical Package for Social Sciences) program. The results of this research are that E-service quality and price have a significant influence on the decision to use Gojek online transportation services. Meanwhile, perceived ease of use has no significant effect on the decision to use Gojek online transportation services. Keywords : E-Service Quality, Perceived Ease Of Use, Price, Usage Decisions. 
Pengaruh Kepercayaan, Kemudahan dan Pendapatan Terhadap Keputusan Pembelian Menggunakan Metode Pinjaman Online SpayLater ( Studi Kasus Mahasiswa di Kota Malang) Anggraini, Tasya Meylina Ari; Mardani, Ronny Malavia; Novianto, Abdullah Syakur
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to find out more about trust, convenience and income regarding purchasing decisions using the SpayLater online loan method. This type of research is explanatory research with a quantitative approach. The data source used in this research is primary data and the population of this research is students in Malang City. The sampling technique uses a purposive sampling method and data collection techniques using a questionnaire using a Likert scale model and analyzed using linear multiple regression through the Statistical Program Social Science (SPSS). The results of this research show that Trust, Convenience and Income simultaneously influence Purchase Decisions Using the SpayLater Online Loan Method. Keyword : Trust, Convenience, Income, Purchase Decisions, Online Loans, SpayLater
Pengaruh Financial Strain, Financial Management Behavior, Dan Childhood Consumer Experience Terhadap Financial Satisfaction (Studi Kasus pada Mahasiswa Universitas Islam Malang) Azizah, Nur Rosyda Dhiya’ul; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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 Abstract All humans have life goals they want to achieve. However, in general, every individual wants a happy life. In the financial aspect, a person can feel happiness when they achieve financial satisfaction. Experience in managing finances will influence individual financial satisfaction. However, most students are currently facing their first experience in managing their own finances without being supervised by their parents. This research aims to find out how much influence financial strain, financial management behavior, and childhood consumer experience have on the financial satisfaction of students at the Islamic University of Malang. This type of research is quantitative with an explanatory research approach. Determining the sample size using the Slovin formula obtained 96 respondents. The sampling technique uses proportionate random sampling by dividing the sample according to the number of students in each department. Data processing uses multiple linear regression analysis with the help of the SPSS version 22 application. The results of this research show that financial strain does not affect financial satisfaction, while financial management behavior and childhood consumer experience have a significant effect on financial satisfaction. Keywords : Financial Strain, Financial Management Behavior, Childhood Consumer Experience, Financial Satisfaction
Pengaruh Komunikasi, Perilaku Inovatif dan Knowledge Management Terhadap Kinerja Karyawan Astra Credit Companies Malang Febriani, Rezki Febi; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research was conducted at Astra Credit Companies Malang located at Jalan Jaksa Agung Suprapto No. 28, Rampal Celaket, Klojen District, Malang City, East Java. This study aims to determine the influence of communication, innovative behavior and knowledge management on employee performance. The type of research used is quantitative research with a descriptive approach. The population in this study was employees of Astra Credit Companies Malang which amounted to 40 employees, then the total number of samples was taken using the saturated sampling method. Based on the results of the t-test data analysis showed that the significance value of communication variables and innovative behavior had an effect on employee performance, while knowledge management had no significant effect on employee performance. The results of the determination test showed that dependent variables can be predicted with 83% explaining independent factors such as communication, innovative behavior and knowledge management. In addition, the study uses a collection technique that formulates research data from closed questionnaires using google forms. Keywords: Comunication, Innovative Behavior and Knowledge Management
