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All Journal MANAJEMEN HUTAN TROPIKA Journal of Tropical Forest Management Jurnal Ilmu Pertanian Indonesia Jurnal Ilmiah Psikologi Terapan AGRIPITA: Jurnal Agribisnis dan Pembangunan Pertanian Jurnal Lahan Suboptimal Jurnal Online Mahasiswa (JOM) Bidang Ilmu Sosial dan Ilmu Politik Muamalah Jurnal Ilmiah Ekonomi Islam RACIC : Rab Construction Research al-Afkar, Journal For Islamic Studies Jurnal Pertanian Agros Al-Hikmah Media Dakwah, Komunikasi, Sosial dan Kebudayaan Jurnal Pengabdian Masyarakat Multidisiplin El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Civil Engineering and Planning (JCEP) Jurnal Dakwah dan Komunikasi SRIWIJAYA JOURNAL OF ENVIRONMENT KaliAgri Journal: Jurnal Agribisnis QULUBANA: Jurnal Manajemen Dakwah AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam Al-Maqashid: Journal of Economics and Islamic Business Jurnal Teknologi & Rekayasa Sipil Center of Economic Students Journal (CSEJ) JSE: Jurnal Sharia Economica RESLAJ: Religion Education Social Laa Roiba Journal Jurnal As-Syar’i: Jurnal Bimbingan & Konseling Keluarga EduInovasi: Journal of Basic Educational Studies SUMUR ( Jurnal Sosial Humaniora) JURNAL MULTIDISIPLIN ILMU AKADEMIK JURNAL RUMPUN MANAJEMEN DAN EKONOMI Jurnal Intelek Insan Cendikia TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah LITERA: Jurnal Ilmiah Multidisiplin Menulis: Jurnal Penelitian Nusantara
Muhammad Yazid
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FIQH MUAMALAH DALAM ERA CRYPTOCURRENCY: TINJAUAN HUKUM ISLAM KONTEMPORER Rahmawati; Muhammad Yazid
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 6 (2025): November
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i6.6898

Abstract

This study aims to analyze the perspective of fiqh muamalah and contemporary Islamic law on the use of cryptocurrency in the modern economic system. The rapid advancement of digital technology has led to the emergence of cryptocurrencies such as Bitcoin, Ethereum, and other digital assets that function as means of payment and investment instruments. The main advantage of cryptocurrency lies in its decentralized system and the use of blockchain technology, which ensures security and transparency of transactions without the involvement of third parties. However, from an Islamic perspective, the use of cryptocurrency remains controversial due to the presence of gharar (uncertainty), maysir (speculation), and dharar (harm), arising from high price volatility, the absence of real asset backing, and its potential misuse for illegal activities. This research employs a qualitative descriptive method through a literature review of various scholarly sources, fatwas issued by the Indonesian Ulema Council (MUI), and opinions of contemporary Islamic scholars. The results indicate that most scholars view cryptocurrency as not meeting the criteria of a legitimate medium of exchange in Islam because it lacks intrinsic value and official recognition by state authorities. Nonetheless, Islam does not reject technological innovation as long as it aligns with sharia principles. Therefore, cryptocurrency may be acceptable if it is properly regulated, backed by tangible assets, and adheres to the principles of justice, transparency, and security in accordance with the objectives of maqāṣid al-sharī‘ah to preserve public welfare.
Implementasi Digitalisasi pada BMT dalam Meningkatkan Efisiensi Layanan Keuangan Syariah: Implementation of Digitalization in BMT to Increase the Efficiency of Sharia Financial Services Raihan Maulana; Muhammad Yazid
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 2 No. 3 (2025): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

