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Journal : Prosiding University Research Colloquium

Pembiayaan Syariah di Bank Perkreditan Rakyat Syariah pada Masa Pandemi Covid-19 Muthoifin Muthoifin; Aisyah Nurhayatii; Amrin, Amrin,; Ahmad Imam Hambali
Prosiding University Research Colloquium Proceeding of The 15th University Research Colloquium 2022: Bidang Pendidikan, Humaniora dan Agama
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

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Abstract

Globally, the COVID-19 pandemic has affected changing in the decline in the worldeconomy, including the Islamic banking industry, but the performance of BPRS stillshows a positive direction. Therefore, this study is interested in discussing theimplementation of sharia compliance in murabahah contracts at BPRS Dana AmanahSurakarta murabahah which is one of the most widely applied types of contracts inIslamic banking financing activities and the impact of the pandemic on murabahahcontracts. The purpose of this study is to examine sharia compliance in theimplementation of murabahah contracts and the impact of the pandemic on murabahahcontracts at BPRS Dana Amanah Surakarta. This research is a field research with aninterpretive approach. Data analysis in this study uses content analysis which analyzesthe main sources of research in the form of interview data and contract documentsrelated to murabahah at BPRS Dana Amanah Surakarta. The conclusion is that thereare two kinds of murabahah financing: Sindication and non sindication. And there aaretwo kinds of murabaha contracts, namely the murabahah bil wa'ad lil syira contract andthe murabahah bi wakalah contract. In the murabahah bil wakalah contract, there aretwo schemes, the first is direct payment to the supplier and the second is paymentthrough the customer's account. Sharia compliance in the murabahah contract is inaccordance with sharia and the DSN-MUI fatwa, there is only a slight difference in theapplication of the second scheme of murabahah bil wakalah with the DSN-MUI fatwa.
Pembiayaan Syariah di Bank Perkreditan Rakyat Syariah pada Masa Pandemi Covid-19 Muthoifin, Muthoifin; Nurhayatii, Aisyah; Amrin,, Amrin,; Hambali, Ahmad Imam
Prosiding University Research Colloquium Proceeding of The 15th University Research Colloquium 2022: Bidang Pendidikan, Humaniora dan Agama
Publisher : Konsorsium Lembaga Penelitian dan Pengabdian kepada Masyarakat Perguruan Tinggi Muhammadiyah 'Aisyiyah (PTMA) Koordinator Wilayah Jawa Tengah - DIY

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Globally, the COVID-19 pandemic has affected changing in the decline in the worldeconomy, including the Islamic banking industry, but the performance of BPRS stillshows a positive direction. Therefore, this study is interested in discussing theimplementation of sharia compliance in murabahah contracts at BPRS Dana AmanahSurakarta murabahah which is one of the most widely applied types of contracts inIslamic banking financing activities and the impact of the pandemic on murabahahcontracts. The purpose of this study is to examine sharia compliance in theimplementation of murabahah contracts and the impact of the pandemic on murabahahcontracts at BPRS Dana Amanah Surakarta. This research is a field research with aninterpretive approach. Data analysis in this study uses content analysis which analyzesthe main sources of research in the form of interview data and contract documentsrelated to murabahah at BPRS Dana Amanah Surakarta. The conclusion is that thereare two kinds of murabahah financing: Sindication and non sindication. And there aaretwo kinds of murabaha contracts, namely the murabahah bil wa'ad lil syira contract andthe murabahah bi wakalah contract. In the murabahah bil wakalah contract, there aretwo schemes, the first is direct payment to the supplier and the second is paymentthrough the customer's account. Sharia compliance in the murabahah contract is inaccordance with sharia and the DSN-MUI fatwa, there is only a slight difference in theapplication of the second scheme of murabahah bil wakalah with the DSN-MUI fatwa.
Co-Authors Abd Rahim Abdul Wahid Abdurahman Abqorina Abu Zinah, Mansur Muhammad Ade Irma Imamah Adi Priyono Adi Priyono Adi Priyono Agus, Rizal Ahmad Imam Hambali Aisyah Nurhayatii Aiyub Anshori Al Mumtahanah Al Mumtahanah Amelia, Ishma Aminuyati Amirulah, Amirulah Amirullah Amirullah M.A. Andi Arif Rifa’i Ardiansyah, Andri Asia, Siti Nur Devi Sulastri Didin Saepudin Dwi Fajri, Muhammad Dwifajri, Muhammad Emil Salim Enny Segarahati Barus Fauzi Ahmad Muda Fitriyah, Mas’udatul Hambali, Ahmad Imam Heldy Ramadhan Putra P Hidayat, Arsad Irfan Rosyadi, Rozi Ishma Amelia Ishma Amelia Ishmah Afiyah Jayawarsa, A.A. Ketut Juryatina Juryatina Kaharuddin Kaharuddin Kaharuddin Khairun Nisa Khairusoalihin Khairusoalihin Kurnia Putra, Nanda Kuswanto, Andi Diah La Janu M. Khairul Anwari M. Munawwir Al-Qosimi Ma'muroh Mas'udatul Fitriyah Masuwd, Mowafg Mas’udatul Fitriyah Miftahul Huda Miftahul Huda Muhamad Subhi Apriantoro Muhammad Faishal Hidayat Muhammad Riza Nurdin Mustika Utin Rochmawati Mustika Utin RochmawatiI Muthoifin Nailis Shofita Neil C. Cranston Nurdin, Muhammad Riza Nurhayatii, Aisyah Nurhidayah Rahman Nurrahmania Nurrahmania Nurrahmaniah, Nurrahmaniah Rahim, Abd Rahmat Rahmat Rahmat Rahmat Ranowan Putra Saif Uddin Ahmed Khondoker Shofita, Nailis Siti Asiah Siti Mutmainah Su'ud Su'ud Su'ud, Su'ud Subhan Subhan Suciyani Suciyani Suciyani Suciyani Suciyani, Suciyani Sudarno Shobron Sudarno Shobron, Sudarno Sugiyarto Sugiyarto , Sugiyarto Sugiyarto Sugiyarto Sugiyarto Sugiyarto Supriyanto Supriyanto Supriyanto Supriyanto Sutisna Sutisna Su’ud Su’ud Su’ud, Su’ud Sya'roni, Sya'roni Vustany, Rovi Octaviano Yono Yono Yono Yono Yono Yono Yono, Yono Yunus Yunus Zakaria Zakaria Zakaria Zakaria