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All Journal USU LAW JOURNAL TRANSPARENCY Journal of International Law JURNAL MERCATORIA REUSAM ; Jurnal Ilmu Hukum Iuris Studia: Jurnal Kajian Hukum Journal Equity of Law and Governance Locus: Jurnal Konsep Ilmu Hukum Bulletin of Community Engagement JURNAL JUSTIQA International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Recht Studiosum Law Review Mahadi : Indonesia Journal of Law Community: Jurnal Hasil Penelitian dan Pengabdian Masyarakat Causa: Jurnal Hukum dan Kewarganegaraan Jurnal Media Akademik (JMA) Acta Law Journal Jurnal Intelek Insan Cendikia Milthree Law Journal Journal of International Islamic Law, Human Right and Public Policy
Mahmul Siregar
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Journal : REUSAM

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Independensi Penentuan Jumlah Nilai Agunan dalam Perjanjian Kredit yang Dilakukan oleh Appraisal Bank Elysabet Sry Devi Bruni Simatupang; Sunarmi S; Mahmul Siregar; Utary Maharany Barus
Jurnal Ilmu Hukum Reusam Vol 9, No 1 (2021): Mei
Publisher : LPPM Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/reusam.v9i1.4183

Abstract

A bank always requires collateral to its customers in providing credit facility as a form of a guarantee or responsibility for their contract with the bank. A bank also employs an Appraisal Bank or Public Appraisal Service Office (KJPP). KJPP is expected to prevent wrong collateral valuation and value engineering. Therefore, the research problems are how the independence of an Appraisal Bank is, in performing collateral valuation in a credit contract, how the binding force of the valuation results gained by an Appraisal Bank to the collateral in a credit contract, and how the liability of the Appraisal Bank for the valuation performed by an Appraisal Bank to the collateral in a credit contract. This is a normative juridical and descriptive research. This research employs statutory method using primary, secondary, and tertiary legal materials. The data are collected from library study and field observation. They are analyzed by reducing data, presenting data, and drawing conclusions/making verification to obtain descriptive data. The results of the research conclude that the independence an. appraisal is assessed when he performs valuation without intervention from anyone. In legal view, an appraisal is considered valid and affecting the collateral object; the results of his valuation becomes his responsibility. The responsibility of an appraisal for his valuation results can be seen from the conformity of his report and the prevailing regulations. It is suggested that one be required and obliged to have specific skills, integrity, honesty and objectivity to become an appraisal. An appraisal also has to be guided by ethical codes and prevailing laws and regulations.
Co-Authors Abu Churairah Achmad Fata Altika Adelina Tarigan Agnes Lorentina Br Sembiring Agus Kristianto Sinaga Agus Syahputra Agustina Pasaribu Ainun Adilla Siregar Akmalia Indriana Alvi Syahrin Amirah Ainun ANDREE SERGEYEVICH Andy Andy ANGGI RAMADHANI Anggi Risky Anggiat Simamora Anggita Tridiani Sirait Tridiani Anita Anita Annisa Qomaryah Anto Sibarani Arimansyah Arimansyah AUDRYA LUVIKA SIREGAR Azwar, Tengku Keizerina Devi Bintang Elvina Bisamr Nasution Bismar Nasution BONATUA EDYNATA MANIHURUK BUDIMAN GINTING Chairul Bariah Choky Saragih Christopher Iskandar Cindy Cindy Dearma P Parulian Defin Sirait Demak Aspian Deta Sukarja Dina Mariana Edy Ikhsan Ekaputra, Mohammad Elisabeth Silalahi Elizabeth Magdalena Aritonang Eltisha Graciana Elvi Rahmy Elysabet Sry Devi Bruni Simatupang Emya Sembiring Esthalita Octavia Tobing EVAN TAMBUNAN Evanessa Sinulingga Fahrunnisa Fahrunnisa FAISAL FANI NASUTION Fara Dhia Altahira Fernando Z. Tampubolon Fitria L Longgom Fitria Longgom Frans Kalep Frans Kalep Ganang Pratama Gom Banuaran Grace Shinta Gunawan Sibarani Hafizh Fahran Hanan Hanssen HASIM PURBA Hendri Kurniawan HERRY FEBRIAN Ika Indriani Irawaty Noralinda Irene Manik Irwin Djono Ismanto, Ade Jaya Jelly Leviza JOHN SIPAYUNG Joiverdia Arifyanto Juita Osti Bulan Lumbantobing JULIA AGNETHA AGNESTA Br. BARUS Juniver Fernando Keizerina Devi Keizerina Devi Azwar Khairul Khairul Khairunnisa Sembiring Kristina Roseven Nababan Ladyta Tahany Reformita Marpaung LETARI Sinurat Lili Wulandari Lina Purba Lolita Rinelsia Lucita Lucita Lydia Wirawan M Ekaputra M KHARRAZI M RASYID RIDHA Madiasa Ablisar Mahmud Mulyadi Marasamin Ritonga Marlina Marlina Mar’ie Muhammad Maulana Ibrahim Miranda Chairunnisa MUAMAR ZIA NASUTION Muhammad Adli Fahmi Lubis Muhammad Anggi Nasution Muhammad Septo Muhammad Surya Nusantara Sandan Nada Syifa NATASHA Siregar Natasia Agustin Nikita Nasution NINGRUM NATASYA SIRAIT Ningrum Sirait Ningrun Sirait Novie Andriani Kesuma Nur Ulfah Parhorasan Tambunan Rally Aditya RAMLI SIREGAR Raymond Lumban Gaol REBEKKA DOSMA SINAGA Refi Chairunnisa Reggie Priscilla Reihans Ghivandy Argisandya Rentina Lucy Andriaini Rinawati Sitorus Rio Nababan Rizky, Fajar Khaify Robert Robert Valentino Tarigan Rosmalinda Rosnidar Sembiring Rugun Maylinda Runtung Runtung Runtung Runtung Sitepu Ruth Marbun Ruth Medika Rydayanti Simanjuntak Saleem Awud Nahdi Samuel Midian Tarigan Sarah Indah Nilam Wulandari Sarti Sonnia Shania Meilisa Shindih Hersiva Siallagan, Agnes Angelina Silvia Pratiwi Siregar, Mangantar Anugrah Siti Sahara Sonya Marcellina SOPHIE DINDA AULIA BRAHMANA Suhaidi Suhaidi Suhaidi Sukarja, Detania Sumanggam Wahyu Sunarmi Sunarmi Sunarmi S Suprayitno Suprayitno SUSPIM GP NAINGGOLAN Sutiarnoto Sutiarnoto Syafruddin Kalo Sylvia Vietressia Sinuhaji T. Keizerina Devi A Tan Kamello Tan Kamello Taufik Siregar Tetty Marlina Theresia Alisia Tony Adam Tony Kesuma Tony Tony Tri Murti Utary Maharany Barus Virginia Sitepu Vita Cita Emia Tarigan WAFDANSYAH ANGGI HUSAINI Wiatmaja, Ganda WINDHA WINDHA Windy Grace Windy Sri Wahyuni Yabes Marlobi Yabes Marlobi Yemima Amelia Siagian Yohannes Unggul YUNITA PANJAITAN Yunus Abidin Zulfikar Lubis