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Abstract

The rapid advancement of digital technology has significantly transformed the landscape of Islamic financial institutions, including Baitul Maal wat Tamwil (BMT), which serves as a microfinance intermediary for empowering Muslim communities. This study aims to analyze the implementation of digitalization in BMT operations to improve the efficiency and accessibility of Islamic financial services. Using a qualitative descriptive approach, data were collected through interviews, documentation, and observation of several BMTs that have adopted digital platforms in their financial management systems. The findings indicate that digitalization enhances operational efficiency by streamlining transaction processes, improving financial reporting accuracy, and expanding service coverage through mobile and online applications. However, challenges such as limited digital literacy, infrastructure constraints, and data security concerns remain obstacles to optimal implementation. The study concludes that successful digital transformation in BMT requires not only technological adoption but also human resource development and regulatory support from related institutions. The results of this research contribute to the development of Islamic microfinance management theory and provide practical insights for policymakers and BMT practitioners in promoting inclusive and efficient Sharia-based financial services.
Fikih Muamalah dan Era Industri 5.0: Menata Transaksi Ekonomi Digital Berbasis Syariah: Fiqh Al-Muamalah and the Industry 5.0 Era: Structuring Digital Economic Transactions on a Shariah Basis M. Argha Isdhihar Al Qutsam Sandya Aziz; Muhammad Yazid
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 2 No. 3 (2025): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

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Abstract

This study aims to analyze the dynamics of applying Islamic jurisprudence (fiqh muamalah) principles within the digital economy framework in the era of Industry 5.0. The research employs a qualitative descriptive approach through library research and content analysis of primary and secondary academic sources published between 2015 and 2025. The findings reveal that economic digitalization does not alter the essence of contractual principles in Islamic law; instead, it modifies their form and implementation to align with technological advancement. Core Islamic principles such as akad (contract), riba (usury), gharar (uncertainty), and maisir (speculation) remain the normative foundation guiding digital financial transactions toward justice, transparency, and ethical integrity. The study also highlights the crucial roles of financial authorities such as Indonesia’s Financial Services Authority (OJK) and Bank Indonesia, in collaboration with religious bodies like the National Sharia Council (DSN-MUI), in developing a digital financial ecosystem rooted in Islamic values. The synergy between regulators and religious authorities ensures that the digital economy evolves sustainably with ethical and equitable orientations. These findings affirm that fiqh muamalah possesses strong adaptability to technological innovation while maintaining the moral integrity of Islamic economic systems in the digital transformation era.
Uang Elektronik dan Zakat: Kajian Fiqih Kontemporer atas Instrumen Digital dalam Ibadah Harta: Electronic Money and Zakat: Contemporary Fiqh Study on Digital Instruments in Wealth Worship Mochamad Davin Hukama; Muhammad Yazid
TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah Vol. 2 No. 3 (2025): TIJARAH: Jurnal Ekonomi, Manajemen, dan Bisnis Syariah
Publisher : Litera Academica Publishing

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Abstract

The rapid development of digital finance has led to new fiqh questions, particularly regarding the use of electronic money (e-money) and its relationship with zakat obligations. This study aims to analyze the position of e-money in Islamic jurisprudence and its zakat implications as a contemporary form of wealth. The method used is a qualitative library research approach with normative and maqashid al-sharia analysis. The findings reveal that e-money constitutes valuable property (mal) subject to zakat when it meets the criteria of ownership, nisab, and haul. Digital zakat platforms also contribute to greater accessibility and transparency in zakat collection and distribution.
Pola Komunikasi Keluarga dalam Pembentukan Karakter Anak Irham Ritonga; Muhammad Yazid; Lahmuddin
Reslaj: Religion Education Social Laa Roiba Journal Vol. 6 No. 11 (2024): RESLAJ: Religion Education Social Laa Roiba Journal 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v6i11.3883

