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ANALISIS FORECASTING DALAM PERKEMBANGAN KINERJA KEUANGAN PADA BPRS HARTA INSAN KARIMAH CIBITUNG PERIODE 2013-2020 Lia Hikmatul Aliyah; Purnama Putra
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 1 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i1.4456

Abstract

This research Analysis Forecasting in the Development of Financial Performance At BPRS Harta Insan Karimah Cibitung Period 2013-2020. Sharia People's Financing Bank Harta Insan Karimah Cibitung is as research object because This bank has a fairly good financial performance every year. By analyzing the existing financial ratios at BPRS Harta Insan Karimah Cibitung that is Return On Asset, Operating Expenses to Operating Income and Net Profit Margin to know the shortcomings in the past to be better in the future. The methode used in this research processing is quantitative method. The data consist of secondary data The data obtained are not directly from additional information or data used in the form of journals, websites, and other data related to research. Data analysis method using trend analysis Least Square Method. Based on the results of the study, it is known that the development of financial ratios in the next five years will begin year 2021-2025 (quarterly) predicted on the ratio Return On Asset (ROA), that is predicted at year 2021 average of 3,99%, year 2022 decreased average of 3,95%, year 2023 decreased average of 3,91%, at year 2024 decreased average of 3,87%, at year 2025 decreased average of 3,83%. While Financial performance Operational burden on Operational Income, that is increasing every year. In the year of 2021 average of 40,28%, at year 2022 increased by 40,92%, at year 2023 increased by 41,56%, at yaer 2024 increased by 42,20%, at year 2025 increased by 42,84%. While Financial performance analysis forecasting Net Profit Margin (NPM), that is predicted at year 2021 average of 17,21%, year 2022 decreased average of 15,73%, year 2023 decreased average of 14,25%, at year 2024 decreased average of 12,77%, at year 2025 decreased average of 12,29%
Does Firm Size, Leverage and Profitability Effect On Coefficient Earnings Response (ERC) with Islamic Social Reporting (ISR) As Intervening Variable ? Purnama Putra
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4489

Abstract

This study aims to determine the direct and indirect effect of Firm Size, Leverage, and Profitability on Earning Response Coefficient (ERC) with Islamic Social Reporting (ISR) as an intervening variable in manufacturing companies listed in the Indonesian Sharia Stock Index (ISSI) for the period 2014 -2017. The data used are the financial statements of manufacturing companies listed in the Indonesian Sharia Stock Index. Data analysis using multiple linear regression. The sample in this study were 30 manufacturing companies in various business fields, which provided quarterly financial reports. Samples were taken using purposive sampling technique. The results of this study show that partially Firm Size and Profitability have a positive and significant effect on Islamic Social Reporting, while Leverage has no and no significant effect on Islamic Social Reporting. Partially Firm Size and Islamic Social Reporting have no and insignificant effect on the Earning Response Coefficient, but Leverage has a negative and significant effect while Profitability has a positive and significant effect on the Earning Response Coefficient. Meanwhile, simultaneously Firm Size, Leverage, and Profitability have a positive effect on Islamic Social Reporting. Simultaneously Firm Size, Leverage, Profitability and Islamic Social Reporting on Earning Response Coefficient. Based on the results of path analysis, it shows that Islamic Social Reporting cannot mediate Firm Size, Leverage, and Profitability variables on the Earning Response Coefficient.
PENGELOLAAN SAMPAH ORGANIK MENJADI PUPUK KOMPOS Wahyu Adia Ningrum; Husnul Khatimah; Purnama Putra
An-Nizam Vol 1 No 2 (2022): An Nizam : Jurnal Bakti Bagi Bangsa
Publisher : Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/an-nizam.v1i2.4167

