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All Journal Al-Ulum Laa Maisyir Jurnal Ekonomi Islam Jurnal Pilar FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Al-'Adl Al-Amwal : Journal of Islamic Economic Law At-Tawassuth: Jurnal Ekonomi Islam YUME : Journal of Management IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Madinah: Jurnal Studi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Al-Kharaj: Journal of Islamic Economic and Business Jurnal Hukum Ekonomi Syariah Journal De Facto Bertuah : Jurnal Syariah dan Ekonomi Islam Economics and Digital Business Review Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora International Journal of Economics, Management, Business, and Social Science Jurnal Ar-Ribh Shautuna: Jurnal Ilmiah Mahasiswa Perbandingan Mazhab Jurnal Iqtisaduna Al-Buhuts (e-journal) EKONOMIKA45 Islamic Accounting and Finance Review TAMWIL: Jurnal Ekonomi Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Formosa Journal of Multidisciplinary Research (FJMR) Formosa Journal of Sustainable Research (FJSR) Tadayun: Jurnal Hukum Ekonomi Syariah Islamic Economic and Business Journal Jurnal Islam Nusantara POLICY, LAW, NOTARY AND REGULATORY ISSUES (POLRI) Media Riset Bisnis & Manajemen Indonesian Journal of Contemporary Multidisciplinary Research Innovative: Journal Of Social Science Research Borneo Islamic Finance and Economics Journal (BIFEJ) AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Jurnal Serambi Ekonomi dan Bisnis Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Al-Jadwa: Jurnal Studi Islam Journal of Management and Innovation Entrepreneurship (JMIE) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Jurnal Intelek Dan Cendikiawan Nusantara Moneta : Journal of Economics and Finance Jurnal Intelek Insan Cendikia Journal of Ekonomics, Finance, and Management Studies Jurnal Akuntansi dan Keuangan KINERJA : Jurnal Ekonomi dan Bisnis
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Value Theory in Islamic Economics: Implications for Market Structures and Pricing Mechanisms Albar, Kholid; Misbach, Irwan; Muin, Rahmawati
JURNAL ISLAM NUSANTARA Vol 8, No 2 (2024)
Publisher : Lembaga Ta'lif wa An-Nasyr (LTN) PBNU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33852/jurnalnu.v8i2.570

Abstract

This article discusses the analysis of value theory in the context of markets and prices in Islamic economics. Using a qualitative approach, this study examines how the moral and ethical values contained in Islamic teachings affect market dynamics and pricing. Referring to Surah Al-Baqarah (2:188) which emphasizes the importance of fairness in transactions, as well as Surah Al-Anfal (8:28) which reminds of the need for transparency, this study shows that pricing in the Islamic economy should not only be based on economic factors, but also on the underlying sharia principles. Recent data shows that the halal product market is experiencing significant growth, with the market value estimated to reach USD 2.3 trillion by 2023. Growing consumer awareness of Shariah-compliant products, as reflected in Surah Al-Maidah (5:88), is creating greater demand for ethical goods and services. The research also identified challenges faced in the application of value theory, including fraudulent practices and unfairness in pricing. Therefore, the need for regulations that support the development of halal markets and Islamic economic education is crucial. The conclusion of this study shows that the application of value theory in the context of markets and prices is expected to create a more just and sustainable economic environment, as well as contribute to the development of economic practices based on sharia principles.
RELIGIOSITY AND ISLAMIC BRANDING ON THE PURCHASE OF MUSLIM FASHION IN SHOPEE THROUGH TRUST Rabiana, Riska; Sudirman, Sudirman; Muin, Rahmawati
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 01 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i01.8231

Abstract

This study aims to examine the influence of religiosity and Islamic branding on Muslim fashion purchasing decisions at Shopee marketplace in Makassar City, wherein trust serves as an intervening variable. The research type is quantitative with confirmatory research design. Data collection method employed in this study is through primary data collection obtained from 225 samples, using a purposive sampling technique. Data analysis technique used in this study is Structural Equation Model (SEM) with Partial Least Square (PLS) version 4.0 approach. This research uncovers that religiosity has a positive and significant effect on purchasing decisions. Correspondingly, Islamic branding also has a positive and significant effect on purchasing decisions. The mediating effect of trust strengthens the relationship between religiosity and purchasing decisions and has a positive and significant effect. In the same way, the mediating effect of trust strengthens the relationship between Islamic branding and purchasing decisions and has a positive and significant effect. The implications of this study suggest that people of Makassar City, especially Muslim women who use the Shopee application, are expected to consider the aspects of religiosity and trust in choosing Muslim fashion products so that they are in accordance with sharia values. Likewise, marketplaces and manufacturers are also advised to strengthen Islamic branding in order to increase consumer trust. Further research can consider other variables that influence Muslim fashion purchasing decisions in Shopee marketplace to provide more comprehensive insights.
Sistem Pendistribusian Zakat Dalam Penanggulangan Dampak Covid-19 Perspektif Maqashid Syariah Lusiana; Rahmawati Muin; Nurfiah Anwar
AT TAWAZUN: Jurnal Ekonomi Islam Vol 4 No 2 (2024): Agustus
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/attawazun.v4i2.50194

