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All Journal Lentera Hukum Jurnal Dinamika Hukum Al-Ahkam Jurnal Penelitian Humaniora Al-Ahwal: Jurnal Hukum Keluarga Islam Jurnal IUS (Kajian Hukum dan Keadilan) Jurnal Hukum IUS QUIA IUSTUM PADJADJARAN Jurnal Ilmu Hukum (Journal of Law) JURISDICTIE Jurnal Hukum dan Syariah Jurisprudence Jurnal Ilmiah Hukum LEGALITY Syntax Literate: Jurnal Ilmiah Indonesia SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam DE LEGA LATA: Jurnal Ilmu Hukum Mimbar Hukum - Fakultas Hukum Universitas Gadjah Mada SOEPRA Jurnal Hukum Kesehatan Jurnal Ius Constituendum Sociological Jurisprudence Journal Istawa: Jurnal Pendidikan Islam Awang Long Law Review Istinbath: Jurnal Hukum dan Ekonomi Islam PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Litbang Sukowati : Media Penelitian dan Pengembangan Pena Justisia: Media Komunikasi dan Kajian Hukum JURNAL ILMIAH ADVOKASI JUSTISI Masyarakat Berdaya dan Inovasi JHR (Jurnal Hukum Replik) JURNAL USM LAW REVIEW Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Madani : Indonesian Journal of Civil Society Indian Journal of Forensic Medicine & Toxicology UNISKA LAW REVIEW Journal of Transcendental Law KADARKUM: Jurnal Pengabdian Kepada Masyarakat JHCLS The International Journal of Politics and Sociology Research Jurnal Pengabdian Masyarakat Bestari (JPMB) Jurnal Dedikasi Hukum Journal of Innovation Research and Knowledge Prosiding University Research Colloquium Journal of Sustainable Development and Regulatory Issues Warta LPM SASI Jurnal Muhammadiyah Studies Mouse Jurnal Jurisprudence
Kelik Wardiono
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Journal : Al-Ahkam

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Islamic Legal Policy on Ultra-Micro Enterprise Financing and Its Implementation from the Perspective of Maqāṣid al-Sharī‘a Diatmoko, Tri; Absori, Absori; Wardiono, Kelik; Nashirudin, Muh; Budiono, Arief
Al-Ahkam Vol. 35 No. 1 (2025): April
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2025.35.1.25207

Abstract

Until the mid-19th century, the Dutch colonialism (the Western world) began to intervene in the indigenous legal systems of Indonesia. The current situation marks the beginning of a decline in the civilization of Muslims, particularly in Indonesia. This development raises concerns about the future of Indonesian society as a whole. This decline permeated various aspects of life, including the field of mu’āmala law, which began to adopt usury-based concepts. This research aims to reconstruct the Islamic legal policy on Ultra-Micro (UMi) Financing as practiced by the Indonesian government, which still contains elements of usury (ribā) in its implementation. This study employs a qualitative approach using empirical-socio-legal research methods involving an analysis of UMi Financing contracts, interviews with stakeholders, and direct observations in Surakarta. The analysis is grounded in the theory of maqāṣid al-sharī’a, including the principles of ribā as outlined in classical Islamic jurisprudence (turāth). The findings reveal a research gap that the current legal policy on Sharia ultra-micro financing implemented by the government had ribā, which is found in classical Islamic texts.
Co-Authors Abdul Hakim Absori Absori Agatha Jumiati Aidul Fitiada Azhari Aidul Fitriciada Azhari Amada, Fanesa Andria Luhur Prakoso Anggoro, Purwadi Wahyu Anwar Mujahidin Anwar Mujahidin Apreliyanti, Virra Ervita Arief Budiono Arif Budiono Aya Mohammed Youssef Abd Allah Ayu, Cintia Putri Kusuma Bambang Sukoco Baskoro Tri Pamungkas Budi Winarno Chandra, Rizky Aditya Clarizze Yvoine Mirielle Dewi Iriani Dewi Kusuma Diarti Dianto Dianto Dianto Dianto, Dianto Diatmoko, Tri Eiad Yafi ellectrananda anugerah ash-shidiqqi Em Sutrisna Emovwodo, Silaas Oghenemaro Eny Purwandari Erwin Yudi Prahara Erwin Yudi Prahara, Erwin Yudi Fahmi Fairuzzaman Farid, Achmad Miftah Fauziana, Eni Firmansyah, Ifan Fitrah Hamdani Fitrah Hamdani Fitriani Nur Damayanti Ganindya, Brestiara Gulyamov, Said Gulyamov, Said Saidakhrarovich Harun Harun Hery Dwi Utomo Imaniar Rinanda Ayuningtyas Indah Maulani Isman Isman Isman, Isman Izziyana, Wafda Vivid Kachippa Suvirat Khudzaifah Dimyati Khuzaefah Dimyati Krisanti, Hana Lyandova, Vanka M Junaidi Maimun, Muhammad Halim Marisa Kurnianingsih Marjanah, Iramadya Dyah Marni Marni Mawarni, Wilda Mega Yudha Nur Rokhmah Saptari Mindipurnama Putra, Ijlal Hanif Moh Indra Bangsawan Moh. Indra Bangsawan Mohammad Busjro Muqoddas Mohammad BusjroMuqoddas Muchlison Anis Muh Nashiruddin Muhammad Anas Arifin Muhammad Bayu Saputro Muhammad Nurcholis Alhadi Mukhammad Ali Turdialiev Polatjon Ogli Mutimatun Ni’ami Nanik Rumiati Natangsa Surbakti Naufal Fakhri Ghozali Nur Aida Ikrima Nur Hamidah Irba'ul Khair Nurfauzia, Elita Nadia Nurhaliza, Alfida Aulia Rahma Firdauzy Nuria Siswi Enggarani Odilbek Khazratkulov Prasetyo Utomo, Widhi Pratiwi, Betty Intan Purwadi Wahyu Anggoro Puspita Sari, Arindra Raden Roro Astuti Retno Lestari Rahayu, Istiyawati Rahmi, Anggraita Nur Rajput, Trisha Ramon, Tomás Mateo Restianti, Riza Rina Arum Prastyanti Rina Arum Prastyanti, Rina Arum Rizka Rizka, Rizka Rochman, Saepul Romi Saputra Saepul Rochman Saepul Rochman Said Saidakhrarovich Gulyamov Saptari, Mega Yudha Nur Rokhmah Saputro, Muhammad Bayu Setiyawan, Wahyudi Shofia, Rahma Silaas Oghenemaro Emovwodo Siti Syahida Nurani Siti Zulaekah Sri Darnoto Sri Rejeki Syafirah, Filzah Ilda Syaifuddin Zuhdi Syamsul Hidayat Syifa Rana Tsary Tashya Panji Nugraha Trisno Rahardjo Tsary, Syifa Rana Wafdah Vivid Iziyana Wahyudi Setiyawan Waljinah, Sri Wardah Yuspin Werdany, Kusuma Estu Wibowo, Sugeng Widananda, Clarisa Yafi, Eiad Yuli Kusumawati Yuniar, Siska Zuhdi, Syaifuddin