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All Journal Assets : Jurnal Ekonomi, Manajemen dan Akuntansi Jurnal Minds: Manajemen Ide dan Inspirasi JPSriwijaya Jurnal Ilmiah Universitas Batanghari Jambi Syntax Literate: Jurnal Ilmiah Indonesia AFRE Accounting Financial Review Owner : Riset dan Jurnal Akuntansi Jurnal ULTIMA Accounting IKRA-ITH ABDIMAS Jurnal Pengembangan Wiraswasta JURNAL MANAJEMEN BISNIS Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis JOURNAL OF APPLIED MANAGERIAL ACCOUNTING Jurnal Pengabdian Dharma Laksana Syntax Idea Dinasti International Journal of Education Management and Social Science MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Jurnal Manajemen Kewirausahaan Jurnal Riset Akuntansi Kontemporer Jurnal Komunitas: Jurnal Pengabidian Kepada Masyarakat Jurnal Industri Kreatif dan Kewirausahaan Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat Community Development Journal: Jurnal Pengabdian Masyarakat Journal of Social Science Jurnal Ecogen Jurnal Akuntansi : Transparansi dan Akuntabilitas Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Riset: Jurnal Aplikasi Ekonomi Akuntansi dan Bisnis EKOMABIS: Jurnal Ekonomi Manajemen Bisnis Jurnal Eksplorasi Akuntansi (JEA) Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal Akuntansi Bisnis Pelita Bangsa Jurnal Ekonomi Syariah Pelita Bangsa Kontigensi: Jurnal Ilmiah Manajemen International Journal of Education, Social Studies, And Management (IJESSM) Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan PERADABAN JOURNAL of ECONOMIC and BUSINESS Jurnal Peradaban Masyarakat (JPM) Jurnal Pelita Ilmu Jurnal Pengabdian Pelitabangsa Jurnal Pengabdian Masyarakat: BAKTI KITA Literasi: Jurnal Pengabdian Masyarakat dan Inovasi Journal of Social Science Jurnal Inovasi Pengabdian Masyarakat Journal of Business Management and Economic Development Jurnal Ekonomi, Bisnis, dan Humaniora Proceeding International Pelita Bangsa VIDHEAS: Jurnal Nasional Abdimas Multidisiplin IIJSE Kompartemen: Kumpulan Orientasi Pasar Konsumen Jurnal Pelita Pengabdian Pasundan Community Service Development Dinamika: Jurnal Pengabdian Masyarakat Majapahit Journal of Islamic Finance dan Management Jurnal Pengabdian Masyarakat dan Riset Pendidikan Journal of Innovative and Creativity Jurnal Ilmiah Akuntansi dan Keuangan Majapahit Journal of Islamic Finance dan Management Jurnal Akuntansi Samakta: Jurnal Pengabdian Kepada Masyarakat Asian Journal of Management, Entrepreneurship and Social Science Alamtana Jurnal Ekonomi, Manajemen, Akuntansi Equity Jurnal Akuntansi, Ekonomi dan Manajemen Bisnis SEMANIS
Yahya, Adibah
Univeristas Pelita Bangsa, Bekasi, Indonesia
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ANALISIS KINERJA KEUANGAN PERBANKAN DI INDONESIA SEBELUM DAN DIMASA PANDEMI COVID-19 Maulina Dyah Permatasari; Erlina Widayanti Djatnicka; Adibah Yahya; Cici Suminar
Prosiding SEMANIS: Seminar Manajemen Bisnis Vol. 1 No. 1 (2023): Februari 2023
Publisher : Prosiding SEMANIS: Seminar Manajemen Bisnis

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The purpose of this study was to determine the condition of the soundness of the Bank based on the BUKU 4 category which was in very healthy, healthy or quite healthy conditions, as well as to compare the soundness level in 2018-2020, namely financial reports before and during the Covid 19 pandemic. Based on the CAMEL factor : Capital, Asset quality, Management, Earning and Liquidity Risk. The proxies used are Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Return on Assets (ROA), Return on Equity Ratio (ROE), Net Interest Margin (NIM), BOPO (Operating Expenditure to Operating Income), and Loanto Deposits Ratio (LDR). The population used in this study is a bank based on BUKU 4 category. The sampling technique used is purposive sampling method. The data analysis technique used is the Independent Sample T-test to compare the soundness of a Bank based on BUKU 4 categories as measured by financial performance using the Capital, Asset quality, Earning and Liquidity Risk approaches. The results of this study indicate that overall there are differences in the rating of the soundness of the Bank based on the BUKU 4 category, all Banks are in a "Very Healthy" condition. However, when viewed from the 7 financial ratios analyzed, namely CAR, NPL, ROA, ROE, NIM, BOPO and LDR, the results showed that there were no significant differences in all ratios between before and during the Covid-19 pandemic.
