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All Journal Jurnal Manajemen Terapan dan Keuangan Jurnal Ilmiah Universitas Batanghari Jambi Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business Scientific Journal of Reflection : Economic, Accounting, Management and Business JURNAL PENGABDIAN KEPADA MASYARAKAT Martabe : Jurnal Pengabdian Kepada Masyarakat Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Idaarah: Jurnal Manajemen Pendidikan Jurnal REP (Riset Ekonomi Pembangunan) Jurnal Mantik Jurnal Manajemen Journal of Research in Business, Economics, and Education International Journal of Economics Development Research (IJEDR) Community Engagement and Emergence Journal (CEEJ) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Ilmiah Manajemen Kesatuan Jurnal Ilmu Manajemen Profitability GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Jurnal Scientia Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences International Journal Of Science, Technology & Management (IJSTM) SCIENCE : Jurnal Inovasi Pendidikan Matematika dan IPA Jurnal Ekonomi Akuntansi Prima Jurnal Ipteks Terapan : research of applied science and education International Journal of Economics, Social Science, Entrepreneurship and Technology (IJESET) Wahana QISTINA: Jurnal Multidisiplin Indonesia Journal Liaison Academia and Society International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) JURNAL ILMIAH SOCIO SECRETUM Journal of Business Integration Competitive Journal of Finance Integration and Business Independence
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The Impact of Financial Literacy, Financial Technology, and Financial Inclusion on the Financial Performance of Micro, Small, and Medium Enterprises (MSMEs) in the Culinary Sector in Medan Herti Kristiyani Silalahi; Rafida Khairani; Chorin Tandean; Tiffany Tanady; Andrian Andrian; Nasib Nasib
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 4 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i2.5269

Abstract

This objective of this study to analyze and evaluate the impact of financial literacy, technology, inclusion, and performance on micro, small, and medium companies (MSMEs) in the culinary sector in Medan. MSME participants in the culinary industry must have a solid understanding of financial literacy, inclusivity, and expertise in financial technology. By equipping MSMEs with comprehensive knowledge of funding options and the requisite skills to make well-informed decisions in their pursuit of finance, this initiative will enhance their capacity to maintain their enterprises. Financial success may be influenced by several factors, including financial literacy, technology, and inclusion. Financial literacy encompasses the knowledge and confidence necessary to make well-informed decisions on personal finances. Financial technology, often known as fintech, refers to a type of financial service that greatly improves the effectiveness and efficiency of financial services. Financial inclusion encompasses the comprehensive and unimpeded participation and accessibility of people and collectives in the financial system. This study utilized quantitative research approaches and employed a sample size of 60 persons picked by simple random selection. The data analysis approach utilizes several linear regressions. The data suggested that there was a partial or simultaneous influence of financial literacy, technology, and inclusion on financial performance.  
Empowerment of Coastal Communities Through Sea Fish Processing in Improving The Economy of The Bumi Mangrove Forest Farmers and Fishermen Group Percut Village, Deli Serdang Regency Herlin Munthe; Rafida Khairani; Purnama Yanti Purba
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 7 No. 4 (2024): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v7i4.5491

Abstract

The Bumi Mangrove Forest and Fishermen Farmers Group is a group that has been established since 2019 consisting of 38 members in Percut Village, Percut Sei Tuan District, Deli Serdang Regency who are still at the poverty line. The purpose of implementing this program is to invite and empower the Bumi Mangrove fishermen group in improving business management and production skills to make fish crackers, digital marketing training, and mentoring the making of crackers for mothers of the Bumi Mangrove fishermen group in Percut Village, Percut Sei Tuan District, Deli Serdang Regency. The method used is to provide assistance and facilitate the learning of making fish crackers for the Bumi Mangrove Fishermen Group as a business for mothers who still lack access to learning how to make fish crackers so that community knowledge about business management can continue to grow and educate digital marketing as a means of promotion and finding new markets. This program has been implemented for two days, namely on September 26-27, 2024. On September 26, 2024, there was a ceremonial handover of fish cracker processing equipment and materials by the implementation team to representatives of the Percut Sei Tuan Village Head, Farmers and Fishermen Groups, implementation of Production Management and Business Management Workshops delivered by Mrs. Purnama Yanti Purba and workshops digital marketing training delivered by Mrs. Rafida Khairani. Furthermore, on September 27, 2024, assistance in fish cracker processing training activities was carried out by Ms. Naziya. The results of this implementation are that all fishermen group mothers can implement the knowledge they have learned as evidenced by the increase in the quality and quantity of processed crackers from 30 kg to 60 kg per month and have Bumi Mangrove social media account.
Analisis Pengaruh Literasi Keuangan Dan Fintech Terhadap Kinerja Keuangan UMKM Kota Medan Bernice Erin; Rafida Khairani; Dwita Sakuntala
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8176

