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All Journal Kompak : Jurnal Ilmiah Komputerisasi Akuntansi JURNAL ADMINISTRASI BISNIS Jurnal Mirai Management JURNAL MANAJEMEN MOTIVASI Journal of Economic, Bussines and Accounting (COSTING) AkMen JURNAL ILMIAH YUME : Journal of Management Jurnal Ilmiah Teknik Industri Gema Wiralodra Review of Management and Entrepreneurship Management Studies and Entrepreneurship Journal (MSEJ) Accounting Profession Journal (APAJI) Jurnal Akuntansi Jurnal Manajemen Community Development Journal: Jurnal Pengabdian Masyarakat Economics and Digital Business Review JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Movere Journal Golden Ratio of Marketing and Applied Psychology of Business Jurnal Bina Bangsa Ekonomika Co-Value : Jurnal Ekonomi, Koperasi & Kewirausahaan Arus Jurnal Sosial dan Humaniora Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Al-Buhuts (e-journal) Golden Ratio of Human Resource Management Golden Ratio of Mapping Idea and Literature Format JURNAL ECONOMINA Kreasi: Jurnal Inovasi dan Pengabdian Kepada Masyaraka Journal of Training and Community Service Adpertisi Sejahtera: Jurnal Inspirasi Mengabdi Untuk Negeri Innovative: Journal Of Social Science Research Jurnal Manajemen Dan Bisnis Ekonomi Jurnal Kabar Masyarakat Jurnal Administrasi Bisnis JER Jurnal Kemitraan Masyarakat Jurnal Ilmiah Bongaya (JIB) Atestasi : Jurnal Ilmiah Akuntansi International Journal of Education Management and Religion
Yana Fajriah
Sekolah Tinggi Ilmu Ekonomi Makassar Bongaya
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Makna Kemandirian Ekonomi bagi Mahasiswa yang Menjalankan UMKM di Lingkungan Kampus Fajriah, Yana
JURNAL ECONOMINA Vol. 4 No. 10 (2025): JURNAL ECONOMINA, Oktober 2025
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v4i10.1775

Abstract

Penelitian ini bertujuan untuk memahami makna kemandirian ekonomi bagi mahasiswa yang menjalankan Usaha Mikro, Kecil, dan Menengah (UMKM) di lingkungan kampus. Fenomena meningkatnya jumlah mahasiswa pelaku UMKM menunjukkan adanya pergeseran paradigma dari ketergantungan ekonomi menuju kemandirian finansial yang berorientasi pada kreativitas dan inovasi. Melalui pendekatan kualitatif dengan metode fenomenologi, penelitian ini menggali pengalaman subjektif mahasiswa dalam mengelola usaha sambil menjalankan peran akademiknya. Data diperoleh melalui wawancara mendalam dengan mahasiswa yang aktif menjalankan UMKM di sekitar kampus serta observasi terhadap kegiatan usaha yang dilakukan. Hasil penelitian menunjukkan bahwa kemandirian ekonomi bagi mahasiswa tidak hanya dimaknai sebagai kemampuan menghasilkan pendapatan, tetapi juga sebagai bentuk aktualisasi diri, pembelajaran praktis, dan penguatan karakter kewirausahaan. Mahasiswa merasa lebih percaya diri, tangguh, dan mampu mengatur waktu antara kuliah dan bisnis. Selain itu, kemandirian ekonomi berperan penting dalam membangun mental produktif dan tanggung jawab sosial, karena mahasiswa terdorong menciptakan lapangan kerja kecil bagi teman sebayanya. Penelitian ini menegaskan bahwa UMKM mahasiswa berkontribusi terhadap penguatan ekosistem ekonomi kampus serta menciptakan budaya wirausaha yang berkelanjutan. Temuan ini diharapkan menjadi dasar bagi pihak kampus untuk merancang program pendampingan dan inkubasi bisnis yang lebih terarah dalam mendukung kemandirian ekonomi mahasiswa
Integrating Total Quality Management with Strategic, Operational, and Human Resource Management: A Qualitative Exploration of Synergies for Enhanced Organizational Performance Alam, Syamsul; Jumady, Edy; Fajriah, Yana; Halim, Ardiansyah; Hatta, Sukarno
Golden Ratio of Marketing and Applied Psychology of Business Vol. 4 No. 2 (2024): February - June
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmapb.v4i2.439

