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Awakening Environmental Responsibility in Youth Through Islamic Values in Green Governance Education Andriana, Isni; Zamroni, M. Afif; Thamrin, Kemas M Husni; Kalsum, Umi; Fuadah, Luk Luk; Rifanka, Namira Salsa; Khalisah Chaidir, Kiara Shafah; Usman, Fadly
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 6 No. 4 (2025): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v6i4.2263

Abstract

This study investigates how Islamic values can foster environmental responsibility and influence youth behavior within the context of green governance education. Despite the expansion of global and national environmental policies, their effectiveness is often limited by weak ethical engagement and a lack of value-based education at the grassroots level. Existing research typically focuses on policy frameworks or institutional reforms, neglecting the potential of faith-based education to transform student awareness. To address this gap, the present study employs a qualitative case study design rooted in Social Justice Theory in Islam (Choudhury, 2020), which views humans as khalifah (stewards) responsible for upholding adl (justice) and tawazun (balance) in all aspects of life. Data were gathered through three Focus Group Discussions (FGDs) with 28 university students from South Sumatra, Indonesia, representing two universities that actively participate in the UI GreenMetric program. Thematic analysis revealed that students' comprehension of Islamic environmental ethics transcended mere conceptual understanding, translating into responsible consumption, community engagement, and peer-led sustainability initiatives. These findings demonstrate that participatory Islamic pedagogy can cultivate moral leadership and ecological consciousness, positioning students as active advocates for environmental justice. The novelty of this study lies in its comprehensive analysis of how Islamic ethical principles are applied within green governance education, an area seldom explored in higher education. The results emphasize the need for Islamic education policy to incorporate faith-based environmental ethics into curricula, promoting spiritually grounded and sustainability-oriented youth leadership.
The Influence of Financial Literacy, Financial Inclusion, and People’s Business Credit Financing (KUR) on The Profitability of MSMEs Among PT Pegadaian City Palembang Customers Meileginta Kaban; Sulastri; Kemas Muhammad Husni Thamrin; Isni Andriana
Studi Akuntansi dan Bisnis Indonesia Vol 1 No 3 (2025): July
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM), STIE Krakatau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61401/sabi.v1i3.258

Abstract

Purpose: This research is conducted to determine the effect of financial literacy, financial inclusion, and the People's Business Credit (KUR) financing on the profitability of MSMEs among customers of Pegadaian in Palembang City. Research Methodology: The study used 100 PT Pegadaian customers in Palembang City selected purposively. Data were collected via questionnaires and analyzed using the Statistical Package for the Social Sciences (SPSS). Results: Financial literacy shows no effect, financial inclusion negatively affects, while KUR financing positively and significantly increases MSME profitability among Pegadaian customers. Conclusions: The study found that financial literacy had no significant effect, financial inclusion negatively affected MSME profitability, while KUR financing had a positive and significant impact, emphasizing the need to strengthen literacy and inclusion programs. Limitations: The study focuses only on PT Pegadaian customers in Palembang City and examines MSME profitability based on financial literacy, inclusion, and KUR financing. Contribution: This research can contribute to providing references for further research activities, especially for researchers interested in conducting more in-depth studies in this field.
Determinants of banking health in ASEAN on dividend policy M. Arief Nur Wibowo Hartas; Isni Andriana; Shelfi Malinda; Marlina Widiyanti
Interdisciplinary Social Studies Vol. 4 No. 2 (2025): Interdisciplinary Social Studies
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/iss.v4i2.765

Abstract

This study was conducted to determine the effect of capital adequacy ratio (CAR), product asset quality (KAP), return on assets (ROA), net profit margin (NPM), financing to deposit ratio (FDR), and their impact on dividend payout ratio (DPR). This study contributes to the understanding of financial performance and dividend policies in the banking sector by examining the relationships between key financial metrics. The results show that the CAR has a positive and significant effect on dividend policies for banking companies in ASEAN. The quality of product assets has an important effect on the dividend policy of property, real estate, and building construction companies listed on the Indonesia Stock Exchange. The FDR is a negative and insignificant factor that affects dividend policies. The findings can inform banking institutions in formulating strategies to optimize their financial performance while maintaining an attractive dividend policy. This study provides valuable insights for stakeholders, including investors, management, and policymakers, on how financial health and operational efficiency can affect shareholder returns.
Pengaruh Literasi Keuangan dan Perilaku Keuangan Terhadap Manajemen Pengelolaan Keuangan pada Sales Elektronik di Palembang Mentari Khikhim; Isni Andriana; Kemas Muhammad Husni Thamrin
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 5 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i5.7377