Abstract

Penelitian ini di latarbelakangi oleh meluasnya pandemi Covid-19 diberbagai negara khususnya di Makassar yang memberikan dampak buruk terhadap tatanan negara. Dampak tersebut meliputi bidang ekonomi, pendidikan, kesehatan, sosial dan keagamaan. Dalam penanganan dampak covid-19 dibutuhkan kerjasama pemerintah dengan elemen masyarakat terutama lembaga pengelola zakat sebagai lembaga pengelola dana sosial. Penelitian ini bertujuan mengetahui bagaimana sistem pendistribusian zakat pada Bazans Kota Makassar serta implikasi zakat Bazans Kota Makassar terhadap Mayarakat terdampak Pandemi Covid-19 Perspektif Maqashid Syariah. Dalam penelitian ini. Peneliti menggunakan kualitatif dengan pendekatan fenomelogis dan maqashid syariah. Data yang digunakan dalam penelitian ini menggunakan data primer dan data sekunder yaitu wawancara, observasi dan dokumentasi. Hasil penelitian ini menunjukkan bahwa Baznas sebagai solusi kepada masyarakat yang dalam situasi sulit sehingga perekonomian Mustahik (penerima zakat) di masa pandemi bisa tertolong. Adapun kontribusi Baznas terhadap penaggulangan masyarakat terdampak pandemi covid-19 tidak terlalu besar karena untuk program-program yang Baznas bentuk sudah dilakukan sebelum pandemi.
PERAN PENGHEMATAN DALAM DIMENSI TERSEMBUNYI MEREK HALAL PADA ADOPSI PRODUK HALAL BERKELANJUTAN Mardianto, Dedi; Siradjuddin, Siradjuddin; Muin, Rahmawati
Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Vol. 2 No. 4 (2025): Juni
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jakpt.v2i4.2379

Abstract

Penelitian ini bertujuan untuk menganalisis peran penghematan sebagai bagian dari dimensi tersembunyi merek halal dalam mendorong adopsi produk halal berkelanjutan. Dalam situasi meningkatnya kesadaran terhadap kehalalan dan keberlanjutan, konsumen sering mengalami dilema antara nilai religius dan pertimbangan harga. Meskipun niat untuk memilih produk halal berkelanjutan tinggi, realisasinya sering terhambat oleh persepsi bahwa produk tersebut mahal. Penelitian ini menggunakan pendekatan Systematic Literature Review (SLR), dengan tahapan klasifikasi, identifikasi, pengumpulan, dan analisis artikel ilmiah yang relevan. Hasil penelitian menunjukkan bahwa Penghematan berperan penting dalam dimensi tersembunyi merek halal karena mampu menghubungkan nilai ekonomi dan spiritual dalam keputusan konsumen. Dalam konteks adopsi produk halal berkelanjutan, penghematan tidak hanya dimaknai sebagai harga murah, tetapi sebagai efisiensi dan manfaat jangka Panjang seperti daya tahan produk, kesehatan, dan pengurangan pemborosan. Penghematan ini memiliki makna religius, sejalan dengan ajaran Islam seperti qana’ah (merasa cukup), i‘tidāl (kesederhanaan), dan larangan israf (pemborosan). Karena itu, ketika konsumen Muslim melihat produk halal sebagai pilihan yang hemat sekaligus bernilai ibadah, mereka cenderung lebih terdorong untuk mengadopsinya secara konsisten. Sehingga produsen perlu menekankan narasi penghematan dan kebermanfaatan jangka panjang dalam strategi merek halal, agar produk dipersepsikan tidak hanya religius, tapi juga rasional dan ekonomis.   Kata Kunci: Penghematan, Merek halal, Keberlanjutan, Spiritualitas
Implementation of Mortgage Guarantee in Housing Financing through Musyārakah Mutanāqiṣah Contract Amir, A. M. Nur Atma; Parmitasari, Rika Dwi Ayu; Muin, Rahmawati; Awaluddin, Murtiadi; Arsyad, Kamaruddin; Wahyudi, Iqmal
Al-Jadwa: Jurnal Studi Islam Vol. 4 No. 2 (2025): March
Publisher : Universitas Islam Internasional Darullughah Wadda'wah Bangil Pasuruan Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/aljadwa.v4i2.1957

