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Umi Widyastuti
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Workshop Pengembangan Bahan Ajar Modul Berdasarkan Pendekatan Scientific Pada Kurikulum 2013 Sebagai Sumber Pembelajaran Guru SMK Di Kabupaten Bekasi Sumiati, Ati; Widyastuti, Umi; Sariwulan, Tuti
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 1 No. 1 (2017): Jurnal Pemberdayaan Masyarakat Madani (JPMM)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (271.135 KB) | DOI: 10.21009/JPMM.001.1.07

Abstract

Guna menciptakan pembelajaran yang bertujuan mencapai kompetensi sesuai profil kemampuan tamatan pada Kurikulum 2013 diperlukan kemampuan guru untuk dapat mengembangkan secara tepat. Dengan pendekatan scientific diharapkan siswa dapat menguasai kompetensi-kompetensi secara utuh, sesuai dengan kecepatan belajarnya serta penyediaan bahan ajar modul yang disusun dan di rancang agar siswa lebih aktif dalam kegiatan pembelajaran tersebut. Metode kegiatan di lakukan dengan ceramah, panel, diskusi kelompok dan praktek untuk merancang dan menyusun pengembangan bahan ajar modul sebagai sumber pembelajaran dengan pendekatan scientific serta dengan media yang menarik dan interaktif.
Business Model Canvas (BMC) Training to Support the Strengthening of Student Entrepreneurship Widyastuti, Umi; Maulida, Ervina; Yuniarti, Puji; Lestari, Fitra Dila; Gurendrawati, Etty; Dara, Despinur; Ulupui, IGKA
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 8 No. 1 (2024): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 3 Indexed)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.008.1.06

Abstract

The Indonesian government prioritizes policies aimed at fostering entrepreneurship across all segments of society. This initiative aims to promote the attainment of the sustainability development goals (SDGs), which have been introduced through various initiatives and are projected to be accomplished between 2015 and 2030. Entrepreneurship remains a less favored means of earning a living among certain Indonesians. Particularly among the youth, there is a prevalent belief that pursuing entrepreneurship is not their primary ambition or aim. The correlation between entrepreneurship and economic growth has been well-established. Consequently, studying entrepreneurship education becomes a compelling endeavor to foster entrepreneurship, particularly among aspiring entrepreneurs. The business model canvas (BMC), enables users to synchronize earnings with objectives, including environmental and social dimensions. The purpose of this training exercise was to establish the following objectives aree to enhance comprehension and effectively employ the Business Model Canvas (BMC) in the process of business planning, to enhance proficiency in creating BMC as a means of managing business plans and to promote the adoption of BMC as a solution to the business planning challenges faced by entrepreneurial students. The implementation of community service (PkM) aims to foster international collaboration between lecturers and students from UNJ and UMS. It is expected to enhance understanding, knowledge, and make a constructive impact on the business planning and development of BMC with the business community.
Pengaruh Kepemimpinan Tranformasional, Budaya Organisasi, Lingkungan dan Stress Kerja terhadap Rework di Mediasi Oleh Work Motivation pada Pelaksanaan Proyek Konstruksi Turrahmi, Kurnia; Widyastuti, Umi; Sariwulan, Tuty; Yohana, Corry
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 3 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i3.6024

Abstract

During the implementation period as well as during the maintenance period, there was a lot of work improvement, demolition, or in other words there was a lot of rework, where this rework illustrates the poor quality performance of the project implementation. Many aspects at the implementation stage of this construction project can cause product quality failure (non-performance) so that it must be disassembled and reworked, one of these factors is caused by the aspect of human resources. Quality performance problems that lead to rework can be said to often occur in the implementation of construction projects, both in the type of road projects, bridges, buildings, waterworks, and other types of construction projects. Rework causes cost overruns in project implementation which impact on project cost performance, and ultimately affect overall company performance. One of the dominant causes of the rework incident, among other aspects, is human resources. This research uses descriptive research method. The role of human resources is essentially one of capital and holds the most important position in achieving company goals. To achieve the success of a company not only in terms of technological excellence, but the role of human resources is the most important component in achieving company success.
The Islamic financial literacy and market discipline: Does gender have the moderating role? Widyastuti, Umi; Soma, Abdul Mukti
Jurnal Keuangan dan Perbankan Vol 27, No 1 (2023): January 2023
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v27i1.8297

