Article Per Year (5 Year)
p-Index From 2021 - 2026
5.126
P-Index
This Author published in this journals
All Journal Jurnal Kedokteran Brawijaya Media Penelitian dan Pengembangan Kesehatan Jurnal Keuangan dan Perbankan Jurnal Pemberdayaan Masyarakat Madani (JPMM) Journal of Business and Behavioural Entrepreneurship Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JRMSI - Jurnal Riset Manajemen Sains Indonesia AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Performance Sarwahita : Jurnal Pengabdian Kepada Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah International Journal of Business, Law, and Education International Journal of Engagement and Empowerment (IJE2) International Journal of Education, Social Studies, And Management (IJESSM) Indonesian Collaboration Journal of Community Services (ICJCS) NUSRA: Jurnal Penelitian dan Ilmu Pendidikan International Journal of Multidisciplinary Research and Literature (IJOMRAL) International Journal of Social Science, Education, Communication and Economics Rahmatan Lil’alamin Journal of Community Services (RLA) Jurnal Penelitian Ilmu Pendidikan Indonesia Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Jurnal Bisnis, Manajemen, dan Keuangan Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran International Journal of Applied Research and Sustainable Sciences (IJARSS) Journal of Business Application Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Indonesia Economic Journal
Umi Widyastuti
Balai Besar Litbang Vektor dan Reservoir Penyakit Jl. Hasanudin No. 123 PO BOX 200, Salatiga, Indonesia
Religion Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Neuroscience Physics Public Health Social Sciences Other

Published : 49 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 49 Documents
Search

 1   2   3   4   5 
The Influence of Dividend Policy, Investment Decisions and Capital Structure on Company Value (Empirical Study on LQ-45 Companies Listed on The Indonesian Stock Exchange for the 2018-2022 Period) Sibarani, Silvia Paula Artha; Buchdadi, Agung Dharmawan; Widyastuti, Umi
Journal of Business and Behavioural Entrepreneurship Vol. 8 No. 2 (2024): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.008.2.04

Abstract

The purpose of this study is to examine how Capital Structure, Investment Decisions, and Dividend Policy affect the value of LQ-45 firms listed on the Indonesia Stock Exchange between 2018 and 2022. A quantitative methodology is employed, utilizing documented evidence from literature, research publications from the past, and firm financial records. Purposive sampling was used to choose the sample. The study's findings demonstrate that, either in part or all at once, Capital Structure, Investment Decisions, and Dividend Policy do not significantly affect a company's value. External variables that have a greater influence on investor views, such as global market dynamics, regulatory changes, and macroeconomic conditions, might be the reason for this insignificance. The traditional financial theory tenet that capital structure, investment choices, and dividend policy affect business value is called into question by this study. Practically speaking, in an attempt to boost firm value, management is encouraged to take into account additional elements including market strategy, operational performance, and innovation. A more thorough and in-depth investigation is required to determine the actual determinants of firm value.
Analisis Faktor-Faktor yang Memengaruhi Intensitas Penggunaan Pembayaran Digital QRIS pada Civitas Akademik Sholahudin, Muhammad Sa’id; Adjie, Raditya Nuswantoro; Chandra, Sayyidatul Aisyah Abigail Alhabi; Widyastuti, Umi; Kurnianti, Destria
Innovative: Journal Of Social Science Research Vol. 5 No. 1 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i1.17575

Abstract

In Indonesia, especially among people who actively use technology, including academics, the Quick Response Code Indonesian Standard (QRIS) has developed significantly to assist digital transactions. Using the Technology Acceptance Model (TAM) framework, this study aims to study the factors that influence the use of QRIS among academics. The two main variables prioritized by TAM are perceptions of the usefulness of QRIS and ease of use, each of which is considered to have a significant influence on technology acceptance. This study utilized a survey method to collect data from university students who use QRIS as an official payment method. The results showed that the usefulness and ease of use of QRIS have a significant influence on the amount used in the academic community. In addition, it has been shown that additional reasons, such as perceived security and ease of use of QRIS technology, greatly influence the decision to use it. According to data analysis, perceptions of the benefits of QRIS in facilitating transactions and ease of use have a significant influence on increasing the frequency of use. These factors show how important TAM is to implementing QRIS in the world of education. The results of the study indicate that digital payment service managers must consider factors of convenience and better security. This will allow QRIS to become more popular in the academic world.
THE EFFECT OF SOCIAL SUPPORT, SELF-EFFICACY, AND SELF-REGULATION ON ACADEMIC RESILIENCE Marwah, Siti; Eryanto, Henry; Widyastuti, Umi
Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Vol. 5 No. 3 (2024): Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi
Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jpepa.0503.17

