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All Journal JURNAL MAGISTER HUKUM UDAYANA Journal of Indonesian Tourism and Development Studies Humano: Research Journal Arena Hukum Jurnal Akta Jurnal Ilmiah Hukum LEGALITY Jurnal Panorama Hukum CARADDE: Jurnal Pengabdian Kepada Masyarakat Sosio e-kons YUSTISI Unes Law Review Jurnal Masyarakat Merdeka (JMM) PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat GERVASI: Jurnal Pengabdian kepada Masyarakat Sarwahita : Jurnal Pengabdian Kepada Masyarakat Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Yustitia Abdi: Jurnal Pengabdian dan Pemberdayaan Masyarakat JURNAL PEMBANGUNAN HUKUM INDONESIA KRTHA BHAYANGKARA Vyavahara Duta BERNAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Analisis Hukum Yustisi: Jurnal Hukum dan Hukum Islam RIO LAW JURNAL Jurnal Hukum Saraswati Locus: Jurnal Konsep Ilmu Hukum Aptekmas : Jurnal Pengabdian Kepada Masyarakat AKADEMIK: Jurnal Mahasiswa Humanis Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora (JURRISH) Vyavahara Duta Jurnal Penelitian Hukum Indonesia (J-PeHI) Al-Zayn: Jurnal Ilmu Sosial & Hukum Kanun: Jurnal Ilmu Hukum Journal of Innovative and Creativity Binamulia Hukum Consensus : Jurnal Ilmu Hukum Vidhisastya: Journal for Legalscholars
Kadek Januarsa Adi Sudharma
Universitas Pendidikan Nasional
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Legal Cases Regarding Online Loans Relating to Violations of Contract Agreements and Debtor Data Protection Cokorda Istri Ratih Laksmi Dewi; Kadek Januarsa Adi Sudharma
JURNAL AKTA Vol 12, No 4 (2025): December 2025
Publisher : Program Magister (S2) Kenotariatan, Fakultas Hukum, Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/akta.v12i4.50385

Abstract

The expansion of online lending services (peer-to-peer lending) in Indonesia has facilitated easier access to credit but simultaneously introduces legal risks related to contract breaches and the protection of borrowers’ personal data. This study adopts a literature review approach to examine actual cases and the relevant legal framework, including the Consumer Protection Law, the Electronic Information and Transactions Law, and the Personal Data Protection Law. The analysis reveals that, despite the existing regulations, online lending practices remain susceptible to issues such as excessive interest rates, unauthorized dissemination of personal data, and aggressive debt collection practices. Ensuring effective legal protection necessitates comprehensive consumer education, stringent regulatory oversight, and rigorous enforcement of sanctions. This study contributes to understanding the legal challenges within the fintech sector and highlights the critical importance of safeguarding consumers to maintain a fair and secure online lending environment.
The Right to be Forgotten: Regulation of Personal Data Deletion in Indonesia Ni Kadek Dhea Ardi Prabasari; Kadek Januarsa Adi Sudharma; Michael Angelo
KRTHA BHAYANGKARA Vol. 18 No. 3 (2024): KRTHA BHAYANGKARA: DECEMBER 2024
Publisher : Fakultas Hukum Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/krtha.v18i3.3291

Abstract

The purpose of this paper is to analyze the regulation of personal data deletion in Indonesia as a form of protection for the right to be forgotten, and subsequently, the process of personal data deletion that exists in Indonesia. This paper discusses in detail the right to be forgotten. The research method used in this paper is normative legal research. It employs a conceptual approach and a legislative approach. The exploration of legal materials is conducted through document studies. The analysis in this paper is qualitative. The results of this research explain that the concept of the "right to be forgotten" refers to the individual's ability to request the deletion of their personal data from public databases, particularly information that could harm their reputation, privacy, or even social life. In the context of the European Union, this concept is outlined in Articles 7 and 8 of the Charter of Fundamental Rights of the European Union. Article 7 emphasizes the importance of respecting private and family life, which is a fundamental aspect of human rights. Meanwhile, Article 8 asserts the protection of personal data, stating that data must be processed fairly and for specific purposes, based on consent or a legitimate legal basis. The process of personal data deletion in Indonesia currently lacks specific regulations, thus relying on agreements between personal data owners and data controllers, in accordance with the principle of pacta sunt servanda.
NORMATIVE GAPS IN EMPLOYMENT RIGHTS PROTECTION WITHIN CIVIL SERVICE CONTRACTS IN DIVORCE DISPUTES: A COMPARATIVE STUDY OF INDONESIA AND HUNGARY Rizqi Hadi Saputro; Kadek Januarsa Adi Sudharma; Talabos Dávidné Lukács Nikolet
Kanun Jurnal Ilmu Hukum Vol 27, No 1: April 2025: Customary Law and development in Indonesia
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/kanun.v27i1.51778

