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UPAYA PENYELESAIAN WANPRESTASI ATAS PINJAMAN KREDIT DENGAN JAMINAN SK PNS (STUDI PADA BANK MANDIRI KCP MEDAN WAHIDIN) Siallagan, Praja Yudha Balista; Kaban, Maria; Sembiring, Idha Aprilyana
Sriwijaya Journal of Private Law Volume 1, No.2 : Oktober 2024
Publisher : Fakultas Hukum Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/sjpl.v1i2.3982

Abstract

Abstract  : One form of credit provided to civil servants (PNS) is the Fixed Income Credit Group (KRETAP). The Civil Servant Certificate (SK PNS) can be used as collateral for bank loans, as it is considered an acceptable form of security by several banks. However, the process of granting credit loan facilities can encounter obstacles, one of which is the borrower's default in paying installments. Therefore, this thesis is entitled "Efforts to Resolve Default on Credit Loans Secured by Civil Servant Certificates (Study at Bank Mandiri KCP Medan Wahidin)." The research questions in this thesis are: How is the regulation of credit loans with SK PNS collateral at Bank Mandiri KCP Medan Wahidin, what forms of default are committed by civil servants in credit loans with SK PNS collateral, and what efforts are made by Bank Mandiri KCP Medan Wahidin to resolve default disputes on credit loans with SK PNS collateral. The research method used in writing this thesis is the normative juridical research method, which refers to legal norms conducted through library research to obtain secondary data in the form of primary, secondary, and tertiary legal materials, and this research is descriptive in nature. Data collection techniques include library research and interviews with Bank Mandiri KCP Wahidin officials. The results obtained from this legal research show that the regulations of Bank Mandiri KCP Medan Wahidin in granting credit loans to civil servants (PNS) with Civil Servant Certificates (SK PNS) as collateral have a structured and meticulous process. The process begins with the collection of required documents, such as a copy of the SK PNS, identity card, salary slip, and other documents according to the bank's policy. The forms of default committed by civil servants in credit loans with SK PNS collateral include the borrower being transferred or reassigned during the credit repayment process, resulting in the borrower failing to meet obligations; the borrower being honorably or dishonorably discharged during the credit repayment process; and the borrower passing away during the credit repayment process. The efforts made by Bank Mandiri KCP Medan Wahidin to resolve default disputes on credit loans with SK PNS collateral involve fair and mutually beneficial negotiations, offering options for rescheduling, restructuring, or credit restructuring for borrowers facing payment difficulties. Keywords : Credit, SK PNS, Default.
Women's Activities In Anticipation Of The Traps Of Illegal Online Loans In The District Area Of Medan City Sembiring, Idha Aprilyana; Lubis, Tri Murti
Mahadi: Indonesia Journal of Law Vol. 4 No. 01 (2025): Vol. 04 NO. 01 (2025): February Edition 2025
Publisher : Universitas Sumatera Utara

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Abstract

In the digital era, women are becoming more professional in using digital technology including digital financial services. In fact, not all online financial services have a good impact, such as illegal online loans that often harass women and lead to extortion, loan sharking and defamation. It occurs because of the ignorance of the public, especially women, regarding the risks of illegal online loans, both legally and economically. Persuasive effort is needed, through a community service activity held in Medan Kota District and inviting women who live there. Community service is using the Participatory Rural Appraisal method. It began with a pre-test to find out the extent of knowledge of 20 women and 10 government officials about illegal online loans. Lectures and discussions were heldto provide legal knowledge regarding legal and illegal online loans, a discussion of its benefits and legal protections. And ended with a post test to see changes in participants' thoughts about illegal online loans. The results of all tests are the participants gained understanding and enlightenment regarding online loans in general and how to provide legal protection for victims and perpetrators of illegal online loans, so that they can avoid being trapped in illegal online loans.
A Position Of The Birth Certificate For Child Borned A Sirri Marriage Sarah Zettira Putri; Yefrizawati, Yefrizawati; T. Keizerina Devi; Idha Aprilyana Sembiring
Jurnal Ekonomi Vol. 13 No. 03 (2024): Jurnal Ekonomi, Edition July -September 2024
Publisher : SEAN Institute