Abstract

This study aims to analyze the effect of financial literacy and financial behavior on financial management in electronic sales in Palembang. This study uses a quantitative approach with data collection techniques through questionnaires. The sample in this study is 100 electronic sales in Palembang using random sampling techniques. The data analysis technique in this study uses multiple linear regression analysis. The research data was processed using the Statisfical Product and Service Solutions (SPSS) program. The results of the study show that financial literacy and financial behavior have a positive and significant effect on financial management on electronic sales in Palembang.
The Role and Threats of Using ChatGPT in Higher Education: Balancing Pedagogical Potential and Ethical Risks Baiq Mulianah; Fadly Usman; Mauhibur Rokhman; M. Alfin Fatikh; Isni Andriana; Meutia Aisyah Nabila; Mohammad Maulana Nur Kholis
Nazhruna: Jurnal Pendidikan Islam Vol. 8 No. 3 (2025): Transformative Islamic Education
Publisher : Universitas Pesantren Kh abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/nzh.v8i3.218

Abstract

The increasing use of generative AI tools in education highlights the need to understand how they can be effectively integrated into university-level teaching and learning. Although these tools offer great promise, the absence of a transparent and ethical framework for their implementation poses real challenges in aligning them with curriculum goals. AI technologies, such as ChatGPT, have already begun to reshape the way students learn, particularly in higher education settings. This research examines how students utilize ChatGPT for academic purposes, including studying, research, and learning activities. Using a quantitative approach, the study identifies usage trends and finds that students generally feel confident using ChatGPT, with many reporting improved engagement and productivity. The lack of regulated ethical standards for ChatGPT use and lecturer interventions prohibiting irresponsible use also impact the widespread use of ChatGPT in higher education settings. This study used quantitative data analysis involving 415 students from four universities: KH Abdul Chalim University, Brawijaya University, Sriwijaya University, and Gadjah Mada University. This research examines the benefits, challenges, and ethical considerations of utilising AI-based software in academic settings, particularly in higher education.
ESG PERFORMANCE AND FIRM VALUE: THE MODERATING ROLE OF OWNERSHIP CONCENTRATION Taufik; M. Arief Noer Wibowo; Sulastri; Yuliani; Isni Andriana; Afriyadi Cahyadi
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 3 (2026): June
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to analyze how ESG Performance influences firm value and whether ownership concentration moderates the relationship between ESG performance and firm value. The population used is 128 companies in three ASEAN countries (Indonesia, Malaysia, and Thailand) from 2021–2024. A sample of 85 companies was selected using purposive sampling. The results of the study show that ESG performance has a positive effect on firm value and that ownership concentration moderates the relationship between ESG performance and firm value. For further research, it is recommended to add research period and other independent variables inluencing firm value.
Emotional Intelligence as a Mediating Mechanism between Lecturer Competence and Innovation Luluh Abdilah; Suhaily Shahimi; Yuyus Yudistria; Isni Andriana; Nova Rina
Jurnal Ilmiah Manajemen Kesatuan Vol. 14 No. 1 (2026): JIMKES Edisi January 2026
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v14i1.4781

Abstract

Improving the quality of higher education requires strengthening lecturers’ competence and innovative behavior in response to digital transformation and the demands of Industry 4.0. This study examined the mediating effect of emotional intelligence in the relationship between lecturer competence and lecturer innovation at private universities under the coordination of LLDIKTI Region IV. A quantitative approach was employed using structured questionnaires distributed to lecturers in private universities across Bogor, Depok, Tangerang, and Bekasi. A total of 354 responses were analyzed using Structural Equation Modeling (SEM) with SmartPLS 4.0. The results indicate that lecturer competence has a positive and significant effect on lecturer innovation, both directly and indirectly through emotional intelligence. The mediation analysis confirms that emotional intelligence strengthens the relationship between competence and innovation, serving as a key psychological mechanism that translates professional competence into innovative behavior. These findings suggest that universities should incorporate emotional intelligence development into lecturer capacity-building programs to promote sustainable innovation and academic excellence.
The Influence of Investment and Funding Decisions on Company Value with Intervening Variables of Dividend Policy in Companies Listed on The Jakarta Islamic Index Putra Farakhan Zaki; Marlina Widiyanti; Kms. M Husni Thamrin; Yuliani Yuliani; Isni Andriana
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 2 No. 8 (2023): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v2i8.115

