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Journal : Interdisciplinary Social Studies

Determinants of banking health in ASEAN on dividend policy M. Arief Nur Wibowo Hartas; Isni Andriana; Shelfi Malinda; Marlina Widiyanti
Interdisciplinary Social Studies Vol. 4 No. 2 (2025): Regular Issue: January-March 2025
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v4i2.765

Abstract

This study was conducted to determine the effect of capital adequacy ratio (CAR), product asset quality (KAP), return on assets (ROA), net profit margin (NPM), financing to deposit ratio (FDR), and their impact on dividend payout ratio (DPR). This study contributes to the understanding of financial performance and dividend policies in the banking sector by examining the relationships between key financial metrics. The results show that the CAR has a positive and significant effect on dividend policies for banking companies in ASEAN. The quality of product assets has an important effect on the dividend policy of property, real estate, and building construction companies listed on the Indonesia Stock Exchange. The FDR is a negative and insignificant factor that affects dividend policies. The findings can inform banking institutions in formulating strategies to optimize their financial performance while maintaining an attractive dividend policy. This study provides valuable insights for stakeholders, including investors, management, and policymakers, on how financial health and operational efficiency can affect shareholder returns.
Co-Authors -, Zunaidah Abdul Bashir Abdul Bashir Adam, Muhamad Afrian, Rendy Agung Putra Raneo Agustina Hanafi Ahmad Maulana Akhmad Nazaruddin Akhmad Nazaruddin, Akhmad Aldani, Dhiya Shofi Aldira, Zahwa Namira Alfin Febrianti Alhari Ramadana, Muhammad Alysa, Alysa Anna Yulianita Annisa Meilani Arisman, Anton Axelino, Tristan Ayu Tri Maharani, Firga Azzahra, Aqilla Fatimah Badia Perizade, Badia Perizade Baiq Mulianah Bambang Suseno Basri, Michelle Cintya Marisa Daffa Akbar Redian Desi Pitriani Dewi Meilinda Panduwinata Dhia Sellya Mufida Susilo Diah Natalisa Didik Susetyo Dila Ardila Dwi Agustina Ellen Putri Wulandari Ema Yuliani Endah Purnama Sari Endi Djoyo Negoro W Endriana Luckita Sari Etina Wati Fadly Usman Fahira Dhea Azzahra Farakhan Zaki, Putra Farizal, Bembi Farla, Wita Farrell Farhan Zhafiri Fatikh, M. Alfin Fida Muthia Fida Muthia Fida Muthia Fidriansyah, Septa Fitri Anggraini, Fitri Foreski, Anggun Fuadah, Luk Luk Gracia, Fransisca H. Isnurhadi H. M. A. Rasyid HS Umrie Haqqie Muflicha Bissalamy Harson Harson Hera Febria Mavilinda Husni Thamrin, Kemas Muhammad Iisnawati, Iisnawati Ikaputri, Tasya Dian Ilham Dicardo Inayah Mutiara Beffilia Isnurhadi Isnurhadi Isnurhadi Isnurhadi Isnurhadi Isnurhadi Jefry Caisar Josephine Surya Karimudin, Yos Kemas M Husni Thamrin KEMAS M HUSNI THAMRIN, KEMAS M HUSNI Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M.Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Thamrin Khalisah Chaidir, Kiara Shafah Khoirun Nisa Khoirun Nisa Az-Zahra Lency Puspa Sari Lestari, Betaria Lina Dameria Siregar Lina Dameria Siregar Lukman, Muhammad Aditya M Rafli Afda M. A. Emeraldy Rajaya M. Arief Nur Wibowo Hartas Malinda, Shelfi Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti, Marlina Marshanda Nurafriza Mavilinda, Hera Febria Meileginta Kaban Melida Sari Mentari Khikhim Mia Audina Mohamad Adam Mohamad Adam Mohamad Adam Mohamad Adam Muhamad Adam Muhammad Alhari Ramadan Muhammad Husni Thamrin, Kemas Muhammad Ichsan Hadjri Muhammad Ilham Fakhirin Muhammad Ilham Fakhirin Muhammad Tri Luthfillah Muhammad Tri Luthfillah Muizzuddin Muizzuddin Muizzuddin Muizzuddin Muizzuddin, Muizzuddin Muizzudin Muizzudin Mukhtaruddin Mukhtaruddin MUKHTARUDIN MUKHTARUDIN Muktarudin, Muktarudin Muthia, Fida Mutiara Indah Mutiara, Mirza Rizki Muzakir Achmady Mu’izzudin Nabila Firda Nabila Salsabella Nabila Salsabella Nabila, Meutia Aisyah Nazeli Adnan Nofiawaty Nofiawaty Nofiawaty Nofiawaty Novayanti Simalango Novelia, Rizka Nur Kholis, Mohammad Maulana Nur, Nur Khairiyah Anita Nasution Parama Santati Permatasari, Ulfi Nurindah Pratama, Muhammad Dieo Cahya Puspita, Reni Ayu Puteri, Fatimah Eka Putri Siski Putri Siti Ammanah Putri Velli Asri Qowiyyul Adib, Hanaf Rahmaneeyuda , Larasati Rani Safitri Rasyid HS Umrie Resa Novita Resa Seftiandini Reza Ghasarma REZA GHASARMAN, REZA Rifanka, Namira Rifanka, Namira Salsa Rika Henda Safitri, Rika Henda Rivanny Astricia Rohman, Abdul Rokhman, Mauhibur Santati, Parama Saputri, Nyimas Dewi Murnila Sari, Endriana Luckita Sari, Okta Puspa Shahlaila Lutfia Rahman Shelfi Malinda Shelfi Malinda Silvianti, Silvianti Sri Wahyuni Stella Ovinda Sulastri Sulastri Sulastri Sulastri Taufik Taufik . Taufik Taufik Tertiarto Wahyudi Thamrin, Kemas Thamrin, Kemas Muhammad Husni Thamrin, Kms. M Husni Titania Anggraini Ulfi Nurindah Permatasari Umi Kalsum Umi kalsum, Umi kalsum Utami, Dina Nabila Veni Saputri Vina Vira Febrisa Wita Farla Yeni Rahmadani Yoga Yudha Pratama Yos Karimudin Yuliani Yuliani Yuniar, Eka Yunita, Dessy Zakaria Wahab Zakaria Wahab Zamroni, M. Afif Zunaidah Zunaidah Zunaidah Zunaidah Zunaidah  Kemas M. Husni Thamrin