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Digital Transformation of Islamic Boarding School Microfinance Institutions in Reducing Consumptive Behavior of Students (Santri) Suhud, Moh.; Masruroh, Nikmatul; Suharto, Babun
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6038

Abstract

In the modern era, there has been a shift in consumption behavior among students in Islamic boarding schools (santri). Santri, who are traditionally expected to practice simple consumption habits, are now learning towards excessiveness, and even tendencies toward hedonism due to modernization. This often leaves parents struggling to meet their children’s consumption needs, particularly their wants. Therefore, this study aims to first, explore the traditional consumption habits of santri; second, analyze the shifts in their consumption behavior; and third, examine the presence of digital transformation in Islamic boarding schools as a means to curb santri’s consumptive behavior. This research employs a qualitative approach, specifically a case study method. The subjects were selected through purposive sampling, and data were collected through observation, interviews, and documentation. Data analysis was conducted using the interpretive technique within the interactive model by Miles and Huberman. Data validity was ensured through source triangulation and technique triangulation. The study yielded the following results: First, santri have traditional consumption practices, prioritizing halal and thayyib (pure and good) products, simplicity, and a sense of community. Second, modernization has shifted santri’s consumption habits towards a more hedonistic approach, favoring instant goods and trendy products, thereby increasing their financial dependence on parental support. Third, Islamic boarding schools have partnered with various institutions to curb this consumptive behavior. Digital transformation has been implemented to improve spending efficiency among santri and facilitate the monitoring of their financial management.
Analisis Tingkat Kesehatan Bank Menggunakan Metode RGEC pada Bank Syariah Tahun 2021-2023 Kusumaningrum, Dwi; Suharto, Babun; Rahayu, Sri; Setiadi, Pompong B
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 4 (2025): May 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i4.7228

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In developed and developing countries, people really need a bank as a place or place to conduct financial transactions. The community assumes that banks are the safest financial institutions in carrying out various financial activities. Meanwhile the community must ensure that the bank used is healthy, stable and safe so that the community does not lose. For banks, bank health is important to shape public trust. Then the existing banks in Indonesia really need to set bank health rules. Indonesian Islamic Bank is the result of a merger from three Islamic banks owned by BUMN, namely Syariah Mandiri Bank, BNI Syariah and BRI Syariah. Indonesian Islamic Bank was established on February 1, 2021. This study has the aim to find out the health level of Indonesian Islamic banks in 2021-2023 with the RGEC method. The analysis method in research uses a descriptive quantitative approach. The results of this study indicate that the Indonesian Islamic Bank NPF is below 2% which means in a "very healthy condition. FDR ratio in 2021 amounted to 73.39% with" very healthy "conditions, while FDR in 2022-2023 results of the ratio of more than 75% to less 85% which means in a" healthy condition. The GCG ratio is in "quite healthy" conditions. The ROA ratio of 2021-2023 is not less than 1.25 and no more than 2% means in a "healthy" condition, while in 2023 in a "very healthy" condition. Ratio and ROE ratios in 2021-2023 are in "healthy" conditions. The ROA and ROE ratio in 2021-2023 is in a "very healthy" condition.
Pengaruh Kompensasi Terhadap Motivasi Dan Dampaknya Terhadap Kinerja Dosen Di Sekolah Tinggi Agama Islam Negeri Jember: The Influence of Compensation on Motivation and Its Impact on Lecturer Performance at the State Islamic College of Jember Suharto, Babun
Fenomena Vol 1 No 2 (2002): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v1i2.313

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Pengaruh Perilaku Pemimpin, Motivasi Dan lingkungan Organisasi Terhadap Kinerja Pegawai Pada Badan Perencanaan dan Pembangunan Daerah Kota Probolinggo: The Influence of Leadership Behavior, Motivation, and Organizational Environment on Employee Performance at the Regional Development Planning Agency of Probolinggo City Suharto, Babun
Fenomena Vol 2 No 1 (2003): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v2i1.322

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Faktor-Faktor Bauran Pemasaran Yang Dipertimbangkan Mahasiswa Dalam Memilih Kuliah Di Universitas Abdurrahman Saleh Situbondo: Marketing Mix Factors Considered by Students in Choosing to Study at Abdurrahman Saleh University Situbondo Suharto, Babun
Fenomena Vol 2 No 2 (2003): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v2i2.333

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Rekonstruksi Kurikulum Pesantren dan Relevansinya dengan Pengembangan Sumber Daya Manusia: Reconstructing the Pesantren Curriculum and Its Relevance to Human Resource Development Suharto, Babun
Fenomena Vol 3 No 1 (2004): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v3i1.337