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Abstract

A birth certificate is a right for every child. Every child has the right to receive a birth certificate, therefore even fathers and mothers who are in unregistered marriages have children's rights protected by the state. People who want to arrange a birth certificate can come directly to the Dukcapil office or arrange it online. If the parents are not legally married then the birth certificate will contain a phrase stating that the child born from the marriage has not been registered. The formulation of the problem in this thesis is what is the mechanism for registering birth certificates for children resulting from unregistered marriages after the enactment of Law Number 24 of 2013 concerning Population Administration and Minister of Home Affairs Regulation Number 109 of 2019 concerning Forms and Books used in Population Administration in North Labuhan-batu Regency , what are the rights of those born as a result of sirri marriages with the issuance of birth certificates in North Labuhan-Batu Regency, what is the role of the Population and Civil Registration Service of North Labuhan-batu Regency in registering Birth Certificates for children resulting from sirri marriages. This paper described Through the use of Statement of Absolute Responsibility Letter (SPTJM) as an alternative to a marriage certificate, this service seeks to guarantee children's civil rights, including the right to legal identity. Despite facing various challenges and dilemmas, this service continues to try to balance legal compliance and protecting children's rights, while providing services and information to the community about procedures that can be taken to legalize marital status. Thus, the Population and Civil Registration Service plays an important role in ensuring that every child, including those born from unregistered marriages, can obtain a birth certificate and the rights that accompany it, even though there is still the potential for administrative difficulties in the future due to the parents' unregistered marital status. formally.
Penyelesaian Konflik dan Pembentukan Peraturan Adat Mandailing dalam Perspektif Teori Solidaritas Sosial Zulfah, Indana; Siregar, Mahmul; Sembiring, Idha Aprilyana
Neoclassical Legal Review: Journal of Law and Contemporary Issues Vol. 3 No. 1 (2024): Neoclassical Legal Review: Journal of Law and Contemporary Issues
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/nlr.v3i1.15530

Abstract

Artikel ini menggunakan teori solidaritas sosial untuk mengetahui semua jenis peraturan adat yang ada di masyarakat Mandailing, serta bagaimana mereka menyelesaikan konflik. Masyarakat Mandailing sangat terbiasa dengan peraturan adat ini, karena mereka tidak terlepas dari hukum dan norma adat. Perlu adanya mengkaji ketaatan terhadap hukum adat untuk kelestarian hukum yang original berasal dari Indonesia. Pertama, berdasarkan hal tersebut terdapat beberapa permasalahan yaitu bagaimana hukum adat dalam menyelesaikan konflik masyarakat yang berkenaan dengan nilai adat istiadat berdasarkan teori solidaritas sosial? Kedua, bagaimana proses pembentukan peraturan adat mandailing dilihat dari teori solidartias sosial?. Penelitian ini menggunakan pendekatan sosiologis. Hasil penelitian menunjukkan bahwa Penyelesaian konflik atau sengketa adat dalam sudut pandang teori solidaritas sosial diartikan sebagai upaya menjaga keutuhan hukum adat atau peraturan adat yang telah berlaku diantara masyarakat adatnya, melalui suatu proses peradilan adat yang bertujuan untuk membentuk kebiasaan secara turun-temurun bagi masyarakatnya untuk mematuhi dan menjalankan hukum adat. Dalam konteks hukum adat Mandailing, hukum adatnya dibentuk dan diterapkan oleh seorang Raja berdasarkan pertimbangan hukum yang berlaku di masyarakatnya atas nasihat dari Mora, Kahanggi dan Anak Boru nya serta pendapat para pemuka agama (Malim) yang ada diantara masyarakatnya. Upaya pemberian pembentukan kebiasaan di masyarakatnya untuk mematuhi dan menjalankan hukum adatnya, dilaksanakan melalui peradilan terbuka (Sopo Gadang) yang dapat diakses oleh setiap anggota masyarakat adatnya
The Role of Child Psychological Test Results in Custody Decisions in Divorce Cases Indana Zulfah; Idha Aprilyana Sembiring; Rosmalinda
Walisongo Law Review (Walrev) Vol. 7 No. 1 (2025)
Publisher : Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/walrev.2025.7.1.25593

