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TELAAH KESYARI’AHAN SISTEM JUAL BELI TIMUN SECARA BORONGAN DI PASAR TERONG KOTA MAKASSAR Bahrul Ulum Rusydi; Renaldi Hidayat; Rahmawati Muin
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 1 (2019): JUNI 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (703.623 KB) | DOI: 10.24952/tijaroh.v5i1.1630

Abstract

AbstractThe practice of buying and selling of cucumber commodity in Terong Market of Makassar city is still like a buying and selling system in the sack, regarding the object of buying and selling, based on the opinion of some scholars who are classified as gharar categories which are mild and inseparable except with difficulties. This study aims to analyze the practice of buying and selling in bulk on cucumber commodity in Terong Market of Makassar City and linking it with the principles of Islamic Business and Economics. This research is classified as a qualitative research with phenomenological and normative approaches. The data used are primary and secondary data. The results showed that the practice of buying and selling in cucumber buying and selling in the Terong Makassar Market in terms of the implementation of the contract was in accordance with Islamic rules by referring to harmony and the terms of purchase agreement, based on that gharar contained in the tradition of practice wholesale buying and selling at Terong Market is excluded from the gharar origin law, it is concluded that the practice is permissible in Islam. Keywords: Buy and Sell, Wholesale, Islamic Business and Economy Abstrak Praktik jual beli secara borongan terhadap komoditi timun di Pasar Terong kota Makassar masih seperti sistem jual beli di dalam karung terutama dalam hal objek jual belinya, dimana berdasarkan pendapat sebagian ulama masih tergolong kategori gharar yang ringan dan tidak dapat dipisahkan darinya kecuali dengan kesulitan. Penelitian ini bertujuan untuk menganalisis praktek jual beli secara borongan terhadap komoditi timun di Pasar Terong Kota Makassar dan mengaitkannya dengan prinsip Ekonomi dan Bisnis Islam. Penelitian ini tergolong sebagai penelitian kualitatif dengan pendekatan fenomenologi dan normatif. Data yang digunakan adalah data primer dan sekunder. Hasil penelitian menunjukkan bahwa praktik jual beli secara borongan dalam jual beli timun di Pasar Terong Makassar ditinjau dari segi pelaksanaan akadnya telah sesuai dengan aturan-aturan Islam dengan merujuk pada kesesuaian rukun dan syarat akad jual belinya, berdasarkan hal tersebut maka gharar yang terkandung dalam tradisi praktik jual beli secara borongan di Pasar Terong dikecualikan dari hukum asal gharar, disimpulkan bahwa praktik tersebut diperbolehkan dalam Islam. Kata Kunci: Jual Beli, Borongan, Ekonomi dan Bisnis Islam
Implementasi Pemikiran Afzalur Rahman tentang Produksi Berbasis Konsep Al-‘Adl dalam Meningkatkan Kepuasan Konsumen. M. Wahyuddin Abdullah; Faiz Almath; Rahmawati Muin
Al-Ulum Vol. 20 No. 1 (2020): Al-Ulum
Publisher : Institut Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1327.272 KB) | DOI: 10.30603/au.v20i1.1159

Abstract

This research aims to determine implementation of Afzalur Rahman’s idea based the al-‘adl concept to improving consumer satisfaction. This research is a qualitative research with a phenomenology approach at CV Sinar Permai in Konawe Southeast Sulawesi. The results showed that production mechanisms in the company’s involve the process of material handling, skidding, and transferring. Implementation of production based ‘adl concept has been applied with the values of fairness in all production activities, start from the provision of raw materials, production processes, including use of manpower in production activities. The implementation of production to improving customer satisfaction is to provide assurance of security, comfort, quality of service, and ensure the production of products received by consumers.
PERILAKU MASYARAKAT TERHADAP PELAKSANAAN ARISAN LELANG DALAM PERSPEKTIF EKONOMI ISLAM (Studi Kasus Masyarakat Desa Paomacang Luwu Utara) Rahmawati Muin
LAA MAISYIR: Jurnal Ekonomi Islam Vol 5 No 1 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v5i1.4956