Abstract

The purpose of this study is to analyze and apply the influence of investment decisions and funding decisions on company value in companies listed in the Jakarta Islamic Index and to analyze and apply the influence of investment decisions and funding decisions on company value with intervening variables of dividend decisions in companies listed in the Jakarta Islamic Index. The population in this study is companies listed in the Jakarta Islamic Index (JII) for the 2017-2022 period. Research samples with porpusive sampling method amounted to 7 from 30 companies. The data was analyzed using linear regression with the Eviews application. The results showed that Investment decisions and funding decisions have a positive and significant influence on Dividend Policy, Investment Decisions and Funding decisions have no and insignificant effect on company value, dividend policy Intervening investment decisions and funding decisions on company value in companies listed in JII for the 2017-2022 period
Pengaruh Inflasi, Nilai Tukar dan Tingkat Suku Bunga terhadap Indeks Harga Saham di Lima Negara ASEAN Firga Ayu Tri Maharani; Yuliani Yuliani; Shelfi Malinda; Isni Andriana
Jurnal Ekonomi Manajemen Sistem Informasi Vol. 5 No. 6 (2024): Jurnal Ekonomi Manajemen Sistem Informasi (Juli - Agustus 2024)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jemsi.v5i6.2546

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Inflasi, Nilai Tukar dan Tingkat Suku Bunga terhadap Indeks Harga Saham di Lima Negara ASEAN. Metode pengambilan sampel menggunakan metode sensus. Jumlah populasi yang digunakan adalah lima negara ASEAN yaitu Indonesia, Malaysia, Filipina, Singapura, dan Thailand dimana seluruh populasi dijadikan sampel. Teknik analisis yang digunakan adalah analisis data panel dengan periode penelitian 2010-2022. Hasil penelitian ini menunjukkan bahwa hanya Nilai Tukar yang berpengaruh terhadap Indeks Harga Saham di Lima Negara ASEAN, sedangkan Inflasi dan Tingkat Suku Bunga tidak berpengaruh terhadap Indeks Harga Saham di Lima Negara ASEAN. Inflasi, Nilai Tukar dan Tingkat Suku Bunga secara simultan berpengaruh terhadap Indeks Harga Saham di Lima Negara ASEAN.
Youth Financial Literacy: Pathway to Independence for SMA Bina Jaya Students Kemas M Husni Thamrin; Rahma Febrianti; Wirda Mardyaningsih; Isni Andriana
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 1 (2026): Februari
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i1.398