Abstract

Along with population density, waste is one of the crucial issues that is still being debated. This can be seen in one of the cities in Indonesia, namely Bekasi City, which is one of the cities that accommodates a lot of urbanization. The increase which increases by almost 2.5% every year is a crucial problem for the people of Bekasi City, especially plastic waste that is difficult to destroy. Garbage will accumulate more and more due to the lack of public understanding about sorting in waste management. By educating and socializing to the public about the importance of good and correct waste management, people will realize that waste is not a trivial problem and will make the surrounding environment uncomfortable. The impact generated after socializing, the community will be able to sort waste to reduce the negative impact of domestic waste, make the surrounding environment clean and comfortable, and increase public awareness to maintain cleanliness. Therefore, the community must increase awareness of the importance of carrying out 3R efforts, namely Reuse; Reduce; and Recycle.
ANALISIS KUALITAS LAYANAN FRONTLINER TERHDAP PERTUMBUHAN DANA PIHAK KETIGA STUDI PADA PT BANK SYARIAH MANDIRI CABANG BEKASI PONDOK GEDE Haryo Gumilang; Purnama Putra
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 17 No 2 (2020): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v17i2.2311

Abstract

The main activity of the bank is the provision of services. Banks as financial institutions engaged in services, must be able to provide the best service (Service Excellence) in order to win competition in increasingly competitive situations. Frontliners are officers who are in front of the banking hall that face directly to customers. This study aims to analyze how much influence the quality of service Frontliner (Customer Service, Teller, Security) on the growth of third party funds. In this study using primary and secondary data obtained from the official website of Bank Syariah Mandiri and questionnaires distributed to respondents. The method used is a quantitative method. The results of this study show partially that the quality of frontline service (Customer Service, Teller, Security) has a positive effect on third party funds. While simultaneously the quality of Customer Service services, Teller service quality, security service quality has a significant positive effect on the growth of third party funds. Future research is expected to expand the scope of research or compare variables and other factors.
ANALISIS KINERJA KEUANGAN LEMBAGA AMIL ZAKAT DENGAN METODE DATA ENVELOPMENT ANALYSIS (DEA) (Studi pada Lembaga Amil Zakat Dompet Dhuafa Republika) Refia Alfina; Purnama Putra
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 1 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i1.2669

Abstract

Zakat is one of the important sectors in Islamic philanthropy, currently the collection of zakat has developed quite rapidly. Along with the increasing performance of collecting zakat funds, the Zakat Management Organization (OPZ) is also growing rapidly. As an OPZ institution, it should be able to show good performance, one of which is the efficiency of financial performance. This study aims to measure the efficiency of the Dompet Dhuafa Republika Amil Zakat Institution (LAZ), to determine whether the LAZ under study has carried out its duties properly, and as an evaluation material to improve the performance of LAZ which is the object of research. The research method used is a descriptive method with a quantitative approach. Data collection techniques used in this study were library research and field research. The type of data used is secondary data in the form of financial reports of the Dompet Dhuafa Republika (DDR) amil zakat institution for the 2016-2017 period. The measurement of this research uses the non-parametric Data Envelopment Analysis (DEA) method with a production approach. The variables used in this study were divided into 2 types, namely input variables and output variables. Input variables include personnel costs, operational costs, and total assets. While the output variables include: collected funds, distributed funds, and total mustahik. The data were processed using the Banxia Frontier Analyst 4.3 computer program. Based on the research that has been done, the results of the 2016 LAZ DDR efficiency level were 100%, while in 2017 it was 98.13%. Inefficiency occurred in 2017 due to variables that did not reach the target, including: personnel costs, operational costs, total assets, funds raised and funds channeled. In general, it can be concluded that the performance of LAZ DDR in 2016 is better than 2017. The results of this study will be able to help LAZ DDR improve the level of efficiency in the next period in order to obtain good performance.
Menilik Niat Masyarakat berpartisipasi dalam Crowdfunding pada Masa Pandemi Covid 19: (Studi Implementasi konsep Planned Behaviour Theory) Purnama Putra
PARADIGMA : JURNAL ILMU PENGETAHUAN AGAMA, DAN BUDAYA Vol 18 No 2 (2021): PARADIGMA Journal of Science, Religion and Culture Studies
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/paradigma.v18i2.2980