Abstract

Penelitian ini bertujuan untuk mengetahui motivasi masyarakat ikut serta dalam pelaksanaan kegiatan arisan lelang berdasarkan pandangan ekonomi Islam. Hasil penelitian ini diharapkan dapat menjadi sumber informasi bagi masyarakat dalam rangka meningkatkan pengetahuan mengenai arisan uang dengan sistem lelang. Metode yang digunakan dalam penelitian adalah metode penelitian kualitatif dengan pendekatan deskriptif. Sumber data penelitian berasal dari sumber data primer dan sekunder. Teknik pengumpulan data dengan menggunakan metode trianggulasi. Hasil dari penelitian menunjukkan bahwa motivasi masyarakat ikut serta dalam kegiatan arisan uang dengan sistem lelang adalah sebagai salah satu tempat menabung dan untuk mendapatkannya sangatlah mudah. Namun dalam pandangan ekonomi Islam arisan lelang ini terdapat unsur-unsur yang dilarang dalam melakukan transaksi muamalah yaitu unsur riba, gharar, dan maisir serta terdapat unsur ketidakadilan atau ketidakseimbangan yang tidak sesuai dalam prinsip dasar ekonomi Islam.
Kaffah Thinking Produk Sukuk Dalam Meningkatkan Pendanaan PT Bank Sulselbar Syariah di Makassar Islailia Umar; Rahmawati Muin; Sitti Aisyah
LAA MAISYIR: Jurnal Ekonomi Islam Vol 5 No 2 (2018)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v5i2.6994

Abstract

Penelitian ini bertujuan untuk mengetahui implementasi kaffah thinking pada sukuk PT Bank SulSelBar Syariah sebagai alternatif pendanaan yang digunakan dengan memasukkan tiga elemen pengganti dari sinlamim yaitu Struktur Modal PT Bank SulSelBar Syariah, Sukuk, dan Imbal hasil. Setelah mengetahui implementasi kaffah thinking yang diterapkan, selanjutnya mengetahui peran produk sukuk menurut kaffah thinking dalam meningkatkan pendanaan pada PT. Bank Sulselbar Syariah. Penelitian ini merupakan penelitian kualitatif dengan pendekatan fenomenologis. Adapun tehnik analisis data yang digunakan dalam penelitian ini adalah analisis Interpretatif yaitu menginterpretif yang terjadi dilapangan dengan menganalisis realita sosial dan menafsirkan suatu peristiwa. Hasil yang diperoleh dari penelitian ini adalah, bahwa kualitas sukuk yang diterbitkan telah memenuhi prinsip syariah secara keseluruhan yang didasarkan pada nilai-nilai moral dan etis seperti nilai kebenaran, keadilan, kemanfaataan, transparansi dan pertanggung jawaban untuk mewujudukan berfikir holistik dalam setiap aspek bermuamalah.. Melalui nilai-nilai tersebut dalam penelitian ini melihat dampak terhadap peningkatan pendanaan, sebagai peran sukuk pada PT Bank Sulselbar Syariah.
Tinjauan Metode Screening Saham Syariah Pada Bursa Efek Indonesia Rahmawati Muin; Murtiadi Awaluddin; Islahuddin Islah
LAA MAISYIR: Jurnal Ekonomi Islam Vol 7, No 1 (2020)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v7i1.13496

Abstract

This study aims to determine how the screening method of sharia stocks in Indonesia, how the results of screening of sharia stocks in PT Adaro Energy Tbk, and the review of the methods of sharia screening stocks in Indonesia Stock Exchange (IDX). The results showed that the stocks issuer is conform the sharia stock screening standards, beside that, maslahah mursalah could be used as a methodology to determine sharia stock screening standards, then the Financial Services Authority (OJK) and DSN-MUI, as well as the Indonesia Stock Exchange (IDX), have to revise the screening standards in progressively and periodically to avoid public misperception of sharia stock screening.
TELAAH KESYARI’AHAN ZAKAT BURUNG WALET DI KECAMATAN DUA BOCCOE KABUPATEN GOWA Bahrul Ulum Rusydi; Rahmawati Muin; Abdul Wahab; Nur Adriana
Al-Amwal : Journal of Islamic Economic Law Vol 5, No 2 (2020): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v5i1.1821