Abstract

Academic resilience is very necessary to face challenges at school so that students can adapt and recover from difficult situations. Various factors can influence a person's level of academic resilience, in this research the factors used are social support, efficacy and self-regulation. So, this research aims to find out whether there is an influence between social support, self-efficacy and self-regulation on academic resilience in students at SMKN 42 Jakarta. This research uses a quantitative approach with SEM-PLS testing with direct and indirect hypothesis testing. Sampling in this study used a proportional stratified random sampling technique with a total sample of 258 students at SMKN 42 Jakarta. Data collection used in this research was based on observation and filling out a questionnaire using a Likert scale. The research results show that the variables of self-efficacy and self-regulation have an influence on academic resilience with a statistical t value > 1.96 and a P-Values ​​< 0.05. The research results also show that social support indirectly influences academic resilience through the self-efficacy variable. Meanwhile, the social support variable has no effect on academic resilience.
Determinan Perilaku Menabung Pada Siswa Sekolah Menengah Atas; Peran Literasi Keuangan Sebagai Variabel Intervening Frisca, Dhea; Widyastuti, Umi; Buchdadi, Agung Dharmawan
Journal of Business Application Vol. 2 No. 1 (2023): Journal of Business Application
Publisher : Program Studi Administrasi Niaga STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55098/jba.v2.i1.p30-44

Abstract

The low saving rate of students aged 15-17 years is the reason for the purpose of this research, namely to analyze and find out about the influence of financial literacy, financial socialization, peer influence and self-control on saving behavior of high school students in DKI Jakarta and to analyze the influence between financial socialization on saving behavior through financial literacy of high school students in DKI Jakarta as an intervening variable. This research uses quantitative methods. The data collection technique in this study was distributing questionnaires consisting of several statements. The population in this study were high school students in DKI Jakarta with a sample of 287 students in DKI Jakarta who were taken by convenience sampling technique. The data analysis technique used is using several tests including validity tests, reliability tests, model feasibility tests and hypothesis testing through the SPSS 25 and AMOS 24 applications. The conclusion from the results of this study is that financial literacy, financial socialization, peer influence and self-control have an influence positive and significant impact on the saving behavior of high school students as well as financial literacy can be an intervening role that partially plays a role between financial socialization and saving behavior.
Determinan Keputusan Investasi; Studi pada Generasi Sandwich Kamil, Muchammad Ichsan; Ahmad, Gatot Nazir; Widyastuti, Umi
Journal of Business Application Vol. 3 No. 1 (2024): Journal of Business Application
Publisher : Program Studi Administrasi Niaga STIA Said Perintah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55098/jba.v3.i1.p19-31

Abstract

The number of the sandwich generation in Indonesia increased by 33.82% in 2021 compared to 2020. The latest figures also show the looming burden on Millennials to care for their parents. The sandwich generation continues to grow until financial responsibility is no longer limited to parents and biological children, but also to generations above and below who are still family. This is the background to this research which aims to analyze and determine the factors that influence investment decisions among the sandwich generation in Jakarta with an age range of 20 to 31 years. This research uses primary data and data collection methods using questionnaires distributed online. Questionnaire data was collected using Google Form by getting 200 respondents. Data analysis was carried out using the PLS Structural Equation Model (SEM). The findings of this research show that there is a positive and significant influence of financial literacy on investment decisions. Meanwhile, financial literacy on fear of missing out shows an negative affect and significant. Meanwhile, fear of missing out on investment decisions does not have a significant affect.
Unveiling the Link Between Leverage and Firm Performance: A Comparative Analysis of Sharia and Non-Sharia Compliant Firms in the Indonesia Stock Exchange Mahfirah, Titis Fatarina; Suherman, Suherman; Widyastuti, Umi; Mohidin, Rosle; Sari, Maylia Pramono; Heryana, Toni; Wastuti, Wahyu; Dewi, Monica
Journal of Business and Behavioural Entrepreneurship Vol. 9 No. 1 (2025): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.009.1.06

