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All Journal Tadris: Jurnal keguruan dan Ilmu Tarbiyah Al-'Adalah Jurnal KALAM Analisis: Jurnal Studi Keislaman Jurnal English Education: Jurnal Tadris Bahasa Inggris Jurnal Al-Ijtimaiyyah Jurnal Maneksi (Management Ekonomi Dan Akuntansi) JOURNAL OF SCIENCE AND SOCIAL RESEARCH Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Information System, Applied, Management, Accounting and Research El-Usrah: Jurnal Hukum Keluarga Jurnal Ilmiah Edunomika (JIE) Jurnal Informatika Ekonomi Bisnis Revenue: Jurnal Manajemen Bisnis Islam JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Current : Jurnal Kajian Akuntansi dan Bisnis Terkini Istinbath : Jurnal Hukum Ulumuna Jurnal Manajemen Bisnis dan Keuangan Al-Mashrof: Islamic Banking and Finance Oikonomika: Jurnal Kajian Ekonomi dan Keuangan Syariah Smart: Journal of Sharia, Tradition, and Modernity Salam (Islamic Economics Journal) el-Jizya: Jurnal Ekonomi Islam Mutlaqah: Jurnal Kajian Ekonomi Syariah Indonesian Journal of Islamic Economics and Finance Journal of Economics and Social Sciences Jurnal Informatika Ekonomi Bisnis IIJSE Assyarikah: Journal Of Islamic Economic Business Jurnal Ekonomi, Manajemen, Akuntansi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Administratie: Jurnal Administrasi Publik
Susanto, Is
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Social Sciences Other

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Analysis of Understanding of Islamic Work Ethic Hanif, Hanif; Mukri, Moh.; Susanto, Is
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1775

Abstract

Work ethic is a person's attitude and view at work, sourced from self-quality, realized based on values ​​and implemented in activities at work. A work ethic based on Islamic values ​​will form a Muslim full of responsibility and hard work in carrying out his duties at work. At a practical level, an understanding of the Islamic work ethic will have a major impact on work. The results of this study indicate that in general the understanding of the Islamic work ethic of the employees of UIN Raden Intan Lampung and IAIN Metro is in accordance with the theory of Islamic work ethic. However, in practice not all employees carry out an Islamic work ethic which includes work to seek sustenance, work is worship, work professionally, work hard, respect time (discipline), uphold honesty. According to the Islamic perspective, work is part of fulfilling the needs of life which are divided into primary, secondary and tertiary needs. These three needs are very important for the running of human life in general and humans in particular. If it does not work, then humans will naturally experience difficulties which will eventually fall into sin.
ISLAMIC BANK COMPLIANT HANDLING: UPAYA MEWUJUDKAN PENINGKATAN BANK SERVICE QUALITY DAN CUSTOMER RECOVERY SYSTEM Fasa, Muhammad Iqbal; Sisdianto, Ersi; Ridwansyah, Ridwansyah; Susanto, Is; Idaman, Northa
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15435

Abstract

This research attempt to develop previous research by offering novelty based on Islamic Bank compliant handling, bank service quality and customer recovery system at the Islamic People's Financing Bank of Lampung Province. The method used in this study uses a qualitative research approach. BPRS Bandar Lampung has handled complaints with several things: First, customers who do not approve (approval) financing due to changes in management. Second, customers who experience changes in the profit sharing ratio on sharia deposits at BPRS. What was done by BPRS Bandar Lampung was to apologize to related parties, then explain why this incident happened, and to provide good service quality by providing suggestions and objectives for customers at other banks offered while still being able to get the desired product. The implications obtained by BPRS Bandar Lampung: customers who were initially disappointed, became more accepting of the change in management at BPRS Bandar Lampung. Thus, the recovery of disappointed customers can be resolved properly. Thus, the hope is to increase customer loyalty and satisfaction continuously (sustainable)
KUALITAS LAPORAN KEUANGAN LEMBAGA AMIL ZAKAT: PERAN STRUKTUR ORGANISASI, KUALITAS AUDIT, DAN SISTEM INFORMASI: FINANCIAL REPORT QUALITY OF AMIL ZAKAT INSTITUTIONS: THE ROLE OF ORGANIZATIONAL STRUCTURE, AUDIT QUALITY, AND INFORMATION SYSTEMS Zamil, Pradita Dien Ayu Putri; Ekawati, Evi; Susanto, Is
CURRENT: Jurnal Kajian Akuntansi dan Bisnis Terkini Vol. 6 No. 3 (2025): Current : Jurnal Kajian Akuntansi dan Bisnis Terkini
Publisher : Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/current.6.3.607-620