Abstract

This article analyzes a normative gap in the protection of civil servant contracts during divorce disputes by conducting a comparative study between Indonesia and Hungary. This study is normative legal research with a conceptual, comparative, and legislative approach. This article affirms that the issues surrounding the protection of employment rights in civil servant contracts during divorce disputes reveal normative gaps due to the disharmony between legal regimes, particularly between employment law and family law, as well as the weak integration between judicial decisions and administrative implementation. These conditions result in the absence of a clear and uniform mechanism for the implementation of post-divorce economic rights, leading to variations in practices that culminate in legal uncertainty and potential injustice for the parties involved. Through a comparative legal approach between Indonesia and Hungary, this study finds that the difference in the construction of the relationship between the private and public spheres significantly affects the level of labor rights protection, where Indonesia tends to be interventionist (over-regulation), while Hungary emphasizes a clear separation (under-regulation) with stronger individual rights protection. This research emphasizes the need for a reformulation of legal policies that balance institutional interests and private rights through the principles of proportionality, justice, and strengthening implementation mechanisms, to create a more effective, consistent, and substantively just system of labor rights protection in the context of divorce disputes for Civil Servants (PNS).
Analisis Yuridis Kepastian Hukum Tanggung Jawab Penyelenggara Insurtech atas Kebocoran Data Pribadi Nasabah Asuransi Digital Komang Aristia Sadia Dewi; Ni Putu Sawitri Nandari; Kadek Januarsa Adi Sudharma; Dewa Ayu Putri Sukadana
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 6 No. 2 (2026): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v6i2.2003

Abstract

The rapid development of insurtech as a digital innovation in the insurance sector has increased efficiency while simultaneously raising the risk of personal data breaches involving policyholders. This study aims to examine the legal certainty and civil liability of insurtech providers in cases of personal data breaches under Law Number 27 of 2022 on Personal Data Protection (UU PDP) and POJK No. 36 of 2024. The research applies a normative legal method using a statute approach, supported by primary legal materials in the form of legislation and secondary materials from scholarly literature. The findings indicate that insurtech providers, as personal data controllers, bear comprehensive responsibilities, including mandatory breach notification within 72 hours, implementation of mitigation and recovery measures, and compensation for material and immaterial losses. While POJK No. 36/2024 emphasizes preventive mechanisms through risk management and governance, the UU PDP provides a more comprehensive framework by incorporating administrative and criminal sanctions. However, gaps remain regarding effective remedial mechanisms and regulatory coordination. Strengthening these aspects is essential to ensure legal certainty, enhance accountability, and protect consumer rights in the digital insurance ecosystem.
Disharmonisasi Norma Tanggung Jawab Pelaku Usaha Berbasis Strict Liability dalam Sengketa Konsumen Ni Putu Mirah Henny Herliana; Dewa Ayu Putri Sukadana; Kadek Januarsa Adi Sudharma; Ni Putu Sawitri Nandari
AKADEMIK: Jurnal Mahasiswa Humanis Vol. 6 No. 2 (2026): AKADEMIK: Jurnal Mahasiswa Humanis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmh.v6i2.2028