Abstract

This study contributes to examine the effect of Islamic financial literacy on market discipline and to confirm whether gender can employ as moderating variable in this model. The primary data was collected from 93 academicians who invest in Sharia mutual funds. Based on the data analysis, this study proved that there is a positive impact of Islamic financial literacy on investment’s withdrawal behaviour which indicated the market discipline. Moreover, a multi group analysis results that Islamic financial literacy has higher influence for female Sharia mutual fund’s investors in withdrawing their investments. But, the influence of Islamic financial literacy on market discipline among gender is not significantly different, therefore gender could not employ as a moderating variable in this model.JEL: G2, G23
IDENTIFYING IMPULSE BUYING BEHAVIOR AMONG STUDENTS: THE ROLE OF FINANCIAL ATTITUDE AND LIFESTYLE Safina, Putri Della; Widyastuti, Umi; Krissanya, Nofriska
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 2 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0502.15

Abstract

This study tries to see how financial attitudes can affect impulse purchases, lifestyle can affect impulse purchases, financial attitudes can affect lifestyle, and financial attitudes affect impulse purchases through lifestyle among students in the Greater Jakarta area. This study uses a survey method. Data collection using sampling techniques using non-probability techniques. Sampling of 200 respondents from the Greater Jakarta area who have made impulse purchases. Including respondents who make purchases without prior planning and buy goods only on a whim. This study uses SEM-PLS (Structural Equation Modeling Partial Least Square) with SmartPLS 4.0 software. This study proves that: (1) Financial Attitudes affect Impulse Buying, (2) Financial Attitudes affect lifestyle, (3) Lifestyle affects Impulse Buying, and (4) Financial Attitudes affect Impulse Buying through lifestyle.
Analisis Penggunaan Digital Payment: Modifikasi Teori Technology Acceptance Model Indriyani, Reni; Widyastuti, Umi; Yusuf, Muhammad
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.22988

Abstract

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh antara variabel perceived ease of use, variabel perceived of risk, dan trust sebagai variabel mediasi terhadap digital payment usage khususnya aplikasi QRIS pada pelaku UMKM yang berlokasi di wilayah Jabodetabek dengan menggunakan modifikasi teori Technology Acceptance Model (TAM). Penelitian dilakukan dengan menggunakan metode penelitian kuantitatif dengan sumber data primer melalui penyebaran kuesioner yang dilakukan secara daring menggunakan Google Form. Sampel penelitian dipilih dengan menggunakan teknik convenience sampling. Kriteria sampel penelitian adalah UMKM yang menjadi merchant QRIS dan menggunakan QRIS sebagai alat pembayaran serta berlokasi di Jabodetabek. Jumlah sampel penelitian yang dikumpulkan sebanyak 224 sampel. Penelitian dilakukan dengan mengolah data menggunakan software SPSS 25 dan AMOS 26 dengan menggunakan model penelitian SEM-AMOS. Hasil penelitian menunjukkan terdapat tiga hipotesis yang diterima antara lain perceived ease of use berpengaruh positif terhadap trust, trust berpengaruh positif terhadap digital payment usage, dan perceived ease of use berpengaruh positif terhadap digital payment usage serta dua hipotesis yang ditolak yaitu, perceived of risk tidak berpengaruh terhadap trust dan perceived of risk tidak berpengaruh terhadap digital payment usage.
Pengaruh Literasi Keuangan dan Toleransi Risiko terhadap Niat Investasi pada Aplikasi Reksa Dana Ramadhani, Rania Aulia; Widyastuti, Umi; Mahfirah, Titis Fatarina
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23315