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Pengaruh Kriteria Kinerja Prajurit POLRI terhadap Pengembangan Karir: The Influence of Police Officers’ Performance Criteria on Career Development Suharto, Babun
Fenomena Vol 4 No 2 (2005): FENOMENA: Journal of the Social Sciences
Publisher : LP2M UIN KH.Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/fenomena.v4i2.374

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Articulation of the Archipelago's Islamic Education-al Thought Suharto, Babun; Sham, Fariza Md; Fatmawati, Erma; Amrozi, Shoni Rahmatullah
IJIBS Vol. 1 No. 1 (2023): International Journal of Islamic Boarding School
Publisher : LP2M UIN Kiai Haji Achmad Siddiq Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35719/ijibs.v1i1.21

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The difference between the intellectual tradition of the pesantren and other forms of education is the existence of the sanad. From the perspective of Ibn Qayyim Al-Jauzy, sanad can be said to go beyond thecologicalal linearity of Islamic knowledge which is commonly called ‘ilm jally. Not only that, Imam Syafi'i once said that if knowledge is not memorized by the sanad in the book then the Zindiq people will preach in the pulpit. The famous saying of Imam Abdullah bin Mubarak says, and is part of religion, without sanad surely people will say whatever they want. Even advanced sanad (ittishal al-sanad) is one of the conditions for the validity of a hadith as described in the musthalahul hadith book. For this reason, hadith expert scholars (al-muhadditsin) pay great attention to sanad in their disciplines. Most of this muhadditsin write special books about sanad. In its development, not only about the study of hadith, all scientific enthusiasts, book history, and scientific genealogy through teachers and students are written in a book known as tsabat. In the context of scientific knowledge, it can then be traced to the products of his thought. For this reason, the author wants to provide a re-description, of how true the thinking of native Indonesian (archipelagic) scholars is in the context of building an existing national attitude
Peran pesantren dalam menjaga etika Nusantara Moh. Affan; Firdausi, Himami; Babun Suharto
BAHTSUNA: Jurnal Penelitian Pendidikan Islam Vol. 7 No. 2 (2025): Vol. 7 No. 2 (2025): September 2025
Publisher : LP3M UNZAH GENGGONG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/bahtsuna.v7i2.593

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The erosion of moral values and local wisdom in the era of pluralism and rapid modernization has raised concerns about the sustainability of ethical foundations in Indonesian society. This study aims to examine how Islamic boarding schools (pesantren) preserve and reinforce Nusantara ethics amid these contemporary challenges. Employing a qualitative approach with a library research design, data were collected from books, peer-reviewed journal articles, and relevant research reports. The findings indicate that pesantren maintain ethical continuity through the integration of Nusantara ethics into their curriculum, adaptive responses toward modernity, and the exemplary moral leadership of kyai supported by a disciplined santri culture. The discussion highlights enabling factors such as charismatic leadership, adab-centered educational practices, community involvement, and technological literacy, while also identifying challenges that include global cultural pressures, resource limitations, and shifting digital morals. In conclusion, pesantren continue to function as ethical and cultural strongholds that safeguard Indonesia’s moral identity in the modern era.
REPRESENTASI PELECEHAN TERHADAP KIAI DALAM MEDIA TELEVISI NASIONAL: ANALISIS ADAB ISLAM PERSPEKTIF AL-QUR’AN DAN TEORI REPRESENTASI STUART HALL Luthviyah Romziana; Zaimuddin; Moh. Najiburrahman; Babun Suharto
IMTIYAZ: Jurnal Ilmu Keislaman Vol. 9 No. 4 (2025): Desember
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/imtiyaz.v9i4.2882

Abstract

The phenomenon of harassment of kiai in a Trans7 broadcast on October 13, 2025, indicates a serious problem in religious ethics and public communication. As a figure of ulama and guardian of community morals, kiai holds a central position in the Nusantara Islamic tradition, so that respect for him is part of Islamic etiquette based on the values ​​of the Qur'an. This study aims to analyze media representations of kiai figures and examine how the principles of Islamic etiquette can become a framework for criticism of communication practices that demean the dignity of ulama. The method used is descriptive qualitative through content analysis and maudhu'i interpretation of Quranic verses on the ethics of speaking, respect for ulama, and social ethics, combined with Stuart Hall's representation theory. The results show that the media encoding process reflects the logic of entertainment capitalism that normalizes jokes about kiai. Meanwhile, audience decoding is divided into three positions: dominant, negotiating, and opposition. The Qur'anic perspective assesses that this practice is contrary to the principles of etiquette in QS. Al-Baqarah: 83, QS. Al-Ahzab: 70, and QS. Al-Hujurat: 2, 6, 11. This study emphasizes the importance of Qur'anic ethics as a critical paradigm in building a civilized media culture and maintaining the dignity of scholars.