Abstract

The Corona Virus Disease (COVID19) which began to spread throughout the world from 2020 mid-2021 has become a pandemic graphically experiencing several large waves that consistently take lives and have a sharp multidimensional impact. Islam teaches to always give alms both in difficult and happy situations which until now have been embedded in people's lives to care for others to the best of their ability. The crowdfunding movement is an embodiment of social care. This study aims to analyze what factors influence people to participate in the crowdfunding movement for solidarity in the pandemic era using the Planned Behavior Theory concept approach. The sample used in this study was 250 people, but only 235 data could be processed further using multiple regression analysis. The result of data processing is that the variables of attitude, subjective norm and perceived control simultaneously have a significant positive effect on public participation in the crowdfunding movement. The hope for further research is to take steps to optimize these factors in increasing public participation in crowdfunding as a form of social awareness and deepening related to crowdfunding management itself.
GERAKAN ECOVILLAGE BERBASIS SABILULUNGAN KONSERVASI LAHAN GREENBELT WADUK JATIGEDE Purnama Putra; Puput Putrianika; Siti Nurhidayah; Hasan Basri; Ridwan Ridwan; Dian Desty Widyowati
DEVOSI Vol 3 No 2 (2022): Devosi Jurnal Pengabdian Masyarakat
Publisher : LPPM Universitas Islam 45 Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/devosi.v3i2.4584

Abstract

Jatigede Reservoir is the second largest reservoir in Indonesia. Jatigede Reservoir also has the main function for irrigation facilities and hydroelectric power (PLTA). In addition, it also functions as a means of freshwater aquaculture, water sports facilities, recreational facilities, and so on. The construction of the Jatigede Reservoir provides great benefits, but on the other hand there are sacrifices for several interests, namely the loss of community land, changes in community livelihoods and the continuity of the reservoir related to the reservoir area border with the community. Ecosystem conservation to strengthen the sustainability of the reservoir requires the concept of sabilulungan which is the local wisdom of the Sundanese people who live around the reservoir. The value of sabilulungan is not only at the level of mutual cooperation but also closely related to its relationships and interactions with others, the environment and with God. This Community Service uses the concept of Socialization and Participatory in the Sabilulungan-based Ecovillage theme in forming and maintaining the Jatigede reservoir greenbelt so that it can have an impact on social, economic, ecosystem and natural conservation aspects. The activities carried out were in the form of counseling related to the sabilulungan-based ecovillage concept, planting community forest plant seeds, health checks and distribution of basic food packages to the Cibugel village community. This activity involves village officials, community leaders, RT and RT heads, hamlet heads and other community members, in addition to expanding the scope and strengthening the level of success of the Community Service team program in collaboration with PT Migas Hulu Jabar. Community participation with village officials and community leaders is the most important thing in the sabilulungan-based Ecovillage concept, academics and CSR managers are other complementary stakeholders in maintaining the program consistency.
Analisis Efisiensi Kinerja Unit Usaha Syariah Di Indonesia Dengan Metode Data Envelopment Analysis Dan Rasio Eagles Muhammad Fauzan Yasir Tsany; Purnama Putra; Mas Deden Tirtajaya
At-Tamwil: Journal of Islamic Economics and Finance Vol 1 No 1 (2022): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v1i1.5661

Abstract

This research is motivated by global competition that occurs in economic life which requires every institution to determine the appropriate strategy from the point of view of Efficiency and Performance Levels. The purpose of this study is to measure the level of efficiency and performance of the Sharia Business Unit and to see the factors that affect the level of efficiency and performance of the Sharia Business Unit. The research method used in this research is descriptive quantitative using secondary data. Secondary data comes from the documents of Sharia Business Units included in the National Private Commercial Bank. DEA analysis is used to measure the level of efficiency by analyzing internal factors in the form of efficiency targets on total assets, third party funds, labor costs, total financing and revenue sharing, while the EAGLES analysis is used to measure performance which consists of earning ability, asset quality, growth rate, liquidity, equity and strategic management. The results of the analysis using the DEA approach can be seen that the Sharia Business Units in Indonesia have not reached the optimum level of efficiency, this is due to the target on the input variable consisting of total assets, third party funds and labor costs that are still experiencing waste and have not met the efficiency target, while the results of the EAGLES analysis show that the performance of the Sharia Business Unit is in a good performance condition to become an alternative choice for the community.
Analisis Theory Of Planned Behavior Untuk Mengetahui Minat Nasabah Melakukan Gadai Emas Di Bank Syariah Alisa Sri Nur Komala Wulan Sari; Purnama Putra
At-Tamwil: Journal of Islamic Economics and Finance Vol 1 No 2 (2022): At-Tamwil: Journal of Islamic Economics and Finance
Publisher : LPPM Universitas Islam 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/attamwil.v1i2.5724

