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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Ilmiah Universitas Batanghari Jambi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Scientific Journal of Reflection : Economic, Accounting, Management and Business JURNAL PENGABDIAN KEPADA MASYARAKAT Martabe : Jurnal Pengabdian Kepada Masyarakat Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Idaarah: Jurnal Manajemen Pendidikan Jurnal REP (Riset Ekonomi Pembangunan) Jurnal Mantik Jurnal Manajemen Journal of Research in Business, Economics, and Education International Journal of Economics Development Research (IJEDR) Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmu Manajemen Profitability GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Jurnal Scientia Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal Of Science, Technology & Management (IJSTM) SCIENCE : Jurnal Inovasi Pendidikan Matematika dan IPA Jurnal Ekonomi Akuntansi Prima Jurnal Ipteks Terapan : research of applied science and education International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Wahana QISTINA: Jurnal Multidisiplin Indonesia Journal Liaison Academia and Society International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) JURNAL ILMIAH SOCIO SECRETUM Journal of Business Integration Competitive Journal of Finance Integration and Business Independence
Rafida Khairani
Universitas Prima Indonesia
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PENGARUH PIUTANG USAHA TERHADAP RENTABILITAS PADA PERUSAHAAN MANUFAKTUR YANG ADA DI BURSA EFEK INDONESIA Butarbutar, Ribka Sari; Khairani, Rafida; Wijaya, Noviyanti
Akuntansi Prima Vol. 4 No. 1 (2022): Akuntansi Prima
Publisher : Fakultas Ekonomi Prodi Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34012/japri.v4i1.5088

Abstract

This research aims to influence business credit on profitability in manufacturing companies on the Indonesian stock exchange. The population in this study is the financial reports of manufacturing companies operating in the food and beverage sector that were registered on the IDX starting from 2008-2011, totaling 16 companies. The sample in this research is the financial reports of manufacturing companies operating in the food and beverage sector that were registered on the IDX starting from 2008-2011, totaling 10 companies. The data collection method used in this research is documentation by collecting secondary data in the form of published financial reports of food and beverage companies and these companies are listed on the Indonesia Stock Exchange (BEI). The data used in this research was obtained from the Indonesian Capital Market Directory (ICMD) and downloaded via the website www.idx.co.id. The results of the research show (1) by calculating Simple Linear Regression, the constant value equation (a) is 3.405, while the regression coefficient value (b) is -0.139, so the Simple Linear Regression equation obtained is Y=3.405+(-0.139X). (2) Business credit has no significant effect on profitability at 0.547. (3) The determinant coefficient (R2) is 0.010. This means that 1% of variations or changes in profitability can be explained by variations or changes in trade receivables while the remaining 99% is explained by other factors not included in this research.
The Contribution of E-Commerce and Financial Manage-ment to Enhancing MSME Performance in Indonesia Rafida Khairani; Tantri Octora Dwi Syah Putri
Journal of Business Integration Competitive Vol. 2 No. 1 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v2i1.30

Abstract

This study explores how e-commerce adoption and financial management jointly enhance the performance and sustainability of micro, small, and medium enterprises (MSMEs) in Indonesia. Using a qualitative literature review approach, the research identifies e-commerce as a driver of market expansion and innovation, while financial management ensures business stability and accountability. The findings show that digital transformation must be supported by financial discipline to achieve long-term growth. MSMEs that integrate both capabilities become more resilient, efficient, and competitive in the digital economy. Strengthening infrastructure, financial literacy, and collaboration among government, financial institutions, and digital platforms is essential for inclusive MSME development. Overall, the synergy between e-commerce and financial management provides a strategic foundation for building sustainable and competitive MSMEs in Indonesia’s evolving digital landscape.
Pemberdayaan Masyarakat Pesisir Melalui Inovasi Batik Mangrove Sebagai Usaha Peningkatan Kualitas Dan Pendapatan Kelompok Tani Hutan Bakti Nyata Di DesaTanjung Rejo Kabupaten Deli Serdang Khairani, Rafida; Purba, Purnama Yanti; Munthe, Herlin
JURNAL PENGABDIAN KEPADA MASYARAKAT Vol 13 No 2 (2023): Desember 2023
Publisher : LPPM UNINUS