Abstract

An ideal financial report should be prepared with high quality to provide optimal benefits for its users. This study's objective is to analyze the effect of organizational structure, audit quality, and accounting information systems on the quality of financial report in Amil Zakat Institutions (LAZ) during the 2020–2024 period using secondary data, resulting in 12 institutions with 60 observations. The findings indicate that financial reporting quality is not much impacted by organizational structure. Likewise, the quality of audits has no bearing on the quality of financial report. On the other hand, the quality of financial report is greatly impacted by the accounting information system. By integrating organizational structure, audit quality, and accounting information system variables, By supporting the empirical data on the variables influencing the calibre of financial report in Amil Zakat Institutions, this study contributes to the corpus of literature. Furthermore, the findings provide practical insights for Amil Zakat Institutions to enhance financial report quality by reinforcing organizational structures, improving audit quality, and optimizing accounting information systems to produce reports that are transparent, accurate, additionally, in compliance with the tenets of sharia responsibility.
The Effect of Application Features, Service Quality and Price on the Frequency of Use of Maxim Online Transportation Services in Islamic Business Andriani, Riski; Iqbal, Muhammad; Susanto, Is
Indonesian Journal of Islamic Economics and Finance Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v5i2.7356

Abstract

This study aims to evaluate and identify the features of the Maxim application, as well as service quality and explore prices that can increase the frequency of Use Of Maxim transportation services in Bandar Lampung. The method used is a questionnaire with a total of 100 respondents randomly selected or randomly selected from the city of Bandar Lampung. This study is quantitative. The data analysis technique used in this study is PLS (Partial Least Square) using SmartPLS 3.0 software. Based on the results of hypothesis tests that have been carried out, the application of these features proved to have no positive and significant effect on frequency. Where the direct effect test showed insignificant results of 0.847 and reached 0.05. while the Quality of Service has been shown to have a positive and significant effect on frequency. Where the direct effect test showed significant results of 0.000 and did not reach 0.05. And Price was shown to have a positive and significant influence on frequency. Where the direct effect test showed significant results of 0.009 and did not reach 0.05. In the Islamic perspective, frequency is not only measured by productivity, but also by spiritual values such as trust, responsibility, fairness, honesty, transparency, and customer satisfaction. The integrity of modern technology, such as app features, quality of Service, and Islamic-based pricing, can create a more equitable, transparent, and sustainable business environment. By implementing Islamic values in the development and operation of technology, service providers can increase user trust, satisfaction, and loyalty, as well as provide a positive impact on society as a whole in the city of Bandar Lampung.
Determinan Purchase Intention Throught Brand Trust A Moderate Variabel Islamic Bussiness Ethic Ariyanti, Eliya; Sisdianto, Ersi; Susanto, Is
Jurnal Akuntansi, Keuangan, dan Manajemen Vol. 7 No. 1 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v7i1.5085

