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All Journal Tadris: Jurnal keguruan dan Ilmu Tarbiyah Al-'Adalah Jurnal KALAM Analisis: Jurnal Studi Keislaman Jurnal English Education: Jurnal Tadris Bahasa Inggris Jurnal Al-Ijtimaiyyah Jurnal Maneksi (Management Ekonomi Dan Akuntansi) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Information System, Applied, Management, Accounting and Research El-Usrah: Jurnal Hukum Keluarga Jurnal Ilmiah Edunomika (JIE) Jurnal Informatika Ekonomi Bisnis Revenue: Jurnal Manajemen Bisnis Islam JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Current : Jurnal Kajian Akuntansi dan Bisnis Terkini Istinbath : Jurnal Hukum Ulumuna Jurnal Manajemen Bisnis dan Keuangan Al-Mashrof: Islamic Banking and Finance Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Smart: Journal of Sharia, Tradition, and Modernity Salam (Islamic Economics Journal) el-Jizya: Jurnal Ekonomi Islam Mutlaqah: Jurnal Kajian Ekonomi Syariah Indonesian Journal of Islamic Economics and Finance Journal of Economics and Social Sciences Jurnal Informatika Ekonomi Bisnis IIJSE Assyarikah: Journal Of Islamic Economic Business Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Administratie: Jurnal Administrasi Publik
Susanto, Is
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Social Sciences Other

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Integrating Islamic Economic Principles into Green Campus Implementation: Empirical Evidence from Indonesia Universities Eliza, Any; Rifan, Dinda Fali; Ningsih, Nur Wahyu; Susanto, Is
El-Usrah: Jurnal Hukum Keluarga Vol. 8 No. 1 (2025): EL-Usrah: Jurnal Hukum Keluarga
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/4a9y5n69

Abstract

This study aims to describe the implementation of green campus initiatives at universities in Indonesia, with particular emphasis on how islamic economic principles can further support environmental sustainability. Using the national level UI GreenMetric World University Rankings in the category of Most Sustainable University, three universities were selected as researh samples. This field research employed interviews and documentation from sustainability reports and official university websites. The implementation of the green campus was measured using four key instruments: Environmental Awareness, Environmental Involvement, Environmental Reporting, and Environmental Auditing. The findings indicate that all three universities have implemented the stages of environmental awareness, involvement, and reporting, but have not fully implemented environmental auditing. Participation in the UI GreenMetric reflects increasing awareness of sustainability issues among universities and their surrounding communities. Notably, University X demonstrated the highest level of implementation across the four green campus indicators. Futhermore, islamic economic principles such as moderation (wasatiyyah), stewardship (khalifah), and social responsibility (maslahah) offer an ethical and moral foundation to strengthen sustainability efforts in islamic universities. These principles promote the responsible use of resources, discourage wastefulness (israf), and encourage equity in resource management. Legitimacy theory supports the notion that organizations must align with societal and environmental value systems, as greater responsibility towards the environment enhances their reputation and public trust. Therefore, integrating islamic economic values into green campus initiatives not only aligns with global sustainability practices but also positions universities as ethical leaders in promoting environmental consciousness
THE EFFECT OF MIGRANT WORKER REMITTANCES, UNEMPLOYMENT, AND ECONOMIC GROWTH ON POVERTY IN INDONESIA: VECM ANALYSIS FROM AN ISLAMIC ECONOMIC PERSPECTIVE (2010-2024) Zuliandika, Muhammad Rizki; Anggraeni, Erike; Susanto, Is
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.8718