Abstract

The community service activity at SMA Bina Jaya Kertapati Palembang was successfully implemented according to the planned methods. This activity effectively encouraged active student participation through interactive discussions where students raised critical questions related to financial literacy, including effective saving methods, digital fund management via e-wallets, and strategies to resist consumptive temptations. Students demonstrated increased awareness of the importance of early financial planning and prudent digital financial management, reflecting a deeper understanding of current economic challenges. The educational approach emphasizing financial values and ethics, such as thriftiness and responsibility, proved effective in shaping healthy financial behavior. The results align with studies that highlight the positive relationship between financial literacy and economic well-being, especially among the youth. The interactive and contextualized socialization and training programs not only enhanced knowledge but also fostered positive attitudes in personal financial management to avoid consumptive behaviors. Thus, this community service contributes significantly to preparing a financially savvy generation ready to face future economic challenges.
Co-Authors -, Zunaidah Abdul Bashir Abdul Bashir Adam, Muhamad Afrian, Rendy Afriyadi Cahyadi, Afriyadi Agung Putra Raneo Agustina Hanafi Ahmad Maulana Akhmad Nazaruddin Akhmad Nazaruddin, Akhmad Aldani, Dhiya Shofi Aldira, Zahwa Namira Alfin Febrianti Alhari Ramadana, Muhammad Alysa, Alysa Anna Yulianita Annisa Meilani Arisman, Anton Axelino, Tristan Ayu Tri Maharani, Firga Azzahra, Aqilla Fatimah Badia Perizade Badia Perizade Baiq Mulianah Bambang Suseno Basri, Michelle Bembi Farizal Cintya Marisa Daffa Akbar Redian Desi Pitriani Dewi Meilinda Panduwinata Dhia Sellya Mufida Susilo Diah Natalisa Didik Susetyo Dila Ardila Dwi Agustina Ellen Putri Wulandari Ema Yuliani Endah Purnama Sari Endi Djoyo Negoro W Endriana Luckita Sari Etina Wati Fadly Usman Fahira Dhea Azzahra Farizal, Bembi Farla, Wita Farrell Farhan Zhafiri Fida Muthia Fida Muthia Fida Muthia Firga Ayu Tri Maharani Fitri Anggraini, Fitri Foreski, Anggun Fuadah, Luk Luk Gracia, Fransisca H. Isnurhadi H. M. A. Rasyid HS Umrie Haqqie Muflicha Bissalamy Harson Harson Hera Febria Mavilinda Husni Thamrin, Kemas Muhammad Iisnawati, Iisnawati Ikaputri, Tasya Dian Ilham Dicardo Inayah Mutiara Beffilia Isnurhadi Isnurhadi Isnurhadi Isnurhadi Jefry Caisar Josephine Surya Karimudin, Yos Kemas M Husni Thamrin Kemas M Husni Thamrin KEMAS M HUSNI THAMRIN, KEMAS M HUSNI Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M. Husni Thamrin Kemas M.Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Husni Thamrin Kemas Muhammad Thamrin Kemas Thamrin Khalisah Chaidir, Kiara Shafah Khoirun Nisa Khoirun Nisa Az-Zahra Kms. M Husni Thamrin Lency Puspa Sari Lestari, Betaria Lina Dameria Siregar Lina Dameria Siregar Lukman, Muhammad Aditya Luluh Abdilah M Rafli Afda M. A. Emeraldy Rajaya M. Afif Zamroni M. Alfin Fatikh M. Arief Noer Wibowo M. Arief Nur Wibowo Hartas Malinda, Shelfi Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti Marlina Widiyanti, Marlina Marshanda Nurafriza Mauhibur Rokhman Mavilinda, Hera Febria Meileginta Kaban Melida Sari Mentari Khikhim Meutia Aisyah Nabila Mia Audina Mohamad Adam Mohamad Adam Mohamad Adam Mohamad Adam Mohamad Adam Mohammad Maulana Nur Kholis Muchsin Saggaff Shihab Muhamad Adam Muhammad Alhari Ramadan Muhammad Husni Thamrin, Kemas Muhammad Ichsan Hadjri Muhammad Ilham Fakhirin Muhammad Ilham Fakhirin Muhammad Qustur Fais Muhammad Tri Luthfillah Muhammad Tri Luthfillah Muizzuddin Muizzuddin Muizzuddin Muizzuddin Muizzuddin, Muizzuddin Muizzudin Muizzudin Mukhtaruddin Mukhtaruddin MUKHTARUDIN MUKHTARUDIN Muktarudin, Muktarudin Muthia, Fida Mutiara Indah Mutiara, Mirza Rizki Muzakir Achmady Mu’izzudin Nabila Firda Nabila Salsabella Nabila Salsabella Namira Rifanka Nazeli Adnan Nofiawaty Nofiawaty Nofiawaty Nofiawaty Nova Rina Novayanti Simalango Novelia, Rizka Nur, Nur Khairiyah Anita Nasution Parama Santati Permatasari, Ulfi Nurindah Pratama, Muhammad Dieo Cahya Puspita, Reni Ayu Puteri, Fatimah Eka Putra Farakhan Zaki Putri Siski Putri Siti Ammanah Putri Velli Asri Qowiyyul Adib, Hanaf Rahma Febrianti Rahmaneeyuda , Larasati Rani Safitri Rasyid HS Umrie Resa Novita Resa Seftiandini Reza Ghasarma REZA GHASARMAN, REZA Rifanka, Namira Salsa Rika Henda Safitri, Rika Henda Rivanny Astricia Rohman, Abdul Santati, Parama Saputri, Nyimas Dewi Murnila Sari, Endriana Luckita Sari, Okta Puspa Septa Fidriansyah Shahlaila Lutfia Rahman Shelfi Malinda Shelfi Malinda Shelfi Malinda Silvianti, Silvianti Sri Wahyuni Stella Ovinda Suhaily Shahimi Sulastri Sulastri Sulastri Sulastri Taufik Taufik Taufik Taufik . Tertiarto Wahyudi Thamrin, Kemas Muhammad Husni Titania Anggraini Ulfi Nurindah Permatasari Umi Kalsum Umi Kalsum Umi Kalsum Utami, Dina Nabila Veni Saputri Vina Vira Febrisa WIRDA MARDYANINGSIH Yeni Rahmadani Yoga Yudha Pratama Yos Karimudin Yudistria, Yuyus Yulia Hamdaini Putri Yuliani Yuliani Yuliani Yuliani Yuliani Yuliani Yuliani Yuniar, Eka Yunita, Dessy Zakaria Wahab Zakaria Wahab Zunaidah Zunaidah Zunaidah Zunaidah Zunaidah  Kemas M. Husni Thamrin