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All Journal Al-Ulum Laa Maisyir Jurnal Ekonomi Islam Jurnal Pilar FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Al-'Adl Al-Amwal : Journal of Islamic Economic Law At-Tawassuth: Jurnal Ekonomi Islam YUME : Journal of Management IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Madinah: Jurnal Studi Islam At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam NUKHBATUL 'ULUM : Jurnal Bidang Kajian Islam Al-Kharaj: Journal of Islamic Economic and Business Jurnal Hukum Ekonomi Syariah Journal De Facto Bertuah : Jurnal Syariah dan Ekonomi Islam Economics and Digital Business Review Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora International Journal of Economics, Management, Business, and Social Science Jurnal Ar-Ribh Shautuna: Jurnal Ilmiah Mahasiswa Perbandingan Mazhab Jurnal Iqtisaduna Al-Buhuts (e-journal) EKONOMIKA45 Islamic Accounting and Finance Review TAMWIL: Jurnal Ekonomi Islam Filantropi: Jurnal Manajemen Zakat dan Wakaf Formosa Journal of Multidisciplinary Research (FJMR) Formosa Journal of Sustainable Research (FJSR) Tadayun: Jurnal Hukum Ekonomi Syariah Islamic Economic and Business Journal Jurnal Islam Nusantara POLICY, LAW, NOTARY AND REGULATORY ISSUES (POLRI) Media Riset Bisnis & Manajemen Indonesian Journal of Contemporary Multidisciplinary Research Innovative: Journal Of Social Science Research Borneo Islamic Finance and Economics Journal (BIFEJ) AL-BAYAN: JURNAL HUKUM DAN EKONOMI ISLAM Jurnal Serambi Ekonomi dan Bisnis Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Al-Jadwa: Jurnal Studi Islam Journal of Management and Innovation Entrepreneurship (JMIE) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At Tawazun Jurnal ekonomi Islam International Journal of Islamic Studies Jurnal Intelek Dan Cendikiawan Nusantara Moneta : Journal of Economics and Finance Jurnal Intelek Insan Cendikia Journal of Ekonomics, Finance, and Management Studies Jurnal Akuntansi dan Keuangan KINERJA : Jurnal Ekonomi dan Bisnis
Rahmawati Muin
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Effectiveness of QRIS as a Digital Instrument Innovation in Strengthening ZIS Fundraising A Study at the Muhammadiyah Zakat Institution (LAZISMU) of Makassar City Muhammad Zul Ikram Safei; Nashrullah; Rahmawati Muin; Idris Parakkasi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10945

Abstract

This study aims to analyze the effectiveness of Quick Response Code Indonesian Standard (QRIS) as a digital innovation instrument in strengthening the collection of Zakat, Infaq, and Sadaqah (ZIS) funds at LAZISMU Makassar. This research employed a qualitative method with a phenomenological approach through interviews, observation, and documentation. The findings indicate that QRIS significantly improves the effectiveness of ZIS fundraising by providing faster transactions, operational efficiency, ease of access, and broader donor participation. QRIS also enhances transparency and accountability in zakat management through real-time digital transactions. However, several challenges remain, including limited digital literacy, inadequate technological infrastructure, and low public awareness regarding digital payment systems. To optimize QRIS utilization, LAZISMU Makassar implemented digital campaigns, institutional collaborations, and continuous public education programs. The study concludes that QRIS is an effective digital instrument for strengthening ZIS fundraising and supporting the transformation of modern Islamic philanthropy in the digital era..
IMPLEMENTATION OF PROFESSIONAL ZAKAT FOR STATE CIVIL SERVANTS FROM THE PERSPECTIVE OF MAQASID AL-SHARIA: (Case Study of BAZNAS in Sinjai Regency) Andi Muh. Taqiyuddin BN; Mukhtar Lutfi; Muammar Muh. Bakry; Rahmawati Muin
POLICY, LAW, NOTARY AND REGULATORY ISSUES Vol. 2 No. 4 (2023): OCTOBER
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/polri.v2i4.894

