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THE EFFECT OF FINANCIAL LITERACY AND SOCIOECONOMIC BACKGROUND ON STUDENTS' FINANCIAL EDUCATION AT SMK PAB 2 HELVETIA Fadlan, Ahmad; Suhendi, Suhendi; Widya, Atika
PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY Vol 3, No 1 (2025): First International Conference on Education, Society and Humanity
Publisher : PROCEEDING OF INTERNATIONAL CONFERENCE ON EDUCATION, SOCIETY AND HUMANITY

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Abstract

This research investigates the effect of financial literacy and socioeconomic background on students' financial education at SMK PAB 2 Helvetia. Financial literacy is increasingly recognized as an essential skill for managing personal finances, yet many students, particularly in vocational schools, face challenges in understanding and applying key financial concepts. The study highlights the role of socioeconomic factors, such as family income and parental education, in shaping students' financial literacy. A quantitative approach was employed, with a sample of 50 students from diverse socioeconomic backgrounds. The data was collected using a structured survey that measured financial literacy across budgeting, saving, investing, and debt management. The results, analyzed using ANOVA, reveal that students from higher-income families had significantly better financial literacy scores than those from middle- or low-income families. The study suggests that targeted financial education programs are essential for improving financial literacy, particularly for students from disadvantaged backgrounds. This research emphasizes the need for inclusive and accessible financial education tailored to the varying socioeconomic contexts of students.
Perancangan Game Edukasi Anak Usia Dini Menggunakan Unity Sulthan, Imada; Asqia, Misna; Suhendi, Suhendi
DBESTI: Journal of Digital Business and Technology Innovation Vol 2 No 2 (2025): November, 2025 (On Going)
Publisher : LPPM STT Terpadu Nurul Fikri

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Abstract

The advancement of digital technology offers new opportunities in early childhood education, particularly for young learners who respond best to visual, auditory, and play-based activities. However, conventional teaching methods often fail to accommodate these characteristics, leading to decreased engagement and increased boredom. This study aims to design a digital educational game that is enjoyable, interactive, and developmentally appropriate to support the learning of basic literacy skills. The research addresses three key issues: designing a game that is relevant to early childhood needs, developing it effectively, and evaluating user responses. A qualitative approach was employed through observation, interviews, and documentation. Testing was conducted by observing children’s reactions during gameplay and exploring their learning experiences. The findings show improvements in children’s abilities, as indicated by increased post-test scores, suggesting that digital educational games can strengthen interest, focus, and comprehension of literacy concepts. In conclusion, interactive digital games serve as an effective alternative learning tool for early childhood education.
Peran Kedalaman Keuangan Islam dalam Menghubungkan Tata Kelola dan Ketahanan Ekonomi: Bukti dari 26 Anggota IFSB Novianti, Catur; Elina, Riskiana; Zain, Nurafifah; Suhendi, Suhendi; Yulianti, Yulianti
Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan, dan Akuntansi Vol 17 No 2 (2025)
Publisher : Accounting Department, Politeknik Negeri Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35313/ekspansi.v17i2.6733

Abstract

This study aims to analyze the effect of Institutional Quality, Economic Freedom, and Technology on Economic Resilience with Islamic Financial Depth (IFD) as a mediating variable in 26 member countries of the Islamic Financial Services Board (IFSB) during the period 2014-2023. This study uses a quantitative approach with panel data regression method and Sobel Test mediation test. The analysis shows that Institutional Quality has a significant direct effect on Economic Resilience, but has no significant effect on IFD. Meanwhile, Economic Freedom shows a significant indirect effect on Economic Resilience through the mediation of IFD. In contrast, Technology does not show a significant effect either directly or indirectly on Economic Resilience. These results confirm that the depth of the Islamic financial sector plays an important role as an intermediary mechanism in strengthening the influence of economic policy on national economic resilience.
The Effect of Socioeconomic Factors and Financial Knowledge on The Financial Literacy of Generation Z at SMK PAB 2 Helvetia Ahmad Fadlan; Suhendi, Suhendi; Widya, Atika
Journal of Management, Economic, and Accounting Vol. 4 No. 2 (2025): Juli-Desember
Publisher : Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jmea.v4i2.1084

