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All Journal MANAJEMEN HUTAN TROPIKA Journal of Tropical Forest Management Jurnal Ilmu Pertanian Indonesia Jurnal Ilmiah Psikologi Terapan AGRIPITA: Jurnal Agribisnis dan Pembangunan Pertanian Jurnal Lahan Suboptimal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Jurnal Ilmiah Ekonomi Islam RACIC : Rab Construction Research al-Afkar, Journal For Islamic Studies Jurnal Pertanian Agros Al-Hikmah Media Dakwah, Komunikasi, Sosial dan Kebudayaan Jurnal Pengabdian Masyarakat Multidisiplin El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Civil Engineering and Planning (JCEP) Jurnal Dakwah dan Komunikasi SRIWIJAYA JOURNAL OF ENVIRONMENT KaliAgri Journal: Jurnal Agribisnis QULUBANA: Jurnal Manajemen Dakwah AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Al-Maqashid: Journal of Economics and Islamic Business Jurnal Teknologi & Rekayasa Sipil Center of Economic Students Journal (CSEJ) RESLAJ: Religion Education Social Laa Roiba Journal Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga EduInovasi: Journal of Basic Educational Studies SUMUR ( Jurnal Sosial Humaniora) JURNAL MULTIDISIPLIN ILMU AKADEMIK JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Intelek Insan Cendikia TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah LITERA: Jurnal Ilmiah Multidisiplin Menulis: Jurnal Penelitian Nusantara
Muhammad Yazid
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Psychometric analysis of the self-reporting questionnaire (SRQ-29) among university students Qatrunnada, Rizqi Zulfa; Bayu Suseno; Muhammad Yazid
Jurnal Ilmiah Psikologi Terapan Vol. 13 No. 1 (2025): January
Publisher : University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jipt.v13i1.35511

Abstract

The SRQ-29 is a measurement tool developed by WHO for the early detection of mental health problems. However, no research has focused on the psychometric testing of the SRQ-29 instrument. This study aimed to investigate the psychometric properties of the Indonesian version of the Self-Reporting Questionnaire (SRQ-29) as a screening tool for the early detection of mental health problems in individuals who are university students. The original version of the scale was adapted and translated into Indonesian and tested for validity, reliability, and factor analysis among university students. The adaptation process followed the guidelines of the International Test Commission and included translation, expert review, cognitive interview, and psychometric evaluation. The participants who actively participated in this study were 323 students from various faculties of Universitas Muhammadiyah Surakarta (UMS), selected using a convenience sampling technique. Data analysis to test content validity using Aiken's V analysis, construct validity using item factor analysis (IFA), and test reliability using Cronbach alpha. In general, the results showed that the measurement instrument has good validity and reliability, so it can be used in the population of university students in Indonesia to screen their mental health status.
Kesejahteraan Sosial dalam Perspektif Ekonomi Islam: Teori dan Praktik Ainin Nafisah Luthfiani; Muhammad Yazid
Center of Economic Students Journal Vol. 8 No. 1 (2025): January-Maret (2025)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56750/csej.v8i1.1077