Abstract

Poverty in Indonesia remains become challenge although trend its decline positive. Utilization remittances worker migrant not optimal, level unemployment fluctuating, and growth economy no always inclusive. Research this aim for analyze influence remittances worker migrants, unemployment, and growth economy to poverty in Indonesia in perspective economy Islam. The data used is sequential data time per semester for 2010-2024 obtained from the Central Statistics Agency, Bank Indonesia, BP2MI and other relevant literature, analyzed use approach Vector Error Correction Model (VECM) with help device EViews 12 software. Research results show that in term length, remittances and growth economy own influence negative and significant to poverty, while level unemployment no influential significant. On the other hand, in term short, unemployment and growth economy influential significant, whereas remittances no. Findings this confirm that alleviation poverty need growth inclusive and equitable economy, management​ remittances in a way productive, as well as creation field work dignified in accordance principle economy Islam. In general academic, findings this enrich literature empirically. In practical, to be base policy alleviation poverty based Islamic values.
The THE EFFECT OF EXCHANGE RATE, INFLATION, AND INTEREST RATE ON REAL INVESTMENT IN INDONESIA 2004-2023 (VECM APPROACH) Tanasya, Levina Faza; Susanto, Is
Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Vol. 9 No. 02 (2025): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v9i02.9049

Abstract

Economic globalization has brought Indonesia into the flow of global economic integration, strengthening interconnectedness between countries and increasing the intensity of competition and investment flows, both domestic and international. In this context, real investment is a vital component for national economic growth, but remains influenced by dynamic fluctuations in exchange rates, inflation, and interest rates. This study aims to empirically analyze the influence of exchange rates, inflation, and interest rates on real investment in Indonesia for the period 2004–2023, highlighting their relevance from an Islamic economic perspective. This study uses a quantitative approach with 20 years of time series data obtained from Bank Indonesia and the Central Bureau of Statistics, and applies the Vector Error Correction Model (VECM) to examine the short-term and long-term relationships between variables. The results show that in the long run, the exchange rate and inflation have a negative and significant effect on real investment, while interest rates have a positive and significant effect. Conversely, in the short run, only inflation has been shown to have a significant negative effect on real investment, while the exchange rate and interest rates have no significant effect. These findings emphasize the importance of exchange rate stability and inflation control in creating a conducive investment climate, as well as the need for adaptive policies related to interest rates. From an Islamic economic perspective, exchange rate stability, inflation control, and the elimination of interest rates (riba) are crucial for encouraging fair and sustainable real investment, thus supporting inclusive economic growth in accordance with the principles of justice and balance.
MEDIASI FINANCIAL LITERACY DALAM HUBUNGAN FINANCIAL TECHNOLOGY PAYMENT DAN FINANCIAL ATTITUDE TERHADAP CHANGES IN PEOPLE'S FINANCIAL BEHAVIOR DALAM PERSPEKTIF BISNIS ISLAM Habibah, Umi; Ekawati, Evi; Susanto, Is
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 14 No. 4 (2025)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v14i4.3355

Abstract

Introduction: The development of digital technology, especially fintech payments, has facilitated transactions and made financial management more digital and flexible. This study aims to analyse the role of financial literacy mediation in the relationship between financial technology payment and financial attitudes towards changes in people's economic behaviour, considering the Islamic business perspective.Methods: Using a quantitative approach with the SEM-PLS analysis technique, 100 respondents were surveyed through a Google form using a purposive sampling technique. The results show that fintech payment and financial attitude intentionally increase financial literacy, which then has a positive effect on changes in people's economic behaviour.Results: This study found that financial literacy partially mediates the relationship between fintech payments and financial attitudes, influencing changes in people's financial behaviour. Although the direct influence of fintech payments and financial attitudes on changes in financial behaviour has proven to be more dominant, the mediating role of financial literacy remains significant, which shows that increasing financial literacy encourages wiser and more responsible financial behaviour. From an Islamic perspective, financial literacy acts as a mediator, connecting fintech payments and financial attitudes to change people's financial behaviour by applying sharia principles such as honesty, justice, and the prohibition of usury. Islam's emphasis on business ethics, including transparency and price fairness, is reflected in e-commerce regulations to create a fair and trustworthy digital ecosystem. Keywords: Financial Literacy, Fintech Payment, Financial Attitude, Financial Behaviour, Bisnis Islam.
Criticism of Mustafa Azami's Critical Thoughts in Study of Hadith Isnaeni, Ahmad; Susanto, Is; Haqiqi, Abdurrahman Raden Aji
Ulumuna Vol 27 No 2 (2023): December
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ujis.v27i2.758

