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All Journal Jurnal Kedokteran Brawijaya Media Penelitian dan Pengembangan Kesehatan Jurnal Keuangan dan Perbankan Jurnal Pemberdayaan Masyarakat Madani (JPMM) Journal of Business and Behavioural Entrepreneurship Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah JRMSI - Jurnal Riset Manajemen Sains Indonesia AL-TANZIM : JURNAL MANAJEMEN PENDIDIKAN ISLAM Performance Sarwahita : Jurnal Pengabdian Kepada Masyarakat Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah International Journal of Business, Law, and Education International Journal of Engagement and Empowerment (IJE2) International Journal of Education, Social Studies, And Management (IJESSM) Indonesian Collaboration Journal of Community Services (ICJCS) NUSRA: Jurnal Penelitian dan Ilmu Pendidikan International Journal of Multidisciplinary Research and Literature (IJOMRAL) International Journal of Social Science, Education, Communication and Economics Rahmatan Lil’alamin Journal of Community Services (RLA) Jurnal Penelitian Ilmu Pendidikan Indonesia Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Jurnal Bisnis, Manajemen, dan Keuangan Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Cendikia: Jurnal Pendidikan dan Pengajaran International Journal of Applied Research and Sustainable Sciences (IJARSS) Journal of Business Application Jurnal Pendidikan Ekonomi, Perkantoran, dan Akuntansi Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab Indonesia Economic Journal
Umi Widyastuti
Balai Besar Litbang Vektor dan Reservoir Penyakit Jl. Hasanudin No. 123 PO BOX 200, Salatiga, Indonesia
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The Effect of Profitability, Liquidity and Firm Size on Firm Value with Dividend Policy as a Moderating Variable Rahmansyah, Moch. Fahrul; Musyaffi, Ayatulloh Michael; Widyastuti, Umi
Indonesian Journal of Advanced Research Vol. 4 No. 7 (2025): July 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijar.v4i7.15057

Abstract

This study investigates the impact of profitability, liquidity, and firm size on firm value, with dividend policy serving as a moderating variable. The research focuses on energy sector companies listed on the Indonesia Stock Exchange (IDX) between 2018 and 2023. From a total of 83 listed firms, 17 were selected using purposive sampling for analysis. The study applies the Moderated Regression Analysis (MRA) technique and processes panel data using EViews version 13. The findings indicate that profitability significantly and positively influences firm value, whereas liquidity has a negative impact. Firm size also shows a significant positive effect on firm value. Although dividend policy does not have a significant direct effect on firm value, it does moderate the relationship between liquidity and firm value by strengthening it. However, it does not moderate the effect of profitability or firm size on firm value.
Pengaruh Media Sosial, Motivasi Belajar, dan Lingkungan Belajar terhadap Kemampuan Berpikir Kritis Siswa di SMK Negeri Jakarta Barat Asmaranti, Saskya Mely; Mardi, Mardi; Widyastuti, Umi
Jurnal Penelitian Ilmu Pendidikan Indonesia Vol. 4 No. 3 (2025)
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jpion.v4i3.664

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh media sosial, motivasi belajar, dan lingkungan belajar terhadap kemampuan berpikir kritis siswa SMK Negeri di Jakarta Barat. Pendekatan kuantitatif asosiatif kausal digunakan dengan sampel 141 siswa kelas XI jurusan Akuntansi Keuangan Lembaga dari SMKN 11, 17, dan 45, dipilih melalui teknik purposive sampling. Data dikumpulkan melalui kuesioner daring dan dianalisis menggunakan SPSS 26 dengan uji statistik deskriptif, validitas, reliabilitas, normalitas, multikolinearitas, heteroskedastisitas, serta regresi linier berganda. Hasil menunjukkan bahwa media sosial (β=0,069, p=0,035), motivasi belajar (β=0,452, p=0,000), dan lingkungan belajar (β=0,447, p=0,000) secara parsial dan simultan (F=105,483, p=0,000) berpengaruh positif dan signifikan terhadap kemampuan berpikir kritis, dengan lingkungan belajar memiliki pengaruh terkuat (B=0,959). Adjusted R² sebesar 0,760 menunjukkan 76% variasi kemampuan berpikir kritis dijelaskan oleh ketiga variabel, sedangkan 24% dipengaruhi faktor lain. Implikasinya, sekolah perlu mengintegrasikan media sosial secara strategis, meningkatkan motivasi intrinsik, dan menciptakan lingkungan belajar yang kondusif untuk mengoptimalkan keterampilan berpikir kritis siswa.
Analysis of Factors Affecting the Intention to Use NFC-Based Payment System Cindy, Vira Deyana; Widyastuti, Umi; Noviarini, Diena
JRMSI - Jurnal Riset Manajemen Sains Indonesia Vol. 16 No. 2 (2025): Jurnal Riset Manajemen Sains Indonesia
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JRMSI.016.6