Abstract

This study aims to analyze the impact of socioeconomic factors and financial knowledge on the financial literacy of Generation Z at SMK PAB 2 Helvetia. This research uses a quantitative method with a descriptive and explanatory approach to measure and analyze the influence of two independent variables on the dependent variable. The population in this study consists of all Generation Z students at SMK PAB 2 Helvetia, ranging from grade X to grade XII. The sample consists of 100 respondents selected randomly and meeting the research criteria. Data collection was conducted through a survey method with a questionnaire distributed to the selected students. The results of the study indicate that socioeconomic factors have a significant effect on financial literacy, while financial knowledge does not show a significant impact on financial literacy among Generation Z at SMK PAB 2 Helvetia. These findings highlight the importance of socioeconomic factors in improving financial literacy among students, while financial knowledge requires a more in-depth approach in its teaching.
Co-Authors AA Sudharmawan, AA Adamy, Laila Ade, Ade Saputra Adianti, Vivi Afif, M Nur Agus Prasetyo Ahmad Aminudin Ahmad Fadlan Ahmad Madkur Ahmad Ramadhan Arbi Dimyati Asqia, Misna Astuti, Ismadiyanti Purwaning Budiman Budiman Damayanti, Neng Reni Anggia Dewi Arianingrum, Meira Dewi Mahrani Rangkuty Efendi, Bakhtiar Efendi, Bhaktiar Efendi, Niko Elina, Riskiana Entang, Mohammad Fadhila, Salma Syahnur Fadlan, Ahmad Fahmi, Alm. Idqan Febriani Laili, Afini Fitria Anisa, Risa Ghifar, Azqi Nurhidayatul Hakim, Nasrul Hidayatullah, Muhammad Ikhsan Hifni Septina Carolina, Hifni Septina Imron Nugraha, Imron Nugraha Ismail, Depid Karo, Ruth Silvania Br Khairuddin - Khoirunnisa, Tazkia Kusdi Prijono Lia Nazliana Nasution Ma'arif, Mochamad Syamsul Martinus Tukiran Ma’arif, M. Syamsul Mirantika, Mirantika Mohamad Syamsul Ma’arif Muh Syaiful Romadhon Muslim, Sarip Mustika Aji, Nur Mutiara Annisa Nana Mulyana Nasrulloh, Nauval Naveliano, Iqbal Nazliana Nasution, E Lia Nazliana Nasution, Lia Novari, Eri Novianti, Catur Nur Rohmat Nur Wulandari, Intan Nurfatimah, Tina Nurkhalifah, Risma Nurlatifah Nurlatifah, Nurlatifah Nurul Hilda Syani Putri permatasari, cindy Prakasa, Ary Pratama, Reza Fauzan Puspitasari, Nindya Farah Dwi Putri Sujatna, Tarisa Dwi Putri, Maritza Zahwa Arinditya Rakhmini Juwita Randi, Randi Ratna Marta Dhewi Ravelina, Nurul Izzah Ridhani, Ridhani RIFAI, ARDI Rofi Nursyamsi, Abdul Rohmad Salam, Rohmad RR. Ella Evrita Hestiandari Rusdianto, Budi Rusiadi, E Sabda Alam Safrida, Winda Samudera, Ahmad Bayu Setia Mulyawan, Setia Setiatmoko, Trie Sofiyuloh, Bayu Sukmana, Candra Sulthan, Imada Ujang Sumarwan Widya, Atika Wijaya, Winda Nurhalizah Wirani, Yekti Yudha Heryawan Asnawi Yulianti Yulianti Zain, Nurafifah Zuhairi, Fawzi Rahmadiyan