p-Index From 2021 - 2026
11.984
P-Index
This Author published in this journals
All Journal Jurnal Ilmu Manajemen (JIM) Jurnal Manajemen dan Bisnis Sriwijaya JURNAL ILMIAH MANAJEMEN BISNIS DAN TERAPAN Jurnal Media Wahana Ekonomika I-Finance Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Manajemen dan Kewirausahaan (JMDK) IJBE (Integrated Journal of Business and Economics) SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Journal of Economic, Bussines and Accounting (COSTING) EKONOMIS : Journal of Economics and Business International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Ekonomi Manajemen Sistem Informasi Ilomata International Journal of Tax and Accounting Jurnal Riset Akuntansi Kontemporer Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Jurnal Riset Akuntansi dan Manajemen Malahayati (JRAMM) Jurnal Syntax Transformation Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences Sricommerce: Journal of Sriwijaya Community Services Devotion: Journal of Research and Community Service Munaddhomah: Jurnal Manajemen Pendidikan Islam Transformasi Manageria: Journal of Islamic Education Management Jurnal Pengabdian Masyarakat (ABDIRA) International Journal of Social Service and Research Interdisciplinary Social Studies Indonesian Journal of Business Analytics (IJBA) Journal of Management and Business INJURITY: Journal of Interdisciplinary Studies Enrichment: Journal of Multidisciplinary Research and Development International Journal of Economics, Management and Accounting Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah RESLAJ: Religion Education Social Laa Roiba Journal International Journal of Economics, Accounting, and Management Sriwijaya Accounting Community Services Jurnal Pendidikan Islam Jurnal Ilmu Manajemen Studi Akuntansi dan Bisnis Indonesia
Claim Missing Document
Check
Articles

The Influence of Financial Literacy, Financial Inclusion, and People’s Business Credit Financing (KUR) on The Profitability of MSMEs Among PT Pegadaian City Palembang Customers Meileginta Kaban; Sulastri; Kemas Muhammad Husni Thamrin; Isni Andriana
Studi Akuntansi dan Bisnis Indonesia Vol 1 No 3 (2025): July
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM), Sekolah Tinggi Ilmu Ekonomi Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/sabi.v1i3.258