Abstract

This study aims to examine the influence of Prior Experience on Perceived Ease of Use and Perceived Usefulness, as well as the effects of both perception variables on Intention to Use QRIS Tap. A quantitative approach was employed, with the population consisting of NFC payment users in the Greater Jakarta area. The sample was selected using a purposive sampling method, involving 165 qualified respondents. Data were collected through an online questionnaire using a 6-point Likert scale, and analyzed using SmartPLS and Microsoft Excel. The results reveal that Prior Experience has a significant positive effect on both Perceived Ease of Use and Perceived Usefulness. Furthermore, these two perception variables significantly and positively influence the Intention to Use QRIS Tap. Based on these findings, all four proposed hypotheses in this study are supported.
PELATIHAN BUSINESS MODEL CANVAS SEBAGAI UPAYA MENINGKATKAN INTENSI BERWIRAUSAHA PADA SANTRI AL ASHRIYYAH NURUL IMAN ISLAMIC BOARDING SCHOOL, PARUNG, BOGOR Widyastuti, Umi; Suhud, Usep; Susita, Dewi; Parimita, Widya; Cedaryana, Cedaryana; Hamidah, Hamidah; Sariwulan, Tuty; Wastuti, Wahyu; Dewi, Monica; Waheeda, Umi
Indonesian Collaboration Journal of Community Services (ICJCS) Vol. 5 No. 3 (2025): Indonesian Collaboration Journal of Community Services
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/icjcs.v5i3.220

Abstract

This community service program aims to foster entrepreneurial intention among students of Al Ashriyyah Nurul Iman Islamic Boarding School in Waru Jaya Village, Parung, Bogor, through intensive training on the use of Business Model Canvas (BMC). Despite the increasing number of entrepreneurs in Indonesia, the country’s entrepreneurship ratio remains relatively low compared to neighboring Southeast Asian countries. This gap is evident within pesantren communities, which possess considerable economic potential but face challenges such as limited understanding of business planning tools, insufficient business management skills, and ineffective dissemination methods. The program addressed these challenges through a structured series of activities, including conceptual training, interactive workshops, mentoring by business practitioners, and dissemination of digital learning materials. The results demonstrated a significant increase in participants’ understanding and ability to apply the nine components of the BMC in real-world business contexts. Post-training assessments showed improved entrepreneurial confidence and intention among students. The initiative also encouraged collaborative action within the pesantren, including the formation of student entrepreneur groups and plans for sustainable business incubation. Overall, this program contributes to the development of a community-based entrepreneurial ecosystem and aligns with Sustainable Development Goals (SDGs), particularly in promoting quality education and reducing poverty through entrepreneurship education.
Determinan Digital Financial Inclusion pada Pengguna Digital Payment di Jabodetabek Pertiwi, Caroline; Widyastuti, Umi; Iranto, Dicky
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 1 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i1.21917

Abstract

Penelitian ini bertujuan untuk mengetahui faktor-faktor yang dapat memengaruhi inklusi keuangan digital dengan menggunakan metode kuantitatif. Responden dalam penelitian ini sebanyak 158 dengan kriteria pengguna digital payment yang tersebar di Jabodetabek. Penelitian ini menemukan bahwa pengetahuan keuangan, sikap keuangan, dan perilaku keuangan dapat berpengaruh positif signifikan terhadap inklusi keuangan digital. Selain itu, ditemukan juga hasil bahwa perilaku keuangan mampu memediasi pengaruh pengetahuan keuangan terhadap inklusi keuangan digital.
Analisis Penggunaan Digital Payment: Modifikasi Teori Technology Acceptance Model Indriyani, Reni; Widyastuti, Umi; Yusuf, Muhammad
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.22988