Abstract

UMKM memberikan kontribusi dalam mendukung pertumbuhan ekonomi di kota Medan. Tujuan dari penelitian ini adalah menguji dan menganalisis pengaruh Literasi Keuangan dan Fintech terhadap Kinerja Keuangan UMKM Kota Medan. Metode penelitian yang akan digunakan pada penelitian ini adalah penelitian kuantitatif. Jumlah UMKM pada kecamatan Medan Denai periode 2020 – 2023 memiliki populasi sebanyak 118 pelaku.Sampel sebanyak 101 pelaku UMKM. Penentuan sampel ini menggunakan teknik purposive sampling. Hasil pengujian secara parsial diperoleh Literasi Keuangan berpengaruh positif dan signifikan terhadap Kinerja Keuangan, Fintech berpengaruh positif dan signifikan terhadap Kinerja Keuangan. Hasil pengujian secara simultan diperoleh Literasi Keuangan dan Fintech berpengaruh positif dan signifikan terhadap Kinerja Keuangan UMKM Kota Medan. Kinerja Keuangan UMKM Kota Medan yang dapat dijelaskan oleh variasi variabel Literasi Keuangan dan Fintech sebesar 58.7%sedangkan sisanya ijelaskan oleh variabel lain yang tidak diteliti pada penelitian ini
PENGARUH INKLUSI KEUANGAN, FINANCIAL TECHNOLOGY, DAN PENGGUNAAN E COMMERCE TERHADAP KINERJA KEUANGAN UMKM DI MEDAN JOHOR Jerry Adrian Caspari Ginting; Rafida Khairani; Haposan Joshua Hasibuan; Kiki Hardiansyah Siregar
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 3 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i3.15987

Abstract

Penelitian ini ditujukan guna menganalisis pengaruh Inklusi Keuangan, Finansial Teknologi, dan E-Commerce terhadap Kinerja Keuangan UMKM di Kecamatan Medan Johor. Metode yang dipergunakan ialah pendekatan kuantitatif melalui analisis regresi linear berganda. Temuan penelitian mengindikasikan secara parsial, Inklusi Keuangan dan E-Commerce memengaruhi positif dan signifikan terhadap kinerja keuangan UMKM, sementara Finansial Teknologi memengaruhi positif tetapi tak signifikan. Secara simultan, ketiga variabel independennya memengaruhi positif dan signifikan terhadap Kinerja Keuangan UMKM di Medan Johor. Temuan ini menegaskan pentingnya penguatan akses keuangan dan pemanfaatan teknologi digital guna mendorong performa keuangan pelaku UMKM.
Pengaruh Kinerja Keuangan Dan Manajemen Laba Terhadap Nilai Perusahaan (Studi Kasus Pada Perusahaan Subsektor Food And Beverage Yang Terdaftar Di Bursa Efek Indonesia Periode Tahun 2021- 2023) Laia, Sarifin; Khairani, Rafida; Sinaga, Putri Yohana; Sinaga, Sinta Anna Magdalena; Sakuntala, Dwita
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 1 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i1.8238