Abstract

Penelitian ini bertujuan untuk menguji pengaruh variabel literasi keuangan dan variabel toleransi risiko terhadap variabel niat investasi dengan metode kuantitatif. Sampel dalam penelitian ini adalah berjumlah 128 orang dengan kriteria dalam usia produktif, berdomisili di Jabodetabek, memiliki penghasilan. Metode analisis data Partial Least Square - Structural Equation Model (PLS-SEM) menggunakan aplikasi Smart PLS versi 3.2.9. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif signifikan terhadap niat investasi, toleransi risiko berpengaruh positif signifikan terhadap niat investasi, literasi keuangan berpengaruh positif signifikan terhadap toleransi risiko dan toleransi risiko memediasi pengaruh tidak langsung antara literasi keuangan terhadap niat investasi.
Pengaruh Efektivitas Praktik Kerja Industri, Self-Efficacy (Efikasi Diri), Dan Motivasi Kerja Terhadap Kesiapan Kerja Siswa SMK Sabrina, Sabrina; Yohana, Corry; Widyastuti, Umi
Cendikia: Jurnal Pendidikan dan Pengajaran Vol. 2 No. 11 (2024): Cendikia: Jurnal Pendidikan dan Pengajaran
Publisher : Cendikia: Jurnal Pendidikan dan Pengajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Efektivitas Praktik Kerja Industri, Self-Efficacy (Efikasi Diri), dan Motivasi Kerja terhadap Kesiapan Kerja Siswa SMK. Metode pada penelitian ini yaitu menggunakan metode kuantitatif. Penelitian ini dilakukan di SMK Karya Guna Jakarta dan SMK 17 Agustus 1945 Jakarta, dengan populasi sebesar 250 siswa. Penelitian ini menggunakan teknik analisis data dengan bantuan SPSS versi 27. Hasil Penelitian menunjukkan bahwa terdapat pengaruh positif dan signifikan variabel Efektivitas Praktik Kerja Industri, Self-Efficacy (Efikasi Diri), dan Motivasi Kerja terhadap Kesiapan Kerja Siswa SMK.
PENINGKATAN LITERASI TENTANG TEKNOLOGI KEUANGAN (FINANCIAL TECHNOLOGY) PADA SANTRI AL-ASHRIYYAH NURUL IMAN ISLAMIC BOARDING SCHOOL BOGOR, JAWA BARAT Purwana, Dedi; Effendi, Mohammad Sofwan; Widyastuti, Umi; Wibowo, Setyo Ferry; Suparno, Suparno; Wibowo, Agus; Cedaryana, Cedaryana; Lenggogeni, Lenggogeni; Lestari, Friska Aviyanti; Ghifari, Ezar Atira Anamta
Indonesian Collaboration Journal of Community Services (ICJCS) Vol. 4 No. 4 (2024): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v4i4.186

Abstract

The development of information, technology, and communication has been proven in facilitating the advancement of the digital economy, but it also raises the issue of digital literacy and knowledge about financial technology, especially among Islamic Boarding School’s students. The lack of understanding about financial management and the risks of using financial technology, drive the enhancement on their financial literacy. This community service activity aims to improve financial literacy and utilization of financial technology among students of Al-Ashriyyah Nurul Iman Islamic Boarding School Bogor, West Java. The method that is used in implementing the community service activity is carried out training which is conducted using the classical method and the discussion about digital literacy and the use of financial technology. The results of this activity showed that the level of understanding and ability to utilize financial technology increased significantly. This activity is expected to improve financial literacy among santri and strengthen the integration of digital literacy in the education curriculum
Analisis Faktor-Faktor yang Mempengaruhi Minat Penggunaan Ulang Paylater pada Generasi Z dan Generasi Milenial Nafiza Puspa Ayuningtyas Hapsari; Widyastuti, Umi; Aditya, Shandy
Jurnal Bisnis, Manajemen, dan Keuangan Vol. 5 No. 1 (2024): Jurnal Bisnis, Manajemen, dan Keuangan
Publisher : Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jbmk.0501.04