Abstract

Penelitian ini bertujuan untuk mengetahui apakah terdapat pengaruh antara variabel perceived ease of use, variabel perceived of risk, dan trust sebagai variabel mediasi terhadap digital payment usage khususnya aplikasi QRIS pada pelaku UMKM yang berlokasi di wilayah Jabodetabek dengan menggunakan modifikasi teori Technology Acceptance Model (TAM). Penelitian dilakukan dengan menggunakan metode penelitian kuantitatif dengan sumber data primer melalui penyebaran kuesioner yang dilakukan secara daring menggunakan Google Form. Sampel penelitian dipilih dengan menggunakan teknik convenience sampling. Kriteria sampel penelitian adalah UMKM yang menjadi merchant QRIS dan menggunakan QRIS sebagai alat pembayaran serta berlokasi di Jabodetabek. Jumlah sampel penelitian yang dikumpulkan sebanyak 224 sampel. Penelitian dilakukan dengan mengolah data menggunakan software SPSS 25 dan AMOS 26 dengan menggunakan model penelitian SEM-AMOS. Hasil penelitian menunjukkan terdapat tiga hipotesis yang diterima antara lain perceived ease of use berpengaruh positif terhadap trust, trust berpengaruh positif terhadap digital payment usage, dan perceived ease of use berpengaruh positif terhadap digital payment usage serta dua hipotesis yang ditolak yaitu, perceived of risk tidak berpengaruh terhadap trust dan perceived of risk tidak berpengaruh terhadap digital payment usage.
Pengaruh Literasi Keuangan dan Toleransi Risiko terhadap Niat Investasi pada Aplikasi Reksa Dana Ramadhani, Rania Aulia; Widyastuti, Umi; Mahfirah, Titis Fatarina
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 9 No 3 (2024)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v9i3.23315

Abstract

Penelitian ini bertujuan untuk menguji pengaruh variabel literasi keuangan dan variabel toleransi risiko terhadap variabel niat investasi dengan metode kuantitatif. Sampel dalam penelitian ini adalah berjumlah 128 orang dengan kriteria dalam usia produktif, berdomisili di Jabodetabek, memiliki penghasilan. Metode analisis data Partial Least Square - Structural Equation Model (PLS-SEM) menggunakan aplikasi Smart PLS versi 3.2.9. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif signifikan terhadap niat investasi, toleransi risiko berpengaruh positif signifikan terhadap niat investasi, literasi keuangan berpengaruh positif signifikan terhadap toleransi risiko dan toleransi risiko memediasi pengaruh tidak langsung antara literasi keuangan terhadap niat investasi.
THE INFLUENCE OF MASTERING SOFT SKILL AND DIGITAL LITERACY ON THE WORK READINESS OF CLASS XII STUDENTS AT SMKN 30 JAKARTA Bilqiis, Allysya Lailla; Febriantina, Susan; Widyastuti, Umi
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 8 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine and analyse the influence of mastery of soft skill and digital literacy on the work readiness of class XII students at SMKN 30 Jakarta. This type of research uses quantitative descriptive research. The population chosen by the researchers wa 173 class XII students majoring in culinary, hospitality and fashion design, class of 2023. Furthermore, the sample used was 119 students, where in determining this sample using the slovin formula with the purposive sampling method. The data in this study were analysed using multiple linear regression analysis and processed using the IBM SPSS Statistics 25 application. The result of this study used the t or partial test, soft skills have a significant influence on work readiness with a significant value of 4,259 > 1,980 and digital literacy has an influence which is significant for work readiness, the significant for work readiness, the significant value is 4,259 7,855 > 1,980 for class XII students at SMKN 30 Jakarta
PENGARUH ATTITUDE TOWARDS DONATION DAN PERCEIVED BEHAVIORAL CONTROL TERHADAP INTENTION TO DONATE MELALUI DESIRE TO DONATE PADA GENERASI MILENIAL DI JABODETABEK Zita, Alysa Aghna; Widyastuti, Umi; Krissanya, Nofriska
Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 10 (2024): Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Neraca: Jurnal Ekonomi, Manajemen dan Akuntansi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.572349/neraca.v2i10.2538