Abstract

This study investigates the influence of leverage on the performance of non-financial sector companies listed on the Indonesia Stock Exchange between 2012 and 2021. The analysis is segmented into three subsets: all companies, Sharia-compliant firms, and non-Sharia-compliant firms. Leverage is gauged through four metrics: debt to total asset ratio (DAR), debt to total equity ratio (DER), short-term debt to total assets (STD), and long-term debt to total assets (LTD). Firm performance is evaluated using return on assets (ROA), return on equity (ROE), and Tobin's Q. The study employs a quantitative approach, utilizing data from publicly listed companies. Leverage and performance are quantified using the specified metrics. Statistical analyses, including regression models, are conducted to examine the relationship between leverage and performance in each of the three subsets. The primary findings indicate a negative and statistically significant correlation between leverage and firm performance, as measured by ROA and ROE, across all company subsets. However, there is a positive and statistically significant impact of leverage on Tobin's Q. A more detailed analysis within the Sharia-compliant subset reveals a negative impact of leverage on all leverage indicators concerning ROA and ROE. In contrast, within the non-Sharia-compliant subset, leverage has a negative and statistically significant influence on ROA and ROE, but a positive and statistically significant effect on Tobin's Q. These empirical findings suggest that leverage has a detrimental and statistically significant association with a firm's accounting performance, as evidenced by ROA and ROE. However, it exerts a positive and statistically significant effect on the firm's market performance, as indicated by Tobin's Q. This underscores the importance of carefully managing leverage, particularly for firms operating within the Indonesian non-financial sector, to strike a balance between accounting and market performance objectives.
Analisis Pengaruh Kepemimpinan Digital, Budaya Digital, Teknologi Digital Terhadap Kinerja Organisasi dengan Literasi Digital sebagai Pemoderasi di Jabodetabek Nurshinta, Nurshinta; Usman, Osly; Widyastuti, Umi
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 4: Mei 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i4.8441

Abstract

Di era transformasi digital, kemampuan organisasi untuk beradaptasi terhadap perubahan teknologi dan budaya digital menjadi kunci utama dalam mempertahankan daya saing dan meningkatkan kinerja. Penelitian ini mengkaji pengaruh digital leadership, digital culture, dan digital technology terhadap organizational performance, serta peran digital literacy sebagai variabel moderasi. Hasil data dari 275 responden yang dikumpulkan melalui purposive sampling dan dianalisis menggunakan Smart PLS, hasil menunjukkan bahwa digital leadership, digital culture, dan digital technology berpengaruh positif signifikan terhadap organizational performance. Digital literacy memperkuat pengaruh digital leadership, namun tidak signifikan pada digital culture. Sebaliknya, moderasi digital literacy pada digital technology menunjukkan hasil negatif signifikan. Temuan ini menegaskan pentingnya strategi digital terpadu dalam meningkatkan kinerja organisasi.
Big Five Traits, Entrepreneurial Awareness, and Financial Socialization Impacting Vocational High School Entrepreneurial Intentions Respati, Dwi Kismayanti; Widyastuti, Umi; Purwana, Dedi; Sumiati, Ati; Michael Musyaffi, Ayatulloh
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v5i2.750

Abstract

Empowering communities and educated groups through entrepreneurial programs are positively impacting the national economy. Vocational students frequently have specialised and practical abilities that they have developed through practical training. These skills can be directly applicable to various aspects of entrepreneurship, including product development, production, technical support, and more. This study aims to prove that the big five personality traits, entrepreneurial awareness, self-efficacy, and family financial socialization have contributed to entrepreneurial intention of students. 200 data were obtained from Indonesian vocational high school students, and processed with SEM-PLS. The result proved that awareness, self-efficacy, and some indicator of the big five personality has a positive affect on entrepreneurial intention among students. While family financial socialization has no impact on it. This study is a reference for schools and policy maker to provide education on entrepreneurship for vocational students. Understanding how different types of awareness (opportunities, resources, skills) influence intention can guide the development of targeted curriculum and training methods
The Influence of Corporate Social Responsibility, Board of Directors, And Board of Commissioners on Financial Performance: Moderating Role of Institutional Ownership Aulia, Aifa Lintang; Widyastuti, Umi; Iranto, Dicky
International Journal Of Education, Social Studies, And Management (IJESSM) Vol. 5 No. 2 (2025): The International Journal of Education, Social Studies, and Management (IJESSM)
Publisher : LPPPIPublishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52121/ijessm.v5i2.841

Abstract

This study aims to investigate the significant positive effects of corporate social responsibility (CSR), the board of directors' size, and the board of commissioners' size on financial performance, as well as to assess whether institutional ownership functions as a moderating variable that strengthens the relationship between the independent and dependent variables. The research utilizes secondary data derived from the annual reports and sustainability reports of mining sector companies listed on the Indonesia Stock Exchange (IDX) for the period 2020–2023. The sample was selected using a purposive sampling method, and the data were analyzed using panel data regression with EViews software. The results indicate that CSR has a positive and significant influence on financial performance, while the board of directors' size does not show a significant effect. Conversely, the board of commissioners' size exerts a positive and significant impact on financial performance. Moreover, institutional ownership is found to moderate the relationship between CSR and financial performance, but does not moderate the relationship between the board of directors or board of commissioners and financial performance. Based on these findings, future research is encouraged to broaden the scope of industries and the length of the observation period, incorporate additional relevant variables, categorize institutional ownership, and explore alternative moderating variables.
Pengaruh Perceived usefulness, Perceived ease of use, dan Perceived security terhadap Continuance Intention melalui Trust Kerans, Febrianus David Dagang; Widyastuti, Umi; Berutu, Meta Bara
ULIL ALBAB : Jurnal Ilmiah Multidisiplin Vol. 4 No. 9: Agustus 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jim.v4i9.11119

