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Etty Sri Wahyuni

Faculty Of Economy And Business, Universitas Batam

Author-ID : 6050035

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Physics Public Health Social Sciences Other

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Behavioral Economics Framework for Pension Program Participation Among Female Workers in Labor-Intensive Industries Mercy Reyne Marlina Tirayoh; Robin; Sony Putra; Etty Sri Wahyuni
Indonesian Journal of Taxation and Accounting Vol 4, No 2 (2026): June 2026
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ijota.v4i2.891

Purpose – This study develops and empirically validates a behavioral economics framework linking framing effect and mental accounting, through financial decisions, to perceived pension program effectiveness among female workers in Batam’s labor-intensive industries. It addresses the gender pension participation gap and the retirement vulnerability of women manufacturing workers, whose pension-related decisions remain insufficiently explained by conventional financial-literacy approaches.Methods – A sequential explanatory mixed-method design was used. Quantitative data were collected from 400 female workers through cluster sampling and analyzed using SPSS and Partial Least Squares Structural Equation Modeling (PLS-SEM). The quantitative phase was complemented by in-depth interviews with 40 purposively selected respondents, with interview data thematically analyzed to contextualize the structural findings.Findings – Framing effect and mental accounting significantly and positively influence financial decisions and perceived pension program effectiveness. Financial decisions also strongly predict perceived pension program effectiveness and partially mediate the effects of framing effect and mental accounting on the outcome construct. Qualitative findings show that many workers perceive pension contributions as “money that disappears,” lack a dedicated retirement mental account, and respond positively to future-self reframing and default-enrollment mechanisms.Research implications – The findings are limited by the single-city sample, cross-sectional design, and reliance on self-reported perceptual measures rather than verified enrollment behavior. Proposed policy directions require experimental validation through randomized field trials.Originality – This study provides an empirically validated, gender-responsive behavioral economics framework for pension policy design among female workers in Indonesian labor-intensive industries.

Workload and Burnout on Healthcare Worker Performance in Remote Riau Islands Puskesmas, Indonesia: Moderating Role of Organizational Support Dahlan Gunawan; Elly Rumengan; Malahayati Rusli Bintang; Etty Sri Wahyuni
Fundamental and Applied Management Journal Vol. 4 No. 2 (2026): June
Publisher : Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/famj.v4i2.932

Healthcare workers (HCWs) in remote archipelagic regions bear a disproportionate workload that threatens both their psychological wellbeing and the quality of primary care. This study examines the effect of workload on burnout and HCW performance at community health centres (Puskesmas) in remote island districts of Riau Islands Province, Indonesia, positioning organizational support as a moderating variable. Grounded in the Job Demands–Resources (JD-R) model, Conservation of Resources (COR) theory, and Organizational Support Theory (OST), a quantitative cross-sectional survey was administered to 186 HCWs across 18 Puskesmas in Natuna, Lingga, and Kepulauan Anambas, selected through proportionate stratified random sampling. Workload was measured with the NASA-Task Load Index, burnout with the Maslach Burnout Inventory (MBI-HSS), performance with a validated 20-item instrument, and organizational support with the Survey of Perceived Organizational Support. Moderated-mediation analysis (PROCESS Model 59, 5,000 bootstrap samples) showed that workload significantly increased burnout (β = 0.512, p < 0.001) and reduced performance (β = −0.374, p < 0.001), with burnout partially mediating the relationship (indirect effect = −0.189, 95% CI [−0.261, −0.121]). Organizational support significantly buffered both the workload–burnout path (β = −0.284, p = 0.003) and the workload–performance path (β = 0.231, p = 0.011). The study's novelty lies in demonstrating an actionable buffering mechanism in DTPK settings and proposing an integrated organizational-support intervention model as a policy solution. Because organizational support can be strengthened quickly and at low cost through supervisory responsiveness, workload rationalisation, recognition, and wellbeing support it provides district health offices in DTPK settings with a fast and affordable intervention lever to protect HCW performance where structural workforce solutions remain slow and costly.