PENGARUH FINANCIAL TECHNOLOGY, LITERASI KEUANGAN, DAN MEDIA SOSIAL TERHADAP KINERJA UMKKM DI KABUPATEN BEKASI Diza Nasrullah Nur Buono; Nadya Arafanti Bako; Adelia May Saroh; Adibah Yahya; Ela Fauziah
Prosiding SEMANIS: Seminar Manajemen Bisnis Vol. 4 No. 1 (2026): Februari 2026
Publisher : Prosiding SEMANIS: Seminar Manajemen Bisnis

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ABSTRAK Penelitian ini bertujuan menganalisis pengaruh financial technology, literasi keuangan, dan media sosial terhadap kinerja UMKM di Kabupaten Bekasi. Menggunakan metode kuantitatif dengan kuesioner pada pelaku UMKM serta analisis SEM-PLS, penelitian ini menunjukkan bahwa ketiga variabel tersebut berpengaruh positif dan signifikan terhadap kinerja UMKM, dengan Financial Technology memberikan kontribusi paling besar. Hasil ini menegaskan bahwa pemanfaatan layanan fintech, peningkatan pemahaman literasi keuangan, serta penggunaan media sosial secara optimal tidak hanya membantu pelaku UMKM mengelola transaksi dan mengambil keputusan secara lebih tepat, tetapi juga memperluas jangkauan pasar dan hubungan dengan pelanggan. Secara umum, temuan ini menggarisbawahi bahwa penguatan kapasitas digital dan literasi keuangan mampu menghadirkan kepercayaan diri, peluang usaha, dan keberlanjutan bagi UMKM di tengah dinamika ekonomi saat ini. Kata kunci : Financial technology, literasi keuangan, media sosial, kinerja UMKM ABSTRACT This study aims to analyze the influence of financial technology, financial literacy, and social media on the performance of MSMEs in Kabupaten Bekasi. Using a quantitative method with questionnaires for MSME players and SEM-PLS analysis, this study shows that these three variables have a positive and significant effect on MSME performance, with Financial Technology making the largest contribution. These results confirm that the use of fintech services, increased understanding of financial literacy, and optimal use of social media not only help MSME players manage transactions and make more accurate decisions, but also expand their market reach and customer relationships. In general, these findings underscore that strengthening digital capacity and financial literacy can bring confidence, business opportunities, and sustainability to MSMEs amid the current economic dynamics. Keyword: Financial technology, financial literacy, social media, MSME performance
Co-Authors Achmad, Listrian Indriyani Ade Subakti Adelia May Saroh Adi Maryadi Agus Fuadi Aji Saputra, Aji Alam, Ryan Saputra Alvarezy, Ryan Amrulloh, Azmi Andrean, Kevin Andri, Hendri Kartika Andrianto Prasetya Nugroho Arum Kartika Sari Asep Saepulloh Asral Asti, Eka Geovana Atang Hermawan Aulia Masduki, Farah Azhar Affandi Aziz Septiatin Bagusromadhan, Trisno Ajisantoso Brendo Butar-Butar Budiarto, Yessa Oktavia Bukhori Muslim, Ahmad Carwinda, Carwinda Catur Okta Salsabila Cecep Ramdani Cici Suminar Debora Anastasya Dede Mulyana Dede Puspa Pujia Dewi Kartika Dhebora Aldha Hutama Dian Sulistyorini Wulandari Diana Sari Dika Argiyan Syah Dina Faradilla Diza Nasrullah Nur Buono Dyah Permatasari, Maulina Edi Tri Wibowo