Pengaruh Financial Behaviour, Experienced Regret, Dan Mental Accounting Terhadap Keputusan Investasi Pada Crypto (Studi Pada Investor Crypto Di Kota Malang) Nizam, Muhammad Sahrun; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract The increasing needs of society have led people to start thinking about what they will need in the future. One way to address this is through investment, with various forms of investment now available, one of which is crypto. The number of crypto investors has also grown, indicating that public interest and participation in crypto investments are high. This study aims to determine the extent of the influence of Financial Behaviour, Experienced Regret, and Mental Accounting on investment decisions in a study of crypto investors in Malang City. This research employs an explanatory research type. The sampling technique used is non-probability sampling with a purposive sampling method. The sample size was determined using the Maholtra formula, resulting in 75 respondents. Data processing was conducted using multiple linear regression analysis with the assistance of SPSS version 25. The results of this study indicate that the financial behaviour variable has a positive and significant effect on crypto investment decisions, the experienced regret variable has a positive but not significant effect on crypto investment decisions, and the mental accounting variable has a positive and significant effect on crypto investment decisions. Keywords: Financial Behavior, Experienced Regret, Mental Accounting, Investment Decisions
Analisa Perceived Ease Of Use Dan Perceived Enjoyment Terhadap Behavior Intention Pada Digital Payment ( Studi Kasus Mahasiswa Universitas Islam Malang 2019 ) Febbyola, Risa; Mardani, Ronny Malavia; Ramadhan, Tri Sugiarti
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This study aims to determine and analyze the Analysis of Perceived Ease Of Use and Perceived Enjoyment of Behavior Intention in Digital Payment (Case Study of Islamic University of Malang Students 2019). The type of approach taken is a quantitative approach. With the type of explanatory research. The sample used in this study was 96 respondents obtained from the calculation of the Slovin formula using a questionnaire. The data analysis method used in this study is multiple linear regression analysis. The data testing used is partial hypothesis testing (Test t). In the results of his research, it was shown that perceived ease of use does not affect behavior intention in the use of digital payments, while perceived enjoyment affects behavior intention in the use of digital payments. Keywords : Perceived Ease Of Use, Perceived Enjoyment, Behavior Intention, Digital Payment
Pengaruh Literasi Keuangan Syariah Dan Perilaku Kewirausahaan Muslim Terhadap Kinerja Pelaku Usaha Di Malang Raya Anggraeni, Dwi Adela; Mardani, Ronny Malavia; Dianawati, Eris
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to determine and analyze the relationship between Islamic Financial Literacy and Muslim Entrepreneurial Behavior on the Performance of Business Actors. This research uses studies on Business Actors in Malang, both in the City and Regency. Data was obtained by distributing questionnaires to business actors selected using purposive sampling. Determining the number of samples using the Slovin formula and the results obtained were 72 respondents. The analytical method used in this research was the research instrument test (Validity Test, Reliability Test), Normality Test. Classic assumption test (Multicolinearity Test, Heteroskedasticity Test). Multiple linear regression analysis. Hypothesis test (F test, t test) and Coefficient of Determination Test using SPSS data processing. The results of this research show that Islamic Financial Literacy does not influence the Performance of Business Actors. Muslim Entrepreneurial Behavior has a significantly positive effect on the Performance of Business Actors. Keywords:Islamic Financial Literacy, Muslim Entrepreneurial Behavior, and Business Actor Performance 