Abstract

This study aims to determine the effect of the components in Theory of Planned Behavior on customer interest in pawning gold in Islamic banks, as well as analyzing the suitability of strategies used by Islamic banks with customer needs and desires. The sample used was 100 customers as the object of research. Data management in this study uses the SPSS Statistics 21 application as a tool to analyze data, by performing test analysis techniques research instrument through validity test and reliability test, classical assumption test and multiple linear regression test interest. While the perceived behavioral control variable has a positive but not significant effect on interest. The results of the F-test of attitudes toward behavior, subjective norms and perceived behavioral control have a positive and significant effect simultaneously on interest. The result of the coefficient of determination test (R2) is 0.587, which means that the contribution of the independent variables (attitude towards behavior, subjective norms, perceived behavioral control) affects the dependent variable (interest) by 58.7% and the remaining 41.3% is influenced by variables outside the model. The results of this study also show that the strategy used by Bank BJB Syariah Pondok Gede Sub-Branch Office is in accordance with the needs and desires of customers.
PENGARUH BANK SYARIAH TERHADAP PERTUMBUHAN EKONOMI PROVINSI JAWA BARAT Saeranti Sri Pramoda Wardani; Purnama Putra
MASLAHAH (Jurnal Hukum Islam dan Perbankan Syariah) Vol 13 No 2 (2022): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Publisher : Program Studi Ahwal al-Syakhshiyyah dan Perbankan Syariah Fakultas Agama Islam Universitas Islam "45" Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33558/maslahah.v13i2.5758