Abstract

This study aims to examine the syariah of swallow zakat implementation in Dua Boccoe District, Bone Regency. To answer this, the research design used is qualitative research with a normative and sociological approach. The results of the study found that the implementation of zakat on swallow birds in the research location was not fully in accordance with the rules and regulations in Islam. This is because most of the swallow entrepreneurs pay zakat in different ways and use their own rules, some even do not pay zakat at all.
Teacher Certification Allowance in Islamic Economic Perspective Rosmawati; Abustani Ilyas; Syaharuddin; Rahmawati Muin
INTERNATIONAL JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND SOCIAL SCIENCE (IJEMBIS) Vol. 2 No. 1 (2022): January 2022
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study examines the process of obtaining teacher certification allowance, the implementation of certification allowances for the teacher, and the implications of teacher certification allowances from an Islamic economics view. The study followed a qualitative-descriptive research method with the researcher as the main instrument. The selection of the research sample was through the purposive sampling technique. Data were obtained through observation, interviews, and documentation which were then analyzed using interaction analysis techniques. There are three main findings in this study. First, teacher certification allowance was obtained through three channels: the education path with the Direct Provision of Educator Certificates (PSPL), the teacher functional path with the portfolio (PF), and the PLPG and PPG training pathways. Second, the implementation of teacher certification allowances in the perspective of Islamic economics, in general, has gone according to expectations. However, the essential goal of the certification program, namely increasing teacher competence, was secondary to some teachers. Third, teachers who receive certification allowances did not think that the income earned was entirely for themselves; some are for individual, family needs, and in the manner for Allah
The Maslahah of Muslim Consumer Behavior in Using E-Wallet in Makassar City Nurjannah Nurjannah; Irwan Misbach; Rahmawati Muin
FITRAH: Jurnal Kajian Ilmu-ilmu Keislaman Vol 7, No 1 (2021): 11 Articles, Pages 1-180
Publisher : IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/fitrah.v7i1.3331

Abstract

Technological developments affect the changes in a person's consumption level. The existence of a non-cash payment method using an e-Wallet that provides various conveniences is undeniably a disadvantage for its users, especially Muslim consumers; one of them is a wasteful attitude. Wasteful or consumptive behavior is an act prohibited in Islam. This study aimed to reveal and explain the maslahah of Muslim consumer behavior in using e-Wallet. This study was qualitative with a phenomenological approach. The primary data sources came from interviews conducted with e-Wallet users of OVO, GoPay, DANA, ShopeePay, and LinkAja types in Makassar City aged 21-35 and had worked. Additionally, the secondary data sources came from various references, such as books, journals, and other research. The data analysis was carried out by collecting data, reducing data, presenting data, and drawing conclusions. The study results indicated that the maslahah of Muslim consumer behavior in Makassar City using e-Wallet was practical in transacting; safe and clean in transactions, save on shopping and be more diligent in a donation. The use of e-Wallet can be categorized at the level of maslahah hajiyyah, whose existence can help the difficulties faced by Muslim consumers.
Keberlanjutan Usaha Pedagang Warung Tradisional dengan Menerapkan Etika Bisnis Islam di Kota Makassar M. Dzul Fadli S.; Siradjuddin Siradjuddin; Rahmawati Muin; Khaerul Aqbar
NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam Vol 8 No 1 (2022): NUKHBATUL 'ULUM: Jurnal Bidang Kajian Islam
Publisher : Pusat Penelitian dan Pengabdian Masyarakat (P3M) Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36701/nukhbah.v8i1.470

Abstract

It is important for every trader to know and apply Islamic business ethics because with it a trader can achieve the main goals of business, namely world profits and the salvation of the hereafter. This study aims to determine the understanding and application of Islamic business ethics to traditional warung traders and the role of Islamic business ethics in maintaining business sustainability. This research is a field research with qualitative method which is done descriptively. The results of this study indicate that the traditional traders understand Islamic business ethics substantially but not in detail, but most of the Islamic business ethics have been applied by traditional warung traders. Other results show that the application of Islamic business ethics in a business can maintain the business sustainability of traders. The implication of this research is to make traders aware of the importance of knowing and applying Islamic business ethics in their business.
The Potential of Sharia Fintech in Increasing Micro Small and Medium Enterprises (MSMEs) in The Digital Era in Indonesia Syarifuddin Syarifuddin; Rahmawati Muin; Akramunnas Akramunnas
JURNAL HUKUM EKONOMI SYARIAH Volume 4, No. 1, April 2021
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v4i1.9768

Abstract

The potential for financial technology development or fintech with sharia basis in Indonesia is still quite large. Indonesia as the largest Muslim country in the world, becomes an undeniable potential. The purpose of this research is to know the potential of Fintech in increasing MSMEs in the digital era in Indonesia. This study uses document studies with a literature review approach. The results of this research show that. First, The patterns applied by sharia fintech in dealing with the problems faced by MSMEs in Indonesia include the ability to manage and analyze data in the era of big data, improve technology infrastructure, create transaction systems easily, content-based marketing in terms of digital marketing, establish cooperation, collaboration, and investment with relevant stakeholders, and innovation of fintech products. Second, The potential of Sharia Fintech in increasing MSMEs in the digital era in Indonesia, MSMEs have been using many applications and cooperating with banks and sharia Savings and Loan Cooperatives, so as to provide easy access to various types of bank financial services and savings and loan cooperatives, now financial institutions are able to reach all MSMEs to remote areas, Sharia Fintech has opened access to business financing more easily and quickly from banking institutions and other Islamic financial institutions.