Abstract

This research explores the integration of Total Quality Management (TQM) with strategic, operational, and human resource management practices. Employing a qualitative approach, it conducts a systematic review and synthesis of existing literature to understand this integration and its implications for organizational performance comprehensively. The research design thoroughly examines scholarly literature using academic databases and inclusion criteria to select relevant studies. Data analysis employs thematic analysis to identify recurring themes, patterns, and relationships across the literature. Findings reveal the significance of strategic alignment in maximizing the effectiveness of TQM initiatives, driving operational efficiency, and fostering employee engagement. Challenges such as resistance to change, cultural barriers, and resource constraints are also identified, underscoring the complexity of TQM integration. The research highlights the need for theoretical advancements and managerial practices to overcome challenges and leverage opportunities for achieving sustainable competitive advantage. The integration of TQM with strategic, operational, and human resource management practices offers organizations a holistic approach to enhance organizational performance and achieve excellence in quality management.
The Effect of Financial Planning on Consumer Debt Management: The Role of Financial Literacy, Self-Efficacy, and Financial Motivation Jumady, Edy; Alam, Syamsul; Hasbiyadi, Hasbiyadi; Fajriah, Yana; Anggraini, Yaisa
Atestasi : Jurnal Ilmiah Akuntansi Vol. 7 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/atestasi.v7i1.793

Abstract

This qualitative study investigates the complex interplay between financial literacy, financial behavior, self-control, debt management, and financial well-being. Utilizing in-depth interviews with a purposively selected group of individuals engaged in financial planning to manage personal or household debt, the research aims to explore how financial literacy, self-efficacy, and financial motivation mediate the relationship between financial planning and consumer debt management. The methodology encompasses a thematic analysis of participants' narratives to identify and interpret the underlying themes related to financial management practices. Findings reveal a multifaceted relationship where financial literacy emerges as a foundational element, enhancing participants' ability to manage debt effectively. High financial self-efficacy, influenced by literacy, motivates proactive financial behaviors, leading to improved financial well-being. Conversely, low self-control and procrastination were identified as significant barriers to effective debt management. The study also highlights the pivotal role of quantitative literacy and material values in shaping financial behavior, with strong quantitative skills and lower materialism associated with forward-looking financial decisions. These insights underscore the need for comprehensive financial education that addresses not only the cognitive aspects of financial decision-making but also the psychological factors influencing financial behaviors. Tailoring financial education to individual needs and contexts is critical for enhancing financial literacy, self-efficacy, and motivation, ultimately leading to better debt management and financial health.
Kesiapan Kerja Dimediasi oleh Pengalaman Kerja Magang Nur Rahmah Wahyuddin; Mifta Farid Salam; Edy Jumady; Yana Fajriah
JURNAL MANAJEMEN DAN BISNIS EKONOMI Vol. 4 No. 2 (2026): April: JURNAL MANAJEMEN DAN BISNIS EKONOMI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jmbe-itb.v4i2.3774

Abstract

This study aims to analyze the influence of the implementation of the Merdeka Belajar Kampus Merdeka (MBKM) Internship Program and soft skills on the work readiness of students at Universitas Ichsan Sidenreng Rappang, with internship experience as a mediating variable. The research employed a quantitative approach using Structural Equation Modeling (SEM) with AMOS. The study population consisted of 139 students who participated in the MBKM Internship Program in batches I and II, with samples determined through purposive sampling. The results reveal that the MBKM Internship Program has a positive and significant effect on both internship experience and students’ work readiness. Soft skills have a positive and significant effect on internship experience but do not directly influence work readiness. Furthermore, internship experience has a positive and significant effect on work readiness and acts as a mediating variable in the relationship between the MBKM program and soft skills with work readiness. This study provides practical contributions for students in optimizing internship experiences and soft skill development, for universities in evaluating MBKM program implementation, and for industries in designing internship programs that are relevant to labor market demands
The Effect Of Business Risk And Firm Size On Return On Assets With Capital Structure As A Moderating Variable In General Insurance Companies For The 2021-2023 Period Annisa, Devi; Jumady, Edy; Fajriah, Yana
JURNAL MANAJEMEN MOTIVASI Vol 21 No 2 (2025): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v21i2.8016

Abstract

This study aims to analyze the effect of business risk and firm size on profitability (ROA), with capital structure as a moderating variable in general insurance companies listed on the IDX for the 2021–2023 period. The method used is panel data regression with the Random Effect Model (REM), based on secondary data from financial statements. The results show that business risk has a significant positive effect on ROA, while firm size has no significant effect. Capital structure moderates the effect of business risk on ROA, but not firm size. These findings underline the importance of risk and capital structure management.
PELATIHAN KEMAMPUAN BERBAHASA BUGIS DI KALANGAN WARGA MALAYSIA KETURUNAN BUGIS DI JOHOR- MALAYSIA Mappamiring Mappamiring; Yana Fajriah; Muh. Syafruddin; Sitti Mispa; Andi Sulfati; Eldi Eldi; Susiana Muchtar; Tenri Ola; Magdalena Supranda
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 6 (2024): Vol. 5 No. 6 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v6i1.42211

