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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) PEMBELAJAR: Jurnal Ilmu Pendidikan, Keguruan, dan Pembelajaran JURNAL PENDIDIKAN TAMBUSAI Parole (Jurnal Pendidikan Bahasa dan Sastra Indonesia) International Journal of Business, Law, and Education Indonesian Journal of Economy, Business, Entrepreneuship and Finance (IJEBEF) International Journal of Engagement and Empowerment (IJE2) Jurnal Tata Kelola Pendidikan (JTKP) Indonesian Community Journal Prosiding Seminar Nasional Pengabdian Kepada Masyarakat CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Journal of Management, Accounting, General Finance and International Economic Issues (MARGINAL) Jurnal Riset Pendidikan dan Pengajaran (JRPP) Jurnal Penelitian Ilmu Pendidikan Indonesia Research Trend in Technology and Management Lililacs Journal Asian Journal of Applied Education Interconnection: An Economic Perspective Horizon Nexus Synergy: A Business Perspective Jurnal Bisnis, Manajemen, dan Keuangan Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran Jurnal Akuntansi, Perpajakan dan Auditing Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Journal of Knowledge and Collaboration
ATI SUMIATI, ATI
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Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Neuroscience Public Health Social Sciences Other

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LINKING FINANCIAL LITERACY LIFESTYLE AND SELF-CONTROL TO PERSONAL FINANCIAL MANAGEMENT IN HIGHER EDUCATION STUDENTS Sirait, Cornella Sari; Takidah, Erika; Sumiati, Ati
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 6 No. 2 (2025): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0602.16

Abstract

This research seeks to examine several key relationships: (1) how financial literacy affects personal financial management, (2) how lifestyle affects personal financial management, (3) how self-control affects personal financial management, and (4) how financial literacy, lifestyle, and self-control together influence personal financial management. The study adopts a quantitative research design through the use of survey methods, involving a total of 279 respondents. Data were gathered using a structured questionnaire based on a Likert scale. The analytical technique employed is multiple regression analysis. The research results show that financial literacy, lifestyle, and self-control significantly influence personal financial management, both partially and simultaneously. These results suggest that improving financial literacy, fostering a planned lifestyle, and developing self-control can help students better manage their personal finances.
The Effect of Free Cash Flow to Equity, Price/Earning Ratio and Profitability on Stock Prices of the Financial Sector Listed on The Idx Period 2022-2025 Salsabila, Alifia; Sumiati, Ati; Respati, Dwi Kismayanti
Research Trend in Technology and Management Vol. 3 No. 4 (2025): Research Trend in Technology and Management
Publisher : RTTM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/rttm.v3i4.106

Abstract

This study aims to examine the effect of free cash flow to equity, price/earnings ratio, and profitability on stock prices in the financial sector listed on the Indonesia Stock Exchange (IDX) during the 2022-2025 period. The research method used is a quantitative method with secondary data in the form of financial reports obtained from the Indonesia Stock Exchange website. The research sample consisted of 35 financial companies selected using a purposive sampling technique. Data analysis techniques used were classical assumption testing, descriptive statistical analysis, multiple linear regression testing, and partial and simultaneous hypothesis testing. The results show that partially, free cash flow to equity and price/earnings ratio have no effect on stock prices, while profitability is proven to influence stock prices. Meanwhile, price/earnings ratio and profitability are proven to influence stock prices simultaneously. The contribution of free cash flow to equity, price/earnings ratio, and profitability variables in influencing stock prices is 24%.
THE INFLUENCE OF USING INSTAGRAM SOCIAL MEDIA AND LEARNING CREATIVITY ON STUDENT LEARNING OUTCOMES MAJORING IN OFFICE MANAGEMENT AND BUSINESS SERVICES AT SMK NEGERI JAKARTA TIMUR Syalsabila, Daffa; Sumiati, Ati; Adha, Maulana Amirul
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 8 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/cendikia.v2i8.2284