Pengaruh Financial Socialization, Financial Knowledge dan Financial Experience Terhadap Financial Management Behaviour (Studi pada Mahasiswa Universitas Islam Malang) Halimah, Faridatul; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to analyze and explain the influence of Financial Socialization, Financial Knowledge and Financial Experience on Financial Management Behaviour among Students at the Islamic University of Malang. The sample used ini this research was 96 respondents obtained from the Slovin formula using probability sampling techniques. The data analysis method used ini this research is quantitative data analysis using multiple linier regression analysis. The data testing used is partial hypothesis testing. The results of this research show that partially the Financial Socialization variable has a significant effect on the Financial Management Behaviour of Islamic University of Malang Students, the Financial Knowledge variable has a significant effect on the Financial Management Behaviour of Islamic University of Malang Students, and the Financial Experience variable has no significant effect on the Financial Management Behaviour of Islamic University of Malang Students. Keywords: Financial Socialization, Financial Knowledge, Financial Experience and Financial Management Behaviour.
Pengaruh Financial Knowledge, Hedonism Lifestyle Dan Self Control Terhadap Financial Behavior Fitriani, Nur Afika; Mardani, Ronny Malavia; Bastomi, Mohamad
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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 Abstract This research aims to identifying and analyze the influence between financial knowledge, hedonism lifestyle and self control on financial behavior. This research uses studies on gen Z in Ketapang sub-district, Sampang district, east java. A total of 80 participants in this research. The analytical method used in this research was intstrument test that is validity test and realibility test, mormality test, classic assumption test analysis that is multicolinearity test and heteroskedasticity test, multiple linear regression analysis, hypothesis test that is F test, t test and coefficient of determination test using SPSS data processing. This research states the results that financial knowledge has a significantly positive effect on financial behavior, hedonism lifestyle has a significantly positive effect on financial behaviorand self control has a significantly positive effect on financial behavior. Keywords: financial knowledge, hedonism lifestyle, self control and financial behavior
Pengaruh Foto Produk, Online Customer Review dan Online Customer Rating Terhadap Minat Beli Di E-commerce Tiktok Shop (Studi Kasus Pada Mahasiswa FEB Unisma Angkatan 2019) Fatmawati, Yenni Diah; Mardani, Ronny Malavia; Arsyianto, M. Tody
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 12 No. 02
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research was carried out with the aim of finding out and analyzing the influence of product photos, online customer reviews and online customer ratings on buying interest in the e-commerce Tiktok Shop with a case study of students from the Faculty of Economics and Business at Unisma class of 2019. The samples in this research used purposive sampling and explanatory research with a quantitative approach. The sample in this study was 90 respondents. Data collection techniques by distributing questionnaires. The data analysis method uses multiple linear regression analysis, validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, hypothesis test and coefficient of determination. The analysis tool used is IBM SPSS 26. Based on the research results, it is known that partially product photos have a positive and significant influence on purchase interest, online customer reviews have a positive and significant influence on purchase interest, and online customer ratings have a positive and significant influence on purchase interest. Keywords: Product Photos, Online Customer Reviews, Online Customer Ratings, Purchase Interest
Co-Authors Abd. Wafi Abdul Majid Abdul Majid Abdullah Syakur Novianto Abidin, Zeinal ABS, M Khoirul Ach Taufiqur Rohman Achmad Agus Priyono Adnan Abdul Khobir Afi Rachmat Slamet Agus Salim Agus Salim Ahmad Rifai Ainun Ulumiah Nursa Aisyah Rokhma Aisyah, Widya Nur Al- mar’atus Sholikhah Aleria Irma Hatneny Alfian Budi Primanto Alif Adi Prasetyawan Alifia Nuraini Alitakupenda, Dwitaria Alvin Hidayatullah Amanah, Firnandya Amelia Monica Ningrum Amin, Muhammad Sirojuddin Aminatun Nasukha Aminatuz Zuhriyah Aminuyati Amiril Mustofa Ana Indriyani Ana Roikhatul Zannah Anak Agung Gede Sugianthara Anan, Nurun Nadiva Salsabila Andi Normaladewi Anggraeni, Dwi Adela Anggraini, Tasya Meylina Ari Anita Laelatul Khomsatun Any Tafriha Ferriyanti Aprilianto Aprilianto Aprillia Nur Choiriah Arini Fitria Mustapita Arsyianto, M. Tody Asih Masita Asmiyati Atapuka Auliyah Palupi Putri Indra Sari Ayu Trisnawati Ayu Yossita Candra Octaviana Ayu Yulita Putri Ayunani, Sabrina Azizah, Nur Rosyda Dhiya’ul Azizah, Umul Balqish, Alya Tamara Basalamah , Muhammad Ridwan Basalamah, Muhammad Ridwan Bastomi, Mohamad