Abstract

Kesejahteraan sosial merupakan salah satu isu krusial dalam proses pembangunan masyarakat. Dalam hal ini, perspektif ekonomi Islam menghadirkan pendekatan yang khas dan menarik. Tujuan penelitian ini adalah untuk mengkaji konsep kesejahteraan sosial dalam konteks ekonomi Islam serta penerapannya dalam kehidupan masyarakat. Metode yang digunakan dalam penelitian ini adalah analisis kualitatif dengan mengkaji berbagai literatur, termasuk jurnal dan buku yang relevan. Hasil penelitian ini menunjukkan bahwa prinsip-prinsip ekonomi Islam, seperti zakat, infak, dan sedekah, memiliki peran signifikan dalam meningkatkan kesejahteraan sosial. Selain itu, institusi sosial berbasis syariah juga berkontribusi secara nyata dalam distribusi sumber daya serta pengentasan kemiskinan. Kesimpulan dari penelitian ini menegaskan bahwa penerapan ekonomi syariah tidak hanya menawarkan solusi terhadap tantangan kesejahteraan sosial, tetapi juga berpotensi menciptakan masyarakat yang lebih adil dan sejahtera. Oleh karena itu, diharapkan hasil penelitian ini dapat memberikan wawasan berharga bagi para pembuat kebijakan dan praktisi dalam merancang strategi yang lebih efektif untuk meningkatkan kesejahteraan sosial berdasarkan pendekatan ekonomi Islam.
Model Mitigasi Risiko Likuiditas pada Fintech Syariah P2P Lending : Liquidity Risk Mitigation Model in Fintech Sharia P2P Lending Ardiansyah, Jefri; Muhammad Yazid
LITERA: Jurnal Ilmiah Mutidisiplin Vol. 2 No. 3 (2025): LITERA: Jurnal Ilmiah Multidisiplin
Publisher : Litera Academica Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid growth of Sharia-based peer-to-peer (P2P) lending fintech in Indonesia is accompanied by major challenges, particularly liquidity risk that may disrupt platform stability. This study aims to identify the sources of liquidity risk in Islamic fintech and formulate a mitigation model aligned with Sharia principles. A qualitative approach with descriptive-analytical and case study methods was employed. Data were collected from literature review, official reports by the Financial Services Authority (OJK), and observation of practices in selected Islamic P2P platforms. The findings indicate that liquidity risks are primarily caused by borrower payment delays, maturity mismatch, panic withdrawals by lenders, and the limited availability of Sharia-compliant liquidity instruments. The proposed mitigation model includes the use of Sharia reserve funds based on tabarru’, automated payments via blockchain-based smart contracts, funding diversification through fintech sukuk, and early warning systems powered by AI. This study recommends that regulators issue specific guidelines on liquidity risk management in Islamic fintech and promote inter-institutional collaboration to ensure a resilient and sustainable Islamic financial ecosystem.
Dampak Tren Budaya K-Pop Terhadap Perubahan Perilaku Sosial Mahasiswa Fakultas Dakwah dan Komunikasi Universitas Islam Negeri Sumatera Utara Medan Winda Kustiawan; Muhammad Yazid; Mhd Darul Amin Sitorus
EduInovasi:  Journal of Basic Educational Studies Vol. 5 No. 2 (2025): EduInovasi:  Journal of Basic Educational Studies
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/edu.v5i2.6945

Abstract

The purpose of this research is to examine the impact of K-Pop cultural trends on changes in social behavior of students of the Faculty of Da'wah and Communication, State Islamic University of North Sumatra. This research is a field study with a descriptive qualitative approach and also uses literature studies. The research informants consisted of students of the Faculty of Da'wah and Communication who are fans of Korean Culture and are directly involved with K-Popers activities. The results showed that K-Pop culture trends have a complex impact on changes in student social behavior. On the one hand, this trend promotes positive values such as solidarity, hard work, and multicultural understanding. However, on the other hand, this trend can also lead to lifestyle changes, social pressure, disruption of academic balance, and financial problems. Therefore, it is important for university students to adopt K-Pop culture wisely, considering its impact on their social, academic and personal lives. The results of this study are expected to be a contribution to the study of popular culture, especially with regard to the influence of foreign culture on students.
Komunikasi Antarpribadi Dai dalam Pembinaan Mualaf di Kota Medan Muhammad Yazid; Abdullah; Ahmad Sempurna
Jurnal Dakwah dan Komunikasi Vol. 10 No. 1 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jdk.v10i1.12917

Abstract

Penelitian ini bertujuan untuk menggambarkan dan menganalisis bentuk komunikasi antar pribadi yang dilakukan oleh para dai dalam proses pembinaan mualaf di Kota Medan. Pendekatan kualitatif dengan metode studi kasus digunakan untuk memperoleh pemahaman mendalam mengenai interaksi yang terjalin antara dai dan mualaf, serta faktor-faktor yang mempengaruhinya. Hasil penelitian menunjukkan bahwa komunikasi antar pribadi yang dilakukan para dai bersifat empatik, terbuka, dan intensif, dengan penekanan pada pendekatan persuasif dan spiritual. Komunikasi ini berperan penting dalam memperkuat keimanan mualaf, menumbuhkan rasa aman dalam lingkungan baru, serta membantu mereka beradaptasi dengan ajaran dan praktik keislaman. Faktor kepercayaan, kesamaan latar belakang, serta komitmen dai menjadi elemen penentu keberhasilan komunikasi dalam pembinaan tersebut.
Implementasi Prinsip Qaulan Sadidan dan Qaulan Ma'rufan dalam Komunikasi Pembangunan di Pedesaan Sumatera Utara Muhtadiah Hasibuan; Rudi Salam; Muhammad Ihsan; Muhammad Yazid; Zainun
As-Syar i: Jurnal Bimbingan & Konseling Keluarga  Vol. 7 No. 2 (2025): As-Syar’i: Jurnal Bimbingan & Konseling Keluarga
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/as.v7i2.6782

