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Dinamika dan Potensi Perkembangan Investasi Financial Technology di Indonesia dalam Kacamata Hukum Positif untuk Meningkatkan Minat Masyarakat Revolusi Industri 5.0 Putri Maha Dewi; Itok Dwi Kurniawan
Jurnal Kewarganegaraan Vol 9 No 2 (2025): Desember 2025
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jk.v6i3.4042

Abstract

Abstrak Terciptanya sistem keuangan yang stabil dan memberi manfaat bagi seluruh lapisan masyarakat. Dalam hal ini,institusi keuangan memainkan peran penting melalui fungsi intermediasinya untuk mendorong pertumbuhan ekonomi, pemerataan pendapatan, pengentasan kemiskinan serta pencapaian stabilitas sistem keuangan. Hanya saja industri keuangan yang berkembang sangat pesat belum tentu disertai dengan akses keuangan yang memadai. Padahal, akses layanan jasa keuangan merupakan syarat penting keterlibatan masyarakat luas dalam sistem perekonomian. Keberadaan Fintech membuat proses transaksi keuangan menjadi lebih praktis dan cepat. Fintech kini berkembang di seluruh dunia, termasuk Indonesia dalam menghadapi revolusi industry 5.0. Kata Kunci: Minat Financial Technology, Revolusi Industri 5.0 Abstract The creation of a stable financial system that benefits all levels of society. In this regard, financial institutions play an important role through their intermediary function to promote economic growth, income distribution, poverty alleviation and the achievement of financial system stability. Just industry finance that is growing very rapidly is not necessarily accompanied by access to finance adequate finance. In fact, access to financial services is a prerequisite. The involvement of the wider community in the economic system is important. The existence of Fintech makes the process of financial transactions more practical and faster. Fintech is now developing all over the world, including Indonesia in the face of the 5.0 industrial revolution. Keywords: Interest in Financial Technology, Industrial Revolution 5.0
A Synchronized Analysis of Norms and Structural Barriers to Enforcement of Law Number 12 of 2022 concerning Sexual Violence Muhammad Ismail Sholeh; Putri Maha Dewi; Zia Aftab
Al-Hiwalah: Journal of Sharia Economic Law Vol. 5 No. 1 (2026): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v5i1.7638

Abstract

This study aims to analyse the criminalisation of sexual violence offences from the perspective of Law No. 12 of 2022 on Sexual Violence Offences (the Sexual Violence Offences Act) as a form of reform of national criminal law, and to assess its alignment with the principles of modern criminal law. The background to this research is based on the limitations of the old Criminal Code (KUHP), which has been unable to comprehensively accommodate various forms of sexual violence, particularly contemporary forms such as non-physical sexual harassment, sexual exploitation, forced marriage, and electronic-based sexual violence. This study employs a normative legal methodology, utilising legislative, conceptual and analytical approaches through a literature review of primary, secondary and tertiary legal sources. The results of the study indicate that the TPKS Act constitutes a progressive criminalisation policy that broadens the scope of sexual violence offences, strengthens victim protection through restitution, rehabilitation, and support, and shifts the orientation of criminal law from the protection of public morality towards the protection of human rights and the dignity of victims. From a normative perspective, the TPKS Act has fulfilled the principles of legality, proportionality and victim-oriented criminal law, although the principle of ultimum remedium has shifted towards premium remedium due to the serious nature of the offences. This study also found that the main obstacles lie in implementation, particularly regarding the capacity of law enforcement officials, the legal culture of society, and the effectiveness of implementing regulations. Consequently, the success of the TPKS Law as an instrument of criminal law reform is largely determined by the alignment of legal norms and the optimisation of victim protection measures.
TRANSFORMASI PERJANJIAN PERKAWINAN SEBAGAI INSTRUMEN PENGATURAN HARTA KEKAYAAN PASCA-PUTUSAN MAHKAMAH KONSTITUSI Lilik Warsito; Herwin Sulistyowati; Putri Maha Dewi
JPeHI (Jurnal Penelitian Hukum Indonesia) Vol 6, No 02 (2025): Jurnal Penelitian Hukum Indonesia (JPeHI)
Publisher : Universitas Darul Ulum Islamic Centre Sudirman GUPPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61689/jpehi.v6i02.763

