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Perlindungan Hukum Bagi Kreditur Apabila Akta Jaminan Fidusia Tidak Didaftarkan Oleh Notaris Nagita Pujiastuti Djafar; Nirwan Junus; Mohamad Taufiq Zulfikar Sarson
Jurnal Hukum dan Sosial Politik Vol. 2 No. 1 (2024): Februari: Jurnal Hukum dan Sosial Politik
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jhsp-widyakarya.v2i1.2196

Abstract

This research aims to determine the legal protection for creditors if the fiduciary guarantee deed is not registered by a notary, and the legal implications if the fiduciary guarantee is not registered by a notary. The method used in this research uses the Juridical Sociology method.The results of the research show that a fiduciary agreement which makes the object of collateral (in the form of objects) in a subsidiary agreement (acessoir) of the main agreement has weak legal protection for creditors if the agreement is not registered by a Notary through the Fiduciary Guarantee Institute, as stipulated in the Law Number 42 of 1999 concerning Fiduciary Guarantees. The legal implications for creditors' rights because they do not comply with the principle of publicity as per the applicable consensus, in this case is Law Number 42 of 1999 concerning Fiduciary Guarantees which regulates Preferential Rights and Executorial Rights.For the implementation of financing by making objects into objects, an agreement process should be carried out in accordance with the Fiduciary Guarantee consensus by referring to Law Number 42 of 1999, by fulfilling the principle of publicity as the main legal principle in material guarantee law.
Faktor-Faktor Yang Menjadi Permasalahan Dalam Pendaftaran Tanah Di Kelurahan Hutuo Moh. Shafwan Saifullah Pakaya; Fence M.Wantu; Nirwan Junus
Jurnal Hukum dan Sosial Politik Vol. 2 No. 2 (2024): Mei: Jurnal Hukum dan Sosial Politik
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jhsp-widyakarya.v2i2.2941

Abstract

The aim of this research is to find out the process and implementation of land registration in Hutuo Village, as well as to find out the factors that cause problems in land registration in Hutuo Village. The type of research used is Empirical Legal research. Data collection techniques were carried out using interview techniques and literature. Then the writer will analyze the data obtained in the research process descriptively, in this case the researcher will describe the description of the research subjects and objects as the results of the research he conducted. The results of this research indicate that land registration in Hutuo Village in view of Government Regulation Number 24 of 1997 is still not optimal. This is proven by the data in Hutuo Village where there are still a large number of unregistered land cases. However, the cases of land that have not been registered have not been resolved, due to the background obstacles that influence the achievement of legal certainty in the Hutuo Village. The suggestion in this research is that the Government, especially the Regional Office of the National Land Agency in Gorontalo Regency, continues to strive to carry out more outreach to the people of Hutuo Subdistrict to carry out land registration so that they can have a certificate to obtain legal certainty.
Efektivitas Perlindungan Hukum Kreditur dalam Eksekusi Jaminan Fidusia akibat Wanprestasi: Studi pada Koperasi Simpan Pinjam Tunas Muda Muhammad Ferdy Fahriza Jusuf; Nirwan Junus; Sri Nanang Meiske Kamba
AHKAM Vol 4 No 4 (2025): DESEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v4i4.8599

Abstract

The execution of fiduciary security at the Tunas Muda Savings and Loan Cooperative frequently encounters legal and factual obstacles despite being regulated under Law No. 42 of 1999, and has become increasingly complex following Constitutional Court Decision No. 18/PUU-XVII/2019, which restricts creditors’ unilateral authority to execute collateral. This study aims to analyze the legal effectiveness of creditor rights protection and to identify obstacles in the execution process of fiduciary security at the Tunas Muda Savings and Loan Cooperative. The research employs a socio-legal approach with an empirical legal research design, using primary data obtained through interviews and observations, and secondary data collected through document study, all of which are analyzed using qualitative descriptive techniques. The findings show that the legal effectiveness of fiduciary security execution is not yet optimal; the main obstacles include the non-registration of collateral objects, low legal awareness among debtors, limited litigation costs, and collateral objects that have been transferred or have depreciated in value. These results indicate that Constitutional Court Decision No. 18/PUU-XVII/2019 provides greater protection for debtors but simultaneously reduces efficiency and legal certainty for creditors by requiring court proceedings when default is disputed. The study concludes that enhanced compliance with fiduciary security registration by cooperatives and regulatory improvements are needed to balance protection between creditors and debtors so that fiduciary security execution can proceed more efficiently and fairly.
Kedudukan Hukum Kontrak Spot dalam Transaksi Kripto di Indonesia Andika Rayhan Putra Herang; Nirwan Junus; Mellisa Towadi
AHKAM Vol 5 No 1 (2026): MARET
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.8727