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan pelaksanaan program ini mengajak dan memberdayakan  Kelompok Ibu-Ibu Srikandi Bakti Nyata Desa Tanjung Rejo yang sebelumnya sudah bergerak dalam membudidayakan batik mangrove namun terhenti dan vakum karena kurangnya Sumber Daya Manusia terampil, tingginya daya saing di luaran dan kurangnya peralatan yang tersedia. Tujuan Pemberdayaan Masyarakat ini Melakukan pendampingan dan memfasilitasi dalam pembelajaran pembuatan batik mangrove oleh Srikandi Bhakti Nyata sebagai usaha ibu-ibu Desa Tanjung Rejo yang masih kekurangan akses dalam mempelajari pembuatan batik mangrove kemudian menjadikan sumber daya manusia yang terampil, melakukan pembelian peralatan dan melakukan membimbing pemasaran sampai digital marketing. Program ini terlaksan tanggal 16 September 2023 dengan pelaksaan Workshop Pelatihan Manajemen Sumber daya manusia, Enterpreneur, dan Pemasaran digital marketing dengan narasumber Ibu Purnama yanti Purba, S.E., M.M dan Bapak Ricky Rafi Ritonga. Kemudian tanggal 17 September 2023 pelatihan pembuatan batik mangrove oleh Ibu Siti Nurhalimah. 
PENGOLAHAN SORGUM SEBAGAI SOLUSI KETAHANAN PANGAN DAN PAKAN TERNAK DALAM PENINGKATAN EKONOMI PETANI DESA PEKAN KABUPATEN SERDANG BEDAGAI Yanti Purba, Purnama; Khairani, Rafida; Munthe, Herlin; Khasrad, Khasrad; Armansyah, Armansyah; Rusdimansyah, Rusdimansyah
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 4 (2024): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i4.1271-1277

Abstract

Tujuan pelaksanaan program ini mengajak dan memberdayakan Kelompok tani Mekar Tani dan Sriwijaya dalam budidaya tanaman sorgum dan bisa mengolahnya menjadi pangan dan pakan ternak melalui workshop, pelatihan dan bantuan teknologi pengolahan yang diberikan. Tim Pengabdi melakukan pendampingan dan memvasilitasi dalam budidaya tanaman sorgum, workshop dan pelatihan pengolahan pakan ternak. Pengabdian ini dilakukan di Desa Pekan Tanjung Beringin Kecamatan Serdang Bedagai Selama program ini berlangsung dapat disimpulkan tim pengabdi Kosabangsa  2023 sejak tanggal 26 September 2023 selama 45 hari. Dilanjutkan Workshop Budidaya Tanaman Sorgum, Workshop sekaligus Pelatihan Proses  pembuatan silase ransum komplit berbasis sorgum Varietas Numbu untuk pakan kambing, dan penyerahan peralatan teknologi pengolahan siorgum. Pelaksanaan ini di jalan Pahlawan dusun. VII Desa Pekan Tanjung beringin Kabupaten Serdang Bedagai.  Kelompok tani mampu memahami dan mempraktikkan langsung mulai budidaya sorgum dan penggunaan teknologi sehingga bisa meningkatkan sumber penghasilan tambahan yang akan meningkatakan taraf hidup kelompok tani Pekan Tanjung Beringin Kecamatan Serdang Bedagai.
EFEKTIVITAS KOMBINASI METODE UJI KELARUTAN DALAM ALKOHOL, MINYAK DAN FILTER PAPER: ANALISIS SENYAWA KOVALEN POLAR DAN NONPOLAR PADA BUAH LOKAL Syafira, Eka Ananda; Jahro, Iis Siti; Dwiyanda, Fadhilla; Nikita, Ade Rani; Khairani, Rafida; Rizkia, Putri; Said, Fahrezi Hasyim
SCIENCE : Jurnal Inovasi Pendidikan Matematika dan IPA Vol. 5 No. 4 (2025)
Publisher : Pusat Pengembangan Pendidikan dan Penelitian Indonesia (P4I)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51878/science.v5i4.7535