Abstract

Purpose: This study aims to examine the influence of customer satisfaction, attitude toward the product, and customer experience on purchase intention, with brand trust as a moderating variable, particularly within the context of Islamic business practices. The research highlights how consumer psychology and brand relationships interact in shaping purchasing behavior in halal markets. Methodology: A quantitative approach with a descriptive design was adopted. Primary data were collected through structured questionnaires and analyzed using the SmartPLS software, employing Partial Least Squares for structural equation modeling (SEM). This method was chosen for its ability to test complex relationships among multiple constructs simultaneously and to assess moderating effects. Results: The findings reveal that customer satisfaction and customer experience significantly influence purchase intention, whereas attitude toward the product does not exert a meaningful effect. Furthermore, brand trust moderates the relationship between customer satisfaction and purchase intention as well as between customer experience and purchase intention, but it does not moderate the link between product attitude and purchase intention. Conclusion: Customer satisfaction and experience emerge as strong predictors of purchase intention in Islamic business settings. Brand trust enhances these effects, reinforcing its role as a critical driver in halal marketing strategies. Limitations: The study is constrained by its limited sample and reliance on self-reported responses, which may reduce generalizability. Contribution: The research provides theoretical and practical insights by emphasizing the moderating role of brand trust, offering guidance for managers and policymakers to strengthen halal brand strategies.
Pengaruh Foreign Direct Investment, Ekspor Barang Dan Jasa, Tingkat Inflasi Terhadap Pertumbuhan Ekonomi Di 10 Negara Asean Dalam Perspektif Ekonomi Islam Fitri, Aliyatun; Kurniawan, Muhammad; Susanto, Is
Assyarikah: Journal of Islamic Economic Business Vol 6, No 2 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i2.2502

Abstract

Economic growth is one of the very important macroeconomic indicators, which shows the increase in the capacity of an economy to produce goods and services over time. Conceptually, this growth reflects the expansion of economic activity, which is often measured through increases in real GDP that eliminate the effects of inflation, thus providing a more accurate picture of the actual increase in production volume. This research aims to analyze and identify the effects of Foreign Direct Investment (FDI), exports of goods and services, and the inflation rate on economic growth. These three variables are considered major macroeconomic indicators that have significance. The methodology applied is a quantitative approach using regression analysis models, such as Multiple Linear Regression or panel data analysis. This model is used to test the causal relationships and significance between the independent variables (FDI, exports, and inflation) and the dependent variable (economic growth). The results of the research partially indicate that FDI has a negative but insignificant effect on economic growth, while exports of goods and services have a significant positive effect on economic growth. The inflation rate has a positive but insignificant effect on economic growth. However, in a partial manner, the three variables of FDI, Exports, and Inflation Rate together have a significant positive effect on economic growth in 10 ASEAN countries from 2018 to 2022.
The Role of Scientific Integration in Strengthening Religious Moderation on Religious Campuses in Indonesia Alamsyah; M. Ngisomudin; Alamsyah, Alamsyah; Ishomuddin, A.; Mahmudah, Siti; Susanto, Is
KALAM Vol 19 No 1 (2025)
Publisher : Faculty of Ushuluddin and Religious Study, Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/20251911461

Abstract

Religious moderation is an important issue in religious higher education in Indonesia, especially in State Islamic Religious Universities. In an effort to create an inclusive and tolerant academic environment, scientific integration is one of the strategic approaches. This article aims to analyze the role of scientific integration in strengthening religious moderation on religious campuses in Indonesia. This study uses a qualitative method with a case study approach. Data were collected through in-depth interviews, observations, and document analyses related to curriculum and learning guidelines at several State Islamic Religious Universities  in Indonesia. The results showed that scientific integration at State Islamic Religious Universities has included aspects of religious moderation, although it is not always explicitly mentioned in the curriculum. Learning materials that combine general science and religious science facilitate the development of moderate attitudes among students. Some indicators of religious moderation found in the curriculum include respect for differences, acceptance of diversity, and strengthening the values of Pancasila as the basis of the state and a guide to life. This study also found that the Indonesian Qualifications Framework based curriculum can strengthen religious moderation if implemented systematically and comprehensively in academic activities, both through learning, research, and community service.
Determinan Purchase Intention Throught Brand Trust A Moderate Variabel Islamic Bussiness Ethic Ariyanti, Eliya; Sisdianto, Ersi; Susanto, Is
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 7 No 1 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v7i1.5085