Abstract

The aim of this research is to determine the factors that influence interest in reusing paylaters in generation Z and the millennial generation. This study uses a quantitative approach. The purposive sampling technique is a sampling technique and uses the Cochran formula so that 138 respondents are needed using the Partial Least Square (PLS) method. Theoretical studies in this research include TAM theory, Intention to Reuse, Perceived Risk, and Financial technology. The variables in this research include Perceived Effectiveness (X1), Perceived Ease of Use (X2), Perceived Risk (X3), Financial Technology (X4), Attitude Toward Behavior (Z) and Intention to Reuse (Y). The population of this study is generation z and millennial generation who live around the JABODETABEK area. There is a positive and significant influence between perceived usefulness on attitude towards use. There is a positive and significant influence on attitudes towards use. There is a positive and significant influence between risk perception and attitude towards use. There is an insignificant positive influence between financial literacy and attitude towards use. There is a positive and significant influence between perceived usefulness and attitude towards use. There is a positive and significant influence between perceived ease of use and intention to reuse. There is a positive and significant influence on risk perception and intention to reuse paylater, there is a negative and insignificant influence on financial literacy and intention to reuse through attitude to use. There is an insignificant negative influence on perceived usefulness and intention to reuse through attitude to use Keyword: TAM, Shopee paylater, Intention to reuse, Perceived risk, Financial Literacy.
Co-Authors Abdul Mukti Soma Achmad Fauzi Adjie, Raditya Nuswantoro Agung Dharmawan Buchdadi Agus Wibowo Aris Wahyu Kuncoro Armeliza, Diah Asmaranti, Saskya Mely ATI SUMIATI, ATI Aulia, Aifa Lintang Bambang Heriyanto Bambang Heryanto Berutu, Meta Bara Bilqiis, Allysya Lailla Blondine Ch. P Cedaryana, Cedaryana Ch.P, Blondie Chandra, Sayyidatul Aisyah Abigail Alhabi Christian Wiradendi Wolor Cindy, Vira Deyana Corry Yohana Damar Tri Boewono Despinur Dara Destria Kurnianti Dewi Susita Dicky Iranto Diena Noviarini Dinata, Andi Iskandar Dwita Darmawati Effendi, Mohammad Sofwan Erliani, Eni Ervina Maulida Etty Gurendrawati, Etty Ferrari Frisca, Dhea Gatot Nazir Ahmad Ghifari, Ezar Atira Anamta Hamidah . Hartina, Evita Hasan Boesri HENRY ERYANTO, HENRY Heryana, Toni Hidayat, Nurdin Ika Kartika Indiyastuti, Nurhayati Indra Pahala Indriyani, Reni Kamil, Muchammad Ichsan Kerans, Febrianus David Dagang Khairunnisa, Hera Koen Hendrawan Krissanya, Nofriska Lajuni, Nelson Lenggogeni, Lenggogeni Lestari, Fitra Dila Lestari, Friska Aviyanti Lestari, Utami Puji Maemonah, Maemonah Mahfirah, Titis Fatarina Mardi Mardi Marwah, Siti Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muhammad Yusuf Mujiono Mujiono Muliasari, Indah Musyaffi, Ayatulloh Michael Nafiza Puspa Ayuningtyas Hapsari Nazir Ahmad, Gatot Nurshinta, Nurshinta Osly Usman Pertiwi, Caroline Purwana E.S., Dedi Rahmansyah, Moch. Fahrul Ramadhani, Rania Aulia Rd. Tuty Sariwulan Respati, Dwi Kismayanti Ristiyanto Ristiyanto Rosada, Maisya Sabrina Sabrina Safina, Putri Della Sarwin, Sarwin Setyo Ferry Wibowo Shandy Aditya, Shandy Sholahudin, Muhammad Sa’id Sibarani, Silvia Paula Artha Siti Maesaroh Suherman, Suherman Sunasa, Arman Aria Supargiyono Supargiyono Suparno Suparno SUSAN FEBRIANTINA, SUSAN Tri Baskoro T. Satoto Turrahmi, Kurnia Tuti Sariwulan, Tuti Ulupui, IGKA Usep Suhud Waheeda, Umi Wastuti, Wahyu Widiarti Widiarti Widya Parimita, Widya Yasmin, Eka Faradila Yuniarti, Puji Zahro, Khalisatuz Zita, Alysa Aghna