Abstract

Covalent compounds in local fruits exhibit different solubility properties depending on their molecular polarity, with polar compounds generally dissolving in polar solvents and nonpolar compounds being more soluble in nonpolar solvents. This principle is essential since fruits contain various secondary metabolites such as flavonoids, tannins, saponins, terpenoids, and phenolic compounds whose distribution is influenced by polarity. This study aimed to evaluate the effectiveness of combining solubility tests using 70% ethanol, 96% ethanol, cooking oil, and filter paper as a practical approach to differentiate polar and nonpolar compounds in local fruits. The experiment involved ten fruit samples: star fruit, salak, papaya, pineapple, guava, noni, kaffir lime peel, pantain peel, mangosteen peel, and duku peel. The results showed that star fruit, salak, papaya, pineapple, guava, and noni were highly soluble in 70% ethanol, indicating the predominance of polar compounds. In contrast, kaffir lime peel, duku peel, mangosteen peel, and parts of plantain peel demonstrated greater solubility in oil or left residues on filter paper, suggesting the presence of nonpolar or semi-polar compounds. These findings confirm that the proposed combination method is effective for providing an initial overview of compound polarity in local fruits and has potential application as a practical tool in basic chemistry education and preliminary phytochemical analysis. ABSTRAKSenyawa kovalen pada buah lokal memiliki sifat kelarutan yang berbeda bergantung pada kepolaran molekulnya, di mana senyawa polar cenderung larut dalam pelarut polar dan senyawa nonpolar lebih mudah larut dalam pelarut nonpolar. Prinsip dasar ini penting dipahami karena buah mengandung beragam metabolit sekunder seperti flavonoid, tanin, saponin, terpenoid, serta senyawa fenolik yang distribusinya ditentukan oleh kepolaran. Penelitian ini bertujuan untuk menganalisis efektivitas kombinasi metode uji kelarutan dengan alkohol 70%, alkohol 96%, minyak goreng, dan filter paper sebagai cara sederhana untuk membedakan senyawa polar dan nonpolar pada buah lokal. Penelitian dilakukan secara eksperimental menggunakan sepuluh sampel buah, yaitu belimbing wuluh, salak, pepaya, nanas, jambu biji, mengkudu, kulit jeruk purut, kulit pisang raja, kulit manggis, dan kulit duku. Hasil uji menunjukkan bahwa buah belimbing wuluh, salak, pepaya, nanas, jambu biji, dan mengkudu larut baik dalam alkohol 70% yang bersifat lebih polar, menandakan dominasi senyawa polar. Sebaliknya, kulit jeruk purut, kulit duku, kulit manggis, dan sebagian kulit pisang raja memperlihatkan kelarutan lebih baik dalam minyak atau meninggalkan residu pada filter paper, yang menunjukkan adanya senyawa nonpolar atau semi-polar. Penelitian menegaskan bahwa metode kombinasi sederhana tersebut efektif memberikan gambaran awal mengenai polaritas senyawa dalam buah lokal, serta berpotensi digunakan sebagai pendekatan praktis dalam pembelajaran maupun analisis kimia dasar.
Behavioral and Knowledge-Based Determinants of Tax Compliance: A Study on SMEs in North Medan, Indonesia Adi Harianto; Fali, Ibrahim Mallam; Ahmad Rivai; Tyus Windi Ayuni; Rafida Khairani
Journal of Finance Integration and Business Independence Vol. 1 No. 2 (2025): Journal of Finance Integration and Business Independence
Publisher : YAYASAN BINA BISNIS NUSANTARA MEDAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jofibi.v1i2.36