Abstract

Purpose: This study aims to examine the influence of customer satisfaction, attitude toward the product, and customer experience on purchase intention, with brand trust as a moderating variable, particularly within the context of Islamic business practices. The research highlights how consumer psychology and brand relationships interact in shaping purchasing behavior in halal markets. Methodology: A quantitative approach with a descriptive design was adopted. Primary data were collected through structured questionnaires and analyzed using the SmartPLS software, employing Partial Least Squares for structural equation modeling (SEM). This method was chosen for its ability to test complex relationships among multiple constructs simultaneously and to assess moderating effects. Results: The findings reveal that customer satisfaction and customer experience significantly influence purchase intention, whereas attitude toward the product does not exert a meaningful effect. Furthermore, brand trust moderates the relationship between customer satisfaction and purchase intention as well as between customer experience and purchase intention, but it does not moderate the link between product attitude and purchase intention. Conclusion: Customer satisfaction and experience emerge as strong predictors of purchase intention in Islamic business settings. Brand trust enhances these effects, reinforcing its role as a critical driver in halal marketing strategies. Limitations: The study is constrained by its limited sample and reliance on self-reported responses, which may reduce generalizability. Contribution: The research provides theoretical and practical insights by emphasizing the moderating role of brand trust, offering guidance for managers and policymakers to strengthen halal brand strategies.
PENGARUH PARKING GATE TERHADAP KINERJA AREA PARKIR MALL BOEMI KEDATON DENGAN EFISIENSI SEBAGAI VARIABEL MODERASI DALAM PERSPEKTIF SYARIAH Thonsa, Elsi Alga; Anggraeni, Erike; Susanto, Is
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.2714

Abstract

Abstract: This research aims to examine the effect of the parking gate system on the performance of the parking area at Boemi Kedaton Mall, with efficiency as a moderating variable from a sharia perspective. The focus of the research is Generation Z as the main visitors who have a high preference for comfort and speed. The research method uses a quantitative approach with data obtained through direct observation and questionnaires. Analysis was carried out using Partial Least Squares (PLS-SEM) to evaluate the relationship between variables. The research results show that implementing a parking gate system can increase time efficiency, reduce queues, and improve user satisfaction. In addition, efficiency is proven to significantly moderate the relationship between parking gates and parking area performance. The sharia perspective underlines the importance of justice, transparency and benefits for all users in the implementation of this technology. It is hoped that this research can contribute to more efficient parking management and support the application of sharia principles in modern business. Keyword: parking gate, efficiency, parking area performance, Generation Z, sharia perspective. Abstrak: Penelitian ini bertujuan untuk mengkaji pengaruh sistem parking gate terhadap kinerja area parkir di Mall Boemi Kedaton, dengan efisiensi sebagai variabel moderasi dalam perspektif syariah. Fokus penelitian adalah Generasi Z sebagai pengunjung utama yang memiliki preferensi tinggi terhadap kenyamanan dan kecepatan. Metode penelitian menggunakan pendekatan kuantitatif dengan data yang diperoleh melalui observasi langsung dan kuesioner. Analisis dilakukan menggunakan Partial Least Squares (PLS-SEM) untuk mengevaluasi hubungan antar variabel. Hasil penelitian menunjukkan bahwa penerapan sistem parking gate dapat meningkatkan efisiensi waktu, mengurangi antrian, serta memperbaiki kepuasan pengguna. Selain itu, efisiensi terbukti memoderasi hubungan antara parking gate dan kinerja area parkir secara signifikan. Perspektif syariah menggarisbawahi pentingnya keadilan, transparansi, dan manfaat bagi seluruh pengguna dalam implementasi teknologi ini. Penelitian ini diharapkan dapat memberikan kontribusi pada pengelolaan parkir yang lebih efisien dan mendukung penerapan prinsip syariah dalam bisnis modern. Kata kunci: parking gate, efisiensi, kinerja area parkir, Generasi Z, perspektif syariah.
Pengaruh Islamic Social Finance (ZISWAF), Third-Party Funds (DPK), dan Financing to Deposit Ratio (FDR) Terhadap Net Profit Margin (NPM) sebagai Indikator Efisiensi Bank Umum Syariah di Indonesia dalam Perspektif Islam Periode 2015-2024 Winarsih, Sri; Noviarita, Heni; Susanto, Is
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 11, No 2 (2026): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v11i2.10889