Abstract

 This study examines the urgency of documentary evidence in the form of child psychology test results as a consideration for judges in determining child custody (hadanah) in divorce cases. Legal decisions in divorce cases in Medan (2021) prioritize the best interests of children, especially those who are still minors and vulnerable to psychological trauma due to conflict and parental separation. The results of child psychology tests serve as formal indicators of trauma or emotional disturbance and can help identify which parents provide a safer and more emotionally stable environment. This article uses a normative legal research method with a statutory and conceptual approach and is supported by a comparative study of first-instance court decisions. Empirical data obtained from interviews with psychologists and several judges at the Medan Religious Court show that child psychological assessments are often submitted but rarely considered by judges in their final decisions. This study criticizes the court's decision to grant custody to parents who have a history of violent behavior based on the results of psychological tests, which causes the child to show fear and be reluctant to interact with his mother. This article concludes that the principle of justice for children as the primary victims should be reviewed and emphasized and that psychological test results should be considered as crucial legal evidence in child custody decisions. Artikel ini mengkaji urgensi alat bukti surat berupa hasil analisis tes psikologi anak sebagai bahan pertimbangan hakim dalam menetapkan hak asuh anak (hadanah) dalam perkara perceraian. Putusan hukum dalam perkara perceraian di Medan (2021) mengutamakan kepentingan terbaik anak, terutama yang masih di bawah umur dan rentan mengalami trauma psikologis akibat konflik dan perpisahan orang tua. Hasil tes psikologi anak berfungsi sebagai indikator formal adanya trauma atau gangguan emosional, serta dapat membantu mengidentifikasi orang tua mana yang memberikan lingkungan yang lebih aman dan lebih stabil secara emosional. Artikel ini menggunakan metode penelitian yuridis normatif dengan pendekatan perundang-undangan dan konseptual serta didukung oleh studi banding putusan pengadilan tingkat pertama. Data empiris yang diperoleh dari wawancara dengan psikolog dan beberapa hakim di Pengadilan Agama Medan menunjukkan bahwa penilaian psikologis anak sering diajukan tetapi jarang dipertimbangkan oleh hakim dalam keputusan akhir mereka. Penelitian ini mengkritik keputusan pengadilan yang memberikan hak asuh kepada orang tua yang memiliki riwayat perilaku kekerasan berdasarkan hasil tes psikologis, yang menyebabkan anak tersebut menunjukkan rasa takut dan enggan berinteraksi dengan ibunya. Artikel ini menyimpulkan bahwa prinsip keadilan bagi anak sebagai korban utama harus ditinjau kembali dan ditekankan, dan bahwa hasil tes psikologi harus dipertimbangkan sebagai bukti hukum yang penting dalam putusan hak asuh anak. Keywords: Child; Psychological Test; Hadanah; Divorce Cases.
ANALISIS YURIDIS TERHADAP PRAKTIK FINTECH DALAM RISIKO PERJANJIAN PINJAM MEMINJAM ONLINE PADA KREDIT PINTAR Lubis, Atqiya Annazfi; Sembiring, Idha Aprilyana; Chairi, Zulfi
Sriwijaya Journal of Private Law Volume 2, No.1 : April 2025
Publisher : Fakultas Hukum Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28946/sjpl.v2i1.3971

Abstract

One of the technological innovations in the financial services sector in the industrial revolution 4.0 that is currently in demand is information technology-based money lending services or known as Fintech P2PL on the Smart Credit application.  Various advantages are available on this platform, but in reality Kredit Pintar has become a polemic because of the low financial literacy and transparency in the public related to risks in online loan agreements that can cause illegal acts against the rights of service users. The problem in this study is how the validity of online money borrowing agreements on the Smart Credit application, how the responsibility of P2PL Fintech operators for user rights in the risk of online money borrowing agreements, and how to protect the debtor's legal protection in online money lending agreements on the Smart Credit application. The method used in this study is normative juridical with a legislative approach. The data sources used consist of primary, secondary, and tertiary legal materials. Data collection techniques and tools are literature studies and data analysis using descriptive techniques. The validity of the online loan agreement on the Kredit Pintar application has met the legal requirements of the agreement in Articles 1320 to 1338 of the Civil Code so that a legal relationship arises to carry out the rights and obligations for the parties. However, in the practice of Fintech P2PL on the Kredit Pintar application, there is no obligation to provide a form of responsibility for mistakes made by one of the parties in entering into an agreement.  Legal protection for debtors on the Smart Credit application can be carried out in a preventive and repressive manner as regulated in Article 29 of POJK Number 77/POJK.01/2016 concerning Information Technology-Based Money Lending Services, namely, transparency in information disclosure by mitigating risks to users and service providers, fair behavior, reliability, confidentiality and data security. Meanwhile, repressive protection based on Article 38 of POJK Number 1/POJK.07/2013 concerning Consumer Protection in the Financial Services Sector, the organizer is obliged to offer compensation or repair of the product or service, if the complaint of the service user proves to be a disadvantaged party.
Kedudukan Hukum Hasil Tes Psikologi Anak Sebagai Alat Bukti Dalam Persidangan Perceraian Untuk Menetapkan Hak Asuh Anak (Studi Putusan Nomor 57/Pdt.G/2022/Pta.Mdn) Zulfah, Indana; Sembiring, Idha Aprilyana; Rosmalinda
UNES Journal of Swara Justisia Vol 9 No 1 (2025): Unes Journal of Swara Justisia (April 2025)
Publisher : Program Magister Ilmu Hukum Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/5eqemg83