Abstract

In the banking system, collateral serves as a crucial tool for protecting creditors and ensuring debtors fulfill their obligations, particularly in transactions involving valuable assets like property. This study aims to analyze the implementation of collateral in the Musyārakah Mutanāqiṣah Contract on the Hijrah Home Ownership product at Bank Muamalat Indonesia (BMI) Makassar Branch and to evaluate the suitability of the application of collateral in housing financing through the Musyārakah Mutanāqiṣah Contract with Islamic economic principles. This study is included in the category of field research by implementing descriptive qualitative research procedures and using phenomenological and juridical-normative approaches. This study was conducted using four data collection techniques, namely participant observation, structured interviews, documentation, and literature review. This study’s data analysis involved the collection, reduction, presentation, and drawing of conclusions. Data validity testing was carried out by triangulating data sources and triangulating theories. The results of the study indicate that the implementation of collateral in the Musyārakah mutanāqiṣah contract at the Bank Muamalat Indonesia Makassar branch effectively provides legal protection for the bank against the risk of default while maintaining the balance of customer rights through a transparent and fair process. The use of collateral in the Musyārakah mutanāqiṣah (MMQ) contract at Bank Muamalat Makassar is also in line with Islamic economics’ five principles, which are fairness, trustworthiness, security, prosperity, and brotherhood. This study is expected to provide new contributions in the field of Islamic economics, especially in the context of the implementation of the MMQ contract in Islamic banking at the local and national levels.
INDUSTRI HALAL: PARADIGMA TAUHID MEWUJUDKAN RANTAI NILAI HALAL DI INDONESIA Bawafie, Aniq Akhmad Ali; Tompson, Muhammad Danial; Muin, Rahmawati
Kinerja Vol 7 No 01 (2024): KINERJA : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/kinerja.v7i01.3972

Abstract

Menurut paradigma Tauhid, bisnis dan individu yang mengandalkan harga halal bertujuan untuk meningkatkan integritas, akuntabilitas, dan transparansi dalam transaksi mereka. Filosofi ini mendorong pendekatan holistik terhadap etika bisnis, memungkinkan pertumbuhan ekonomi tanpa mengabaikan adab-adab agama serta akhlak. Penelitian ini memakai desain kualitatif dengan jenis studi dokumentasi yang bersifat deskriptif analitis. Tujuan utamanya adalah untuk menggambarkan dan mendeskripsikan bagaimana paradigma Tauhid berkontribusi dalam pembentukan rantai nilai halal di Indonesia. Rantai nilai halal merupakan kepingan dari rencana dalam sektor perusahaan halal di Indonesia, bertujuan melindungi dan membentengi kehalalan produk yang sampai ke konsumen, terutama dalam kategori makanan dan minuman. Kegiatan ekonomi seperti distribusi, produksi, konsumsi, ekspor, serta impor didasarkan pada prinsip tauhid dan batas-batas Syariah, dengan tujuan menciptakan falah (kesejahteraan) untuk menyenangkan Allah. Tauhid yang kuat akan menghasilkan moralitas yang baik dalam semua aspek, termasuk ekonomi. Tauhid adalah inti dari pandangan dunia Islam, yang mendeklarasikan bahwa alam raya diciptakan oleh Allah dengan tujuan yang jelas. Manusia diciptakan sebagai khalifah Allah di bumi, serta sumber daya alam harus digunakan untuk kemakmuran umat manusia. Pandangan ini menolak konsep kepentingan pribadi dalam kapitalisme dan mendorong persaudaraan universal serta kesetaraan sosial. Kata kunci: Tauhid, Rantai Nilai Halal, Industri Halal
The Role Of Zakat In Poverty Reduction In Indonesia Jaya, Asri; Muin, Rahmawati; Haanurat, A Ifayani; Khaliq, Abdul
Jurnal Ar-Ribh Vol 6, No 2 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i2.12813