Abstract

This article discusses the role of family communication in shaping children's character, as it is known that communication is very important in human life, especially in the family. By communicating, people will understand each other. Through communication, people can also share experiences and learn to solve various problems in life. Without communication, it is like living in isolation so that people will not be able to solve the various life problems they experience. Therefore, even though the family is a group with the strongest social ties, if communication within the family does not run smoothly and intensively, then it can certainly greatly affect various matters concerning the development and growth and progress of the family. The results of the study prove that it is true that family communication plays a significant role in improving human resources, especially in terms of children's character building.
Implementasi Akad Mudharabah Mutlaqah Pada Tabungan Haji IB Amanah Terhadap Profitabilitas PT Bank Pembangunan Daerah Jawa Timur Tbk. El Nadia, Nada; Masadah; Muhammad Yazid; Muhammad Iqbal Surya Pratikto; Nurul Fatma Hasan
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 1 (2023): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.1.16-34

Abstract

This study explores the implementation of mudharabah mutlaqah contracts in the IB Amanah Hajj Savings product offered by the Islamic Business Unit of Bank Jatim, and its contribution to the bank’s profitability. Using a qualitative descriptive approach, field data were collected through interviews, observation, and document analysis at Bank Jatim KCPS Sampang. The findings reveal that the application of mudharabah mutlaqah aligns with the DSN-MUI Fatwa No. 02/DSN-MUI/IV/2000 and enables the bank to profit from Hajj deposits while maintaining Sharia compliance. Over the period 2019–2021, IB Amanah contributed between 1.25% and 1.31% to the bank's net profit, with a 90:10 profit-sharing ratio favoring the bank. The study contributes to the global Islamic finance literature by demonstrating how long-term religious savings products can support the financial sustainability of regional Islamic banking institutions. It also offers a practical framework for integrating Sharia contracts into public savings mechanisms without compromising operational profitability. This case can inform international practices, especially in Muslim-majority economies aiming to optimize Hajj fund management through ethical investment strategies. Future research could compare mudharabah-based Hajj savings with other contract models (e.g., wadi’ah) across jurisdictions to assess risk-sharing efficiency and depositor trust in Islamic financial institutions.
Peran Zakat dan Waqaf dalam Mewujudkan Pembangunan Berkelanjutan Ekonomi Syariah Kontemporer Febri Felizha Mustofah; Muhammad Yazid
Menulis: Jurnal Penelitian Nusantara Vol. 1 No. 10 (2025): Menulis - Oktober
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/menulis.v1i10.700