Abstract

Penelitian ini bertujuan untuk mendapatkan data empiris dan fakta yang tepat serta dapat dipercaya tentang “Pengaruh Attitude & Perceived Behavioral Control terhadap Intention to Donate melalui Desire to Donate pada Generasi Milennial di Jabodetabek”. Penelitian telah dilakukan oleh peneliti terhadap 165 responden yang berdomisili di Jabodetabek pada generasi milenial (berusia 28 - 43 tahun), memiliki penghasilan, dan mengetahui platform crowdfunding online. Penelitian ini menggunakan model Structural Equation Modeling Partial Least Squares (SEM-PLS) yang didukung oleh software SmartPLS 3.0 untuk mengolah data penelitian. Setelah melalui tahapan analisis dan berbagai uji untuk mengevaluasi pengaruh antara konstruk dalam model dan menguji hipotesis terkait
Millennial’s Investment and Debt Behavior Hartina, Evita; Widyastuti, Umi; Nazir Ahmad, Gatot
International Journal of Social Science, Education, Communication and Economics Vol. 3 No. 2 (2024): June
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sj.v3i2.324

Abstract

This study examines the varying influences that Indonesian Millennial Generations bring to the relationship between behavior and views toward finance and their intentions for investments and debts. Financial literacy, risk perception, materialism, emotion, and religiosity are all influencing factors. 200 people participated in a quantitative method survey used in the methodology study. Using Smart-PLS version 4, SEM analysis is used to test the hypothesis. The findings of the study indicate that there is a significant relationship between financial literacy and both investment and debt intention. In addition, materialism has an impact on investment intention, while religiosity has an impact on debt investment. Aside from that, there is no influence from Religion, Emotion, or Risk Perception on Investment Intention; however, Materialism, Emotion, and Risk Perception do influence Debt Intention.
Co-Authors Abdul Mukti Soma Achmad Fauzi Adjie, Raditya Nuswantoro Agung Dharmawan Buchdadi Agus Wibowo Aris Wahyu Kuncoro Armeliza, Diah Asmaranti, Saskya Mely ATI SUMIATI, ATI Aulia, Aifa Lintang Bambang Heriyanto Bambang Heryanto Berutu, Meta Bara Bilqiis, Allysya Lailla Blondine Ch. P Cedaryana, Cedaryana Ch.P, Blondie Chandra, Sayyidatul Aisyah Abigail Alhabi Christian Wiradendi Wolor Cindy, Vira Deyana Corry Yohana Damar Tri Boewono Despinur Dara Destria Kurnianti Dewi Susita Dicky Iranto Diena Noviarini Dinata, Andi Iskandar Dwita Darmawati Effendi, Mohammad Sofwan Erliani, Eni Ervina Maulida Etty Gurendrawati, Etty Ferrari Frisca, Dhea Gatot Nazir Ahmad Ghifari, Ezar Atira Anamta Hamidah . Hartina, Evita Hasan Boesri HENRY ERYANTO, HENRY Heryana, Toni Hidayat, Nurdin Ika Kartika Indiyastuti, Nurhayati Indra Pahala Indriyani, Reni Kamil, Muchammad Ichsan Kerans, Febrianus David Dagang Khairunnisa, Hera Koen Hendrawan Krissanya, Nofriska Lajuni, Nelson Lenggogeni, Lenggogeni Lestari, Fitra Dila Lestari, Friska Aviyanti Lestari, Utami Puji Maemonah, Maemonah Mahfirah, Titis Fatarina Mardi Mardi Marwah, Siti Maylia Pramono Sari Mohidin, Rosle MONICA DEWI Muhammad Yusuf Mujiono Mujiono Muliasari, Indah Musyaffi, Ayatulloh Michael Nafiza Puspa Ayuningtyas Hapsari Nazir Ahmad, Gatot Nurshinta, Nurshinta Osly Usman Pertiwi, Caroline Purwana E.S., Dedi Rahmansyah, Moch. Fahrul Ramadhani, Rania Aulia Rd. Tuty Sariwulan Respati, Dwi Kismayanti Ristiyanto Ristiyanto Rosada, Maisya Sabrina Sabrina Safina, Putri Della Sarwin, Sarwin Setyo Ferry Wibowo Shandy Aditya, Shandy Sholahudin, Muhammad Sa’id Sibarani, Silvia Paula Artha Siti Maesaroh Suherman, Suherman Sunasa, Arman Aria Supargiyono Supargiyono Suparno Suparno SUSAN FEBRIANTINA, SUSAN Tri Baskoro T. Satoto Turrahmi, Kurnia Tuti Sariwulan, Tuti Ulupui, IGKA Usep Suhud Waheeda, Umi Wastuti, Wahyu Widiarti Widiarti Widya Parimita, Widya Yasmin, Eka Faradila Yuniarti, Puji Zahro, Khalisatuz Zita, Alysa Aghna