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Legal Certainty of Reporting Granted Assets Without Authentic Deeds in the State Officials' Wealth Report System: Kepastian Hukum Pelaporan Harta Hibah Tanpa Akta Otentik Dalam Sistem Laporan Harta Kekayaan Penyelenggara Negara Ananda Surya Dharma; Mella Ismelina Farma Rahayu
Academia Open Vol. 10 No. 2 (2025): December
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.10.2025.12832

Abstract

Background General: Asset disclosure through the LHKPN system serves as a transparency mechanism to prevent corruption among state officials. Background Specific: In practice, several officials report granted assets without authentic deeds, even though Indonesian civil law requires notarial or PPAT deeds for the legal validity of grants. Knowledge Gap: No comprehensive study has specifically examined the legal certainty of reporting grants without authentic deeds in the LHKPN system or its interaction with civil law and anti-corruption regulations. Aims: This study analyzes the legal status of grants made without authentic deeds under Indonesian law and evaluates the legal certainty of their reporting within the LHKPN. Results: Findings indicate that grants lacking authentic deeds do not fulfill the formal requirements of Articles 1666, 1682, and 1868 of the Civil Code, rendering them invalid and lacking evidentiary strength. Their inclusion in the LHKPN creates legal uncertainty regarding ownership legitimacy and the accuracy of verification by the Corruption Eradication Commission. Novelty: The study provides an integrated analysis connecting civil law, administrative anti-corruption mechanisms, and legal certainty theory to the issue of non-authentic grant reporting. Implications: Normative clarification and regulatory harmonization are required to ensure that grants reported in the LHKPN possess lawful foundations, strengthening transparency, accountability, and the integrity of state officials. Highlights: Highlights the legal invalidity of grants without authentic deeds. Emphasizes the resulting uncertainty in LHKPN asset verification. Calls for regulatory harmonization to ensure accountable reporting. Keywords: Grant, Authentic Deed, Legal Certainty, LHKPN , Asset Reporting
Notarial Prevention Safeguards Mortgage Right Loan Agreements in Indonesia: Pencegahan Notarial Melindungi Perjanjian Pinjaman Berbasis Hak Tanggungan di Indonesia Pradana, Nanda Gita Putri; Rahayu, Mella Ismelina Farma
Academia Open Vol. 11 No. 1 (2026): June
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/acopen.11.2026.14206