Abstract

The primary focus of this qualitative research is to examine the implementation of professional zakat for Civil Servants (ASN) in Sinjai Regency from the perspective of Maqāṣid Al-Syarī’ah, with BAZNAS as a case study. The research breaks down this central inquiry into specific sub-problems, aiming to analyze the alignment of Maqāṣid Al-Syarī’ah principles with the execution of professional zakat for ASN in Sinjai Regency. Data for the study is primarily sourced from key individuals, including the Chairperson and Vice Chairpersons of BAZNAS in Sinjai Regency, zakat payers, the Head of Zakat and Waqf Implementation at the Ministry of Religious Affairs in Sinjai Regency, the Head of the Regional Finance and Asset Agency, and the Head of the Regional Personnel and Human Resource Development Agency in Sinjai Regency. Data is collected through observation, interviews, and documentation, and the analysis is structured into stages of data collection, reduction, presentation, and conclusion drawing. The research reveals that professional zakat management for ASN by BAZNAS in Sinjai Regency is conducted even without clear local regulations, in coordination with various government entities. The distribution and utilization of zakat adhere to five programs, yet its alignment with Maqāṣid Al-Syarī’ah is hindered by various obstacles in its application for civil servants in Sinjai Regency.
Penerapan Akad dan Produk Perbankan Syariah di Lembaga Bank Syariah Indonesia (BSI) Wardatul Wahidah R; Rahmawati Muin; Wahyuddin Abdullah; Wahyuni Yusria Ningsih
Economics and Digital Business Review Vol. 5 No. 2 (2024)
Publisher : STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/ecotal.v5i2.1302

Abstract

Bank Syariah telah menjadi bagian integral dari sistem keuangan global, memberikan alternatif bagi nasabah yang mencari solusi keuangan yang sesuai dengan prinsip-prinsip syariah. Penelitian ini bertujuan untuk menyelidiki pemahaman dan preferensi nasabah terhadap layanan bank syariah secara umum melalui analisis literatur. Metode ini menggali literatur terkait dari berbagai sumber, termasuk jurnal ilmiah, buku, dan publikasi resmi. Temuan utama menyoroti bahwa pemahaman dan preferensi nasabah terhadap bank syariah dipengaruhi oleh faktor-faktor seperti keyakinan agama, kepercayaan terhadap kepatuhan syariah, kualitas layanan, dan ketersediaan produk yang sesuai dengan kebutuhan mereka. Selain itu, faktor-faktor demografis seperti usia, pendidikan, dan penghasilan juga memengaruhi preferensi nasabah terhadap bank syariah. Implikasi praktis penelitian ini menunjukkan perlunya bank syariah untuk terus meningkatkan pemahaman dan kesadaran nasabah tentang produk dan layanan mereka, serta mengakomodasi kebutuhan dan preferensi nasabah yang beragam. Penelitian lebih lanjut diperlukan untuk mendapatkan pemahaman yang lebih mendalam tentang faktor-faktor yang memengaruhi pemilihan bank syariah oleh nasabah.
The Potential of Sharia Fintech in Increasing Micro Small and Medium Enterprises (MSMEs) in The Digital Era in Indonesia Syarifuddin Syarifuddin; Rahmawati Muin; Akramunnas Akramunnas
Jurnal Hukum Ekonomi Syariah Vol. 4 No. 1 (2021): April
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30595/jhes.v4i1.9768