Abstract

The existence and authenticity of hadith have become two of the most essential objects in the discourse of hadith among Muslims, especially after coming into contact with criticism from Orientalists. This article describes explicitly and criticizes Azami's hadith thought in the hadith debate among Orientalists. This research is an analytical descriptive research based on content analysis. The results reveal that Azami can position himself as a critic of the Western thesis by presenting historical data as a basis for his thoughts. The rhythm of the scientific debate modeled on by Western thinkers can be dived into and followed convincingly so that their responses and criticisms reach the Orientalists. Orientalists believe that Azami's criticism has not been able to divert the orientation of the general thesis that hadiths are not historically authentic. Azami's defense still needs convincing, and the arguments are still circular. This model of thinking has yet to satisfy the scientific desires of the Orientalists, so it has a small implications.
The Effect of Sharia Financial Literacy, Risk Perception and Return Expectation on Sharia Stock Investment Decision Making in Islamic Business Perspective (Study on Generation Z in Bandar Lampung who Actively Invest) Maulana, Bintang; Purnamasari, Femei; Susanto, Is
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.816

Abstract

This study aims to measure and analyze the effect of Islamic financial literacy, risk perception, and return expectations on investment decision-making Islamic stocks among Generation Z in Bandar Lampung. The approach used is quantitative, with data collection through questionnaires distributed to 100 respondents selected using purposive sampling technique. Data analysis technique used is multiple linear regression with the help of SPSS software version 26. The results of the study partially indicate that Sharia financial literacy has a positive and significant influence on investment decisions, which means that the higher the understanding of Islamic financial principles, the higher the tendency to invest in Sharia. Risk perception also has a positive and significant effect, which shows that respondents can manage risk wisely and are not easily hindered by it in making investment decisions. Return expectations show a positive and significant influence, where the greater the expectation of investment returns, the stronger the intention to invest. Simultaneously, these three variables contributed 77.7% to changes in investment decisions. These findings reinforce the understanding that Generation Z has a rational mindset and spiritual values in assessing Islamic stock investment opportunities.
Analisis Hukum Islam Dan Hukum Positif Terhadap Money Politics Pada Pemilu Susanto, Is
Istinbath : Jurnal Hukum Vol 15 No 2 (2018): Istinbath : Jurnal Hukum
Publisher : Faculty of Sharia, Institut Agama Islam Negeri (IAIN) Metro, Lampung, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/istinbath.v15i2.1218

Abstract

Money politics atau risywah dalam hukum Islam dalam pemilu adalah sebuah bentuk pelanggaran kampanye. Money politics umumnya dilakukan simpatisan, kader bahkan pengurus partai politik menjelang hari H pemilihan umum. Money politics dilakukan dengan cara pemberian berbentuk uang, sembako seperti beras, minyak dan gula kepada masyarakat dengan tujuan untuk menarik simpati masyarakat agar mereka memberikan suaranya untuk partai atau calon legislatif (caleg) yang bersangkutan. Melihat kenyataan bahwa praktek money politics telah telah melekat dalam kehidupan masyarakat, mulai dari tingkat bawah sampai atas. Tentunya bukan pekerjaan mudah untuk menghapus praktek tersebut, minimal melakukan proses penyadaran masyarakat melalui pengetahuan dan pemahaman yang merupakan tanggung jawab bersama, dan salah satunya melalui artikel ini. Artikel ini menyimpulkan bahwa money politics masih tetap berlangsung disebabkan karena masyarakat masih belum siap untuk hidup berdemokrasi secara utuh, serta masih rendahnya kesadaran masyarakat dalam menegakkan hukum di Indonesia. Hukum Islam dan hukum positif memiliki pandangan yang sama bahwa money politics merupakan tindakan yang dilarang karena akibat yang ditimbulkan berdampak luas terhadap masyarakat dan perekonomian.
The Influence of Lifestyle and Trust in the Use of Shopee Paylater Services on Consumer Behavior in the Maqashid Sharia Perspective (Study on Students of UIN Raden Intan Lampung) Susanto, Is; Moh. Mukri; Moh. Bahrudin; Faisal, Faisal
el-Jizya : Jurnal Ekonomi Islam Vol. 12 No. 1 (2024): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v12i1.10961