Abstract

ABSTRAK Transformasi perjanjian perkawinan sebagai instrumen pengaturan harta kekayaan mengalami perubahan signifikan pasca-Putusan Mahkamah Konstitusi Nomor 69/PUU-XIII/2015. Sebelumnya, perjanjian perkawinan hanya dapat dibuat sebelum atau pada saat perkawinan dilangsungkan, sehingga ruang lingkup pengaturan harta kekayaan suami-istri terbatas pada periode tersebut. Namun, melalui putusan Mahkamah Konstitusi, kini perjanjian perkawinan dapat dibuat selama ikatan perkawinan berlangsung, memberikan fleksibilitas bagi pasangan untuk mengatur pemisahan atau pengelolaan harta bersama kapan saja selama perkawinan berjalan. Pendekatan yang digunakan adalah yuridis normatif dengan menelaah dan menganalisis transformasi perjanjian perkawinan sebagai instrumen pengaturan harta kekayaan pasca-Putusan Mahkamah Konstitusi. Transformasi ini memperluas fungsi perjanjian perkawinan, tidak hanya sebagai pencegahan konflik harta saat perceraian, tetapi juga sebagai upaya perlindungan hukum terhadap kepentingan para pihak dan pihak ketiga yang terkait dengan harta bersama. Implementasi putusan tersebut memberikan kepastian hukum, khususnya bagi pasangan perkawinan campuran, serta memungkinkan pemisahan harta berlaku efektif sejak tanggal perjanjian dibuat tanpa berlaku surut, sehingga menghindari ketidakpastian atas status harta yang telah ada sebelumnya. Dengan demikian, perjanjian perkawinan pasca-putusan Mahkamah Konstitusi bertransformasi menjadi instrumen strategis dalam pengelolaan dan perlindungan harta kekayaan dalam perkawinan di Indonesia. Kata Kunci : Pemisahan harta bersama; Hukum keluarga Indonesia; Kepastian hukum perjanjian perkawinan
Legal Certainty and Procedural Justice in Land Management in Indonesia: Ensuring Rights Protection and Effective Dispute Resolution Yuniar Sabdaningtyas; Putri Maha Dewi
Mimbar Keadilan Vol. 17 No. 2 (2024): Agustus 2024
Publisher : Faculty of Law, Universitas 17 Agustus 1945 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30996/mk.v17i2.11475

Abstract

Land disputes are a persistent issue in many countries, including Indonesia, often complicated by conflicting land certificates and ambiguous regulations. This article explores the multifaceted aspects of resolving such disputes, emphasizing the pivotal role of land certificates in achieving legal certainty. In addressing these challenges, the research employs the juridical-normative legal method to analyze the complexities inherent in land dispute resolution. A significant finding is that disputes involving dual certificates frequently entail multiple stakeholders, necessitating a meticulous determination of rights and liabilities among the parties involved. Thus, the principle of dignified justice becomes paramount in adjudicating these disputes, ensuring equitable outcomes for all parties. The prevalence of dual certificates exacerbates legal uncertainty for landholders, undermining the efficacy of certificates as conclusive evidence of ownership. Consequently, there is a pressing need for legislative reforms aimed at fortifying the validity and indisputability of land certificates. Strengthening the legal framework is essential to uphold the integrity of property rights and enhance confidence in the judicial process. Agrarian reform emerges as a pivotal strategy in addressing these issues, offering a systematic approach to resolve disputes and establish robust legal frameworks. By reforming existing regulations, stakeholders can mitigate ambiguities and streamline processes, thereby fostering an environment conducive to sustainable development and equitable land distribution. Effective resolution of land disputes hinges upon collaborative efforts among diverse stakeholders, including government bodies, legal institutions, and community representatives. These collaborations are instrumental in devising comprehensive strategies that promote legal certainty and uphold justice.
PERJANJIAN PERDAMAIAN UNTUK MENCIPTAKAN KONSEP CORPORTAE RESQUE DALAM RESTRUKTURISASI SEMI PUBLIK INSOLVENCY LAW DI ERA BISNIS MODERN Putri Maha Dewi; Ismawati Septiningsih; Itok Dwi Kurniawan
Jurnal Privat Law Vol 11, No 2 (2023): JULI - DESEMBER
Publisher : Fakultas Hukum Universitas Sebelas Maret