Abstract

The potential for financial technology development or fintech with sharia basis in Indonesia is still quite large. Indonesia as the largest Muslim country in the world, becomes an undeniable potential. The purpose of this research is to know the potential of Fintech in increasing MSMEs in the digital era in Indonesia. This study uses document studies with a literature review approach. The results of this research show that. First, The patterns applied by sharia fintech in dealing with the problems faced by MSMEs in Indonesia include the ability to manage and analyze data in the era of big data, improve technology infrastructure, create transaction systems easily, content-based marketing in terms of digital marketing, establish cooperation, collaboration, and investment with relevant stakeholders, and innovation of fintech products. Second, The potential of Sharia Fintech in increasing MSMEs in the digital era in Indonesia, MSMEs have been using many applications and cooperating with banks and sharia Savings and Loan Cooperatives, so as to provide easy access to various types of bank financial services and savings and loan cooperatives, now financial institutions are able to reach all MSMEs to remote areas, Sharia Fintech has opened access to business financing more easily and quickly from banking institutions and other Islamic financial institutions.
Co-Authors A Ifayani Haanurat A. Syatir Sofyan Abdul Khaliq Abdul Wahab Abdul Wahid Haddade Abdullah, Wahyuddin Abdurrahman Mansyur Achmad Musyahid Idrus Aditya Aditya Ahmad Busyairi Ahmad Busyairi, Ahmad Ahmad Efendi Ainun Awaliah Akramunnas Akramunnas Aldi Nyawai Alisa, Nur Alisa Amalia Nur Rahman Amir, A. M. Nur Atma Amir, A. M. Nur Atma Amiruddin K Andi Muh. Taqiyuddin BN Andi Niken Ayu N.F Arsyad, Kamaruddin Asmira, Sri Asri Jaya Astriani Astuti Syam Ayu Ruqayyah Yunus Baso R Basri, Muh. Arfah Bawafie, Aniq Akhmad Ali Darmanita Darmanita Darmanita, Darmanita Dedi Mardianto Djafar Djafar Dwiatmaja, Ahmad Zikri Faiz Almath Fauziah Sulaiman Firda, Firda Chairani Salsa Fadiah Hafid, Eka Arlinda Hamza Khaeriyah Hamzah Khaeriyah Hiqmiatul Uzqa, Dhea Hutagaluh, Oskar Icha, Nur Hadisa Idris Parakkasi Ikram, Zul Ilham Ilham ilman nur, ilman nur Ilyas, Abustani Inayatul Munawwara Irwan Misbach Irwan Misbach Irwan Misbah Islahuddin Islah Islailia Umar Ita Rukmanasari Jamaluddin Majid Jamaluddin, Nurlaeli Karmila, Yusri Khaerul Aqbar Kholid Albar Kurniadi Lusiana Lutfi, Muhtar M. Dzul Fadli S. Mochammad Fadhil Abdullah Muammar Bakry Muchtar, Nur Aulia Husnihita Muh Ibnul Muhammad Akil Rahman Muhammad Fajar Ramadan Muhammad Nasri Katman Muhammad Wahyuddin Abdullah Muhammad Zul Ikram Safei Mujahidin Mujahidin Mukhtar Lutfi Murtiadi Awaluddin Muslihati Muslihati Muslihati Muslimin Kara Musrini Muis Mustamin Mu’min, Muh. Dian Nur Alim Nabila, Sri Nurul Nashrullah Nashrullah Hidir Novianty, Devi Nur Adriana Nur Afiah, Nur Nur Azizah Nur, Ilman Nurfaidah Nurfiah Nurfiah Nurfyana Narmia Sari Nurhasnaini. H Nurjannah Nurjannah Nurjannah Nurul Pratiwi Prades Ariato Silondae Putri Fatimah Rabiana, Riska Rafika Nur Isna Rahman Ambo Masse Ramadan, Muhammad Fajar Ramdani Nur Randi, Randi Renaldi Hidayat Reni Reni Reni Reni, Reni Rian Haeruddin Rika Dwi Ayu Parmitasari Risnawati Risnawati Rosmawati Rostiani, Helda Rusydi, Bahrul Ulum Sabri Samin Safei, Zul Ikram Sahdiah Desriana Karim Saiful Muchlis Salmah Salmah Salmah Salmah Salsabila, Unik Hanifah Samsidar Sapira, Sapira Sari, Andi Enri Erna Sarmadani Sarmadani Siradjuddin Sirajuddin Sirajuddin Sirajuddin Sirajuddin Sitti Asiqah Usman Ali Sitti Fatimah Sri Artati Salju St Chairiani Fausiah St. Aisah Sudirman Sudirman Sugianto Sultan, Zulfadli Sumarlin, Abdul Sumarni S Syaharuddin Syamsurianto Syarifuddin Syarifuddin Tahir, Ibrahim Ako Taqiyuddin BN, Andi Muh. Taufik Hidayat Tompson, Muhammad Danial Trisno Wardy Putra Tuti Supatminingsih Wahyuddin, Wahyuddin Wahyudi, Iqmal Wahyuni Yusria Ningsih Wardatul Wahidah R