Abstract

Pelatihan ini bertujuan untuk melestarikan dan mengembangkan kemampuan berbahasa Bugis di kalangan masyarakat Malaysia keturunan Bugis, khususnya yang berdomisili di Johor. Kegiatan ini merupakan program kerja sama antara STIEM Bongaya Makassar, Universiti Teknologi Malaysia (UTM) dan Persatuan Bugis Sedunia-Johor. Kegiatan ini dilaksanakan pada tanggal 18 Juli 2024 bertempat di Muzium Rumah Bugis-Pontian, Johor.  Jumlah peserta pelatihan sebanyak 35 peserta yang merupakan warga Malaysia keturunan bugis yang berdomisili di Johor. Metode pembelajaran yang interaktif dan menyenangkan, peserta diajak untuk mempelajari kosakata, tata bahasa, dan budaya Bugis. Dengan meningkatkan kemampuan berbahasa Bugis, peserta diharapkan dapat berperan aktif dalam menjaga kelangsungan tradisi lisan dan memperkuat identitas budaya Bugis. Selain itu, pelatihan ini juga bertujuan untuk mempererat tali silaturahmi antar sesama keturunan Bugis serta menumbuhkan rasa bangga terhadap identitas budaya Bugis. Dari hasil kegiatan pelatihan ini di harapkan pemahaman dan pengetahuan warga Malaysia keturunan bugis meningkat dan selanjutnya diharapkan para peserta dapat mempraktekkan penggunaan bahasa bugis dalam kesehariannya untuk melestarikan bahasa bugis di Malaysia
Analysis Of Factors Affecting Loyalty In KUR Askrindo Syariah Guarantee Products At Bank Syariah Indonesia, Makassar Region Avianto Arbi Santoso; Yana Fajriah; Rezki Arianty Akoh
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.837

Abstract

This research aims to analyze the factors influencing loyalty toward KUR (People’s Business Credit) guarantee products offered by Askrindo Syariah at Bank Syariah Indonesia (BSI) in the Makassar Region. The study explores four independent variables: service quality, technological innovation, institutional reputation, and collaboration effectiveness. The research adopts a quantitative approach with a cross-sectional design. Data were collected through questionnaires distributed to 30 branch managers of BSI who utilize Askrindo Syariah’s KUR guarantee products during 2023–2024. Statistical analysis was conducted using multiple linear regression via SPSS. The results indicate that service quality, technological innovation, institutional reputation, and collaboration effectiveness have positive and significant effects on loyalty, both partially and simultaneously. The adjusted R² value of 0.744 shows that 74.4% of the variance in loyalty can be explained by the four variables. These findings highlight the importance of enhancing digital innovation, institutional trust, and inter-institutional collaboration to sustain long-term partnerships in Islamic financial ecosystems
The Influence Of The Work Environment, Training And Development Of Human Resources On Employee Performance Mediated By Job Satisfaction Utami Rezky Mayang Sari; Yana Fajriah; Zulfikry Sukarno
International Journal of Education Management and Religion Vol. 3 No. 2 (2026): July 2026
Publisher : Pondok pesantren As-salafiyah As-Safi'iyyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71305/ijemr.v3i2.1026

Abstract

This study aims to analyze the influence of the Work Environment, Training and Development of Human Resources on Employee Performance mediated by Job Satisfaction. The research approach uses a quantitative approach with primary data sources through the distribution of questionnaires to 86 operational marketing employees of PT Bank Central Asia Tbk Makassar Branch as respondents. To measure the direct influence of the Work Environment, Training and Development of Human Resources variables on employee performance and its influence if mediated by the job satisfaction variable, the Structural Equation Model-PLS path analysis tool is used. The results of the study indicate that partially, the variables of Work Environment, Training, and Development of Human Resources have a positive and significant effect on employee performance, while the variable of job satisfaction does not affect employee performance. Furthermore, the variables of Work Environment, Training, and Development of Human Resources also have a positive and significant effect on job satisfaction. Meanwhile, the study found that the indirect effect of the variables of Work Environment, Training, and Development of Human Resources on employee performance, mediated by job satisfaction, is positive and significant.
The Effect of Motivation, Work Discipline, and Career Development on Civil Servant Performance Mediated by Job Satisfaction A. Mashuri Djabiruddin; M. Mappamirirng; Yana Fajriah
Golden Ratio of Mapping Idea and Literature Format Vol. 5 No. 2 (2025): February - June
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v5i2.1884