Bastomi, Mohammad Bayu, Juli Adriano Budi Wahono Celmia Celmia Chika Deva Ciptadi Cicik Marianti Citra Damayani Prayogiyanto Citra Nurul Hidayati Danang Laksono Deasy Dwi Komaini Deby Nofianti Pratiwi DEVI TRIANINGSIH Dewi Cahya Putri Dewi Nurhidayah Diah Wahyuning Tyas Diajeng Kusuma Wardani Dian Aulia Fitri Dian Savitri Dinda Nur Afifah Distha Anggrainingrum Dwi Agustina Ega Aditya Eka Indah Wahyu Eka Wahyu Ningrum Ekiq Arifaturini Elfina Rahmania Elysa Anggun Fradini Endah Setya Rahayu Erin Mastura Erindia Cember Eris Dianawati Esti Dewi Purwati Etty Saraswati Eva Susanti Eva Zulaikha Fahimatuz Zainul Laila Fahma Lintang Nabila Fahmi Faizal Izmy Fahrurrozi Rahman Fairoh Aida Qothrun Nada Fajjar Mustofa Farah Zairina Faris Fardani FATIMAH FATIMAH Fatimatuz Zahro Fatmawati, Yenni Diah Fatus All Anati Fauziyatul Uffah Fayi’ Hilmy Musyafiq Febbyola, Risa Febriani, Rezki Febi Filzah Gaissani Fina Hikmatul Insaniyah Fiona Putri Dyah Pancari Fita Dwi Hariyati Fitri Anggriani Fitriani, Nur Afika Gandung Fitra Pambudi Griselda Putri Vania Florence Hafidzul Ulum Halimah, Faridatul Hanik Latifah Helma Rizqikah Amir Hendra Bagus Yulipratama Himmatussuhra Himmatussuhra Ida Ardila Syafitri Rumain Ihza Manggara, Yusrik Iin Cahyaningsih Ike Nur Wahyuni Ike Wulandari Ilham Wahyudiarso Indah Handayani Indah Ramadhani Irma Lina Fadila Husna Putri Isa Agid Wibisana Ita Athia Izhatul Ulia Izzatin Nayli Jannah, Shofiratul Josi Eka Ariyani Kasprianti, Rista Puji Khalikussabir, Khalikussabir Khoirul Anam Khurrotun Nisa’ Krismala Fadrila Kuswatun Hasanah Lailatus Sofiah Laksono, Felicia Averina Laurensia Laras Noviyanti Larisa Dea Chatira Lestari, Siswi Muji Lika Handayani Liskan Kirana Lufi Khomsiatin Nulhaniya Lujeng Indra Prayugi Lukluatul Fadillah M Agus Salim M, Tiara Nur M. Agus Salim M. Fakhry Iskhaq M. Farchan Fuadi M. Hufron M. Khoirul Anwarodin Broto S M. Syaifudin Zuhri M. Umar Izzul Chaq Manis Syahedeh Mar’ah Qonitatillah Masriyani Masriyani Maulidya, Anisa Maya Dewi Suprobo Millaningtyas, Restu Mitra Kartini Moch Kukuh Widyatmoko Mochamad Yuhdi Atoillah Mochammad Handika Setiawan Moh Hairul Anam Moh Lutf Moh Sofiyanto Mohamad Fathanudin Abas Mohammad Arif Efendi Mohammad Faisol Efendi Mohammad Rizal Muallifa Muallifa Mudrikah Mudrikah Muhammad Adam Yusuf MUHAMMAD AGUS SALIM Muhlis Muhlis Mursalina Mursalina Nadirotul Hasanah Nanda Diah Ayu Nurmindasari Naning Adindah Putri Nela Rahayuni Neni Elfina Ngatiningsih, Tuti Khoiriyah Nifta Asfidza Alma Nihayah Saefil Ikhsan Nike Anggita Prima Nilna Izza Amalia Nindi Aulia Riadi Nindy Wulandari Ningrum, Niken Widya Nining Tsamratul Hasanah Nizam, Muhammad Sahrun Noer Fadhilah Rahman Nor Laili Roudotul Janah Nova Istiqomah Nova Suci Indrawati Nur Aniseh Nur Haslinda Nur Kamilah Nur Mahfudh Febriansyah Nuratul Amaliah Nurfarida Nurfarida Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurhidayah Nurul Afifah Fasbiyanti Nurul Khoirini Nuryanita Rusiah Oktaningrum, Indarti Indah Olla Fathimatuz Zahro Permata Irmin Seriyarini Pipit Larasati Pratista, Ilham Pratiwi, Cantika Puspa Puguh Roni Prastowo Putra, Arif Rahman Surya Putri Ayu Khoriah Putri Dinda Erika Rachman, Fahmia Nur Fitria Rahmawati Rahmawati Ramadhan, Tri Sugiarti Raras Nur Fitiah Ratna Tri Hardaningtyas, Ratna Tri Rawiyatul Hasana Reni Evaluki Rennia Sofi Dia Anugra Heni Rico Adi Suwardianto Rifa Ariana Ningtyas Rif’atul Himmah Rif’atul Inayati Rina Wulan Novianti Risa Dewi Yanti Aceh Risna Faulia Rita Lia Novita Rizalatul Isa Rizka Nur Fittriana Rizky Adhyvian Rohma, Hindun Miftakhur Rosmah Sholichah Rovita Tri Rezeki Safitri Safitri Saiful Anwari Salsabillah, Via Amelya Saraswati, Ety Sembiring, Rinawati Septi Ning Tyas Septia Anggi Saputri Shafaratin Nurul Hasanah Shela Karlina Devi Shilvie Damayanti Lestari Shofi Eka Khairunnisa Silvia Sahara Sindi Ristanti Sinta Mayyukha Sintia Ifadatul Aulia Fatra Sintia Novita Sari Siti Kusmawati Siti Masula Siti Nur Laelatul Rohmah Siti Sara Ilham Siti Suhaebah Siti Uswatun Khasanah SOFIYULLAH SOFIYULLAH Sovi Devianita Sari Sri Puspa Nurhayati Sulton Sholehuddin, Sulton SUTRA Aji NINGTYAS Teddy Kurnia Dwi Anggoro Kusumo D Therito Akbar Firmansyah Ubaid Choiri Ubaidullah Ubaidullah Uswatun Khusnah Vachriyanti, Asma’ul Noer Veni Rikusita Vika Septirini Viqi Hendro Fahtoni Vivi Noviyanti Wahdah Lutfiana Arinta Wahyudi Kurniawan Weni Afrilliansyah Winda Irawati Wiwin Rafida Wajapa Yahsyallah Yenniria Nurhaidah Yeritama, Risma Yogi Adetya Kurniawan Yudi Purnomo Yulitasari Mila Dewi Zahro, Handini Nur Chameli Atuz Zahrotun Nisa Zainul Fikri Zidan, Moh Izzad Kamal Zila Nurdila Hafidzah Zulkarnain Zulkarnain