Abstract

This study aims to investigate the influence of lifestyle and trust in the use of Shopee Paylater services on consumer behavior, taking into account the Maqashid Sharia perspective, especially for students of the Faculty of Economics and Islamic Business at UIN Raden Intan Lampung. This research adopts a quantitative approach through the survey method and the use of questionnaires as a data collection technique. The research sample consisted of 84 students from the class of 2021 who used the Shopee Paylater service, selected through purposive sampling. The data were analyzed using multiple linear regression with the help of SPSS software. The independent variables used in this study include lifestyle (X1) and trust (X2), while consumer behavior (Y) is the dependent variable. The t-test results indicate that both lifestyle and trust individually have a positive and significant influence on consumer behavior. The F test results indicate that lifestyle and trust together have a positive and significant effect on consumer behavior. In the context of Maqashid Sharia, consumption that is carried out not only follows religious teachings, but also provides tangible benefits for individuals and society as a whole.
Pengaruh Suku Bunga, Perdagangan Internasional dan Nilai Tukar terhadap Pengangguran di ASEAN dalam Perspektif Islam Rafi, M Al; Susanto, Is
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.8006

Abstract

Unemployment is one of the key indicators in assessing a country's economic stability, including within the ASEAN region. Interest rates, international trade, and exchange rates are among the factors that influence the level of unemployment. In Islamic economics, unemployment is not only viewed as an economic problem but also as a form of social injustice that must be addressed through a sharia-based approach. This study aims to analyze the influence of interest rates, international trade, and exchange rates on the unemployment rate in five ASEAN countries (Indonesia, Malaysia, Thailand, the Philippines, and Singapore) from the perspective of Islamic economics. This research employs a quantitative approach using panel data regression methods, processing secondary data from 2018 to 2024. The selection of the analytical model was carried out through the Chow and Hausman tests, which indicated that the Fixed Effect model was the most appropriate. The results of the study show that interest rates have a positive and significant effect on unemployment (0.0169 < 0.05), and exchange rates have a negative and significant effect on unemployment (0.0000 < 0.05), while international trade does not have a significant effect (0.1103 > 0.05). Simultaneously, the three variables have a significant effect on unemployment (0.000045 < 0.05). From an Islamic perspective, the solution to unemployment emphasizes fair wealth distribution, the prohibition of riba (usury), and the implementation of profit-sharing systems such as mudharabah and musyarakah.
Strategi Modal dan Pemasaran dalam Pengembangan Ekonomi Lokal: ‎Perspektif Ekonomi Islam Putra, Rizky Hamdala; Bahtiar, Muhammad Yusuf; Susanto, Is
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 5, No 2 (2025): Edisi Januari
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/mutlaqah.v5i2.10755