Abstract

Penelitian ini bertujuan untuk menganalisis implementasi prinsip komunikasi Islam, yaitu Qaulan Sadidan (perkataan yang benar) dan Qaulan Ma’rufan (perkataan yang baik), dalam mendukung program pembangunan di pedesaan Sumatera Utara. Pendekatan penelitian menggunakan metode kualitatif melalui studi literatur yang mengacu pada teks Al-Qur’an, hadis, dan berbagai kajian terkait. Hasil penelitian menunjukkan bahwa Qaulan Sadidan diterapkan melalui kejujuran dan transparansi dalam penyampaian informasi, penyelesaian konflik secara terbuka, serta upaya mencegah penyebaran informasi palsu. Sementara itu, Qaulan Ma’rufan diwujudkan dalam bentuk komunikasi yang santun dan konstruktif, yang efektif meningkatkan partisipasi masyarakat dalam pembangunan sekaligus meminimalkan konflik. Penelitian ini menyimpulkan bahwa penerapan kedua prinsip tersebut mendukung keberhasilan pembangunan yang berkelanjutan, menciptakan komunikasi yang harmonis, serta membangun kepercayaan antara pelaksana program dan masyarakat. Implikasi dari penelitian ini adalah pentingnya mengintegrasikan prinsip-prinsip komunikasi Islam ke dalam strategi pembangunan untuk mendorong perubahan sosial yang positif dan memberdayakan masyarakat sebagai subjek pembangunan.
Pekanbaru Town Square Development With Concept Mix Use Building (Shopping Mall, Hotel, Condotel, Convention, Sport Centre) Kurnain, Ahmad; Bambang Supeno; Muhammad Yazid; Rahmat Tisnawan; Rizki Ramadhan Husaini
Journal of Civil Engineering and Planning (JCEP) Vol. 6 No. 1 (2025)
Publisher : Program Studi Sarjana Teknik Sipil Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/jcep.v6i1.10106

Abstract

This study assesses the financial feasibility of a privately financed infrastructure project under a Build-Operate-Transfer (BOT) scheme with a total investment of USD 76 million. The investment is distributed over a three-year construction phase, followed by a 30- to 60-year operation period generating annual net profits of USD 8.64 million. Key financial metrics including Net Present Value (NPV) and Internal Rate of Return (IRR) are utilized to evaluate the project. The results indicate a negative NPV of approximately USD -14.85 million for a 30-year operation, suggesting the project is not viable under a conservative time horizon. However, extending the operation to 60 years yields a positive NPV of USD +23.8 million and an estimated IRR of 11.7%, surpassing the assumed discount rate of 10%. These findings highlight the importance of operational duration in BOT projects and suggest that long-term operation is essential to achieve financial sustainability. Recommendations include extending the concession period and optimizing cost structures to enhance investment attractiveness.
Hubungan Penganguran dan Pertumbuhan Ekonomi dalam Perspektif Islam Lutfiya; Muhammad Yazid
Center of Economic Students Journal Vol. 8 No. 2 (2025): April-June (2025)
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56750/csej.v8i2.1106

Abstract

Pengangguran merupakan masalah ekonomi dan sosial yang berkaitan dengan pertumbuhan ekonomi suatu negara yang perlu ditangani, dengan jumlah penduduk yang terus bertambah, sehingga jumlah tenaga kerja terus bertambah setiap tahunnya. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana hubungan antara pengangguran dan pertumbuhan ekonomi dalam perspektif Islam. Metode penelitian yang digunakan dalam penelitian ini adalah jenis penelitian kepustakaan (libary research), yaitu data dan bahan kajian yang digunakan berasal dari sumber-sumber kepustakaan, baik berupa jurnal atau buku-buku. Hasil penelitian ini bahwa pengangguran dan pertumbuhan ekonomi memiliki hubungan yang signifikan. Tingkat pengangguran merupakan salah satu indikator pertumbuhan ekonomi. Pengangguran merupakan masalah yang sulit diatasi oleh suatu negara atau wilayah karena dapat menimbulkan masalah sosial dan ekonomi. Islam merespon pengangguran dan memberikan solusi dengan cara memperbanyak dan mendatangkan investasi halal untuk dikembangkan di dunia nyata baik di bidang pertanian dan kehutanan, kelautan, dan pertambangan serta meningkatkan volume perdagangan, serta negara harus menyediakan lapangan pekerjaan.
Investigasi Kualitatif pada Faktor-faktor yang Mendorong Minat Masyarakat terhadap Penggunaan Bank Syariah di Indonesia: A Qualitative Investigation of the Factors Driving Public Interest in the Use of Sharia Bank in Indonesia Rizka Nabilah Al-Wakhidah; Muhammad Yazid
AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Vol. 5 No. 1 (2025): AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, IndonesiaInstitut Agama Islam STIBA Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/al-khiyar.v5i1.1823

