p-Index From 2021 - 2026
11.417
P-Index
This Author published in this journals
All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Bestuur Unifikasi: Jurnal Ilmu Hukum Diponegoro Law Review JURISDICTIE Jurnal Hukum dan Syariah Jurisprudence Law and Justice Unram Law Review Jurnal Penelitian Kesehatan Suara Forikes Jurnal Ilmiah Hukum LEGALITY Varia Justicia JMM (Jurnal Masyarakat Mandiri) SOEPRA Jurnal Hukum Kesehatan Madani Jurnal Politik dan Sosial Kemasyarakatan Legal Standing : Jurnal Ilmu Hukum Jurnal Hukum Volkgeist PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat JURNAL HUKUM dan KENOTARIATAN Pena Justisia: Media Komunikasi dan Kajian Hukum Media Keadilan: Jurnal Ilmu Hukum JURNAL USM LAW REVIEW Madani : Indonesian Journal of Civil Society Jurnal Supremasi Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences LEGAL BRIEF KADARKUM: Jurnal Pengabdian Kepada Masyarakat JHCLS Interdisciplinary Social Studies Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Hukum Ekonomi Islam (JHEI) Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal ADAM : Jurnal Pengabdian Masyarakat Proceeding ISETH (International Summit on Science, Technology, and Humanity) Prosiding University Research Colloquium terAs Law Review: Jurnal Hukum Humaniter dan HAM Jurnal Indonesia Sosial Teknologi Journal of Sustainable Development and Regulatory Issues International Journal of Law and Society Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Law and Justice Mitsaqan Ghalizan SASI Media of Law and Sharia Jurnal Ilmu Sosial dan Humaniora Prosiding Seminar Nasional Program Doktor Ilmu Hukum Proceeding International Conference Restructuring and Transforming Law
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Dialectics of Sharia Fintech Peer to Peer Lending: Opportunities and Challenges Wardah Yuspin; Muhammad Edi Hermawan
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 5, No 1 (2022): Budapest International Research and Critics Institute February
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v5i1.4214

Abstract

The purpose of this study is to find out some of the dialectical or problematic regulations of sharia-based peer to peer lending financial technology in Indonesia. The discussion in particular, this study explores the problems that arise related to the regulations used in Islamic peer to peer lending fintech which are regulated using the Financial Services Authority Regulation (POJK) Number 77 of 2016 concerning Information Technology-Based Lending and Borrowing Services. In addition, this study will also discuss the urgency behind the importance of establishing sharia-based fintech peer to peer lending regulations as well as ideas about content material that should be included in the formation of special regulations regarding sharia peer to peer lending fintech. This research is a library research through a statute approach. This research uses data collection method in the form of literature study. Through literature study, researchers collect documents and data to be processed using content analysis method. The results of this study indicate that in the regulation of sharia peer to peer lending fintech there are several problems related to the regulations used, the first is that POJK Number 77 of 2016 which is used to regulate sharia peer to peer lending fintech has more connotations of conventional peer to peer lending fintech , so that there is confusion in terms of separating the rules of conventional peer to peer lending from sharia peer to peer lending, Second, the emergence of legal uncertainty because currently sharia peer to peer lending fintech must comply with POJK rules Number 77 of 2016 and the Fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN MUI Fatwa) Number 117 of 2018. Even though the fatwa should not be a statutory regulation that used to regulate because fatwas are not included in the hierarchy of laws and regulations according to Law Number 12 of 2011 concerning the Establishment of Legislations. Third, there is no regulation regarding the Sharia Supervisory Board in charge of supervising sharia compliance and is closely related to consumer protection, and fourth, POJK Number 11 of 2016 has not regulated in detail the dispute resolution mechanism
Co-Authors Abdullah Tri Wahyudi Abhinayan Basu Bal Absori Absori Absori Absori Achmad Miftah Farid Adi Nugroho Adityo Wiwit Kurniawan Ahmad Ghufron Ahmad Setiawan Ahzar, Rizki Maulana Aidul Fitiada Azhari Aidul Fitriciada Azhari Amanda Putri Ariyani Amandha Bayu Wiedyasari Ameilia Annisa Salsabila Andria Luhur Prakoso Andriadin, Andriadin Andriati, Fatmi Anindhita Nurfaatin Sukirman Anisa, Nurul Aprilia Dyah Puspitasari Ardi Akbar Tanjung Arief Budiono Ario Trisaksono Ata Fauzie Aya Mohammed Youssef Abd Allah Azhar Alam Bagas Sinung Pradana Bahari, Roni Baskoro Tri Pamungkas Basuki, Muhammad Nur Aji Berlian Ramadhany Ayuningtyas Berliana Anggita Putri Bima Wahyu Bintoro Binar Sapto Nugroho Chandra, Rizky Aditya Danang Kurniawan Danang Sugihardana Diana Setiawati Diaz Alifarizki Zuvarcan Diyah Murti Hastuti Dustin Ivananda Fadilla ellectrananda anugerah ash-shidiqqi Eny Purwandari Esmara Sugeng Etyn Ariyani Susilowati Fadhilah, Astutik Fafta Aini Putriana Fahmi Fairuzzaman Falah Al Ghozali Farhan Restu Ernanda Fatimah Salma Azzahra Fauzie, Ata Femy Wahyu Fitriani Gandung Triyanto Genta Arya Mohammad Ghufron, Ahmad Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Hatinuraya, Yurisvia Previlega Hidayah Ken Kinasih I Istani Iksan Indah Maulani Iramadya Dyah Marjanah Iramadya Dyah Marjanah Irawansah, Didik Isman Isman Jati, Ridho Bawana Jompon Pitaksantayothin Jompon Pitaksantayothin Kelik Wardiono Kelik Wardiono Khudzaifah Dimyati Kuswardhani Kuswardhani Lukman Hakim Luthfiah Firdaus M Junaidi, M Marisa Kurnianingsih Marjanah, Iramadya Dyah Moh. Indra Bangsawan Mohammad, Genta Arya Mohammed Razi Ellathodi Muchamad Iksan Mudofi, Luthfi Nurul Hidayah Muhamad Ramdhani Jihad Muhammad Edi Hermawan Muhammad Nur Aji Basuki Muhammad Nur Aji Basuki Muhtar Arifin Mutimatun Niami Nasrullah Natangsa Surbakti Naufal Sheva Alfauzi Noviasari, Ryska Nur Hasanah Nur ilmi putri febriyanti Nurlina Afifah Litti Nurrachman, Alfan Dzikria Peggy Dian Septi Nur Anggraini Pramesti, Nadila Putri Rachma Putri Dwi Amalia Rahardjo, Trisno Rajput, Trisha Ramadhan Arihta Ginting Ridho Bawana Jati Ridwan Rika Yunita Hardiyati Rizka Rizka Rizka Rizka Rohmat Soekarno Rully Syahrul Mucharom Said Saidakhrarovich Gulyamov Sakia Agia Salsabella Salsabila Athiyyatulmajid Septarina Budiwati Setiyawan, Wahyudi SH, Harun Shofiana Eka Aulia Siti Soekiswati Syaifuddin Zuhdi SYAMSUL HIDAYAT Tampawestri, Miranti Kusretno Tasya Cantik Alya Nabila Trisha Rajput Ulfa, Nadiya Wiliani, Amalia Y Yudanto Yudanto Yudanto Yulian Dwi N Yurisvia Previlega Hatinuraya Yusril Aulia Patra