Edi Tri Wibowo Edi Triwibowo Eka Avianti Ayuningtyas el Muiz, Najmi Tsania Ela Fauziah Eny Agustyn Erlina Widayanti Erna Apriani Estuti Fitri Hartini Estuti Fitri Hartini Eva Gandawati Agustin Faradilla, Dina Fatonah, Tania Nur Fauziah, Ela Feri Gunawan Filda Rahmiati Fiqih Maria Rabiatul Hariroh Firli Nurul Fajri Fuadi, Agus Fungsiawan Hairiah, Fiqih Maria Rabiatul Hamzah Muhammad Mardi Putra harisandi, Prasetyo Haryadi, Rofiq Noorman Heru Mulyanto Heruwanto, Joni Herwani, Aldrin Hidayat, Nazwa Putri Hidayat, Saepul Hurian Kamela Hurian Kamela Hurian Kamela Ida Yanti Ida Yanti Ikhwan Nur Ismail Indra Permana, Indra Inna Nisawati Mardiani Intan Dyah Pravita Irfan Afriantoro Irfan Afriantoro Istiqomah, Anisah Jaja Suteja Jamiyati, Ani Jatmika, Windy Joni Heruwanto Jordan, Steven Junedi Junedi Junedi Junedi Junedi Junedi Junedi, Junedi Kamela, Hurian Kesha Meiva Mandala Khasanah, A'an Nur Kiko Armenita Julito Kustiwan, Susan Kusumawati, Hilma Lisa Kustina Listian Indriyani Achmad Lutfi, Adilista Puspa Aliya Mardiani, Inna Nisawati Maryadi, Adi Maulana Fahruroji Maulina Dyah Permatasari Maulina Dyah Permatasari Meli Andriyani Meli Andriyani Mika Evanggelina Manurung Molinasari, Lisa Monikawati, Winda Aprila Muarif, Dede Samsul Muhamad Rifai Muhammad Angga Abdulah Muhammad Kosim Muhammad Kosim MUHAMMAD KOSIM, MUHAMMAD Muhammad Najamuddin Dwi Miharja Muhammad Randika Agusti Syah Putra Muhammad Wildan Al Kautsar Muhsoni, Ridwan Nadya Arafanti Bako Nando Dada Pratama Nasrun Baldah Natalia, Deli Neng Asiah Neng Asiah Neng Asiah, Neng Ningamah, Hurriyatun Ningrum, Siti Maya Nining Yuningsih Nisa Zhafira Nitis Sekar Kinanthi Novelayanti, Melati Desi Nugroho, Arief Teguh Nur Ismail, Ikhwan Nur Safa’ah Nurjanah, Rina Nurmadhani Fitri Suyuthi Nurul Ariffaeni Islami Occha Putrie Safira Perdana Ricardo Permana, Adam Dede Permatasari, Maulina Dyah Prasetyo Harisandi Prasetyo Harisandi Prasetyo Harisandi Pratama, Jessica Ayu Pratiwi, Niken Cahyaning Mega Preatmi Nurastuti Pupung Purnamasari Purwanto Purwanto Putri Hardiyanti Putri Kurniawati Putri, Lyra Aprilia Putri, Nabila Khairunnisa R. R. Wening Ken Widodasih Rahmadaini, Ade Ramdani, Cecep Ridwan Muhsoni Rina Nurjanah Rini Ernawati Rr Dian Anggraeni Rusdianzyah, Rully Ryan Saputra Alam Saepul Hidayat Safira Nur Anisa Saputera, Denny Sheila Wahyuni Sifa Amalia Afifah Sinah Riyanah Sindik Widati Sindik Widati Siska Wulandari, Siska Siti Maya Ningrum Subakti, Ade Suherman Sulistyani Sulistyani Sumarsid Sumarsid Sunita Dasman Susan Kustiwan Susilowati Susilowati Susilowati Susilowati Syavaat, Muhammad Farhan Syifa Aulia Taufik Hidayat Taufik Hidayat Taufik Hidayat Taufiq Rachman Taufiq Rachman, Taufiq Tikaromah, Oom Tri Ngudi Wiyatno Tri Wahyu Wiryawan Triwibowo, Edi Tsabitah, Sahlaa Tsaran, Annisa Putri Vetra Venesia Aditya Virza Hadrianti Wahyu Hadikristanto Wibowo, Rangga Wicaksana, Primaraga Sumantri Indra Widiastuti Widiastuti Widiastuti Widya Asmara Winda Aprila Monikawati Windi Windi Windi Wulandari, Anna Yeanita Puspa Ningrum Yuliani, Reva Yuliani, Reva Yulianik, Yulianik Yuningsih Nining Zaky, Yazid Ilham Zenzibar Zhafira, Nisa