Abstract

Islamic banking is present as a solution to the conventional banking system, by offering products that are in accordance with Islamic principles, Islamic banking has succesfully developed in Indonesia. This research aims to identify the factors that drive people’s interest in using the products. Using a qualitative approach, this study collected data trhough interviews with informants who have experience or interest in Islamic banking products. The results show that the factors that influence people’s interest in using Islamic bank products and services are driven by the awareness of halal principles and the concept of usury, people are also very satisfied with the administrative costs wich are considered lower than the administration of conventional banks. In addition, the variety of Islamic bank products has also succeesed in attracking public attention. This has a positive impact on the national economy. However, the level of public understanding of these products still needs to be improved. Some complex Islamic products are often insufficiently understood by the general public, therefore, more intensive education is needed tp maximize the utilization of sharia financial products.
Prinsip Dasar Operasional Perbankan Syariah Nur Izzati; Muhammad Yazid
Al-Maqashid: Journal of Economics and Islamic Business Vol. 4 No. 1 (2024): April: Al Maqashid Jurnal Ekonomi dan Bisnis Islam
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/maqashid.v4i1.457

Abstract

Banking fundamentals play an important role as a framework for all transactions in the field of Islamic finance, including muamalah. Free maghrib (maysir, gharar, haram, usury, and batil), trust and prudence in the administration of Islamic financial activities, and contract-based principles are the basic principles of Islamic finance. These three guidelines should be followed in various activities as they are based on Islamic sharia and the Qur'an and Hadith
Co-Authors Abdullah Agustina Bidarti Ahmad Kurnain, Ahmad Ahmad Mujahid Ahmad Qhodiri Ahmad Sempurna Ainin Nafisah Luthfiani Aiyuda, Nurul Al Hafis Liontin ARDIANSYAH, JEFRI Bacharuddin Abdillah Bahrul Hikam, Muhammad BAMBANG SUPENO Bayu Suseno Budi Fachrudin Defy Angrainy H Deri Islami Dessy Adriani Dessy Adriani Doni Rinaldi Basri Edwin Hermawan El Nadia, Nada Endah Wahyuningsih Enen Wijayanti Erni Purbiyanti, Erni Eva Nur Hidayati Fachry Abda El Rahman Febri Felizha Mustofah Fournita Agustina Hesti Asriwandari Husaini, Rizki Ramadhan Husni Mubarak Imron Zahri Indah Ananda Putri Ira Puspita Sar Irham Ritonga Ismalia Afiani Hasbullah Isnaini Maulidatu Nisa’ Januarti, Indri Jum'ah, Jum'ah Kenepri Kenepri Lahmuddin Laily Muharani lestari, Suci Shinta Lukmana, Lukmana Lutfiya M. Argha Isdhihar Al Qutsam Sandya Aziz MASADAH Mhd Darul Amin Sitorus Mochamad Davin Hukama Moh. Rasyid Ridho Mohd. Aamiin Abbas Muhammad Adi Saputra Muhammad Al Amin Muhammad Defri Wahyudi Muhammad Fajar Anugrah Muhammad Hanif Ahda Muhammad Ihsan Muhtadiah Hasibuan Najib Asmani Nur Fitriya Ningsih Nurul Fatma Hasan Nurul Husna Pratikto, Muhammad Iqbal Surya Rahmat Tisnawan Rahmawati Raihan Maulana Rizka Nabilah Al-Wakhidah Rizqi Zulfa Qatrunnada Rudi Salam Salamun Salamun Siti Juariah Sukri Sukri Tafarini, Meitry Firdha Teddy Julio Gunawan Tri Ramadani Valzon, May Winda Kustiawan Yunita Yunita yunita Zainun