Abstract

Indonesia is a developing country and is the fourth most populous country in the world and has a Muslim majority population. For developing countries, poverty is a problem that becomes homework for which a solution must be found. Several government programs that have been launched in the context of poverty alleviation need to be relied on more to be the solution to this problem, instead of being successful, the poverty rate in Indonesia is getting higher. In Islamic economics, zakat is a concentrated discourse as an alternative solution to the problem of poverty. The majority of Indonesia's Muslim population provides a great opportunity to achieve the mission of alleviating poverty. It is believed that the more Muslims are aware of the obligation to pay zakat, the greater the potential for zakat collected. Wise zakat management and fair and equitable distribution are certainly one of the conditions that must be met so that all levels of society can feel the function of zakat. This paper uses a literature approach and draws the conclusion that the potential for zakat in Indonesia reaches fantastic figures. Zakat can be used as an alternative solution to the problem of poverty in Indonesia. With professional management, the people of Indonesia must be optimistic that the poverty rate will soon be reduced.
Use Of Zakat Funds For Productive Purposes In Indonesia Khaliq, Abdul; Lutfi, Mukhtar; Muin, Rahmawati; Jaya, Asri
Jurnal Ar-Ribh Vol 6, No 1 (2023): April 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i1.10632

Abstract

Peraturan  zakat  di  Indonesia  mengatur  bahwa  zakat  dapat  dimanfaatkan  untuk  tujuan  produktif  dalam  rangka  penanganan  fakir  miskin  dan peningkatan  kualitas  umat.  Kajian  ini  bertujuan  untuk  mengkaji  pendayagunaan  dan  pembukuan  zakat  untuk  tujuan  produktif  serta dipraktekkan  oleh  lembaga  zakat.  Zakat  untuk  tujuan  produktif  biasanya  dikaitkan  dengan  pinjaman  atau  dana  bergulir.  Hal  itu  menimbulkan kontroversi  di  kalangan  ulama.  Perbedaan  konsep  zakat  menimbulkan  kontroversi  tentang  hak  milik  dan  perlakuan  zakat.  Tulisan  ini menawarkan  alternatif  pemanfaatan  zakat  atau  infaq/sadaqat  dari  perspektif  pertimbangan  fiqh  dan  akuntansi.
Manajemen Zakat di Masa Awal Islam Reni, Reni; Muin, Rahmawati
PILAR Vol. 14 No. 1 (2023): JURNAL PILAR, JUNI 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/p96cj018

Abstract

One of the most appropriate criteria used to describe how zakat is managed ideally is by tracing how zakat was managed in the early Islamic era. This is the background for conducting this research, especially to find out the zakat management policies in the early period of Islam and are currently projected as state standards. This research is a library research with a descriptive analysis approach. Based on the data obtained, it can be understood that, during the time of Rasulullah SAW, the management of zakat was carried out individually with the help of friends who were assigned to collect zakat. Even during the era of Abu Bakar Al-Siddiq, the policy of paying zakat was clarified and tightened. As a result, Muslims who hesitate to assume this responsibility will be seen as enemies of Islam. Although the implementation of this policy was facilitated during the reign of Uthman bin Affan, it does not mean that the (Islamic) state does not have the authority to manage zakat. Keywords: Zakat, The Period of the Prophet, Islamic Economics
Pengaruh Kualitas Pelayanan dan Profesionalisme Amil Terhadap Minat Muzakki Membayar Zakat Pada BAZNAS Kabupaten Pinrang Firda, Firda Chairani Salsa Fadiah; Muin, Rahmawati; Wardy Putra, Trisno; Sirajuddin
AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Vol. 3 No. 2 (2023): Desember 2023
Publisher : Jurnal ini dipublikasikan oleh Pusat Penelitian dan Pengabdian Publikasi (P3M) STAI Nahdlatul Watan Samawa-licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35964/albayan.v3i2.193