Abstract

General Background: Loan agreements secured by land certificates remain highly vulnerable to civil disputes in Indonesia, particularly when executed without authentic deeds and registered mortgage rights. Specific Background: The dispute examined in Wonosari District Court Decision Number 44/Pdt.G/2021/PN Wno involved a loan agreement valued at IDR 1,750,000,000 secured by eight Certificates of Ownership and formalized solely through an underhand deed without notarial involvement or Mortgage Right registration. Knowledge Gap: Previous discussions on Indonesian contract law have insufficiently emphasized the preventive legal function of Notaries in protecting creditors through authentic deeds and executory guarantees in high-value financial transactions. Aims: This study analyzes the validity of underhand loan agreements, the application of the good faith principle, and the legal consequences arising from the absence of the Notary’s preventive function and unregistered mortgage rights. Results: The findings demonstrate that the agreement remained legally valid under Article 1320 of the Civil Code; however, the absence of an authentic deed substantially weakened the creditor’s evidentiary position and eliminated executory rights over the collateral. The court applied the principle of good faith to establish debtor default but reduced the creditor’s claimed interest from IDR 1.28 billion to IDR 58.6 million and rejected the penalty claim. Novelty: This study highlights the cumulative legal losses caused by the absence of preventive notarial protection in mortgage-based lending transactions. Implications: The findings underline the necessity of authentic deeds, registered mortgage rights, and preventive notarial supervision to strengthen legal certainty and creditor protection in Indonesian financial agreements. Highlights: Unregistered collateral eliminated executory rights over eight land ownership certificates. Good faith doctrine supported judicial recognition of debtor default in civil litigation. Interest recovery was drastically reduced because contractual evidence lacked formal authentication. Keywords: Notary's Preventive Function, Loan Agreement, Underhand Deed, Good Faith, Mortgage Right.
Co-Authors Abdullah, Reza Ade Adhari Adhi Gani Wiguna Adhytia Nugraha Afrizal Hadi Permana Agnes Listya Adeline Agustinus Astono Aldiansyah Yudha Prawira Alegra, Vincent Mayer Amad Sudiro Amad Sudiro Amad Sudiro, Amad ammanda michelle sumampow Anak Agung Sagung Laksmi Dewi Ananda Surya Dharma Anastasia Wahyu Murbani Andre Jr Cardenas Andreas Sutjiadi Andriani, Kasmita Angin , Sarwan Perangin Antari, Ni Putu Dea Anthon F. Susanto Anthon F. Susanto, Anthon F. Anthon Freddy Susanto Anthon Freddy Susanto Anthon Freddy Susanto Anthony Robert Phangestu Abady Antoinette Evaline Blegur Selly Kua Arinto Nurcahyo Aris Yulia Asrun, Andi Muhammad Atalla Mufid Ayu, Bumi Benny Iswari Carissa Janice Carissa Maharani Carrin Finerly Christiawan, Rio Columbanus Priaardanto Cynthia Phillo Delfero, Alessandro Devira Ayu Larashati Dewi, A.A Sagung Laksmi Dharma, Ananda Surya Diana Fitriana Doly Indra Utama, Iqbal Donny Agus Prakoso Dwi Andika , Dery Dzakiah, Wanda Putri Edwin, Shane Efridani Lubis Elle Tasya Putri Engkus Kusnadi Evellyn Octavia Eztha Oke Sonia F. Susanto, Anthon Fara Jane Fatimah Zahro Fatsym, Jennisyh Aurora febyola berylani sugiarto Felicia Felicia Ferna Tamagangka Feronica Gracia Leslie Finna Maessy Pangestika Firdaus Arifin, Firdaus Firdaus, Arifin Florencia Irena, Florencia Gemilang, Wita Anugrah Gracia Gracia Handoyo Handoyo Hansen Joneri Hanum, Paujiah Hardina, Tati Sri Hartini Saripan Hartono, Octafani Rheaeda Hotris Parlinggoman Sitanggang Hughes Ramadinda Etnneji I Wayan Gde Wiryawan I Wayan Wahyu Wira Udytama Ihsanul Maarif Ika Pratiwi, Rani Iriani, Kunto Fitricia Elfisa Jeffaldo Thio Jennyver Willyanto Joko Pramono Juliane Chaerunnisa K, Rachmasari Anna Kanaya, Franzeska Ratu Kenneth Kenneth Ketut Ria Wahyudani Oktavia Khairunnisa Riani Putri Khanifa Fauziah Khoirunnisa, Balqis Khomaini Kunto Fitricia Elfisa Iriani Kurniawan, Immanuel Stanly Kurniawan, Stanley Laurel Rahardjo Leonardo Alfero Lisna Wati Purba Liya Sukma Muliya Liya Sukma Muliya Louisa, Natasha M, Nabila Dyahayu Maarif, Ihsanul Manik, Kezia Ratu Clarissa Margriet Sulongamanda Rose Anabelle Wetik, Azalea Marlianti, Selly Marsalina Kareth monica lidiyana Muhamad l Haris Zulkarnaen Sitompul Muhammad Yusli Juliansyah Munthe, Duma Sinta Uli Murbani, Anastasia Wahyu Muslim, Yasir Mutia Dewi , Rury Nasution, Adellailla Neni Ruhaeni Ni Made Puspasutari Ujianti Nicholas Panggabean Nico Casey Ningtiyas, ⁠Hanna Ade Nugroho, Aldhy Bintang nur rizki, Raden achmad Nurhasanah, Nia Nurramdani, Husni Oke Sonia, Eztha Pahrazi, Raihan Panggabean, Nicholas Permana, Afrizal Hadi Prabowo, Romi Galih Pradana, Nanda Gita Putri Prawira, Aldiansyah Yudha Prihartati, Julia Purba, Gilbert Purba, Nelvitia Putra, Rifky Anantha Putri, Eka Ratna Raden Achmad Nur Rizki Raita Varia Rambe, Halgi Sujuangon Jhansen Randy Tulus Jordi Marpaung Rasji, Rasji ratna sari purba, Theresia Regina Christhalia Resia Monika Resmaya Agnesia Mutiara Sirait Reyhan Raesandi Riani Putri, Khairunnisa Ricci Ricci Ridhani Aipassa Riska Nadia Galuh Larasa Rivaldi Rizky Rivaldi Rizky Rizki Bagus Saputra Rizki Hirmanto Rizky, Rivaldi Romi Galih Prabowo Romlih, Rheihan Nurrizki RR. ELLA EVRITA H Sahrudi Sambuaga, Jefferson Asprila Saripan, Hartini Seguito Monteiro Selly Marlianti Sheerleen, Sheerleen Sherryl Syella Susilo Simanungkalit, Rosalina Situmorang, Waldus Stevenson, Jerry Sugeng Sugeng Sukamto, Iwan Sukma Muliya, Liya Susanto, Anthon F Sutjiadi, Andreas Syarifah Arabiyah Tamada Xio Fortune Tati Sri Hardina Tolib Turgun Ugli Rakhmonov Ujianti, Ni Made Puspasutari Utami, Annisa Nur Valencia Prasetyo Ningrum Valentin Maurentina Vania Dzakirah Vannes, Jeremy Virginia Tjendra Virginia Tjendra Viriato Da Costa Seac Virriantaka, Virriantaka Walman Gultom Wibisana, Anak Agung Ngurah Adhi Widyaningrum, Tuti William Mulyadanika Yenny AS Yudi Prihartanto Yunita Wahyu Medyawati Yuvirani Sabrianti Yuwono, Excel Febrianka ZK Abdurahman Baizal Zulkarnaen Sitompul, Muhamad l Haris