Abstract

Tujuan penelitian ini adalah untuk menganalisis peran zakat dan wakaf dalam mendorong perekonomian syariah modern yang lebih sejahtera. Zakat dan wakaf merupakan dua alat penting dalam sistem keuangan Islam yang berfungsi untuk tujuan sosial dan ekonomi, yaitu mengurangi ketimpangan, meningkatkan kesejahteraan umat, dan mendorong pembangunan berkelanjutan. Penelitian ini menggunakan pendekatan kualitatif dengan studi literatur berdasarkan berbagai jurnal, buku, dan artikel terkait. Berdasarkan temuan penelitian, zakat dapat digunakan untuk redistribusi kekayaan, meningkatkan perekonomian komunitas miskin, dan meningkatkan akses terhadap pendidikan dan layanan kesehatan. Di sisi lain, wakaf berkontribusi melalui pengembangan infrastruktur sosial, pertumbuhan sektor pendidikan dan kesehatan, serta dukungan terhadap Usaha Kecil Menengah (UKM). Kedua instrumen ini, jika digunakan secara profesional, transparan, dan inovatif, dapat menjadi kunci dalam menciptakan ekonomi syariah yang inklusif, adil, dan tangguh. Menurut studi ini, digitalisasi dan inovasi manajemen dalam organisasi zakat dan wakaf merupakan faktor-faktor krusial dalam meningkatkan kontribusi masing-masing terhadap perkembangan ekonomi global pada masa kini.
ANALISIS KRITIS TERHADAP PENAFSIRAN Q.S. AL-SYU’ARÂ` AYAT 154-158 SEBAGAI MANFAAT AIR LIUR UNTA Ahmad Qhodiri; Mohd. Aamiin Abbas; Muhammad Yazid; Ahmad Mujahid
Jurnal Intelek Insan Cendikia Vol. 2 No. 6 (2025): JUNI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Artikel ini mengkaji secara kritis penafsiran terhadap Q.S. Al-Syu’arâ` ayat 154–158 yang mengaitkan mukjizat unta Nabi Shalih dengan manfaat air liur unta sebagai agen antibakteri. Penafsiran ini muncul dalam kerangka tafsir sains yang berupaya mengintegrasikan teks wahyu dengan temuan ilmiah kontemporer. Dengan menggunakan metode kualitatif dan pendekatan studi pustaka, kajian ini menelaah berbagai sumber tafsir klasik dan modern serta literatur ilmiah mengenai potensi biologis air liur unta. Salah satu penafsiran yang dianalisis adalah pendapat Sulaimân bin Shâlih al-Qar’âwî yang menyatakan bahwa unta Nabi Shalih berperan sebagai penetral wabah melalui air liurnya. Namun, hasil penelitian menunjukkan bahwa meskipun air liur unta mengandung bakteri Bacillus yang memproduksi senyawa antibakteri, klaim bahwa ayat tersebut mendukung manfaat terapeutik air liur unta tidak memiliki dasar tekstual yang kuat dalam Al-Qur’an. Lebih jauh, sifat resistensi bakteri dalam air liur unta terhadap berbagai antibiotik menimbulkan kekhawatiran akan potensi penyebaran resistensi antimikroba. Dengan demikian, artikel ini menegaskan pentingnya kehati-hatian dalam mengintegrasikan tafsir dan sains agar tidak terjebak dalam reduksionisme ilmiah yang mengaburkan makna asli teks wahyu. Kajian ini diharapkan dapat memperkaya wacana tafsir interdisipliner dalam studi keislaman kontemporer.
Pemberdayaan TIK bagi Siswi SMA Melalui Pendekatan Digital Literasi Untuk Pembangunan Berkelanjutan Suci Shinta Lestari; Ira Puspita Sar; Muhammad Yazid; Nurul Aiyuda; Endah Wahyuningsih; Indah Ananda Putri
SUMUR- Jurnal Sosial Humaniora Vol. 3 No. 1 (2025)
Publisher : Yayasan Rahmatan Fiddunya Wal Akhirah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58794/sumur.v3i1.1259

Abstract

Perkembangan Teknologi Informasi dan Komunikasi (TIK) semakin pesat, namun pemanfaatannya di kalangan siswi SMA masih menghadapi berbagai tantangan, seperti kurangnya literasi digital, keterbatasan akses terhadap sumber daya teknologi, serta minimnya pemahaman akan dampaknya dalam pembangunan berkelanjutan. Penelitian ini bertujuan untuk memberdayakan siswi SMA melalui pendekatan Digital Literasi  dengan memberikan pelatihan serta pendampingan dalam penggunaan TIK yang efektif, kritis, dan bertanggung jawab. Solusi yang ditawarkan meliputi program edukasi berbasis literasi digital, pelatihan keterampilan teknis, serta integrasi pemanfaatan TIK dalam kegiatan pembelajaran dan kewirausahaan sosial. Hasil penelitian menunjukkan bahwa pendekatan ini meningkatkan pemahaman siswi terhadap literasi digital, keterampilan teknologi, serta kesadaran akan peran mereka dalam pembangunan berkelanjutan. Dengan demikian, pemberdayaan TIK berbasis literasi digital dapat menjadi strategi efektif dalam meningkatkan kualitas pendidikan dan kemandirian digital di kalangan generasi muda.  
Antara Tradisi dan Inovasi: Menelisik Ustadzah Halimah Alaydrus dalam Dakwah Digital Jum'ah, Jum'ah; Muhammad Yazid; Lukmana, Lukmana
Al-Hikmah Media Dakwah, Komunikasi, Sosial dan Kebudayaan Vol 15 No 2 (2024): Al-Hikmah Media Dakwah, Komunikasi, Sosial dan Kebudayaan
Publisher : DEPARTEMENT OF COMMUNICATION AND ISLAMIC BROADCASTING STUDIES

