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Umi Widyastuti
Balai Besar Litbang Vektor dan Reservoir Penyakit Jl. Hasanudin No. 123 PO BOX 200, Salatiga, Indonesia
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Empowering Indonesian Migrant Workers Through Financial Literacy and Entrepreneurship Mahfirah, Titis Fatarina; Fauzi, Achmad; Widyastuti, Umi; Muliasari, Indah; Hidayat, Nurdin; Armeliza, Diah; Lajuni, Nelson; Zahro, Khalisatuz; Ferrari; Yasmin, Eka Faradila
Rahmatan Lil 'Alamin Journal of Community Services Volume 4 Issue 1, 2024
Publisher : Department of Accounting, Faculty of Business and Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RLA.Vol4.iss1.art1

Abstract

Financial literacy has emerged as a critical aspect of economic empowerment, yet significant disparities persist between countries. According to the 2019 Household, Income and Labour Dynamics in Australia (HILDA) survey, Australia boasts a financial literacy rate of 64%, while Indonesia lags behind at only 38% (Australia Indonesia Youth Association, 2020). Recognizing this gap, this initiative aims to address the financial literacy needs of Indonesian migrant workers through targeted training programs. Drawing on data from the 2022 National Survey on Financial Literacy and Financial Inclusion (Survei Nasional Literasi dan Inklusi Keuangan/SNLIK), which showed an increase to 49.68% in Indonesia (Otoritas Jasa Keuangan, 2022), our community outreach initiative focuses on raising awareness and providing practical knowledge on entrepreneurship among migrant workers. By offering workshops on International Community Outreach with the theme "Raising Entrepreneurial Success Among Indonesian Migrant Workers," this activity aims to equip participants with the skills and inspiration to start their businesses upon returning to Indonesia. Through training sessions on budget management and entrepreneurship, we strive to empower migrant workers to achieve financial independence and contribute to their personal economic well-being. This initiative embodies our commitment to fostering self-sufficiency and economic resilience among Indonesian migrant workers.
Lecturer Performance Optimization: Uncovering the Secret of Productivity in the Academic World Kartika, Ika; Widyastuti, Umi; Yohana, Corry; Sariwulan, Rd Tuty; Sunasa, Arman Aria
JURNAL AL-TANZIM Vol 8, No 1 (2024)
Publisher : Nurul Jadid University, Probolinggo, East Java, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/al-tanzim.v8i1.6117

Abstract

The focus of research in the context of this factor analysis is to identify and explore the dimensions that affect the work productivity of lecturers at Mercu Buana University Jakarta, Indonesia. This study aims to identify the main dimensions that affect the work productivity of lecturers at Mercu Buana University Jakarta. This research uses a quantitative approach with a descriptive type of research. The data collection technique used in this study was a questionnaire. The data analysis technique used in this study is Exploratory Factor Analysis (EFA), which has several critical steps. The results showed that crucial dimensions affect the work productivity of lecturers at Mercu Buana University Jakarta. Factor analysis shows a significant relationship between variables such as quality of work results, efficiency, effectiveness, and how lecturers work in the university environment. The relationship structure between these variables illustrates the essential components that play a role in understanding the work productivity of lecturers. These findings provide deeper insight into the factors that influence lecturer performance in the academic environment of Universitas Mercu Buana Jakarta.
The Influence of Organizational Culture and Financial Literacy on Entrepreneurial Intentions in Women's Organizations Through Entrepreneurial Motivation as an Intervening Variable (Case Study: Fatayat NU DKI Jakarta) Maesaroh, Siti; Widyastuti, Umi; Wolor, Christian Wiradendi
International Journal of Applied Research and Sustainable Sciences Vol. 2 No. 6 (2024): June 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijarss.v2i6.2113

Abstract

Entrepreneurship is a crucial element in the economy that drives innovation, creates job opportunities, and enhances societal well-being. In the context of women's organizations, particularly in Indonesia, developing entrepreneurial intentions and motivations is strategically important. Fatayat Nahdlatul Ulama (Fatayat NU), as one of the largest women's organizations in Indonesia, plays a significant role in encouraging its members to engage in entrepreneurship. This research aims to analyze the influence of organizational culture and financial literacy on entrepreneurial intentions among female organization members, with entrepreneurial motivation as an intervening variable. The research methodology employed Structural Equation Modeling (SEM) using the AMOS software. Data were collected through questionnaires distributed to 332 Fatayat NU members in DKI Jakarta. The results indicate that organizational culture significantly and positively influences entrepreneurial motivation, and financial literacy also has a positive and significant impact on entrepreneurial motivation. Organizational culture significantly and positively affects entrepreneurial intentions, while financial literacy also significantly and positively influences entrepreneurial intentions. Moreover, entrepreneurial motivation proves to be a significant intervening variable in the relationship between organizational culture and financial literacy with entrepreneurial intentions.
SMART SALARY MANAGEMENT SAVING AND INVESTMENT STRATEGIES FOR THE FUTURE Mahfirah, Titis Fatarina; Ahmad, Gatot Nazir; Widyastuti, Umi; Wastuti, Wahyu; Pahala, Indra
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 3 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i3.248