Abstract

Penelitian ini menganalisis pengaruh Islamic Social Finance (ZISWAF), Dana Pihak Ketiga (DPK), dan Financing to Deposit Ratio (FDR) terhadap Net Profit Margin (NPM) sebagai indikator efisiensi Bank Umum Syariah di Indonesia dalam perspektif islam periode 2015–2024. Tujuan penelitian adalah menilai pengaruh parsial dan simultan ketiga variabel tersebut terhadap NPM. Metode yang digunakan adalah regresi data panel dengan model yang terpilih yaitu Random Effect Model (REM) pada sampel lima Bank Umum Syariah menggunakan data sekunder laporan keuangan 2015–2024. Hasil menunjukkan bahwa secara simultan ZISWAF, DPK, dan FDR berpengaruh signifikan terhadap NPM. Secara parsial, ZISWAF berpengaruh positif dan signifikan terhadap NPM, DPK berpengaruh negatif dan tidak signifikan, sedangkan FDR berpengaruh negatif dan signifikan. Temuan mengindikasikan pentingnya pengelolaan dana sosial (ZISWAF) yang produktif dan pengendalian FDR secara prudensial untuk memperbaiki efisiensi dan peningkatan DPK tidak otomatis meningkatkan margin jika tidak diiringi pengelolaan yang produktif. 
Co-Authors Abdul Malik Ghozali Agus Hermanto Ahmad Isnaeni Alamsyah Alamsyah - Alamsyah, A. Ali Abdul Wakhid andriani, riski Anggraeni, Ade Irma Any Eliza Ariyanti, Eliya Asfiah, Farida Azzahra, Adisti Mutiara Badriyah, Hasna Bahrudin, Moh. Dewi Kurniawati Dinda Fali Rifan Erike Anggraeni Ersi Sisdianto Evi Ekawati Faisal Faisal fatimah Fatimah Fatoni, Fatoni Fauzan . Femei Purnamasari, Femei Fitri, Al Fitri, Aliyatun Fuadi, Fatih Gandhi Liyorba Indra Ghoni, Mei Arrafi Gustika Nurmalia Hanif Hanif Haqiqi, Abdurrahman Raden Aji Harjoni Harjoni Heni Noviarita Henisah, Ratih Heri, Mad Hervin Yoki Pradikta Ika Wahyuningsih Ishomuddin, A. Jadmiko, Purbo Julaihah, Siti Junita Aurelia, Nindia Khairuddin, K. Liky Faizal M. Ngisomudin M. Yasin Al Arif M. Yusuf Bahtiar, M. Yusuf Madnasir Madnasir Maksum, Endang Ali Mardhiyah Hayati Marwin Marwin Masrukhin Muhsin Maulana, Bintang Mochammad Imron Awalludin Moh. Bahrudin Moh. Mukri Moh. Mukri Muhamad Rizki Muhammad Iqbal Muhammad Iqbal Fasa Muhammad Kurniawan Muhammad Zakiy Mukminatul, Diah Ningsih, Nur Wahyu Northa Idaman Pratama, Heri Okta Putra, Rizky Hamdala Qohar, Abd. Qotadah, Hudzaifah Achmad Rafi, M Al Rafi’Syaiim, Salsabila Ramadhan, Rudiansyah Dwi Ridwansyah Ridwansyah Rochmad - Rochmad Rochmad S. Suharto Sadari, S. Salsabila, Hana Zalfa Saputra, Edriagus Sari, Sherly Etika Saskia, Elsa Septa Aryanika SITI MAHMUDAH Sri Winarsih Tanasya, Levina Faza Taufiqur Rahman, Taufiqur Thonsa, Elsi Alga Todi, Dhiya' Salsabila Umi Habibah Yulistia Devi Zamil, Pradita Dien Ayu Putri Zuhraini Zuliandika, Muhammad Rizki Zuliansyah, A