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/hikmah.v15i2.9883

Abstract

Da'wah is the act of inviting people to do good and avoid wrongdoing (amar ma'ruf nahi mungkar). Traditionally, mosques, prayer rooms, and similar settings have hosted lectures and gatherings for da'wah. However, as technology advances, da'wah has adapted to the digital age, with social media becoming an increasingly popular medium. Among the figures utilizing these platforms is Ustadzah Halimah Alaydrus, who actively employs YouTube and Instagram to reach a broader audience, particularly Muslim women. As a prominent female Muslim figure, Ustadzah Halimah Alaydrus has embraced the opportunities offered by digital platforms to carry out da'wah in the modern era. This study examines two key aspects: the role of Ustadzah Halimah Alaydrus in digital da'wah and the strategies she employs to convey Islamic teachings through YouTube and Instagram. Using a qualitative approach with a descriptive research method, this study applies content analysis to explore the messages shared by Ustadzah Halimah Alaydrus on these platforms. The findings highlight her significant role in promoting digital da'wah, particularly in empowering Muslim women. Her efforts have had a positive impact on strengthening women's faith, expanding their knowledge, and improving their social awareness. What distinguishes her da'wah is the way she delivers her messages—thoughtfully crafted to inspire and resonate with the daily lives of Muslim women. Furthermore, her success in leveraging Instagram and YouTube lies in her ability to present engaging and creative content that effectively spreads Islamic values to a broader audience
Co-Authors Abdullah Agustina Bidarti Ahmad Kurnain, Ahmad Ahmad Mujahid Ahmad Qhodiri Ahmad Sempurna Ainin Nafisah Luthfiani Aiyuda, Nurul Al Hafis Liontin ARDIANSYAH, JEFRI ARIFAH DWI AGUSTINA Bacharuddin Abdillah Bahrul Hikam, Muhammad BAMBANG SUPENO Bayu Suseno Budi Fachrudin Defy Angrainy H Dessy Adriani Dessy Adriani Doni Rinaldi Basri Edwin Hermawan El Nadia, Nada Endah Wahyuningsih Enen Wijayanti Erni Purbiyanti, Erni Eva Nur Hidayati Fachry Abda El Rahman Febri Felizha Mustofah Fournita Agustina Hesti Asriwandari Husaini, Rizki Ramadhan Husni Mubarak Idatul Fitria Imron Zahri Indah Ananda Putri Ira Puspita Sar Irham Ritonga Islami, Deri Ismalia Afiani Hasbullah Isnaini Maulidatu Nisa’ Januarti, Indri Jum'ah, Jum'ah Kenepri Kenepri Lahmuddin Laily Muharani lestari, Suci Shinta Lukmana, Lukmana Lutfiya M. Argha Isdhihar Al Qutsam Sandya Aziz MASADAH Mhd Darul Amin Sitorus Mochamad Davin Hukama Moh. Rasyid Ridho Mohd. Aamiin Abbas Muhammad Adi Saputra Muhammad Al Amin Muhammad Defri Wahyudi Muhammad Fajar Anugrah Muhammad Hanif Ahda Muhammad Ihsan Muhtadiah Hasibuan Najib Asmani Nur Fitriya Ningsih Nurul Fatma Hasan Nurul Husna Pratikto, Muhammad Iqbal Surya Rahmat Tisnawan Rahmawati Raihan Maulana Rizka Nabilah Al-Wakhidah Rizqi Zulfa Qatrunnada Rudi Salam Salamun Salamun Siti Juariah Sukri Sukri Syafii, hesuinsa Tafarini, Meitry Firdha Teddy Julio Gunawan Tri Ramadani Valzon, May Winda Kustiawan Yunita Yunita yunita Zainun