Abstract

This study aims to analyze the influence of motivation, work discipline, and career development on the performance of Civil Servants (ASN) through job satisfaction as a mediating variable at the Regional Revenue Agency of South Sulawesi Province. This research employs a quantitative approach, utilizing a survey method with data collected through questionnaires distributed to the entire population, comprising 55 respondents. The data analysis technique used is Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that motivation, work discipline, and career development have a positive and significant effect on team members' job satisfaction. Furthermore, job satisfaction has a positive and significant impact on the performance of civil servants. Additionally, job satisfaction significantly mediates the relationship between motivation, work discipline, and career development and performance. These findings underscore the importance of enhancing motivation, discipline, and career development as strategies to optimize employee performance and increase job satisfaction.
The Influence of Transformational and Democratic Leadership Styles on The Quality of Administrative Services Mediated by Technology Utilization S. Susanti; Yana Fajriah; Rezki Arianty Akob
Golden Ratio of Mapping Idea and Literature Format Vol. 5 No. 2 (2025): February - June
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v5i2.1891

Abstract

This study aims to analyze the influence of transformational and democratic leadership styles on the quality of administrative services with technology utilization as a mediating variable at the Faculty of Engineering, Hasanuddin University. Primary data were collected through questionnaires distributed to respondents. The population of this study consists of all students of the Faculty of Engineering, Hasanuddin University. To determine a representative sample size, the Slovin formula was applied, resulting in 384 respondents. This research employed a quantitative approach with a survey method, and the data were analyzed using Structural Equation Modeling (SEM) with AMOS software. The findings reveal that transformational leadership does not have a significant direct effect on the quality of administrative services, whereas democratic leadership has a positive and significant effect. Both transformational and democratic leadership styles significantly influence technology utilization, which in turn positively affects the quality of administrative services. Furthermore, technology utilization serves as a significant mediator in the relationship between both leadership styles and the quality of administrative services. These findings underscore the importance of integrating participative and transformational leadership with technology utilization to enhance the quality of administrative services in higher education institutions.
Co-Authors A. Mashuri Djabiruddin Abdul Syukur Agung Muslim, Muhammad Akob, Muh Akob, Rezki Arianty Alhayra, Abdul Rauf Andi Dahrul Andi Sulfati Andi Sulfati Anggraini, Yaisa Annisa, Devi Ardiansyah Halim Ardiansyah Halim Arianti, Rezky Arwinni Ratu Masturahman H Asbar, Muh Avianto Arbi Santoso Azis, Andi Baithar, Nurul Azizah Bungatang Bungatang Bungatang T Dasrum Rurum Daud, Dahniyar Dharmawati Djaharuddin Dharmawaty Djaharuddin Djaharuddin, Dharmawaty Edy Jumady eldi Eldi Eldi Eldi Eldi Erniwati Madya H. Syamsul Ridjal Halik, Syahrul Halim, Ardiansyah Hamiddin, Irwan Nur Hardiani . Hasbiyadi Hasbiyadi Hasbiyadi Hasbiyadi Hasbiyadi, Hasbiyadi Hasrullah Liong Misi Hatta, Sukarno Heslina, Heslina Idris, Rabiatun iedil iedil Iedil, Iedil Irwan Irwan Jayam, Ilham Jumiati Jumiati Ketut Asteri LAUNTU, ANSIR M. Mappamirirng M.Irwan N.H Magdalena Supranda Magdalena Supranda Makkira Mangarengi, Muhammad Yusuf Mangerangi, Muhammad Nur Alamsyah Mappamiring Mappamiring Mappamiring Mappamiring Mappamiring Mappamiring Marla Mahodim Mifta Farid Salam Mokhtar, Susiana Muh. Akob Muh. Ma’ruf Idris Muh. Syafruddin Muh. Syafruddin Muhammad Irwan Nur Hamiddin Muhammad Tafsir Muhammad Tafsir Muhammad Tafsir Muis, Nurhasni Nasrianto Nasrianto Nasrul, Rezki Nur Fatma Nur Naninsih Nur Rahmah Wahyuddin Nur Syamsu Nurhasni Muis Puspita Ratnaningsih Qiftih, Kurniah Mariatul R, Rini Rabihatun Idris Rabihatun Idris Rahmat Hidayat Renaldi, Syiar Rezki Arianty Akob Rezki Arianty Akoh Ridjal, Syamsul Risma Yanti Rizky Rifandi Rumianti, Chaerunnisa Rusli Djunaid Rusni S. Sahabuddin S. Susanti Saputra, Ade Cahya Prandy Sitti Mispa Sitti Mispa Sohilauw, Muhammad Irfai Sri Ayu Nuramalia Kaharuddin Sri Wahyuningsih Sufiati Sufiati Sukarno Hatta Susiana Muchtar Susiana Muchtar Syamsul Alam Syamsul Alam, Syamsul Syamsul Ridjal Syamsul Rijal Tangngisalu, Jannati Tangngisulu, Jannati Tenri Ola Tenri Ola Themba, Orfyanny Syahreffy Utami Rezky Mayang Sari Utami Rezky Mayang Sari Wahyudi Wahyudi Yaisa Anggraini Yanti, Risma Yudi Akhmad Sadeli Zulfikri Sukarno Zulfikry Sukarno Zulfikry Sukarno Zulkifly Hijaz