Predicting Predatory Lending Vulnerability among Female Industrial Workers: Digital Financial Literacy, Financial Stress, Self-Efficacy, and Peer Influence Etty Sri Wahyuni; Mercy Reyne Marlina Tirayoh; Nolla Puspita Dewi; Nurhatisyah
Journal of Economics and Management Vol. 4 No. 3 (2026): Journal of Economics and Management, September 2026
Publisher : Lembaga Publikasi Ilmiah Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70716/ecoma.v4i3.581

This study examines the predictive roles of digital financial literacy (DFL), financial stress (FS), financial self-efficacy (FSE), and peer influence (PI) in predicting predatory-lending vulnerability (PLV) among female industrial workers, a structurally exposed yet under-studied demographic within Indonesia's digital-credit ecosystem, where 6,991 illegal lending platforms were blocked between 2022 and 2024. A cross-sectional explanatory survey was administered to 378 female workers in three Batam integrated industrial estates using validated instruments (OECD/INFE DFL; Prawitz IFDFW; Lown FSES). Data were analyzed through PLS-SEM (SmartPLS 4) with bootstrapping (5,000 resamples), following STROBE reporting guidelines. All four hypotheses were supported (p < .001). The model explained 52.4% of the variance in PLV (Q² = .342). Financial stress was the strongest predictor (β = +.342), followed by peer influence (β = +.276), digital financial literacy (β = –.218), and financial self-efficacy (β = –.187), confirming a push-pull risk architecture. The single-region cross-sectional design limits causal inference and external validity, while self-reported use of illegal lenders likely understates the actual prevalence due to social desirability bias. The findings apply primarily to feminized manufacturing labor in Southeast Asian export zones. This study presents the first integrated PLS-SEM model testing cognitive, affective, psychological, and social predictors of predatory-lending vulnerability among Indonesian female industrial workers. It advances gender-sensitive financial-vulnerability research and provides rank-ordered evidence for demand-side interventions under OJK Regulation No. 11/2024, aligned with SDG 5 and SDG 8.

LEGAL CERTAINTY OF ELECTRONIC CERTIFICATES IN PREVENTING LAND DISPUTES IN INDONESIA Gloria Gita Putri Ginting; Etty Sri Wahyuni
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

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This study aims to analyze the legal certainty of electronic certificates as an instrument for protecting land rights and to examine their role in preventing land disputes in Indonesia. The development of digitalization of land administration through the implementation of electronic certificates is expected to improve data security, accelerate services, and minimize the risk of forgery, overlapping ownership, and administrative errors, which have been the main causes of land disputes. This study uses a normative legal research method with a statutory approach, a conceptual approach, and a case approach. Data were obtained through a literature review of laws and regulations, court decisions, and various scientific literature related to land law and the transformation of digital-based land services. The results show that electronic certificates have the same legal force as conventional certificates as long as they are issued in accordance with applicable laws and regulations. The electronic system also guarantees data authentication, integrity, and security, thereby strengthening legal certainty for land rights holders. However, the effectiveness of electronic certificates in preventing land disputes is still influenced by the readiness of technological infrastructure, the quality of land data validation, the competence of human resources, and the level of public trust in the digital system. Therefore, strengthening regulations, improving cybersecurity, and continuously updating land databases are important factors in realizing legal certainty and reducing the potential for land disputes in Indonesia.

THE EFFECT OF DIGITAL MARKETING ON CUSTOMER LOYALTY WITH CUSTOMER SATISFACTION AS AN INTERVENING VARIABLE AMONG E-COMMERCE USERS IN MEDAN CITY Ami Natuz Zahara; Henry Aspan; Ari Prabowo; Etty Sri Wahyuni
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 6 No. 4 (2026): August
Publisher : CV. Radja Publika

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This study aims to analyze the effect of digital marketing on customer loyalty with customer satisfaction as an intervening variable among e-commerce users in Medan City. A quantitative approach was applied using non-probability sampling, specifically purposive sampling. The sample consisted of 130 respondents who are active e-commerce users in Medan City and have made at least three online transactions in the past six months. Data were collected through online questionnaires using a five-point Likert scale and analyzed using Structural Equation Modeling-Partial Least Square (SEM-PLS) with SmartPLS 4.0 software. The results show that: (1) digital marketing has a positive and significant effect on customer satisfaction (β = 0.718; p < 0.001); (2) customer satisfaction has a positive and significant effect on customer loyalty (β = 0.524; p < 0.001); (3) digital marketing has a positive and significant effect on customer loyalty (β = 0.289; p < 0.001); and (4) customer satisfaction partially mediates the effect of digital marketing on customer loyalty (β = 0.376; p < 0.001). The implication is that e-commerce actors serving the Medan City market need to optimize the digital marketing dimensions, namely cost, interactive, incentive program, site design, and informative, to build customer satisfaction, which will ultimately foster long-term customer loyalty.