Abstract

This study examines the influence of Islamic banks on the economic growth of West Java Province by comparing the number of Assets, Financing, and Third Party Funds in Islamic Banks in West Java Province with the Gross Regional Domestic Product (GRDP) of West Java. As well as this research proves whether Islamic banks affect economic growth in West Java with several research variables, namely total assets, financing, and deposits on operating income and gross regional domestic product (GRDP). The data in this research is secondary time series data obtained from Islamic banking statistical data, which is published regularly on the official website of Bank Indonesia, and West Java GRDP Growth Data which is published regularly on the official website of the West Java Central Bureau of Statistics. Multiple regression is the appropriate analytical tool to measure the contribution of the banking sector to the economy of West Java. The results of this study note that the t value of the asset variable is 3.251 greater than the t table of 1.99167 with a sig value of 0.002 <0.05, so it is concluded that assets have a significant effect on the GRDP of West Java Province, and the calculated t value of the financing variable is 3.350 greater than t table 1.99167 with a sig value of 0.001 <0.05 so that it can be concluded that the financing variable has a significant effect on the PDRB of West Java Province, and the calculated t value of the DPK variable is 2.776 greater than t table 1.99167 with a sig value of 0.007 <0.05 so it can be concluded that the DPK variable has a significant effect on the GRDP of West Java Province.
Co-Authors -, Puspita -, Zulfison ., Isfandayani ., Mairanda Aan Finarti, Aan Acep Mulyadi Adara, Reza Anggriyashati Ade saputra Adie Septiana, M Rifky Aditama, Reka Aghitsni, Rahmatika Agus Supriyanto Ahya Kamilah Akmal Rizki Hasibuan Aldiansyah, Muhammad Alfiana Indah Muslimah A Indah Alfriana, Geovano Alisa Sri Nur Komala Wulan Sari Alrumayh, Safa Husayn Alsayd, Abdulnasir Dhaw Alto Wirahadi Kusuma AMALIA, ALVIEN NUR Andhika Andhika, Andhika Anna Sardiana, Anna Apriliani, Niken Cahya Ari Dewi Cahyati Ari Dewi Cahyati Arief Widyananto Arifin, Nasjwa Putri Syachrah Aulia, Salwa Afronisa Azizah, Siti Fajriah Bela, Nur Evita Cahyati, Aridewi Chairunnisa, Nurlaila Maysaroh Chika Raichany Tama Dahri, Iftikhor Damayanti, Misvia Darapriatna, Nana Dem Vi Sara Desty Widyowati, Dian Dewi Marita Dewi, Rani Novita Dian Desty Widyowati Dian Lestari Styaningrum Diningsih, Ayu Diyono, Wahid Eka Candra Elisa, Nur Elita Ichwan Putri Elsa Ayuningtias Elvira Suryani Fadhilah, Habil Azmi Fadhilah, Nur Ahmad Fadhliah, Syifa Fadilah, Hudzaifah Akmal Fahlevi, Rizal Fajri Ryan Isnandar Fauzi, Fitriah Fauzi, Muhammad Nur Fawwa Alamah, Atikah Fiqry Caturitama, Rasyad Fitria Anjani, Fitria Gumilang, Haryo Gunawan, Syahrul Hamidah, Metha Nur Harahap, Ferda Yani Harkriskayani, Indah Haryo Gumilang Hasan Basri Hasan Basri Hasbiyah, Wiwik Hidayati, Istiqlailah Nurul Husaini, Alfi Husnul Khatimah Husnul Khatimah Isfandayani . Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani Isfandayani, Isfandayani Juliandara, Luthpiyah Kartikasari, Wulan Khodijah, Rahmawati Khoiriyah , Ummi Khoiriyah, Ummi Khoirul Fikri, Dede Kirana, Maharani Galuh Lia Hikmatul Aliyah Liza, Fitri Lucky Purwantini Luhuringbudi, Teguh M. Harun Alrasyid M. Ikhsan Maemunah, Umi Khana Maharani, Sindi Aurora Malikhatun, Irna Mas Deden Tirtajaya Mas Deden Tirtajaya Masuwd , Mowafg Abrahem Masuwd, Mowafg Abrahem Mubarok, Syahrul Muhammad Bilal Muhammad Faris, Muhammad Muhammad Fauzan Yasir Tsany Mukhti, Eriko Chiesa Musyafa Amin Ash Shabah4 Nadhirah, Yuha Najih, Ahmad farhan Nana Danapriatna Nur Evita Bela Nurhayati, Gita Nurma Risa Nurul Huda Pauzan Haryono Pernanu, Ikbal Gamawardi Pratiwi, Fahrunisa Puput Putrianika Putri, Elita Ichwan Putrianika, Puput Qintharah, Yuha Nadhirah Qurnain, Dewi Savitri Rafika Rahmawati Rafika Rahmawati Rafika Rahmawati Ramadhan, M Fakhran Rasyid, Muhammad Irfan Rasyidin, Muhammad Ratna Dewanti Refia Alfina Retnilasari, Elsa Ridwan Ridwan Rika Aryanti Rinaldy, Salwa Afronisa Aulia Rini Anggraini, Rini Rizal Fahlevi Rizal Fahlevi Rizki Gunawan Hsb, Akmal Rizqi Maulida Amalia Rokaya Az-Zahra, Descha Saeranti Sri Pramoda Wardani Sakina, Ameylia Geulis Sara, Dem Vi Setyawan, Dhiwa Harum Shiddiq, Muhammad Ja’far Shiddiq, Noviandana Baihaqi Shofa Robbani Silviana Silviana Sindi Aurora Maharani Siti Asiah Siti Asiah Siti Fatimah Rofi Siti Nurhidayah Siti Nurhidayah Sofi, Vera Suci Nurani Suherni, Siti Sukandi, Aan Finarti Sumaryo, Asep Suprihatin Suprihatin Syakdiyah, Karimatus Syifa Fadhliah Tirtajaya, Mas Deden Umam, Muhammad Habib Faliqul Ummi Khoiriyah Utami, Dewi Nita Wahyu Adia Ningrum Wahyuni, Devi Widyowati, Dian Desty Winda Primasari Yoyo Hambali Yudha Asmara Dwi Aksa Yumna Rasyid, Yumna Zhafiraah, Nazma Riska