Abstract

This study examines the impact of accounting knowledge and taxpayer attitudes on tax compliance among Small and Medium Enterprises (SMEs) in North Medan. Using a quantitative approach, data were collected through surveys distributed to SME owners and managers who are directly involved in financial decision-making. The study found that both accounting knowledge and positive taxpayer attitudes significantly influence tax compliance. Accounting knowledge enables business owners to understand tax obligations and manage financial records accurately, leading to improved compliance. Meanwhile, taxpayer attitudes, such as the perception of fairness and trust in the tax system, also play a crucial role in determining the level of compliance. The results suggest that enhancing accounting education and fostering positive attitudes toward taxation could improve tax compliance in the SME sector. This research provides valuable insights for policymakers and tax authorities aiming to promote compliance through targeted educational programs and awareness campaigns.
Comparative Analysis Of The Financial Performance Of Islamic Banking With Conventional Banking Listing On The Indonesia Stock Exchange For The 2018-2020 Period Artedjo, Dennis; Ronalda, Willie; Khairani, Rafida
International Journal of Science, Technology & Management Vol. 3 No. 5 (2022): September 2022
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v3i5.600

Abstract

Banks present their financial statements and then re-analyze them with financial ratios as a benchmark for their performance to distinguish the performance of Islamic banking from conventional banks. The goal is to test the Comparative Analysis. Financial Performance of Islamic Banking with Conventional Banking Listing on the IDX for the 2018-2020 period. A quantitative approach with two different average tests (Independent Sample Test). With a population of 46 banks listed on the Indonesia Stock Exchange for the 2018-2020 period. The samples were 3 Islamic & conventional banks with 9 data. The results showed that the CAR of Conventional Banks did not have a significant difference and the CAR of Islamic Banks did not have a significant difference. The NPL of Conventional Banks and NPLs of Islamic Banks have significant differences. BOPO Conventional Banks and BOPO Islamic Banks do not have a significant difference. ROA of Conventional Banks and ROA of Islamic Banks does not have a significant difference. Conventional Bank LDR and Islamic Bank LDR have significant differences.
Edukasi Fintech untuk UMKM UP2K PKK Tanjung Morawa Berbasis Perilaku Konsumen Cashless Panggabean, Esther Praja Anggriany; Khairani, Rafida; Purba, Mas Intan; Sinaga, Jholant Bringg Luck Amelia Br; Putri, Tantri Octora Dwi Syah; Nasution, Isna Asdiani; Lubis, Nurul Wardani
Wahana Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 2 (2025): Edisi Desember
Publisher : Ilmu Bersama Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56211/wahana.v4i2.1553

Abstract

Transformasi digital mendorong pergeseran transaksi dari berbasis tunai menuju nontunai, namun tingkat literasi keuangan digital pelaku UMKM khususnya kelompok UP2K PKK masih rendah. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan pemahaman pelaku UMKM Binaan UP2K PKK di Kecamatan Tanjung Morawa tentang perilaku konsumen tanpa uang tunai dan keterampilan pemanfaatan teknologi finansial untuk meningkatkan daya saing usaha. Metode yang digunakan adalah pelatihan dengan demonstrasi dan pendampingan praktik langsung kepada 20 peserta pelaku UMKM, meliputi edukasi perilaku konsumen digital, fotografi produk, pembuatan akun WhatsApp Business, pembuatan konten, serta pendaftaran dompet elektronik dan QRIS. Hasil kegiatan menunjukkan peningkatan pemahaman perilaku konsumen digital sebesar 52%, keberhasilan 90% peserta membuat konten visual berkualitas, 85% peserta mengaktifkan WhatsApp Business, dan 100% peserta mendaftar dompet elektronik DANA serta 75% peserta mendaftar QRIS. Tingkat kepuasan mencapai 85% dengan kategori sangat puas. Pendekatan yang mengintegrasikan pemahaman perilaku konsumen sebagai basis pembelajaran terbukti efektif mengubah perspektif peserta dan mendorong adopsi teknologi finansial secara berkelanjutan untuk meningkatkan efisiensi operasional dan daya saing UMKM di era ekonomi digital.
Unlocking the Potential of Financial Inclusion, E-Commerce, and FinTech to Boost SME Performance Khairani, Rafida; Tantono, Eric Aditya; Anderson, Rich; Munthe, Herlin; Purba, Purnama Yanti
Jurnal Ilmiah Manajemen Kesatuan Vol. 13 No. 5 (2025): JIMKES Edisi September 2025
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v13i5.3786