Abstract

This study examines the normative inconsistency in regulating business actors’ liability under Law No. 8 of 1999 on Consumer Protection, particularly in relation to the application of strict liability. The main problem arises from the coexistence of different liability regimes, namely strict liability, fault-based liability, and presumption of liability, without clear conceptual boundaries. This situation creates legal uncertainty and weakens the position of consumers. The research aims to analyze this inconsistency and propose a conceptual reconstruction to achieve legal coherence. This study applies a normative juridical method with statutory, conceptual, and analytical approaches, focusing on Articles 19(1), 19(5), and 28 of the law. The findings show that the overlap of liability models leads to ambiguity in interpretation and inconsistent law enforcement, which enables business actors to avoid responsibility. This condition is not in line with the principles of legal certainty and justice within the welfare state framework. Therefore, clearer differentiation of liability regimes is required through legislative clarification or judicial guidelines so that strict liability can function effectively in protecting consumers and ensuring fair business practices.
Pengembangan Smart Farming Berbasis Agritourism sebagai Edukasi Teknologi Pertanian di Kabupaten Buleleng: Development of Agritourism-Based Smart Farming as Agricultural Technology Education in Buleleng Regency Gede Humaswara Prathama Sudharma; Ni Wayan Widhiasthini; Kadek Januarsa Adi Sudharma; Ni Luh Yulyana Dewi; Ni Made Prasiwi Bestari; I Wayan Aditya Suranata
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 11 No. 7 (2026): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v11i7.11891