Abstract

Spot market transactions in crypto assets in Indonesia have shown significant growth; however, this development has not been fully matched by adequate legal certainty and protection, particularly regarding the legal status of spot contracts as the basis of the legal relationship between business actors and consumers. This study aimed to analyze the legal status of spot contracts in crypto-asset transactions in Indonesia and to identify factors influencing their implementation under spot market supervisory provisions, an urgency heightened by the rapid growth of crypto-asset trading and the shift in the supervisory regime from the Commodity Futures Trading Regulatory Agency (Bappebti) to the Financial Services Authority (OJK). The study employed normative legal research using a statutory approach and a comparative approach. The findings show that spot contracts have a valid and binding legal status because they satisfy the legal requirements for agreements under Article 1320 of the Indonesian Civil Code (KUHPerdata) and are executed through organizers registered with and supervised by the competent authority. The transfer of authority from Bappebti to OJK marks a paradigm shift from viewing crypto assets as commodities toward treating them as digital financial assets under financial services sector supervision. The study also finds that the effectiveness of spot contract implementation is determined by three main factors: regulatory consistency, supervisory effectiveness, and institutional readiness, including the governance of exchanges, physical traders, and clearing institutions, which are essential prerequisites for ensuring legal certainty, market stability, and consumer protection within Indonesia’s crypto-asset trading ecosystem. Accordingly, this study has implications for strengthening understanding of electronic contracts in the context of digital financial assets and enriching scholarship on the legal status of spot contracts within the Indonesian legal system.
Implementasi Pasal 4 Angka 1 Undang-Undang Nomor 8 Tahun 1999 terhadap Kenyamanan dan Keamanan dalam Penertiban Parkir di Jalan Panjaitan Kota Gorontalo Aditya Sharul Ramadhan; Nirwan Junus; Sri Nanang Meiske Kamba
AHKAM Vol 5 No 1 (2026): MARET
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/ahkam.v5i1.8837