Abstract

Tujuan berdirinya perusahaan untuk mengembangkan nilai perusahaan sehingga dapat memberikan kesejahteraan bagi investor. Faktor yang mempengaruhi nilai perusahaan adalah kinerja keuangan dan manajemen laba. Penelitian ini bertujuan untuk memperoleh bukti empiris tentang Pengaruh Kinerja Keuangan Dan Manajemen Laba Terhadap Nilai Perusahaan (Studi Kasus Pada Perusahaan Sub Sektor Food And Beverage Yang Terdaftar di Bursa Efek Indonesia Periode Tahun 2021-2023). Metode yang digunakan dalam penelitian ini adalah metode kuantitatif. Data yang digunakan dalam penelitian ini adalah data sekunder. Teknik yang digunakan dalam pengambilan sampel yaitu Purposive Sampling. Populasipeneliti sebanyak 180 perusahaan dan sampel sebanyak 60 perusahaan. Untuk mengetahui besarnya pengaruh kinerja keuangan dan manajemen laba maka dilakukan uji regresi, analisis korelasi uji T dan uji F dan analisis koefisien determinasi dengan bantuan program IBM SPSS 26. Hasil penelitian ini menunjukkan bahwa variabel kinerja keuangan tidak berpengaruh secara signifikan terhadap nilai perusahaan. Sedangkan variabel manajemen laba berpengaruh secara signifikan terhadap nilai perusahaan
Pengaruh Financial Literacy Dan Financial Technology Terhadap Sustainability UMKM Di Medan Petisah Ndruru, Methodist Putra Jaya; Rafida Khairani; Jekson Simatupang; Maya Andriani
Community Engagement and Emergence Journal (CEEJ) Vol. 6 No. 2 (2025): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v6i2.8529

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh literasi keuangan dan teknologi keuangan terhadap keberlanjutan usaha mikro, kecil, dan menengah (UMKM) di wilayah Medan Petisah. Dengan menggunakan pendekatan kuantitatif, penelitian ini melibatkan 89 UMKM sebagai sampel, di mana 30 diantaranya dipilih secara acak (simple random sampling) untuk pengujian kualitas instrumen penelitian. Pengumpulan data dilakukan melalui kuesioner berbasis Google Form, yang kemudian dianalisis menggunakan software SPSS versi 21. Hasil analisis menunjukkan bahwa literasi keuangan memberikan pengaruh positif dan signifikan terhadap keberlanjutan UMKM. Demikian pula, teknologi keuangan terbukti memiliki dampak positif dan signifikan dalam mendukung keberlanjutan usaha. Temuan ini menguatkan pentingnya penguasaan kompetensi keuangan dan pemanfaatan teknologi finansial bagi pelaku UMKM guna meningkatkan daya saing dan kelangsungan bisnis mereka
ANALYSIS OF THE EFFECT OF NON PERFORMING LOAN AND LIQUIDITY ON PROFITABILITY IN BANKING SECTOR COMPANIES PERIOD 2017 – 2021 Tanujaya, Jessicha; Kurniawan, Cindy; Spanic, Vincent; Khairani, Rafida
International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Vol. 1 No. 3 (2023): June
Publisher : ZILLZELL MEDIA PRIMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61990/ijamesc.v1i3.16

Abstract

This study supposed to examine and analyze the effect of non performing loan and liquidity on profitability in banking sector companies for the period 2017-2021. The research method used in this study uses quantitative research methods with descriptive quantitative research types that are explanatory research. The population of this study is the entire banking sector companies listed on the Indonesia Stock Exchange amounted to 46 companies, the sample of this study as many as 20 companies with purposive sampling sampling technique. The method of data analysis used is multiple linear regression. The results of the F test research where F counts 8.215 > F table 3.09 with a significant level of 0.001 < 0.05 show that simultaneously bad loans and liquidity have a significant effect on profitability in banking sector companies listed on the Indonesia Stock Exchange for the period 2017-2021. The results of the t test where only bad loans that have a positive and significant effect on profitability while the remaining liquidity has no effect on profitability. The results of the analysis of the coefficient of determination obtained Adjusted R2 value of 0.174, meaning that the variable variation of bad debts and liquidity is equal to 17.4%, while the remaining 82.6% is explained by other variables.
Pemberdayaan Masyarakat Kelurahan Bahari Belawan dalam Pelatihan Daur Ulang Cangkang Kerang Menjadi Produk Kreatif dan Komersil Rangkuti, Dhita Adriani; Ernanda, Yovie; Khairani, Rafida; Siregar, Ina Namora Putri; Nasution, Isna Asdiani; Sakuntala, Dwita
Journal Liaison Academia and Society Vol 3, No 3: September 2023
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58939/j-las.v3i3.610