Abstract

Micro, small, and medium enterprises in Tanjung Morawa, a semi-urban area in Deli Serdang Regency, North Sumatra, face challenges such as limited access to capital, low digital adoption, and declining sales, yet they play a vital role in the local economy. This study aims to examine the influence of financial inclusion, electronic commerce, and financial technology on the performance of these enterprises. A quantitative approach was employed, using multiple linear regression to analyze data collected from 393 respondents through questionnaires. The findings reveal that financial inclusion significantly enhances capital management, electronic commerce expands market reach, and financial technology improves transactional efficiency, collectively explaining 70.1 percent of the variation in enterprise performance. Financial technology demonstrates the strongest impact, followed by financial inclusion, while electronic commerce shows a moderate effect, reflecting local challenges like limited digital literacy. The study concludes that integrating these factors can substantially boost the competitiveness and sustainability of micro, small, and medium enterprises in semi-urban settings. These results highlight the need for targeted strategies to enhance financial access and digital adoption, fostering economic resilience in regions like Tanjung Morawa.
PENGARUH PINJAMAN PEER TO PEER DAN UANG ELEKTRONIKTERHADAP PENINGKATAN KEUNTUNGAN USAHA MIKRO, KECIL, DANMENENGAH DI KOTA MEDAN Fong, Ferry; Khairani, Rafida; Lahagu, Dasar Iman; Siregar, Kiki Hardiansyah
Journal of Economic, Bussines and Accounting (COSTING) Vol. 9 No. 1 (2026): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jtc42r56