Pengembangan Aplikasi Lelang Hasil Laut Di Kepulauan Riau Etty Sri Wahyuni; Henry Aspan; Fadlan Fadlan; Angelina E. Rumengan; Faris Ramadhan; Sri Wahyuni; Randi Rian Putra
Community Engagement and Emergence Journal (CEEJ) Vol. 4 No. 3 (2023): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v4i3.3714

Pengembangan aplikasi lelang hasil laut untuk nelayan bertujuan untuk menyelesaikan permaslaahan DUDI dalam pelaksanaan operasional usahanya dalam mengekspor hasil laut ke berbagai negara. Penelitian ini dilakukan di kepulauan riau, dikarenakan hampir 96 % dari wilayah kepulauan riau merupakan perairan. Peranan nelayan bagi perekonomian masyarakat pesisir merupakan roda bagi perputaran ekonomi masyarakat. Keterbatasan akan akses untuk memperluas kegiatannya menjadi faktor utama yang membuat produk-produk mereka sulit untuk dikenal di luar Kepualuan Riau. Akses yang dimaksud adalah wadah yang mampu membantu masyarakat pesisir untuk belajar dan memfasilitasi masyarakat untuk memperbaiki kualitas produk agar layak untuk di ekspor. Hasil yang diperoleh dalam pelaksanaan kegiatan ini berupa Aplikasi Ekspor Pedia berbasis android dan IOS, MoU antara perguruan tinggi dan Mitra, Pembentukan inkubator Bisnis, downloader, HKI merek dan Cipta, terdapat banyak kendala dalam pelaksanaan kegiatan diantaranya sulit dalam mencari informasi dasar pelaksanaan program diakibatkan oleh lokasi yang dituju berada di luar pulau Batam, selain itu terdapat beberapa kendala terkait waktu pelaksanaan program yang singkat, dan masalah SDM yang belum maksimal. Dengan adanya program ini tidak hanya DUDI, masyarakat juga mendapat manfaat langsung dalam hal peluang mengembangkan usahanya.

Pengaruh Pemasaran Digital Terhadap Keputusan Pembelian dengan Citra Merek sebagai Variabel Mediasi Rajutawan Riki Maruli Tua Tarigan; Etty Sri Wahyuni; Ari Prabowo; Putri Mauliza
MARAS : Jurnal Penelitian Multidisiplin Vol. 4 No. 1 (2026): MARAS : Jurnal Penelitian Multidisiplin, Maret 2026
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/maras.v4i1.1503

Penelitian ini bertujuan untuk menganalisis pengaruh pemasaran digital terhadap keputusan pembelian konsumen Fore Coffee di Kota Medan dengan citra merek sebagai variabel mediasi. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan survei. Populasi dalam penelitian ini adalah seluruh konsumen Fore Coffee di Kota Medan, dengan sampel sebanyak 100 responden yang ditentukan menggunakan teknik purposive sampling. Pengumpulan data dilakukan melalui kuesioner dengan skala Likert 1-5. Teknik analisis data menggunakan Partial Least Squares Structural Equation Modeling (PLS-SEM) dengan bantuan software SmartPLS 4.0. Hasil penelitian menunjukkan bahwa: (1) pemasaran digital berpengaruh positif dan signifikan terhadap citra merek; (2) pemasaran digital berpengaruh positif dan signifikan terhadap keputusan pembelian; (3) citra merek berpengaruh positif dan signifikan terhadap keputusan pembelian; dan (4) citra merek memediasi secara parsial pengaruh pemasaran digital terhadap keputusan pembelian konsumen Fore Coffee di Kota Medan.

JUSTICE AND COMPENSATION FOR LAND ACQUISITION FOR COMMUNITIES AFFECTED BY INFRASTRUCTURE DEVELOPMENT Gloria Gita Putri Ginting; Henry Aspan; Ari Prabowo; Etty Sri Wahyuni
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 9 (2026): AUGUST
Publisher : RADJA PUBLIKA

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This study aims to analyze the fairness of land acquisition compensation for communities affected by infrastructure development in Indonesia. The main focus of the study is to examine the gap between normative provisions mandating "fair and just" compensation and the reality of implementation on the ground, as well as to identify factors that often cause communities to feel disadvantaged in the land acquisition process. This study uses a juridical-normative method strengthened by an empirical approach. Data were collected through a literature review of laws and regulations, court decisions, and related policy documents, as well as in-depth interviews with affected communities, government officials, and land appraisers at several national strategic project locations. The results show that although the legal framework has regulated the principle of fairness, its implementation still faces various obstacles, including unclear assessment standards, weak transparency and community participation, limited appraisal resources, and minimal assistance for vulnerable groups. Fairness in compensation is not simply measured by nominal values; it must include procedural, distributive, and restorative justice. This study recommends the need for more measured regulatory reformulation, strengthening institutional capacity, and a transformative approach that prioritizes the recovery of the socio-economic conditions of affected communities, so that infrastructure development truly brings prosperity without leaving anyone behind.