Abstract

The development of agricultural technology is an important need to address the challenges of food sustainability, the low interest among the younger generation, and farmers' skepticism towards technological innovation. This community service activity was carried out in Buleleng Regency by developing agritourism-based smart farming as a means of agricultural technology education through the Wiwanda Agrow Independent Agriculture and Rural Training Center. The activity was carried out using a participatory approach, which included identifying partner needs, installing and integrating Internet of Things-based smart farming systems, functional testing and calibration, development of educational facilities and materials, training and assistance for farmers, and the implementation of educational tours for the community and students. The results of the activity show that the implemented smart farming system functions optimally in supporting monitoring and cultivation management, increases farmers' understanding and trust in technology, and serves as an effective learning medium for the younger generation. The integration of agritourism allows agricultural technology to be used not only for production but also as a vehicle for education and dissemination of innovation in a sustainable manner. Overall, this activity proves that the agritourism-based smart farming model can be an effective approach to encourage the adoption of agricultural technology, strengthen farmer regeneration, and support food security in the future, while creating sustainable partnerships between universities and communities, permitted to use abbreviations except for units of a quantity and use them to a minimum.  
Analisis Yuridis Upaya Penyelesaian Sengketa Waris Perempuan Hindu di Bali Gede Budi Astawa; Kadek Januarsa Adi Sudharma
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan penelitian adalah untuk menganalisis penyelesaian sengketa waris perempuan Hindu di Bali serta penyelesaian sengketa pewarisan bagi perempuan Hindu berdasarkan hukum waris adat Bali. Penelitian ini berfokus pada kedudukan perempuan sebagai ahli waris dalam sistem pewarisan patrilineal yang secara tradisional menempatkan laki-laki sebagai ahli waris utama (purusa). Metode penelitian. Penelitian ini menggunakan metode yuridis normatif dengan pendekatan kepustakaan. Analisis dilakukan terhadap norma, asas, kaidah, teori, dan peraturan hukum yang berkaitan dengan kedudukan dan hak waris perempuan Hindu di Bali. Penelitian ini juga mengkaji kekosongan norma, konflik norma, dan kekaburan norma dalam hukum waris adat Bali. Hasil penelitian. Hasil penelitian menunjukkan bahwa hukum waris adat Bali menganut sistem patrilineal yang mengutamakan anak laki-laki sebagai ahli waris utama. Kondisi tersebut menyebabkan keterbatasan hak perempuan dalam pewarisan dan berpotensi menimbulkan diskriminasi. Namun, setelah disahkannya Keputusan MUDP Bali Nomor 01/KEP/PSM-3/MDP BALI/X/2010, hak perempuan dalam pewarisan melalui konsep jiwadana memperoleh pengakuan. Ketentuan tersebut menjadi salah satu upaya untuk mewujudkan keadilan, kepastian hukum, dan perlindungan hukum bagi perempuan Hindu di Bali. Kesimpulan. Penyelesaian sengketa waris perempuan Hindu di Bali perlu memperhatikan perkembangan hukum adat dan pengakuan terhadap hak perempuan sebagai ahli waris. Keputusan MUDP Bali Nomor 01/KEP/PSM-3/MDP BALI/X/2010 memberikan dasar dalam memperkuat kedudukan perempuan dalam pewarisan sekaligus memberikan kepastian dan perlindungan hukum bagi perempuan Hindu di Bali.
Co-Authors A.A. Ayu Intan Puspadewi Abd. Rasyid Syamsuri Adhitya, Sang Putu Dimas Adhyaksa, Ni Kadek MeiIy Adibah, Mawar Farah Adinda Trisya Anindia Putri Agus Putu Abiyasa Anak Agung Alit Satya Prananda, S.H. Anak Agung Ayu Intan Puspadewi Anak Agung Ayu Ngurah Sri Rahayu Gorda Aninda Allayna Sururi Irawan Antari, Putu Eva Ditayani Arista Putri, Putu Della Artami, Ida Ayu Ketut Ayu Meiranda Bagus Gede Ari Rama Bagus Gede Ari Rama Budiana, I Nyoman Chintya Putri Cokorda Istri Ratih Laksmi Dewi Dela Andiniyanti Desak Putu Widiati Dewa Ayu Putri Sukadana Dewa Ayu Putri Sukadana Dewa Ayu Yeni Asmari Dewi, Ni Putu Sukma Dheanatul Islamiyyah Diah Pitaloka, Ni Kadek Intan Finezea, Senja Firdaus, Angelica Deftari Firdaus Gede Budi Astawa Gede Humaswara Prathama Sudharma I Gede Agus Kurniawan I Gusti Agung Ayu Valencia Mutiara Putri I Gusti Agung Ayu Valencia Mutiara Putri I Gusti Ayu Eviani Yuliantari I Gusti Ayu Julia Maharani I Kadek Widi Pranajaya I Komang Trisna Sugiarta I Made Wiray Darma I Nengah Sucipta Angga Putra I Ngurah Made Arya Putrawan Sudana I Putu Edi Rusmana I Wayan Aditya Suranata Ida Ayu Tyara Pidada Rurus Ida Bagus Agung Andhika Putra Irlanda, Astrina Putri jesslyn, chlaresta Kadek Julia Mahadewi Komang Aristia Sadia Dewi Kurniawan, Komang Suputra Luh Febby Liamitha Made Widya Prasasti Manik Mas, Made Nitya Amanda Putri Mario Binsar Martua Sihombing Michael Angelo Ni Kadek Dhea Ardi Prabasari Ni Kadek Marlita Erdiana Putri Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Komang Nayati Sukma Dewi Ni Luh Mita Juniari Ni Luh Yulyana Dewi Ni Made Diah Karisma Rustanti Ni Made Prasiwi Bestari Ni Nyoman Nadiari Ni Nyoman Sri Wisudawati Ni Putu Eva Ditayani Antari Ni Putu Mirah Henny Herliana Ni Putu Sawitri Nandari Ni Putu Winda Trisna Utami Ni Wayan Widhiasthini Novran Aleksander Wowiling Nur Shadrina, Salsabila Pipin Carolina BR Barus Putra, I Gede Ryan Mahendra Putra, I Nyoman Arya Sutaprawira Putra, Komang Satria Wibawa Putri Ramadhani, Faradhina Zahra Putri, A.A.Sg. Manik Maharani Putri, Kesari Pringga Juwita Sedana Putu Adi Saskara Putra Putu Ngurah Dhimas Pratama Sanjaya Rachella, Baby Rizqi Hadi Saputro Satrio Wahyu Sri Pamungkas Soenartha, Kevin Varrisco Christoven Sompie, Rebecca Mirella Talabos Dávidné Lukács Nikolet Triwulandari, I Gusti Agung Ayu Mas Vaisile Moisa, Robert Widiawan, I Putu Arya Restu Wijaya, Gst. Ngr. Pt. Arya Kusuma ⁠Anak Agung Ayu Intan Puspadewi