Abstract

This research was conducted at SMK Negeri East Jakarta to determine the effect of Instagram Social Media and Learning Creativity on Learning Outcomes with a survey method using a questionnaire as a research instrument. The data used in this study used quantitative data using path analysis. The data analysis technique in this study used the SmartPLS application. The population of this study is class XI MPLB students at SMK Negeri 48 Jakarta, SMK Negeri 10 Jakarta and SMK Negeri 51 Jakarta, totaling 144 students. The sample used was 106 students. The used of a scale in this study is a Likert scale with the data analysis used is Structural Equational Modeling-Partial Least Square (SEM-PLS) for the software used SmartPLS version 3.29. The results of this study are that there is a positive and significant influence between Instagram Social Media variables on student Learning Creativity followed by t-statistics, namely 8.819> 1.662, and has a pvalue of 0.000 <0.05. There is a positive and significant influence between Instagram Social Media variables on Learning Outcomes with t-statistics of 6.290 > 1.662, and has a p-value of 0.000 < 0.05. There is a positive and significant influence between the Learning Creativity variable and Learning Outcomes with t-statistics, namely 5.505> 1.662, and has a p-value of 0.000 <0.05, and there is a positive and significant influence between the Instagram Social Media variable on Learning Outcomes through Learning Creativity.
THE EFFECT OF PROBLEM-BASED LEARNING AND DISCOVERY LEARNING MODELS ON STUDENTS' FINANCIAL ACCOUNTING LEARNING OUTCOMES AT PUBLIC VOCATIONAL HIGH SCHOOL 1 KENDARI SOUTHEAST SULAWESI Rahmiatin, Sitti; Susanti, Santi; Sumiati, Ati
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 9 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/cendikia.v2i9.2940

Abstract

This stdy aimed to investigate how models of problem based learning and discovery learning affected financial accounting leanring results of SMK Negeri 1 Kendari, Southeast Sulawesi Province. Using a post-test only control group design and an experimental strategy as the study technique. With a simple randomized sampling approach, this research included Class XI students majoring in Institutional Financial Accounting (AKL) at SMK Negeri 1 Kendari, resulting in a sample of Class XI1 and XI3 totaling 68 individuals. This research used the Kolmogrov-Smirnov test as the normality test; the homogeneity test was done with the variance test (f-test); the hypothesis test was done with the t-test. Whether H0: µ1 = µ2 indicates that there is no effect of the problem-based learning and discovery learning models on learning outcomes or H1: µ1 > µ2 indicates that the models have an impact on students's learning outcomes related to financial accounting, so guiding the generation of a hypothesis based on the test that will be conducted.
PENGARUH DISIPLIN BELAJAR, RASA INGIN TAHU DAN MOTIVASI BELAJAR TERHADAP PRESTASI BELAJAR SISWA JURUSAN AKUNTANSI DI SMK NEGERI JAKARTA TIMUR Khairunnisa, Zelfi; Susanti, Santi; Sumiati, Ati
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 9 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian ini adalah untuk menguji pengaruh disiplin belajar, rasa ingin tahu, dan motivasi belajar terhadap prestasi akademik siswa di SMK Negeri Jakarta Timur. Pendekatan kuantitatif digunakan untuk penelitian ini, dan teknik sampling acak proporsional digunakan untuk memilih sampel penelitian sebanyak 139 siswa. Data dikumpulkan melalui penggunaan Google Form. Metode pengujian yang digunakan meliputi uji asumsi klasik, uji statistik, dan analisis regresi berganda. Temuan penelitian menunjukkan bahwa disiplin belajar tidak berpengaruh signifikan terhadap hasil belajar. Selain itu, tidak ada korelasi yang kuat dan signifikan secara statistik antara rasa ingin tahu dan prestasi belajar. Selain itu penelitian menunjukkan bahwa motivasi belajar tidak berpengaruh positif dan signifikan terhadap prestasi belajar. Terakhir, hasil pengujian menunjukkan bahwa tidak terdapat hubungan yang positif dan signifikan antara disiplin belajar, rasa ingin tahu, dan motivasi belajar siswa terhadap prestasi belajar siswa secara keseluruhan.
PENGARUH PEMBIAYAAN JUAL BELI, PEMBIAYAAN BAGI HASIL, DAN NON-PERFORMING FINANCING TERHADAP PROFITABILITAS BANK PEMBIAYAAN RAKYAT SYARIAH Roesmelyana, Firza Nazera; Sumiati, Ati; Susanti, Santi
Indonesian Journal of Economy, Business, Entrepreneuship and Finance Vol. 4 No. 2 (2024): Indonesian Journal of Economy, Business, Entrepreneuship and Finance
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijebef.v4i2.169

