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All Journal Jurnal Ekonomi & Bisnis PNJ (JEKBIS PNJ) INFERENSI Jurnal Media Wahana Ekonomika JURNAL KARSA (Terakreditasi No. 80/DIKTI/Kep/2012) JURNAL SOSIAL HUMANIORA (JSH) INTEKNA KARSA: Jurnal Sosial dan Budaya Keislaman (Journal of Social and Islamic Culture) Al-Ihkam: Jurnal Hukum dan Pranata Sosial Jurnal Studi Islam NUANSA: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam al-Uqud : Journal of Islamic Economics Kinerja: Jurnal Ekonomi dan Manajemen Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal IMPACT: Implementation and Action JURNAL LENTERA BISNIS Journal of Sylva Indonesiana Jurnal Ilmiah Edunomika (JIE) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal At-Taghyir : Jurnal Dakwah dan Pengembangan Masyarakat Desa El-Qist : Journal of Islamic Economics and Business (JIEB) Soeropati: Journal of Community Service Nusantara Science and Technology Proceedings Jurnal Pengabdian Nasional (JPN) Indonesia Shafin: Sharia Finance and Accounting Journal Mabny : Journal of Sharia Management and Business JoEMS : Journal of Education and Management Studies el-Jizya: Jurnal Ekonomi Islam Prosiding Seminar Nasional Teknik Sipil UMS Al-Hiwalah : Journal Syariah Economic Law Innovative: Journal Of Social Science Research Center of Economic Students Journal (CSEJ) Borneo Islamic Finance and Economics Journal (BIFEJ) JSE: Jurnal Sharia Economica Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Innovative and Creativity BIMA Jurnal Bisnis dan Manajemen Jurnal Riset Ilmiah Journal of Citizenship Jurnal Pengabdian Nasional (JPN) Indonesia Nuansa: Jurnal Penelitian Ilmu Sosial dan Keagamaan Islam Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Studi Multidisipliner: Jurnal Kajian Keislaman Journal of Economic and Islamic Research Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Studia Ekonomika Seminar Nasional Riset dan Teknologi (SEMNAS RISTEK) Jurnal Ekonomi, Bisnis dan Manajemen Journal of Ekonomics, Finance, and Management Studies JIMEK JEIZA: Jurnal Ekonomi Islam Az-Zain
Rudy Haryanto
IAIN Madura
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PENYELESAIAN SENGKETA CICILAN EMAS ATAS KETIDAKMAMPUAN PEMBAYARAN ANGSURAN NASABAH PADA PEGADAIAN SYARIAH CABANG PAMEKASAN Hidayatullah, Hidayatullah; Eri Hariyanto, Eri Hariyanto; Rudy Haryanto, Rudy Haryanto; Hidayat, Hidayat
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/vsgx8b25

Abstract

The problem that arises in the settlement of gold installment disputes is due to the increasing number of customers who default on payments as a result of unstable economic conditions, thereby creating the potential for disputes between the institution and its customers. This study aims to analyze the mechanism for resolving gold installment disputes due to customers' inability to pay installments at the Pamekasan Branch of Pegadaian Syariah and to examine its conformity with the principles of Islamic economic law. This study uses a descriptive qualitative approach with data collection techniques through in-depth interviews, direct observation, and documentation of the pawnshop and customers involved in gold installment financing cases. The results show that dispute resolution at the Pamekasan Branch of Pegadaian Syariah is carried out through deliberation and financing restructuring, rather than through litigation. This conflict resolution is implemented in three phases: (1) a deliberative approach based on ishlah, (2) reconfiguration of the financing scheme, and (3) arbitration through BASYARNAS. Empirical evidence shows that 83% of total cases were successfully resolved through deliberative mechanisms without involving formal litigation processes. The consumer satisfaction index reached 78%, indicating the effectiveness of a resolution strategy that prioritizes humanistic dimensions based on sharia values. This study recommends two main strategies: first, intensifying sharia financial literacy education programs; second, establishing a special consultative unit that functions as a preventive instrument against potential ongoing conflicts in the future.
POTENSI SENGKETA DALAM PENGADAAN FOOD TRAY IMPOR PROGRAM MAKAN BERGIZI GRATIS (MBG): TINJAUAN ARBITRASE SYARI'AH TERHADAP KEHALALAN DAN ETIKA BISNIS Zahroh, Zahrotul Laila; Moh. Humaidi, Moh. Humaidi; Erie Hariyanto, Erie Hariyanto; Rudy Haryanto, Rudy Haryanto; Fadllan, Fadllan; Zahroh, Zahrotul
JSE: Jurnal Sharia Economica Vol. 5 No. 1 (2026): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/rgsedw32