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/privat.v11i2.65479

Abstract

Many companies face the threat of difficulty paying their debts to their creditors. There are many reasons the debtor has not paid off the debt, including being unable to pay off the debt that has been given at all, the debt that has been paid is still insufficient for the debt bill, being late in paying the debt, or paying the debt but not in accordance with what has been agreed. The reconciliation plan in the PKPU contains one of which is the debtor's plan to restructure his debts in accordance with the principle of business continuity, which most often is rescheduling, regulated in Article 265 of Law Number 37 of 2004 concerning Bankruptcy. The parties are free to determine the content of the peace plan, the freedom of the content of this peace plan is known as the principle of freedom of contract. The peace agreement which has been ratified by the court, then the reconciliation has binding legal force for the Debtor and the Creditors.
Co-Authors Abrori, Abrori Adhy Nugraha Aditya Restu Hapriyanto Agus Bambang Nugraha Aiman, Muhammad Alifia Wilandria Putri Andik Cahyo Wahyu Putra Pratama Anik Nursiti Arie Purnomosidi Arief Fahmi Lubis Ashinta Sekar Bidari Ashinta Sekar Bidari, SH, MH., Ashinta Sekar Asriadi Zainuddin Bakdo Lasito Aji Bakdo Lasito Aji Berlian Sesaria Bidari, Ashinta Sekar Buana, Nimas Cahya Fitra Gemilang Cindy Mariam Magdalena Rantung Cindy Rantung Cut Fadhlan Akhyar Darmawati Darmawati Desi Syamsiah Diana Sukorina Diego Romario De Fretes Fatma Ayu Jati Fatma Ayu Jati Putri Fatma Ayu Jati Putri Febri Atikawati Wiseno Putri Fernando Aji Giyatmoko Ghalih Wahyu Setiyadi Ghalih Wahyu Setiyadi Ghalih Grenaldo Ginting Greynia Mutiara Sari Hapriyanto, Aditya Restu Harjono Harjono Hartawati, A. Henny Saida Flora Herjuno Ariwibowo Arifin Herwin Sulistyowati, SH,MH Icha Hanifah Razzak Imam Hanafi Intizam, Ikhsan Irsan Rahman, Irsan Ismawati Septiningsih Itok Dwi Kurniawan Itok Dwi Kurniawan ITOK DWI KURNIAWAN Karmina Siska Karmina Siska Leo Mada Kusuma Lilik Warsito Margiyanti, Margiyanti Mayasari, Ana Muhamad Cahaya Qodri Muhammad Ismail Sholeh Muhammadong Muhammadong Musthofa Abdul Majiid Novita Alfiani Novita Alfiani Pambuko Bayu Laksono Pingkan Dewi Kaunang Pinta Nadia Simamora, Pinta Nadia Pringgo Dwi Kurniawan Pringgo Pringgo Dwi Kurniawan Pringgo Dwi Kurniawan Restu Aji Mahendra Septiningsih, Ismawati Sri Mulyono Sumarna, Dadang SUMARWOTO Sumarwoto, S.H.I., M.H. Sumarwoto, S.H.I., M.H. SUPRIYONO Supriyono Supriyono Suryani Intan Pratiwi Puwa Susilowardani Syamsiah, Desi Yudhi Widyo Armono Yuliana Saputri Yuniar Sabdaningtyas Zia Aftab