The Influence of Work Motivation on Nurse Performance at Elisabeth Hospital in Batam City Novi Yulianti; Etty Sri Wahyuni
ALINEA: Health Science & Medical International Journal Vol. 2 No. 2 (2025): Mei:ALINEA: Health Science & Medical International Journal
Publisher : Yayasan Media Utama Sains

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70743/alinea.v2i2.17

Background: Nurse performance is an essential component in improving the quality of healthcare services. One factor that may influence nurse performance is work motivation, which can encourage individuals to perform their tasks effectively and achieve organizational goals. Objective: This study aimed to examine the relationship between work motivation and nurse performance at Elisabeth Hospital in Batam City. Methods: This study employed a quantitative approach with a cross-sectional design. The study was conducted at Elisabeth Hospital in Batam City, involving 40 nurses selected using a total sampling technique. Data were collected using structured questionnaires measuring work motivation and nurse performance. Descriptive statistics were used to describe respondent characteristics, while the Chi-square test was used to determine the relationship between work motivation and nurse performance. Results: The results showed that most respondents had moderate levels of work motivation (60%), while 25% had high motivation and 15% had low motivation. In terms of performance, 65% of nurses demonstrated good performance, and 35% had moderate performance. Statistical analysis showed a significant relationship between work motivation and nurse performance (p = 0.021). Conclusion: Work motivation significantly influences nurse performance. Improving motivational factors within healthcare organizations may contribute to better nurse performance and improved healthcare service quality.

Co-Authors Adnan Suhardis Adnan Suhardis Alviani, Maylan Amalia, Lisa Ami Natuz Zahara Ami Natuz Zahara Amir, Jihan Angelina E. Rumengan Anggra Priyansah Ari Prabowo Ari Prabowo Arta Lubis, Juli Asnira Asnira Bagus Prasetya Faozanzen Bambang Satriawan Basri Basri Basri Basri Benni Sumarman Casandra Casandra Chablullah Wibisono Christoppher Sihombing, Adriel Dahlan Dahlan Dahlan Gunawan Darwis Anatami Dewi, Nolla Puspita Dorris Yadewani Elly Rumengan Ely Kurniawati Fadlan Fadlan Fadlan Fadlan Faisal, Yusuf Fajri Suharsad Putra, Aidil Faozanzen, Bagus Prasetya Fearl, Ferren Gibran Kahar, Kahil Gloria Gita Putri Ginting Grace Tama Rosalinda Hariyanto, Mulyadi Dwi Henny Saida Flora Henry Apan Henry Aspan Ika Novita Sari Indawati Lestari INDRAYANI INDRAYANI Ivan, Julyan Nur Jihad, Kaspol Lestari, Dian Mahardi M. Tartib M. Tartib Malahayati Rusli Bintang Markus Gunawan Mega Kurnia Mercy Reyne Marlina Mercy Reyne Marlina Tirayoh Mercy Reyne Marlina Tirayoh Mohammad Arief El Habibie Mona Silvia Muhammad Arief El Habibie Muhammad Juang Rambe Muhammad Ridho Nelwan, Gyhond Ngaliman Ngaliman Ngaliman, Ngaliman Nolla Puspita Dewi Novi Yulianti Nureska Yanuar Firdaus Nurhatisyah Nurhatisyah Nurhatisyah Parroha Patar Siadari, Lagat Pipit Buana Sari Prasida Yunita Putra, Randi Rian Putra, Tri Wildan Rosyadi Putri Mauliza Putri Mauliza Putri Mauliza, Putri Ramadana, Marsyah Ramadhan, Faris Raymond Raymond Raymond Raymond Rizki Hidayat Rizki Hidayat Robin Robin Rozaini Rozaini Binti Rosli Rozaini Rosli Rumengan, Angelina E. Rumengan, Angelina Eleonora Sony Putra Sri Wahyuni Sri Wahyuni Sri Yanti Sri Yanti Sumantri, Sumantri Surya Bakti Susanti Suwalla, Nicha Tarigan, Rajutawan Riki Maruli Tua Tarigan Tarigan, Tegar Dermawan Tartib, Muhammad Windayati, Diana Titik Yahya Tanjung Yossie Rossanty Zafira, Naila

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