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All Journal Ahkam: Jurnal Ilmu Syariah Ar-Raniry, International Journal of Islamic Studies LEGITIMASI: Jurnal Hukum Pidana dan Politik Hukum Al-Ihkam: Jurnal Hukum dan Pranata Sosial El-Mashlahah Jurnal Sains dan Teknologi Pangan PETITA: Jurnal Kajian Ilmu Hukum dan Syariah (PJKIHdS) Hasanuddin Law Review Mazahib SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam Indonesian Food Science and TechnologyJournal El-Usrah: Jurnal Hukum Keluarga Jurnal Ilmiah Edunomika (JIE) Tasharruf: Journal Economics and Business of Islam Media Syari'ah: Wahana Kajian Hukum Islam dan Pranata Sosial Jurnal Cahaya Mandalika El-kahfi : Journal of Islamic economics Journal of Food Technology and Health Kafa’ah: Journal of Gender Studies Jurnal Bio-Geo Material Dan Energi Al-Mutsla: Jurnal Ilmu-Ilmu Keislaman dan Kemasyarakatan Action Research Literate (ARL) MAQASIDI Jurnal Riset Akuntansi dan Bisnis Indonesia Journal of Lex Philosophy (JLP) JURIS (Jurnal Ilmiah Syariah) Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Jurnal Ekonomi, Bisnis dan Manajemen JURNAL BISNIS ADMINISTRASI DAN MANAJEMEN Jurnal Karya Abdi Masyarakat Al-Muraqabah: Journal of Management and Sharia Business Hikmayo: Jurnal Pengabdian Masyarakat Qawanin Jurnal Ilmu Hukum Intellectual Law Review (ILRE) Jurnal Hukum Islam dan Hukum Keluarga Jurnal Ilmiah Administrasi Dan Sosial Vifada Assumption Journal of Law At-Tawazun, Jurnal Ekonomi Syariah INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Prosiding Seminar Kesehatan Nasional Indonesian Journal of Forestry Research Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan JIKUM: Jurnal Ilmu Komputer JMMU: Jurnal Mahasiswa Manajemen dan Umum
Mursyid Djawas
Universitas Islam Negeri Ar-Raniry Banda Aceh
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Other

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Journal : Tasharruf: Journal Economics and Business of Islam

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Navigating Barriers and Empowering Women in Sharia MSMEs: A Qualitative Study on Entrepreneurial Housewives in Samarinda Sari, Purnama; Mursyid, Mursyid
Tasharruf: Journal Economics and Business of Islam Vol 10, No 2 (2025): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v10i2.3841

Abstract

Women, particularly housewives, play an increasingly vital role in the development of Sharia-based micro, small, and medium enterprises (MSMEs). However, most existing studies focus on women’s entrepreneurship in general and seldom examine the specific barriers and empowerment experiences of housewives within the Sharia MSME context. This study aims to explore the challenges, empowerment strategies, and socio-religious dynamics experienced by entrepreneurial housewives in Samarinda. Using a qualitative literature review approach, this research synthesizes national and international studies published between 2000 and 2025. The analysis identifies four main dimensions shaping housewives’ participation in Sharia MSMEs: access to Islamic microfinance, digital literacy, social capital, and the internalization of Islamic ethical values in business practices. The findings show that while housewives hold a strategic role in fostering Sharia MSME growth, they face persistent constraints such as limited access to capital, low technological competence, and the double burden of domestic responsibilities. Nonetheless, religious motivation, community-based support systems, and Sharia-oriented social networks serve as strong empowerment enablers. The study concludes that sustainable empowerment of housewives in Sharia MSMEs requires integrative policies that enhance financial literacy, provide flexible Sharia-compliant microfinancing, and strengthen digital entrepreneurship training through community engagement. This research contributes new insights for policymakers, Islamic financial institutions, and women’s organizations aiming to promote inclusive, faith-based economic participation among housewives.
Co-Authors Abdul Samad, Sri Astuti Abidin Nurdin Agustin Hanapi Albashori, Muhammad Fatkhurohman Alda, Alda Alfridsyah Alfridsyah Alqarni, Wais Amri, Aulil Amrullah Bustamam Andi Sugirman Andi Sugirman, Andi Ari Sigit Arifin, Sri Rinjani Asmaul Husna Asmaul Husna asni zubair Atika Nabila Azka Amalia Jihad Azwar Azwar Bukhari Ali Bustanul Arifin, Nursyirwan Carolyne, Jessyca Cherrye citra, Citra Cut Putrau Ujong D, H.M Abzar Darmawati Darna, Andi Daud Malamassam David Kusmawan Dedy Sumardi Dian Wulansari, Dian Era Fadli Fahlefi, Wilis Fajrina, Riska Fathoni, Muhammad Isnaini Fauzan, Faisal Fawwaz Bin Adenan Gamal Achyar Hakimah, Nur Handayani, Kurnianingsih Hasanudin, Maulana Hazairin Zubair, Hazairin Hedhri Nadhiran Herlambang, Susatyo Herlanda, Ono Husnul, Muhammad Idham Idham Idham Idham Indriyani Indriyani Isdayanti, Isdayanti Ismi Nurwaqiah Ibnu Jusoh Yusoff, Amir Fazlim Kasyani, Kasyani Kemala Dewi Khairuddin Hasballah Kiramang, Khairuddin Luqman, Mahadika Nafis Maghfirah Maghfirah Misran Mubarak, Ihsan Muh. Azham Ilham Muhammad Abrar Azizi Muhammad Hasan Muhammad Iqbal Muhammad Isnaini Fathoni Muhammad Yahya, Muhammad Yahya Mukhtar Mukhtar Muntasir A Kadir Muqni Affan Abdullah Muslim Zainuddin Mutiara Fahmi Muttaqin, Agil Nahara Eriayanti Najib, Khoiri Nasikin, Nasikin Nasution, Hanry Setiawan Nazrina Julika Sari Nida Hani Novrianti, Eka Nurherlina, Nurherlina Nuriman Hambali Nurzakia, Nurzakia Peron, Peron Purnama Sari Rahmayani, Irma Razak, Askari Reza, Masri Ridhwan Ridhwan Ridhwan Ridhwan, Ridhwan Rifaldy Basri, Muhammad Rinaldy Bima, Muhammad Rishad Ilmi, Muhammad rosmaeni, rosmaeni Said, Wardana Saputra, David Deni Sari, Cindy Kartika Shabarullah, Shabarullah Sidiq, M.Fajar Silvi Leila Rahmi Silvia Mawarti Perdana Siregar, Fathar Arsa Solin, Siti Dian Natasya Solly Aryza Soraya Devy Sri Astuti A. Samad Suliantoro Surhaini Surhaini, Surhaini Syamil, Abdul Hafiz As Syarifah Rahmatillah Syuhada, Erwin Febrian Tafina, Afrilika Tarmizi M. Jakfar Umar Yakub, Baharuddin Usi Lanita Wazzan, Huda Wibowo L. S, Edi Wulan Dari, Dini Yudi Siyamto Yulia, Anita Yuliantoharinugroho, Yuliantoharinugroho Yumna, Cut Najwa Safa Yusdiana, Ratna Yusfriadi Abda Yusof , Wafaa' Yusri, Farhan Zahratul Idami Zahrul Mubarrak