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting dalam perekonomian nasional maupun daerah, termasuk di Kota Medan. Namun, keterbatasan akses permodalan dan rendahnya efisiensi transaksi masih menjadi hambatan utama dalam pengembangan usaha. Perkembangan financial technology (fintech) melalui layanan peer to peer lending dan uang elektronik menawarkan solusi yang lebih fleksibel dalam pembiayaan serta kemudahan transaksi non-tunai bagi UMKM. Penelitian ini bertujuan untuk menganalisis pengaruh peer to peer lending dan uang elektronik terhadap peningkatan keuntungan UMKM di Kota Medan. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan asosiatif. Populasi penelitian adalah UMKM di Kota Medan dengan sampel sebanyak 100 responden yang ditentukan menggunakan rumus Slovin dan teknik purposive sampling. Data dikumpulkan melalui kuesioner berskala Likert dan dianalisis menggunakan regresi linear berganda dengan bantuan perangkat lunak SPSS/SmartPLS. Hasil penelitian diharapkan dapat memberikan kontribusi teoritis dalam pengembangan kajian manajemen keuangan dan teknologi, serta secara praktis menjadi masukan bagi pemerintah daerah, Otoritas Jasa Keuangan (OJK), dan penyedia fintech dalam memperkuat ekosistem UMKM.
Co-Authors Adi Harianto Agita Karina Br Ginting Agung, Leonardi Prasetyo Ahmad Rivai Alvin Krisdian Amir, Afriza Anderson, Rich Andrian Andrian Andry Lunoto Angelia Baosiska Br. Silaban Anggita Putri Anita Armansyah Armansyah Artedjo, Dennis Bernice Erin Bryan Berlin Butarbutar, Ribka Sari Celsi ApriWenny Siregar Charolina Charolina Chorin Tandean Dhea Cristina Damanik Dhevin Ghoward Dhita Adriani Rangkuti Diny Rahmah Putri Dwita Sakuntala Dwiyanda, Fadhilla Esmeralda Esmeralda Esther Praja Anggriany Panggabean Fali, Ibrahim Mallam Fati Syafira Fati Syafira Febertina Gea Febry Rizky Al Fadilla Sitompul Ferry Fong Franklein Franklein Ghoward, Dhevin Ginting, Kristi Endah Ndilosa Grace Theresia Silaban Haposan Joshua Hasibuan Harahap, Rahmat Alamsyah Harto Miharjo Simanullang Helena Louise Panggabean Herlin Munthe Herti Kristiyani Silalahi Iis Siti Jahro Ika Irawati Karolina Irvan Renata Isna Asdiani Nasution Jarunjung Hutagaol Jason Mulia Jekson Simatupang Jenifen Jerico Prince Wijaya Jerry Adrian Caspari Ginting JHOLANT BRINGG LUCK AMELIA BR SINAGA Juanda Situmorang Juniarta Rajagukguk Kelvin Kenji Lau Kevin Stephan Khana Saputri Khasrad . Khasrad, Khasrad Kiki Hardiansyah Siregar Kristi Endah Ndolisa Ginting Kristianus Buulolo Kristina Peritua Aruan Kurniawan, Cindy Lahagu, Dasar Iman Laia, Sarifin Laidy, Yenny Lorensisca Sitorus Lorensisca Sitorus Mas Intan Purba Masnika Sinaga Masnika Sinaga MAYA ANDRIANI Mesra Juliana Michael Simanjuntak Monarisa Ritiani Br Ginting Muhammad Fikri Haikal Nana Gustia Nasib Nasution, Isna Asdiani Ndruru, Methodist Putra Jaya Nelva Meyriani Nico Nico Nikita, Ade Rani Noviyanti Wijaya Nurul Wardani Lubis Olyvia Hutasoit Ovami, Debbi Chyntia Panggabean, Esther Praja Anggriany Pospos, Ade Fadillah FW Purba, Mas Intan Purba, Purnama Yanti Purnama Yanti Purba Purnama Yanti Purba Putri Rizkia, Putri Putri, Tantri Octora Dwi Syah Rahmat Alamsyah Harahap Ribka Hartati Hutabalian Ribka Sari Butarbutar Robin Robin Ronalda, Willie Roryn Chelsi Gea Roryn Chelsi Gea Rudiyanto Rudiyanto Rudiyanto Rusdimansyah Said, Fahrezi Hasyim Shela Shindu Bayrewi Sinaga, Jholant Bringg Luck Amelia Br Sinaga, Putri Yohana Sinaga, Sinta Anna Magdalena Siregar, Ina Namora Putri Siregar, Kiki Hardiansyah Siti Ramadhani Sonia Angela Hutabarat Spanic, Vincent Srihot Laila Steven Steven W Susi Hannaria Manalu Syafira, Eka Ananda Syawitri Wulandari Tantono, Eric Aditya Tantri Octora Dwi Syah Putri Tanujaya, Jessicha Teresia Sihombing Teresia Sri Arihta Tiffany Tanady Tiolina Fernanda Ujung Tyus Windi Ayuni Velicia Velicia Venna Melinda Veronika Veronika Vian, Vian Vivian Ayu Wijaya Widy Hastuty HS Wijaya, Noviyanti Yanti Purba, Purnama Yeni Ariesa Yenny Laidy Yoseph Setiawan Zai Yovie Ernanda Yuli Rama Dewi Zulia Rifda Daulay