Abstract

Penelitian ini bertujuan untuk mengulas pentingnya alat bukti surat berupa hasil analisis tes psikologi anak sebagai bahan pertimbangan hakim dalam memutuskan hak asuh anak dalam perkara perceraian. Hukum diharapkan dapat mengedepankan kepentingan korban yaitu anak yang masih di bawah umur demi perkembangannya di masa depan, mulai dari kenyamanan psikologis, kejiwaan, tempat tinggal, dan lingkungan yang mempengaruhi tumbuh kembang dan emosi anak yang menerima dampak perceraian orang tuanya. Hasil analisis tes psikologi anak dapat dijadikan acuan sebagai bukti apakah anak tersebut mengalami trauma terhadap suatu peristiwa atau tidak. Penelitian ini menggunakan metode yuridis normatif, dengan pendekatan perundang-undangan dan konseptual, untuk mendeskripsikan urgensi hasil analisis tes psikologi anak dalam pertimbangan hakim saat memutuskan hak asuh anak. Penelitian ini menyoroti kasus putusan hakim yang memberikan hak asuh kepada orang tua yang memiliki catatan perilaku buruk dalam hasil tes psikologi anak, sehingga anak menjadi enggan dan takut untuk bertemu. Penelitian ini menyimpulkan bahwa perlu adanya peninjauan kembali terhadap prinsip keadilan bagi korban sebagai pedoman pertimbangan hakim dalam memutuskan hak asuh anak, dan hasil analisis tes psikologi anak perlu menjadi bahan pertimbangan dalam memutuskan hak asuh anak.
URGENSI IDENTIFIKASI MASYARAKAT HUKUM ADAT UNTUK OPTIMALISASI PENDAFTARAN TANAH HAK ULAYAT DI KABUPATEN LANGKAT Jamil, Rafiqoh Putriana; Ikhsan, Edy; Sembiring, Idha Aprilyana
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 8, No 2 (2025): May 2025
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v8i2.3057