Abstract

Kerang adalah hewan air yang termasuk hewan bertubuh lunak (moluska). Kerang tidak hanya menjadi favorit diantara makanan laut lainnya namun limbah kulit kerang juga dapat diolah menjadi produk bernilai komersil yang dapat mendokrak perekonomian masyarakat. Dalam kegiatan ini, daerah Belawan Bahari menjadi daerah tujuan kegiatan Pengabdian Kepada Masyarakat dikarenakan daerah tersebut merupakan kawasan pesisir pantai dimana penduduknya mayoritas bekerja sebagai nelayan. Dalam kegiatan ini sejumlah dosen manajemen universitas prima indonesia memberikan pengarahan, penjelasan serta praktik langsung dilapangan mengenai pengolahan limbah kulit kerang dengan memberdayakan masyarakat agar dapat mengubah limbah menjadi produk kreatif dan komersil. Kegiatan ini dilaksanaakan di bulan Juni 2023, dengan jumlah masyarakat yang mengikuti kegiatan sebanyak 20 peserta, 6 orang dosen serta 2 narasumber dari kelompok masyarakat karangtaruna dan pelaku usaha souvenir.Kata Kunci: Daur ulang, cangkang kerang, produk kreatif
Diservikasi Briket Arang Berbahan Dasar Sampah Organik sebagai Alternatif Baru Bahan Bakar bagi Masyarakat Kelurahan Kuala Bekala Kecamatan Medan Johor Khairani, Rafida; Harahap, Rahmat Alamsyah; Putri, Tantri Octora Dwi Syah
Journal Liaison Academia and Society Vol 1, No 3 (2021): Desember
Publisher : Lembaga Komunikasi dan Informasi Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (662.261 KB) | DOI: 10.58939/j-las.v1i3.207