Abstract

Potensi zakat yang ada di Kabupaten Pinrang tergolong dalam angka yang  cukup besar, namun dari potensi tersebut yang terealisasi hanya sebagian kecil dari potensi yang ada, sehingga dapat dikatakan bahwa minat untuk membayar zakat minim dilihat dari potensinya. Tujuan dari penelitian ini adalah untuk menganalisis bagaimana pengaruh kualitas pelayanan dan profesionalisme amil terhadap minat muzakki membayar zakat pada BAZNAS Kabupaten Pinrang. Penelitian ini menggunakan pendekatan kuantitatif dan metode asosiatif. Hasil analisis yang dilakukan menunjukkan bahwa variabel kualitas pelayanan berpengaruh positif dan signifikan terhadap minat muzakki membayar zakat pada BAZNAS Kabupaten Pinrang sebesar 0,015 < 0,05 dari hasil uji hipotesis parsial (uji t), dan variabel profesionalisme amil berpengaruh negatif dan tidak signifikan terhadap minat muzakki membayar zakat pada BAZNAS Kabupaten Pinrang sebesar 0,286 > 0,05. Secara simultan dan parsial variabel independen (kualitas pelayanan dan profesionalisme amil) berpengaruh positif dan signifikan terhadap minat muzakki membayar zakat pada BAZNAS Kabupaten Pinrang hasil uji F diperoleh Fhitung sebesar 13,230 dengan nilai signifikan 0,000 < 0,05.
Co-Authors A Ifayani Haanurat A. Syatir Sofyan Abdul Khaliq Abdul Wahab Abdul Wahid Haddade Abdullah, Wahyuddin Abdurrahman Mansyur Achmad Musyahid Idrus Aditya Aditya Ahmad Busyairi Ahmad Busyairi, Ahmad Ahmad Efendi Ainun Awaliah Akramunnas Akramunnas Aldi Nyawai Alisa, Nur Alisa Amalia Nur Rahman Amir, A. M. Nur Atma Amir, A. M. Nur Atma Amiruddin K Andi Muh. Taqiyuddin BN Andi Niken Ayu N.F Arsyad, Kamaruddin Asmira, Sri Asri Jaya Astriani Astuti Syam Ayu Ruqayyah Yunus Baso R Basri, Muh. Arfah Bawafie, Aniq Akhmad Ali Darmanita Darmanita Darmanita, Darmanita Dedi Mardianto Djafar Djafar Dwiatmaja, Ahmad Zikri Faiz Almath Fauziah Sulaiman Firda, Firda Chairani Salsa Fadiah Hafid, Eka Arlinda Hamza Khaeriyah Hamzah Khaeriyah Hiqmiatul Uzqa, Dhea Hutagaluh, Oskar Icha, Nur Hadisa Idris Parakkasi Ikram, Zul Ilham Ilham ilman nur, ilman nur Ilyas, Abustani Inayatul Munawwara Irwan Misbach Irwan Misbach Irwan Misbah Islahuddin Islah Islailia Umar Ita Rukmanasari Jamaluddin Majid Jamaluddin, Nurlaeli Karmila, Yusri Khaerul Aqbar Kholid Albar Kurniadi Lusiana Lutfi, Muhtar M. Dzul Fadli S. Mochammad Fadhil Abdullah Muammar Bakry Muchtar, Nur Aulia Husnihita Muh Ibnul Muhammad Akil Rahman Muhammad Fajar Ramadan Muhammad Nasri Katman Muhammad Wahyuddin Abdullah Muhammad Zul Ikram Safei Mujahidin Mujahidin Mukhtar Lutfi Murtiadi Awaluddin Muslihati Muslihati Muslihati Muslimin Kara Musrini Muis Mustamin Mu’min, Muh. Dian Nur Alim Nabila, Sri Nurul Nashrullah Nashrullah Hidir Novianty, Devi Nur Adriana Nur Afiah, Nur Nur Azizah Nur, Ilman Nurfaidah Nurfiah Nurfiah Nurfyana Narmia Sari Nurhasnaini. H Nurjannah Nurjannah Nurjannah Nurul Pratiwi Prades Ariato Silondae Putri Fatimah Rabiana, Riska Rafika Nur Isna Rahman Ambo Masse Ramadan, Muhammad Fajar Ramdani Nur Randi, Randi Renaldi Hidayat Reni Reni Reni Reni, Reni Rian Haeruddin Rika Dwi Ayu Parmitasari Risnawati Risnawati Rosmawati Rostiani, Helda Rusydi, Bahrul Ulum Sabri Samin Safei, Zul Ikram Sahdiah Desriana Karim Saiful Muchlis Salmah Salmah Salmah Salmah Salsabila, Unik Hanifah Samsidar Sapira, Sapira Sari, Andi Enri Erna Sarmadani Sarmadani Siradjuddin Sirajuddin Sirajuddin Sirajuddin Sirajuddin Sitti Asiqah Usman Ali Sitti Fatimah Sri Artati Salju St Chairiani Fausiah St. Aisah Sudirman Sudirman Sugianto Sultan, Zulfadli Sumarlin, Abdul Sumarni S Syaharuddin Syamsurianto Syarifuddin Syarifuddin Tahir, Ibrahim Ako Taqiyuddin BN, Andi Muh. Taufik Hidayat Tompson, Muhammad Danial Trisno Wardy Putra Tuti Supatminingsih Wahyuddin, Wahyuddin Wahyudi, Iqmal Wahyuni Yusria Ningsih Wardatul Wahidah R