Abstract

This study examines the implementation of Article 4(1) of Law Number 8 of 1999 on Consumer Protection in the regulation and control of parking as an effort to fulfill consumer rights, particularly the right to safety and comfort in using parking infrastructure. Problems arise when breaches of obligation by parking attendants occur and they refuse to assume responsibility for their negligence, raising questions about the form of dispute resolution when no accountability is taken by the attendant. This study employed a socio-legal approach with an empirical legal research design to analyze the implementation of Article 4(1) of Law Number 8 of 1999 on Consumer Protection in parking regulation and to investigate monitoring and law enforcement activities related to on-street parking on Panjaitan Street in Gorontalo City. Field data and relevant regulations were analyzed to describe patterns in the fulfillment of legal obligations by parking attendants and the realization of consumer rights. The findings show that parking activities have been routinely monitored by the Transportation Agency; however, implementation remains constrained by limited monitoring facilities and the absence of a clear mechanism for allocating responsibility for damage to or loss of consumers’ vehicles. In conclusion, the implementation of consumer protection provisions in parking practices on Panjaitan Street has not yet fully ensured legal certainty of protection for consumers, thereby necessitating stronger monitoring mechanisms and more explicit formulations of parking attendants’ liability within the framework of consumer protection law enforcement.
Co-Authors Abdul Hamid Tome Abdul Rezal Antukai Abdullah, Windi Friliani Aditya Pratama Daud Aditya Sharul Ramadhan Agung Andrianto Usman Agustin Ali Ahmad Ahmad Akbar Hidayatullah Daud ALINTI, SITI NURHALIZAH Andi Fahrul Adhzulhaq Andika Rayhan Putra Herang Anggriani Ibrahim Anton Sujarwo Dunggio Apripari, Apripari B. Ndeo, Reynaldi Badu, Linawaty Wadju bakung, Dolot Alhasani Daud, Aditya Pratama Debi Rahmat Huntialo Dewa Ezza Mahendra Ungko Dewa Ezza Mahendra Ungko Dg Malanye, Matra DHEA ANANDA ADAM Dian Ekawaty Ismail Djafar, Sri Mitta Aisha Dolot Alhasni Bakung Dwitama Bagaskara Modjo, Rizky Elfkri, Nurul Fazri Fazri Elfrikri, Nurul Fence M Wantu Fenty U. puluhulawa Fitran Amrain Gita Amalia S. Aru Gumohung, Sintia Guntur Guntur Harun, Ihsanti Putri HARUN, YUSRIN M. Herliono, Anggun Angriani Putri Husain, Narti Irlan Puluhulawa Islamiati M. Umar IYAN KASIM Jufryanto Puluhulawa Juldin Latama Julius Mandjo Julius T. Mandjo Jusuf, Alvid Cesariansyah Kai, Muh. Iksan Putra Karim, Aldin Laras Cipta Ilahi Lidwina Savira Nurulhaq Lisnawati W. Badu Livya Asifah Magfira Ngabito Lukum, Silvani Nur Rahmat Mamu, Karlin Mamu, Karlin Z Mandjo, Julius T. Marsandy Calvin Budiman Ma’Ruf, Rahmawaty Melki T. Tunggati Mellisa Towadi Mifta Huljana Usman Moh. Alfajar Mursidah Moh. Shafwan Saifullah Pakaya Moh. Yoenardi M. Basiman Mohamad Firmansyah Usman Mohamad Hidayat Muhtar Mohamad Ikra Husain Mohamad Rivaldi Moha Mohamad Rizaldi Fitra Abadi Mohamad Syahnez W. Aditya Cono Mohamad Taufik Zulfikar Sarson Mohamad Taufiq Zulfikar Sarson Mohaman Taufiq Zulfikar Sarson Mohammad Syauqi Pakaya Mohammad Taufiq Z. Sarson Moohulao, Fathia Nurul Hasanah Muhamad Khairun Kurniawan Kadir Muhamad Nur Rifaldi Rachman Muhamad Rusdiyanto Puluhuluwa Muhammad Ferdy Fahriza Jusuf Muhammad Sabrisa Khartanta Ginting Suka Muhammad, Nur Regita Saputri Muntholib, Job Wahidun Mutia Cherawaty Thalib Nagita Pujiastuti Djafar Nayla Utami Yasin Nazwa Kadir Ndeo, Reynaldi B. Novita Daud NUR AYIN HIOLA Nur Mohamad Kasim Nur Rifaldi Rachman, Muhamad Nurul Fazri Elfikri Nurul Inayah Muchlisa Syarifudin Nurul Magfirah, Nia Nurvazria Achir Nusi, Andri Nuvazria Achir Pontoh, Vara Dila Puspawardani, Rahmi Nuraini Putri, Viorizza Suciani Rahman, Aprilinda Ramadhani S, Sufina Anugerah Rivaldi Moha, Mohamad Rivaldo Yustitio Syauta Rizky Dwitama Bagaskara Modjo Sahid, Kheeisya Arzeeta S Salman Farishi Sarini Abudi Sarson, Mohamad Taufiq Zulfikr Sarson, Mohamad Taufiq Zulfiqar Sarson, Mohammad Taufik Zulfikar Savira Nurulhaq, Lidwina Shaputra, Mohammad Renaldi Sindi Pulumuduyo Siti Khodijah Siti Mirta Liyani Halid Sri Listiani K. Umar Sri Nanang Kamba Sri Nanang M. Kamba Sri Nanang Meiske Kamba Sri Olawati Suaib Sri Olawati Suaib Suaib, Sri Olawati Sultan, Rahmadaniyah Sumarni Sumarni Suwitno Yutye Imran Syahrul Ramadhan Ayuba T. Mandjo, Julius Tolinggilo, Havid Putra Awal Turuki, Zulfikar Umar, Andini Setiani Waode Mustika Yulianti Yulin Kamumu Yulin Kamumu Yunus, Yultiar Rahmat Zamroni Abdusamad Zamroni Abdussamad Zulfikar Sarson, Mohammad Taufiq