Abstract

This research was conducted to determine the effect of buying and selling financing, profit sharing financing, and non-performing financing on profitability. The research method used is a quantitative method with descriptive statistical analysis research type. The sample was obtained using a purposive sampling technique of 98 Sharia Rural Banks. This research uses secondary data obtained from the published financial reports of each bank on the Financial Services Authority website. Testing data analysis using SPSS 25. The results of this research show that partially buying and selling financing and profit-sharing financing do not have a significant influence on profitability. Meanwhile, non-performing financing has a negative and significant influence on profitability. Simultaneously, buying and selling financing, profit sharing financing, and non-performing financing have a positive and significant influence on profitability with a coefficient of determination of 13.6%.
Co-Authors Achmad Fauzi Aditya Pratama Agung Wahyu Handaru Agustin, Melly Ahmad Rifai Alifia Salsabila Andy Andy Annisa, Diana Armeliza, Diah Budiwati, Susi Dalimunthe, Sholatia Debora, Tiurma Delia Oktaviana, Vonny Dewi Nurmalasari, Dewi Dewi, Novelia Puspita Dita Puruwita, Dita Dwi Handarini, Dwi Dwiriyanto, Muhammad Daffa Erika Takidah Fadillah, Rahmi Flaurina, Nindya Handayani, Nur Ayu Hasna, Fadhilah Hidayah, Nurul Aulia Hidayah, Wafa Rahma I Gusti Ketut Agung Ulupui Ika Febrilia Iman Teguh Kartika Pratiwi Khairunnisa, Hera Khairunnisa, Zelfi Kurniasari, Harini Dwi Kurniawati, Anggita Rachmadhani Kuroni, Waysul Lusiana, Vivi Intang Maharani, Diva Manurung, Amelia Shevi Mardi Maretha, Sheila Harviana Marsofiyati Maulana Amirul Adha Maulidya, Antika Mufidah, Chusnanik Muhammad Rizqi Ramadhan Muhammad Yusuf Mujahidah, Nisrina Musyaffi, Ayatulloh Michael Nasution, Hafifah Oktaviani Rita Puspasari Pebrian, Rizky Pitaloka, Nadya Purwana E.S., Dedi Putri, Adhisa Azzahra Putri, Dara Anggraeni Bimanyu Putri, Ranadya Ditharifiasari Santoso Putriwangi, Gusti Muazarah Rachmawati, Fauziyah Tri Rahmah, Rafika Isnanur Rahmiatin, Sitti Rasul, Dhea Kamila Ratna Anggraini Rd. Tuty Sariwulan Respati, Dwi Kismayanti Rida Prihatni Rinjani, Rizki Amelia Rivai, Wisnu Anugrah Rizki Indrawan Roesmelyana, Firza Nazera Roni Faslah Safhira, Nur Saktiyani, Aurelia Salma, Maulida Asyifa Salsabila, Ainiyah Santi Susanti, Santi Saputra, Mohamad Rizki Shandy Aditya, Shandy Shidiq, Muhammad Sirait, Cornella Sari Sirait, Marthina Selsa Siti Nurjanah Sitinjak, Ruth Theressa Sri Zulaihati, Sri Subekti, Elok Suci Ramadhan Suherdi Sururi, S Syalsabila, Anis Syalsabila, Daffa Syawalia, Savvy Afifah Tahfidz, Muhamad Tika Rahayu Tri Hesti Utaminingtyas, Tri Hesti Tribuana, Dewanto Tuti Sariwulan, Tuti Umi Widyastuti Unggul Purwohedi Usep Suhud Wahono, Puji Widiastuti, Umi Wulan, Tuty Sari Yuniawati, Silvia Zahra, Siti Fatimah