Abstract

Penelitian ini bertujuan untuk mengkaji dan menganalisis implementasi strategi permodalan dan pemasaran berbasis ekonomi Islam dalam meningkatkan kesejahteraan komunitas nelayan. Strategi permodalan mencakup skema pembiayaan seperti qard hasan dan mudharabah, sedangkan strategi pemasaran berfokus pada penerapan prinsip halal dan pemanfaatan teknologi digital. Penelitian ini mengintegrasikan pendekatan literasi keuangan syariah, keterlibatan koperasi berbasis syariah, dan kebijakan pemerintah dalam mendorong inklusi keuangan di komunitas pesisir. Penelitian ini menggunakan desain penelitian kualitatif dengan pendekatan deskriptif-analitis. Data dikumpulkan melalui observasi langsung, wawancara mendalam dengan nelayan dan pemangku kepentingan terkait, serta analisis dokumentasi. Peneliti menggunakan analisis tematik untuk mengolah data yang diperoleh dari komunitas nelayan di Kelompok Nelayan Perikanan Tangkap Gudang Lelang, Kota Bandar Lampung. Hasil penelitian menunjukkan bahwa strategi permodalan berbasis syariah, seperti qard hasan dan mudharabah, memiliki dampak signifikan terhadap produktivitas dan stabilitas ekonomi nelayan. Selain itu, pemasaran berbasis teknologi digital memungkinkan nelayan untuk menjangkau pasar yang lebih luas, meningkatkan margin keuntungan, dan mengurangi ketergantungan pada tengkulak. Namun, tantangan seperti rendahnya literasi keuangan syariah dan keterbatasan akses terhadap teknologi masih menjadi hambatan utama. Dengan dukungan yang tepat melalui edukasi, investasi teknologi, dan kebijakan yang mendorong inklusi keuangan berbasis syariah, strategi ini berpotensi menghasilkan dampak sosial dan ekonomi yang lebih berkelanjutan.
Co-Authors Abdul Malik Ghozali Agus Hermanto Ahmad Isnaeni Alamsyah Alamsyah - Alamsyah, A. Ali Abdul Wakhid andriani, riski Anggraeni, Ade Irma Any Eliza Ariyanti, Eliya Asfiah, Farida Azzahra, Adisti Mutiara Badriyah, Hasna Bahrudin, Moh. Dewi Kurniawati Dinda Fali Rifan Erike Anggraeni Ersi Sisdianto Evi Ekawati Faisal Faisal fatimah Fatimah Fatoni, Fatoni Fauzan . Femei Purnamasari, Femei Fitri, Al Fitri, Aliyatun Fuadi, Fatih Gandhi Liyorba Indra Ghoni, Mei Arrafi Gustika Nurmalia Hanif Hanif Haqiqi, Abdurrahman Raden Aji Harjoni Harjoni Heni Noviarita Henisah, Ratih Heri, Mad Hervin Yoki Pradikta Ika Wahyuningsih Ishomuddin, A. Jadmiko, Purbo Julaihah, Siti Junita Aurelia, Nindia Khairuddin, K. Liky Faizal M. Ngisomudin M. Yasin Al Arif M. Yusuf Bahtiar, M. Yusuf Madnasir Madnasir Maksum, Endang Ali Mardhiyah Hayati Marwin Marwin Masrukhin Muhsin Maulana, Bintang Mochammad Imron Awalludin Moh. Bahrudin Moh. Mukri Moh. Mukri Muhamad Rizki Muhammad Iqbal Muhammad Iqbal Fasa Muhammad Kurniawan Muhammad Zakiy Mukminatul, Diah Ningsih, Nur Wahyu Northa Idaman Pratama, Heri Okta Putra, Rizky Hamdala Qohar, Abd. Qotadah, Hudzaifah Achmad Rafi, M Al Rafi’Syaiim, Salsabila Ramadhan, Rudiansyah Dwi Ridwansyah Ridwansyah Rochmad - Rochmad Rochmad S. Suharto Sadari, S. Salsabila, Hana Zalfa Saputra, Edriagus Sari, Sherly Etika Saskia, Elsa Septa Aryanika SITI MAHMUDAH Sri Winarsih Tanasya, Levina Faza Taufiqur Rahman, Taufiqur Thonsa, Elsi Alga Todi, Dhiya' Salsabila Umi Habibah Yulistia Devi Zamil, Pradita Dien Ayu Putri Zuhraini Zuliandika, Muhammad Rizki Zuliansyah, A