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Journal : Jurnal Akta

Implementation of the Kaffah Concept in Rahn tasjily Contracts at Sharia Pawnshops as an Effort to Develop the Sharia Economy Wulan, Dewi Nawang; Munir, Ahmad; Setiawan, Rahmat; Novia Hidayati, Ririn
JURNAL AKTA Vol 13, No 1 (2026): March 2026
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v13i1.48295

Abstract

This study examines the application of the Kaffah principle in the rahn tasjily contract used by Sharia Pawnshops as an accessory contract to encumber customer collateral through the Arrum BPKB product. The research focuses on the position of Rahn tasjily as collateral with a review based on the Fiduciary Guarantee Law and DSN-MUI Fatwa Number 68 of 2008, while also analyzing the application of the Kaffah principle in the practice of these contracts at Pegadaian Syariah. The research method employs a conceptual approach, drawing on legal views and doctrines related to the Kaffah principle in Islamic economics. In addition, the research employs a legislative approach through a review of regulations related to the Rahn tasjily contract, as well as a case approach by analyzing Islamic economic dispute rulings pertaining to this contract. The results of the study show that the Kaffah principle has not been fully applied to the rahn tasjily contract at Pegadaian Syariah. This is due to its half-hearted nature, specifically the existence of a burden through the Fiduciary Guarantee on the Rahn tasjily contract and the absence of executory power in the contract. This condition renders the contract's application ineffective, necessitating further regulations, such as a Sharia Guarantee Law, to provide legal certainty for the rahn tasjily contract at Pegadaian Syariah.
Co-Authors Abdul Azis Abdullah, Muhaimin Agus Romdlon Saputra Ahmad Dahlan Alfi Dzakirotul Asyrifah, Nur Ali Mustofa Anam, Syafi'ul Anam, Syafi’ul Anam, Syafi’ul Anas Ahmadi Anfas, Muhammad Taufiqurrohman Antonio, Andi Arinda, Desi Ariyanti Ariyanti Arrosyidah, Himma Jihadiah Asrori Asrori Astria, Windi Astuti, J AT, M.Ramli AYUNITA LELIANA Bhat, Ali Muhammad CHRISTA YUTRISTA, OLIVIA Edi Sunjayanto Masykuri, Edi Sunjayanto Ermawati Zulikhatin Nuroh ESTI KURNIASIH Fahmy Imaniar Farida, Dewi Istiqomah Fauziyah, Ni'fatul Fauziyah, Ni’fatul Firdaus, Tiya Anisyah Fitriyah, Umi Gawa, Dila Maya Titian Gusti Nur Hafifah Haerani Haerani Haerani Hasanah, Nurul Uswatun Herwanto, Wanda Hijriani Herwiana, Sakhi Hesan, Muh Indahsari, Dahlia INDARTI, TITIK Iqbal Iqbal Iskandar, Madris Junaedi Muhidong Junita Friska Kencana, Nazelya Puspita Kuncoro, Adhityo Lasmi Febrianingrum Lazulfa, Haiyin Lana LIES AMIN LESTARI Lies Lestari Luh Putu Artini Malik, Zulfikri Mas Darul Ihsan, Mas Darul Mauliddiyah, Ainy Muhammad Luthfi Mukhtar, Aqid Mulawarman Mulawarman Mursalim Mursalim Nadlifah, Khumrotun Nawang Wulan, Dewi Novia Hidayati, Ririn Nugroho, Him'mawan Adi Nugroho, Him’mawan Adi NUR CHAKIM OIKUREMA PURWATI Paragae, IGAPNS Pratama, Raga Pratiwi Retnaningdyah, Pratiwi Prof. Dr. Ni Nyoman Padmadewi,MA . Purnamasari, Rike Putra, Muhammad Lexmana Putry, Denanda Pratiwi Putu Suarcaya Rachmawati, Amalia RAFIDAH FAUZIA SARI, ALIFAH Rahmad Husein Rahmah, Nova Alfi Laili RAHMAT SETIAWAN Rahmawati, Misna Muzdalifa Rama Pien, Muh Ramli AT, M. Ratnaningsih, Dyah Ridwan, Rina Indrianty RIRIN PUSPARINI Riyan Febriansyah Rochmah, Nur Hafifah Sabaniah, Syahrial Salam, Muslim Santoso , Bagus Teguh Sapsal, Muhammad Tahir Sari, Nurul Puspita Sa’adah, Nailah‘ Ainayis SEPTY RAHAYU, ALFI Seswanto Sitti Nur Faridah SLAMET SETIAWAN Solihah, Bakiyatus Sri Kartini, Sri Sugiyo Sugiyo, Sugiyo Suhardi Suhardi Suhartono Supratomo, Supratomo Syafiul Anam, Syafiul Ulwiyah, Fifi Nur Vidya Mandarani Wardani, Andini Dwi Wibowo, Amiruddin Hadi Wibowo, Raihana Tsabita Wiwiet Eva Savitri Wulan, Dewi Nawang Yusuf , Achmad Zainul Aminin