Abstract

requirements for the recognition of Customary Law Communities. Customary land has its own regulations regarding land registration, which are contained in Permen ATR/BPN No.14 of 2024. The identification activities carried out are useful as a benchmark in the stages of recognizing and protecting Customary Law Communities. The problems studied in this study are How is the Recognition and Protection of Customary Law Communities in Langkat Regency after Perda No. 2 of 2019, How is the Process of Identification and Registration of Customary Law Community Land Rights in Langkat Regency, and What are the Obstacles in Optimizing Customary Law Land Registration in Langkat Regency. This study uses the Normative Legal Research method supported by Interviews. The nature used in this study is descriptive analytical. Data Collection Techniques in this study through literature studies accompanied by interviews with several related informants. The data obtained will be analyzed qualitatively and conclusions drawn deductively. The findings of the identification of customary law communities in Langkat Regency are the Langkat Sultanate, Kejuruan Stabat, Kedatukan Secanggang, and Kedatukan Besitang. Although they exist, the customary law communities in Langkat Regency are only part of the ceremony and the registration of customary land rights of customary law communities in Langkat Regency has never occurred because proof of customary land in this Regency is difficult to do, thus hampering the administration and registration of customary land rights. In addition, there has been no follow-up after the issuance of the Regional Regulation until now the Regent's Decree concerning the Customary Law Community has never been issued and no Customary Law Community has ever registered its customary land with the National Land Agency in Langkat. Keywords: Urgency Of Registation, Communal Land, Langkat. Abstrak: Pasal 3 UUPA Jo. Pasal 18B ayat (2) UUD NRI 1945 mengatur terkait persyaratan diakuinya Masyarakat Hukum Adat. Tanah ulayat memiliki peraturannya tersendiri menyangkut pendaftaran tanah, hal itu terdapat di Permen ATR/BPN No.14 Tahun 2024. Adanya kegiatan identifikasi yang dilakukan berguna sebagai tolak ukur dalam tahapan untuk mengakui dan melindungi Masyarakat Hukum Adat. Permasalahan yang dikaji dalam penelitian ini adalah Bagaimana Pengakuan dan Perlindungan Masyarakat Hukum Adat di Kabupaten Langkat setelah Perda No. 2 Tahun 2019, Bagaimana Proses Identifikasi dan Pendaftaran Tanah Hak Ulayat Masyarakat Hukum Adat di Kabupaten Langkat, dan Apa Kendala dalam Optimalisasi Pendaftaran Tanah Hak Ulayat di Kabupaten Langkat. Penelitian ini menggunakan metode Penelitian Hukum Normatif yang didukung dengan wawancara. Sifat yang digunakan dalam penelitian ini adalah deskriptif analitis. Teknik Pengumpulan Data dalam penelitian ini melalui studi kepustakaan disertai dengan wawancara dengan beberapa informan yang terkait. Data yang diperoleh akan dianalisis secara kualitatif dan di tarik kesimpulan secara deduktif. Temuan hasil Identifikasi Masyarakat Hukum Adat di Kab.Langkat ialah Kesultanan Langkat, Kejuruan Stabat, Kedatukan Secanggang, dan Kedatukan Besitang. Meskipun eksis, Masyarakat Hukum Adat yang berada di Kabupaten Langkat hanyalah sebagai bagian dari ceremonial saja dan Pendafataran Tanah Hak Ulayat Masyarakat Hukum Adat di Kab.Langkat belum pernah terjadi karena pembuktian tanah ulayat di Kabupaten ini sulit dilakukan sehingga menghambat pengadministrasian dan pendaftaran tanah hak ulayat. Selain itu juga, tidak ada tindak lanjut pasca lahirnya Peraturan Daerah tersebut sampai saat ini belum pernah diterbitkan SK Bupati mengenai Masyarakat Hukum Adat dan belum pernah ada Masyarakat Hukum Adat yang mendaftarkan tanah ulayatnya ke Badan Pertanahan Nasional di Langkat. Kata kunci: Urgensi Pendaftaran, Tanah Ulayat, Langkat
PERLINDUNGAN HUKUM NASABAH KPR BERSUBSIDI FLPP DENGAN AKAD MURABAHAH BIL WAKALAH ATAS RUMAH YANG BELUM SIAP HUNI: STUDI PADA PT BTN KANTOR CABANG PEMBANTU SYARIAH SETIA BUDI MEDAN Efendi Rangkuti, Khairunnisya; Sembiring, Idha Aprilyana; Barus, Utary Maharani
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 9 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i9.3335

Abstract

BTN Syariah KCP Setia Budi Medan is one of the Islamic financial institutions involved in implementing the government's Housing Financing Liquidity Facility (FLPP) program, offering the KPR BTN Sejahtera Syariah iB product based on a murabahah bil wakalah contract. In practice, the financing of housing units that are not yet deemed habitable, as they lack essential infrastructure, facilities, and public utilities (PSU) as required by prevailing laws and regulations. This study aims to analyze the conformity between applicable regulations and field practices, examine the legal consequences of such violations, and assess the legal protection available to affected customers. The results of the study indicate that the implementation of the murbahah bil wakalah contract at BTN Syariah KCPS Setia Budi Medan violates OJK Regulation Number 13/POJK.03/2021 concerning the Implementation of Bank Products and the DSN- MUI Fatwa Number 04/DSN- MUI/IV/2000 on Murabahah. The legal implications of implementing FLPP subsidized housing financing through murabahah bil wakalah contracts for uninhabitable housing constitute an unlawful act, as it contravenes Article 14 of Government Regulation No. 12 of 2021, Article 21 of BP Tapera Regulation No. 9 of 2021, and Articles 16 and 18 of OJK Regulation Number 6/POJK.07/2022. Moreover, the contract clauses in the murabahah bil wakalah agreement contain exoneration clauses that violate Article 18 of Law Number 8 of 1999. According to Article 20 of the murabahah bil wakalah agreement with BTN KCPS Setia Budi Medan, customers may pursue their rights through deliberation involving the bank, the customer, and the developer. If no agreement is reached, the matter may be resolved through litigation.
Analisis Yuridis Gugatan Itsbat Nikah Kontensius terhadap Perkawinan yang Tidak dicatatkan (Studi Putusan Nomor 86/Pdt.G/2021/Ms. Skl dan Putusan 85/Pdt.G/2023/Ms. Skl) Rasiyati, Rasiyati; Barus, Utary Maharany; Sembiring, Idha Aprilyana
Jurnal Ilmu Hukum, Humaniora dan Politik Vol. 5 No. 6 (2025): (JIHHP) Jurnal Ilmu Hukum, Humaniora dan Politik
Publisher : Dinasti Review Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jihhp.v5i6.5741