Abstract

Sampah tampaknya masih menjadi masalah yang belum tuntas dan belum tampak ujungnya di Indonesia. Banyaknya sampah tentunya akan memberikan dampak negatif kepada kita. Menjadi sumber pnyakit, polusi udara dan banjir. Program pengolahan sampah adalah salah satu cara yang sangat bermanfaat karena selain bisa membantu program pemerintah menjaga lingkungan, menghindari penyakit dan bisa menghasilkan uang. Program Pengabdian Masyarakat yang dilakukan ini satu hari penuh. Mengingat bahan dasar pembuatan briket arang ini aalah sampah dan tepung tapioka yang sangat mudah ditemukan maka pembuatan briket arang tidak ada kendala yang berartidari mulai tahap persiapan, tahap devolatisasi/prolisis, tahap penggilingan, tahap pembuatan perekat, tahap pencampurang/mixing, tahap pencetakan, tahap penegringan, tahap pengeringan dan tahap pemasaran.Kata Kunci : Briket arang, sampah organik.
AI-Powered Social Media Marketing and Digital Wallet Adoption for SMEs in Tanjung Morawa District Esther Praja Anggriany Panggabean; Mas Intan Purba; Isna Asdiani Nasution; Rafida Khairani; Tantri Octora Dwi Syah Putri; Jholant Bringg Luck Amelia Br Sinaga; Nurul Wardani Lubis
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 2 (2025): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Digital transformation has opened opportunities for Small and Medium Enterprises (SMEs) through innovative technology utilization. However, many SME operators in Tanjung Morawa District, Deli Serdang Regency, have limited understanding of social media marketing strategies and digital wallet benefits. This community service activity aims to enhance SME operators' knowledge in utilizing AI-supported social media marketing and digital wallet usage to improve business competitiveness. The method is participatory approach with socialization, training, and practice mentoring conducted at Tanjung Morawa District Head Office on May 26, 2025, targeting 15-20 SME operators. Activity stages included preparation, implementation (social media marketing socialization, AI training for business storytelling, and digital wallet benefits socialization), and closing. Results showed significant changes in participants' understanding. Pre-training surveys revealed 78% of participants never used AI for business purposes, and 65% relied on conventional marketing methods. After training, there was 45% increase in post-test scores, 85% successfully created business storytelling content using AI, and 90% expressed interest in using digital wallets. This activity successfully transformed SME operators' understanding of digital marketing from limited to comprehensive and practical, enabling active participation in competitive digital economy.
Co-Authors Adi Harianto Agita Karina Br Ginting Agung, Leonardi Prasetyo Ahmad Rivai Alvin Krisdian Amir, Afriza Anderson, Rich Andrian Andrian Andry Lunoto Angelia Baosiska Br. Silaban Anggita Putri Anita Armansyah Armansyah Artedjo, Dennis Bernice Erin Bryan Berlin Butarbutar, Ribka Sari Celsi ApriWenny Siregar Charolina Charolina Chorin Tandean Dhea Cristina Damanik Dhevin Ghoward Dhita Adriani Rangkuti Diny Rahmah Putri Dwita Sakuntala Dwiyanda, Fadhilla Esmeralda Esmeralda Esther Praja Anggriany Panggabean Fali, Ibrahim Mallam Fati Syafira Fati Syafira Febertina Gea Febry Rizky Al Fadilla Sitompul Ferry Fong Franklein Franklein Ghoward, Dhevin Ginting, Kristi Endah Ndilosa Grace Theresia Silaban Haposan Joshua Hasibuan Harahap, Rahmat Alamsyah Harto Miharjo Simanullang Helena Louise Panggabean Herlin Munthe Herti Kristiyani Silalahi Iis Siti Jahro Ika Irawati Karolina Irvan Renata Isna Asdiani Nasution Jarunjung Hutagaol Jason Mulia Jekson Simatupang Jenifen Jerico Prince Wijaya Jerry Adrian Caspari Ginting JHOLANT BRINGG LUCK AMELIA BR SINAGA Juanda Situmorang Juniarta Rajagukguk Kelvin Kenji Lau Kevin Stephan Khana Saputri Khasrad . Khasrad, Khasrad Kiki Hardiansyah Siregar Kristi Endah Ndolisa Ginting Kristianus Buulolo Kristina Peritua Aruan Kurniawan, Cindy Lahagu, Dasar Iman Laia, Sarifin Laidy, Yenny Lorensisca Sitorus Lorensisca Sitorus Mas Intan Purba Masnika Sinaga Masnika Sinaga MAYA ANDRIANI Mesra Juliana Michael Simanjuntak Monarisa Ritiani Br Ginting Muhammad Fikri Haikal Nana Gustia Nasib Nasution, Isna Asdiani Ndruru, Methodist Putra Jaya Nelva Meyriani Nico Nico Nikita, Ade Rani Noviyanti Wijaya Nurul Wardani Lubis Olyvia Hutasoit Ovami, Debbi Chyntia Panggabean, Esther Praja Anggriany Pospos, Ade Fadillah FW Purba, Mas Intan Purba, Purnama Yanti Purnama Yanti Purba Purnama Yanti Purba Putri Rizkia, Putri Putri, Tantri Octora Dwi Syah Rahmat Alamsyah Harahap Ribka Hartati Hutabalian Ribka Sari Butarbutar Robin Robin Ronalda, Willie Roryn Chelsi Gea Roryn Chelsi Gea Rudiyanto Rudiyanto Rudiyanto Rusdimansyah Said, Fahrezi Hasyim Shela Shindu Bayrewi Sinaga, Jholant Bringg Luck Amelia Br Sinaga, Putri Yohana Sinaga, Sinta Anna Magdalena Siregar, Ina Namora Putri Siregar, Kiki Hardiansyah Siti Ramadhani Sonia Angela Hutabarat Spanic, Vincent Srihot Laila Steven Steven W Susi Hannaria Manalu Syafira, Eka Ananda Syawitri Wulandari Tantono, Eric Aditya Tantri Octora Dwi Syah Putri Tanujaya, Jessicha Teresia Sihombing Teresia Sri Arihta Tiffany Tanady Tiolina Fernanda Ujung Tyus Windi Ayuni Velicia Velicia Venna Melinda Veronika Veronika Vian, Vian Vivian Ayu Wijaya Widy Hastuty HS Wijaya, Noviyanti Yanti Purba, Purnama Yeni Ariesa Yenny Laidy Yoseph Setiawan Zai Yovie Ernanda Yuli Rama Dewi Zulia Rifda Daulay