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Perceived usefulness, Perceived ease of use, dan Perceived security terhadap Continuance Intention dalam menggunakan layanan bank digital SeaBank, dengan Trust sebagai variabel mediasi. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 270 responden pengguna aktif SeaBank. Analisis data dilakukan menggunakan teknik Partial Least Square–Structural Equation Modeling (PLS-SEM) melalui SmartPLS 4.0. Hasil penelitian menunjukkan bahwa Perceived usefulness (β = 0,298; p < 0,001), Perceived ease of use (β = 0,231; p < 0,001), dan Perceived security (β = 0,189; p < 0,001) berpengaruh positif dan signifikan terhadap Trust. Selanjutnya, Trust memiliki pengaruh signifikan terhadap Continuance Intention (β = 0,531; p < 0,001). Namun, Perceived usefulness dan Perceived ease of use tidak berpengaruh langsung terhadap Continuance Intention. Nilai Adjusted R² untuk variabel Trust adalah 0,611 dan untuk Continuance Intention sebesar 0,684, yang menunjukkan bahwa model ini mampu menjelaskan variansi kedua variabel secara substansial. Temuan ini menegaskan pentingnya Trust sebagai mediator dalam mempertahankan loyalitas pengguna layanan digital.
Co-Authors Abdul Mukti Soma Achmad Fauzi Adjie, Raditya Nuswantoro Agung Dharmawan Buchdadi Agus Wibowo Aris Wahyu Kuncoro Armeliza, Diah Asmaranti, Saskya Mely ATI SUMIATI, ATI Aulia, Aifa Lintang Bambang Heriyanto Bambang Heryanto Berutu, Meta Bara Bilqiis, Allysya Lailla Blondine Ch. P Cedaryana, Cedaryana Ch.P, Blondie Chandra, Sayyidatul Aisyah Abigail Alhabi Christian Wiradendi Wolor Cindy, Vira Deyana Corry Yohana Damar Tri Boewono Despinur Dara Destria Kurnianti Dewi Susita Dicky Iranto Diena Noviarini Dinata, Andi Iskandar Dwita Darmawati Effendi, Mohammad Sofwan Erliani, Eni Ervina Maulida Etty Gurendrawati, Etty Ferrari Frisca, Dhea Gatot Nazir Ahmad Ghifari, Ezar Atira Anamta Hamidah . Hartina, Evita Hasan Boesri HENRY ERYANTO, HENRY Heryana, Toni Hidayat, Nurdin Ika Kartika Indiyastuti, Nurhayati Indra Pahala Indriyani, Reni Kamil, Muchammad Ichsan Kerans, Febrianus David Dagang Khairunnisa, Hera Koen Hendrawan Krissanya, Nofriska Lajuni, Nelson Lenggogeni, Lenggogeni Lestari, Fitra Dila Lestari, Friska Aviyanti Lestari, Utami Puji Maemonah, Maemonah Mahfirah, Titis Fatarina Mardi Mardi Marwah, Siti Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muhammad Yusuf Mujiono Mujiono Muliasari, Indah Musyaffi, Ayatulloh Michael Nafiza Puspa Ayuningtyas Hapsari Nazir Ahmad, Gatot Nurshinta, Nurshinta Osly Usman Pertiwi, Caroline Purwana E.S., Dedi Rahmansyah, Moch. Fahrul Ramadhani, Rania Aulia Rd. Tuty Sariwulan Respati, Dwi Kismayanti Ristiyanto Ristiyanto Rosada, Maisya Sabrina Sabrina Safina, Putri Della Sarwin, Sarwin Setyo Ferry Wibowo Shandy Aditya, Shandy Sholahudin, Muhammad Sa’id Sibarani, Silvia Paula Artha Siti Maesaroh Suherman, Suherman Sunasa, Arman Aria Supargiyono Supargiyono Suparno Suparno SUSAN FEBRIANTINA, SUSAN Tri Baskoro T. Satoto Turrahmi, Kurnia Tuti Sariwulan, Tuti Ulupui, IGKA Usep Suhud Waheeda, Umi Wastuti, Wahyu Widiarti Widiarti Widya Parimita, Widya Yasmin, Eka Faradila Yuniarti, Puji Zahro, Khalisatuz Zita, Alysa Aghna