Abstract

Penelitian ini menganalisis gugatan itsbat nikah kontensius terhadap perkawinan yang tidak dicatatkan, dengan studi kasus pada Putusan Nomor 86/Pdt.G/2021/Ms.Skl dan Putusan Nomor 85/Pdt.G/2023/Ms.Skl di Mahkamah Syar'iyah Singkil. Tujuan penelitian adalah untuk mengetahui latar belakang pengajuan itsbat nikah kontensius, akibat hukum dari putusan yang diterima atau ditolak, serta pertimbangan hukum hakim dalam memutus perkara tersebut. Metode penelitian yang digunakan adalah yuridis normatif dengan pendekatan undang-undang, kasus, dan konseptual. Hasil penelitian menunjukkan bahwa itsbat nikah kontensius diajukan untuk memperoleh kepastian hukum terkait status perkawinan, hak waris, dan administrasi kependudukan. Putusan yang diterima memberikan perlindungan hukum bagi istri dan anak, sementara putusan yang ditolak disebabkan oleh ketidaksesuaian dengan syarat dan rukun nikah serta pelanggaran terhadap Undang-Undang Perkawinan. Pertimbangan hakim didasarkan pada fakta hukum, alat bukti, serta prinsip maqashid syariah untuk mencapai kemaslahatan. Penelitian ini menyimpulkan bahwa itsbat nikah kontensius berperan penting dalam memberikan kepastian hukum dan melindungi hak-hak pihak yang terlibat dalam perkawinan tidak tercatat.
Co-Authors Aditia, Rozy Kurniady Aflah Aflah, Aflah Aflah, Aflah Afnila Afnila Agusmidah Agusmidah Aktif Apriantoro Siregar Aminuyati Ardina Khoirunnisa Aulia Hakim, Zean Via Azirah Azirah Azwar, Tengku Keizerina Devi Carin Felina Cristina Natalia Tarigan Darnedy Kurnia Santi Dedi Harianto Devi, Tengku Keizerina Edy Ikhsan Efendi Rangkuti, Khairunnisya Efriyanti Simanjuntak Eko Gani PG Elsa Najla Eviliani Rizky Siregar Faizun Kim Azhar FARIDZ AFDILLAH Fattaqun Fattaqun Hady Hidayat Tambunan Hanna Pricilia Tarigan Hasballah Thaib Hasballah Thaib Hasballah Thaib, Hasballah HASIM PURBA Hasim Purba Indana Zulfah Jamil, Rafiqoh Putriana Kaban, Maria Karina Lukman Hakim Lubis, Atqiya Annazfi Lubis, Riska Oktaviani Lubis, Tri Murti M. Yamin - MAHMUL SIREGAR Maria Kaban Maria Kaban Maria Kaban Maria Maria Marianne Magda Ketaren Marissa Gabriela Hutabarat Megarita Megarita Mesdi Tanjung Muhammad Rudini Harahap Muhammad Yamin Lubis, Muhammad Yamin Mulhadi Mulhadi, Mulhadi Mulia Mulia Munthe, Arfansyah Nabila Marsiadetama Ginting Natasha Karina Sianturi Penyelesaian Sengketa Putri Ramadhona Rambe Putri Rumondang Siagian Rasiyati, Rasiyati Razika Azmila Retno Amelia Rosdinar Sembiring Rosmalinda Rosnidar Rosnidar Rosnidar Rosnidar Rosnidar Sembiring Sarah Zettira Putri Sari Husmaijar Sastra, Putri Azzahra Febriani Shela Violetta Hutauruk Siallagan, Praja Yudha Balista Sinaga, Fierda Siregar, Sausan Raihanah Stanley Alvin Sutiarnoto Sutiarnoto Swandhana Pradipta Syafruddin Kalo T. Keizerina Devi T. Keizerina Devi Azwar T.Keizerina Devi A Tan Kamello Thaib, Zamakhsyari Bin Hasballah Tony Tony Tony Tony Tony Utari Maharany Barus Utary Maharani Barus Utary Maharani Barus, Utary Maharani Utary Maharany Barus Wau, Hilbertus Sumplisius M. Yati Sharfina D Yefrizawati Yefrizawati Yefrizawati - Yefrizwati Yulia Resa Simorangkir Zaidar Zaidar ZULFAH, INDANA Zulfichairi, Zulfichairi Zulfichairi, Zulfichairi