Abstract

The Free Nutritious Meals Program (MBG) is a strategic government policy to improve the nutritional quality of students. One important component in its implementation is the procurement of food trays as a means of food distribution. However, the procurement of imported food trays from non-Muslim countries raises potential disputes related to product halal certification, business ethics, and compliance with public procurement regulations. This study aims to identify potential disputes in the procurement of imported food trays for the MBG program and examine the relevance of sharia arbitration as a dispute resolution mechanism. This study uses a normative qualitative method with a conceptual and legislative approach, through document analysis, DSN-MUI fatwas, and academic literature related to sharia economics and public procurement. The results of the study indicate that disputes may arise due to non-compliance with halal standards, non-transparent procurement practices, and the weak integration of sharia arbitration in contracts. Sharia arbitration, through institutions such as BASYARNAS, has great potential to resolve disputes fairly, quickly, and in a manner that is oriented towards the public interest.
Co-Authors - Sunarwo, - Aat Ruchiat Nugraha Abda Abda Abdi Rachman, Gt Abdillah Lbs Abdul Rahman Abidin, Ali Adang Sutisna Adibatul Faruq, Safira AGOES KAMAROELLAH Agus Pebrianto, Agus Ahmad, Azline Alisa Ajeng Andriani Hapsari Al Jufri, Elda Ayu Nabila Aliva Riwana Alvi Nur Hidayati Ani Purwati, Ani Arief Setiawan Ashadi, Andri Azlin Alisa Ahmad Bariyah, Choiril Basuki , Budi Priyanto David Haryanto Desy Kurniati Agustina Didik Darmawan, Didik Didin Burhanuddin Rabbani Dikuraisyin, Basar Eka Wahyu Kasih Elisabeth, Christine Riani Eri Hariyanto, Eri Hariyanto Erie Hariyanto Erie Hariyanto Erie Hariyanto Eva Desembrianita Eva Yuniarti Utami F. Gatot Sumarno, F. Gatot Fadlan Fadllan Fadllan Faruq, Safira Adibatul Fauziyah, Hanifah Fery Nur Hidayat Fery Nur Hidayat Fitri, Mariatul Fitriana Destiawati Fitriana Destiawati Fitriani Habibur Rohman Hanif Noer Kholis Harahap, Henri Hariana Harisah, Harisah Herawan Fatoni Hidayat Hidayat Hidayatullah Hidayatullah Holili Ilmia Rofi Indra Kurniawan Isnaini, Miladiyati Istiana, Luluk Farhatin Jannatin Naimah, Rahmatul Jev N Hilga, Jev N karni, awis Khoir, Miatul Kristiawanto, Kristiawanto Lailatul Maufiroh Laili, Mahiratul Linda Permanasari, Linda Lukmanul Hakim M. Syafii Pratama M. Zai, Yovita Yulia Mamluur Rohmah Mertayasa, I Gede Agus Mey Risa, Mey Mochammad Denny Surindra Moh Anis Moh. Humaidi, Moh. Humaidi Mohammad Hamim Sultoni Muhammad Aqshel Revinzky Nafilatun Khoirun Nisa NAIMAH, RAHMATUL JANNATIN Nampira, Ardi Azhar Nurhasanah Nurhayati, R. Nurmaidah Nurmaidah Nurul Badriyah Nurul Fitriyah Nurul Fitriyah Panilih, Veronika Rayung Putri Ayu Firawati Rahmawati, Mardiana Ray Ariz Jauhar Rezqi Kusuma, Noor Rika novyanti, Rika Riwana, Aliva Rohim, Abd rohmah, Unsilatur Rohmatin, Atin Ruslaini, Ruslaini Saipul, Saipul Sari, Mailatun Linda Setiawan, Ahmad Nur Sholihah, Aulia Fitriyatus Siti Kustini, Siti Siti Rahmawati Arifin Slamet Priyoatmojo, Slamet Suaidi Subandi Subandi Sugianto Sugianto Sugianto Sugianto Sulaiman, Sulaiman Hasan Sumartono Suparno Suwondo Suwondo Syaifuddin Zuhri Syaifullah Syaifullah Syamsul Arifin Umi Rahmawati Urfi, Muhammad Rizqoni Velayati, Ayatullah Vava Vina, Augus Wahab, Zainul WARDHANA, MUHAMMAD WAHYU wardiah, isna Widyastuti Widyastuti Yuliana, Ana Zahroh, Zahrotul Zahroh, Zahrotul Laila Zainal Abidin Zainal Abidin Zuhri, Ach. Zulzila Mohd Kusrin