Abstract

Purpose: This research is conducted to determine the effect of financial literacy, financial inclusion, and the People's Business Credit (KUR) financing on the profitability of MSMEs among customers of Pegadaian in Palembang City. Research Methodology: The study used 100 PT Pegadaian customers in Palembang City selected purposively. Data were collected via questionnaires and analyzed using the Statistical Package for the Social Sciences (SPSS). Results: Financial literacy shows no effect, financial inclusion negatively affects, while KUR financing positively and significantly increases MSME profitability among Pegadaian customers. Conclusions: The study found that financial literacy had no significant effect, financial inclusion negatively affected MSME profitability, while KUR financing had a positive and significant impact, emphasizing the need to strengthen literacy and inclusion programs. Limitations: The study focuses only on PT Pegadaian customers in Palembang City and examines MSME profitability based on financial literacy, inclusion, and KUR financing. Contribution: This research can contribute to providing references for further research activities, especially for researchers interested in conducting more in-depth studies in this field.
Co-Authors -, Zunaidah Abdul Bashir Abdul Bashir Adam, Muhamad Afrian, Rendy Agung Putra Raneo Agustina Hanafi Ahmad Maulana Akhmad Nazaruddin Akhmad Nazaruddin, Akhmad Aldani, Dhiya Shofi Aldira, Zahwa Namira Alfin Febrianti Alhari Ramadana, Muhammad Alysa, Alysa Anna Yulianita Annisa Meilani Arisman, Anton Axelino, Tristan Ayu Tri Maharani, Firga Azzahra, Aqilla Fatimah Badia Perizade, Badia Perizade Baiq Mulianah Bambang Suseno Basri, Michelle Cintya Marisa Daffa Akbar Redian Desi Pitriani Dewi Meilinda Panduwinata Dhia Sellya Mufida Susilo Diah Natalisa Didik Susetyo Dila Ardila Dwi Agustina Ellen Putri Wulandari Ema Yuliani Endah Purnama Sari Endi Djoyo Negoro W Endriana Luckita Sari Etina Wati Fadly Usman Fahira Dhea Azzahra Farakhan Zaki, Putra Farizal, Bembi Farla, Wita Farrell Farhan Zhafiri Fatikh, M. Alfin Fida Muthia Fida Muthia Fida Muthia Fidriansyah, Septa Fitri Anggraini, Fitri Foreski, Anggun Fuadah, Luk Luk Gracia, Fransisca H. Isnurhadi H. M. A. Rasyid HS Umrie Haqqie Muflicha Bissalamy Harson Harson Hartas, M. Arief Nur Wibowo Hera Febria Mavilinda Husni Thamrin, Kemas Muhammad Iisnawati, Iisnawati Ikaputri, Tasya Dian Ilham Dicardo Inayah Mutiara Beffilia Isnurhadi Isnurhadi Isnurhadi Isnurhadi Isnurhadi Isnurhadi Jefry Caisar Josephine Surya Karimudin, Yos Kemas M Husni Thamrin KEMAS M HUSNI THAMRIN, KEMAS M HUSNI Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M.Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Thamrin Khalisah Chaidir, Kiara Shafah Khoirun Nisa Khoirun Nisa Az-Zahra Lency Puspa Sari Lestari, Betaria Lina Dameria Siregar Lina Dameria Siregar Lukman, Muhammad Aditya M Rafli Afda M. A. Emeraldy Rajaya Malinda, Shelfi Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti, Marlina Marshanda Nurafriza Mavilinda, Hera Febria Meileginta Kaban Melida Sari Mentari Khikhim Mia Audina Mohamad Adam Mohamad Adam Mohamad Adam Mohamad Adam Muhamad Adam Muhammad Alhari Ramadan Muhammad Husni Thamrin, Kemas Muhammad Ilham Fakhirin Muhammad Ilham Fakhirin Muhammad Tri Luthfillah Muhammad Tri Luthfillah Muizzuddin Muizzuddin Muizzuddin Muizzuddin Muizzuddin, Muizzuddin Muizzudin Muizzudin Mukhtaruddin Mukhtaruddin MUKHTARUDIN MUKHTARUDIN Muktarudin, Muktarudin Muthia, Fida Mutiara Indah Mutiara, Mirza Rizki Muzakir Achmady Mu’izzudin Nabila Firda Nabila Salsabella Nabila Salsabella Nabila, Meutia Aisyah Nazeli Adnan Nofiawaty Nofiawaty Nofiawaty Nofiawaty Novayanti Simalango Novelia, Rizka Nur Kholis, Mohammad Maulana Nur, Nur Khairiyah Anita Nasution Parama Santati Permatasari, Ulfi Nurindah Pratama, Muhammad Dieo Cahya Puspita, Reni Ayu Puteri, Fatimah Eka Putri Siski Putri Siti Ammanah Putri Velli Asri Qowiyyul Adib, Hanaf Rahmaneeyuda , Larasati Rani Safitri Rasyid HS Umrie Resa Novita Resa Seftiandini Reza Ghasarma REZA GHASARMAN, REZA Rifanka, Namira Rifanka, Namira Salsa Rika Henda Safitri, Rika Henda Rivanny Astricia Rohman, Abdul Rokhman, Mauhibur Santati, Parama Saputri, Nyimas Dewi Murnila Sari, Endriana Luckita Sari, Okta Puspa Shahlaila Lutfia Rahman Shelfi Malinda Silvianti, Silvianti Sri Wahyuni Stella Ovinda Sulastri Sulastri Sulastri Sulastri Taufik Taufik . Taufik Taufik Tertiarto Wahyudi Thamrin, Kemas Thamrin, Kemas Muhammad Husni Thamrin, Kms. M Husni Titania Anggraini Ulfi Nurindah Permatasari Umi Kalsum Umi kalsum, Umi kalsum Utami, Dina Nabila Veni Saputri Vina Vira Febrisa Wita Farla Yeni Rahmadani Yoga Yudha Pratama Yos Karimudin Yuliani Yuliani Yuniar, Eka Yunita, Dessy Zakaria Wahab Zakaria Wahab Zamroni, M. Afif Zunaidah Zunaidah Zunaidah Zunaidah Zunaidah  Kemas M. Husni Thamrin