Abstract

This community service program aims to enhance the financial literacy and investment awareness of Indonesian Migrant Workers (PMI) in Tainan, Taiwan. Many PMIs face financial challenges after returning home due to limited financial knowledge and lack of long-term savings strategies. The program conducted by the Faculty of Economics and Business, Universitas Negeri Jakarta, implemented structured activities including socialization, digital financial literacy training, financial planning workshops, and basic investment training. The training introduced digital tools such as the Livin’ by Mandiri application to encourage systematic saving and responsible investment behavior. Evaluation results from 15 participants showed an average post-training score of 60.57, indicating improved understanding and application of financial management concepts. The program not only strengthened participants’ financial capabilities but also fostered independence, self-confidence, and solidarity among PMIs. These outcomes contribute to achieving Sustainable Development Goals (SDG) 1 (No Poverty) and SDG 8 (Decent Work and Economic Growth), promoting sustainable financial well-being for migrant workers abroad.
THE ROLE OF PERCEIVED ENJOYMENT IN MEDIATING THE INFLUENCE OF INTERACTIVITY, ATTRACTIVENESS, AND SOCIAL PRESENCE ON IMPULSIVE BUYING IN TIKTOK LIVE STREAMING (CASE STUDY ON BATIK NAWILIS) Rosada, Maisya; Widyastuti, Umi; Berutu, Meta Bara
International Journal of Multidisciplinary Research and Literature Vol. 5 No. 1 (2026): INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND LITERATURE
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ijomral.v5i1.398

Abstract

Driven by the rapid growth of live streaming commerce in Indonesia, this study investigates the psychological mechanisms underlying impulsive buying behavior within the TikTok Live ecosystem. Specifically, this research examines the effects of interactivity, attractiveness, and social presence on impulsive buying, with perceived enjoyment serving as a mediating variable, using batik Nawilis live streaming as the empirical context. This study adopts a quantitative approach using a survey method. Data were collected from 200 respondents in Indonesia who met the criteria of being aged 18–28 years, actively using TikTok live streaming, having watched or interacted with batik Nawilis live streams, and having purchased batik Nawilis products through TikTok live streaming. The data were analyzed using Structural Equation Modeling (SEM) with the Partial Least Squares (PLS) approach. The findings reveal that interactivity, attractiveness, and social presence have positive and significant effects on perceived enjoyment. Furthermore, perceived enjoyment positively and significantly influences impulsive buying. Additionally, interactivity, attractiveness, and social presence indirectly affect impulsive buying through perceived enjoyment as a mediating variable.
Co-Authors Abdul Mukti Soma Achmad Fauzi Adjie, Raditya Nuswantoro Agung Dharmawan Buchdadi Agus Wibowo Aris Wahyu Kuncoro Armeliza, Diah Asmaranti, Saskya Mely ATI SUMIATI, ATI Aulia, Aifa Lintang Bambang Heriyanto Bambang Heryanto Berutu, Meta Bara Bilqiis, Allysya Lailla Blondine Ch. P Cedaryana, Cedaryana Ch.P, Blondie Chandra, Sayyidatul Aisyah Abigail Alhabi Christian Wiradendi Wolor Corry Yohana Damar Tri Boewono Despinur Dara Destria Kurnianti Dewi Susita Dicky Iranto Dwita Darmawati Effendi, Mohammad Sofwan Erliani, Eni Ervina Maulida Etty Gurendrawati, Etty Ferrari Frisca, Dhea Gatot Nazir Ahmad Ghifari, Ezar Atira Anamta Hamidah . Hartina, Evita Hasan Boesri HENRY ERYANTO, HENRY Heryana, Toni Hidayat, Nurdin Ika Kartika Indiyastuti, Nurhayati Indra Pahala Indriyani, Reni Kamil, Muchammad Ichsan Kerans, Febrianus David Dagang Koen Hendrawan Krissanya, Nofriska Lajuni, Nelson Lenggogeni, Lenggogeni Lestari, Fitra Dila Lestari, Friska Aviyanti Lestari, Utami Puji Maemonah, Maemonah Mahfirah, Titis Fatarina Mardi Mardi Marwah, Siti Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muhammad Yusuf Mujiono Mujiono Muliasari, Indah Musyaffi, Ayatulloh Michael Nafiza Puspa Ayuningtyas Hapsari Nazir Ahmad, Gatot Nurshinta, Nurshinta Osly Usman Pertiwi, Caroline Purwana E.S., Dedi Rahmansyah, Moch. Fahrul Ramadhani, Rania Aulia Rd. Tuty Sariwulan Respati, Dwi Kismayanti Ristiyanto Ristiyanto Rosada, Maisya Sabrina Sabrina Safina, Putri Della Sarwin, Sarwin Setyo Ferry Wibowo Shandy Aditya, Shandy Sholahudin, Muhammad Sa’id Sibarani, Silvia Paula Artha Siti Maesaroh Suherman, Suherman Sunasa, Arman Aria Supargiyono Supargiyono Suparno Suparno SUSAN FEBRIANTINA, SUSAN Tri Baskoro T. Satoto Turrahmi, Kurnia Tuti Sariwulan, Tuti Ulupui, IGKA Usep Suhud Waheeda, Umi Wastuti, Wahyu Widiarti Widiarti Widya Parimita, Widya Yasmin, Eka Faradila Yuniarti, Puji Zahro, Khalisatuz Zita, Alysa Aghna