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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Journal of Economic, Bussines and Accounting (COSTING) JURNAL MANAJEMEN BISNIS MABIS: Manajemen dan Bisnis JURNAL LENTERA BISNIS Jurnal Ilmiah Edunomika (JIE) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Community Development Journal: Jurnal Pengabdian Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) BEMAS: Jurnal Bermasyarakat Kontigensi: Jurnal Ilmiah Manajemen JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Indonesian Community Journal Journal Of Human And Education (JAHE) Journal of Innovation Research and Knowledge Sanskara Akuntansi dan Keuangan Easta Journal of Innovative Community Services Indonesian Journal Of Business And Entrepreneurship Research West Science Business and Management JIMIA Jurnal Bisnis dan Manajemen West Science Jurnal Ekonomi dan Kewirausahaan West Science Jurnal REKOMEN (Riset Ekonomi Manajemen) INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Alfiana
Universitas Muhammadiyah Bandung, Bandung, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Education On The Use Of Qris As A Payment Tool To Increase The Productivity Of Msmes In Rural Communities Apay Safari; Anti Riyanti; Alfiana Alfiana; Nelly Astuti; Ristati Ristati
Journal Of Human And Education (JAHE) Vol. 4 No. 1 (2024): Journal Of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i1.684

Abstract

When conducting observations for 2 weeks in each of the villages of Cihanyir, West Java, Air Buluh village, Bangka Belitung, Lake Paris village, the stages of finding problems were MSMEs that were monotonous, less productive, less creative, and had a small market share. The author believes that the use of QRIS in these villages can solve the problems being experienced. The results in this article show 1. The author made observations for 3 days and found that the majority of MSMEs in these villages were less productive, less developed, and needed new innovations to overcome these problems. 2. The author/devotee believes that the use of QRIS can overcome these problems and discussed these innovations and proposals with MSME actors and MSME actors agreed. 3. The author/servant conducted education on the use of QRIS in theory and practice for 14 days and believes that the use of QRIS in rural MSMEs can increase productivity, creativity of MSMEs and expand market share (because knowing QRIS also makes you aware of other MSMEs).
Jakarta Islamic Index (JII) in The Context of Investigating Financial Ratios as Determinant of Company Share Returns Khoirul Umam Hasbiy; Abdul Basir; Nurmawati Mambuhu; Alfiana Alfiana; Fredy Olimsar
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 2 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v4i3.3874

Abstract

This study aims to analyze the effect of ROA, EPS on stock returns in companies listed on the Jakarta Islamic Index (JII). The population in this study are companies listed on the Jakarta Islamic Index (JII) during the 2018-2022 period. Sampling was done by purposive sampling method with a sample of 20 companies. The type of data used is secondary data obtained through the company's financial statements and annual reports which can be accessed through the official website of the Indonesia Stock Exchange (www.idx.co.id) or the official website of the company. The data analysis technique used is multiple linear regression. The results of this study indicate that the ROA variable affects stock returns in companies listed on the Jakarta Islamic Index (JII) while the EPS variable has no effect on stock returns in companies listed on the Jakarta Islamic Index (JII).
INNOVATIVE FINANCIAL STRATEGIES FOR LONG-TERM BUSINESS SUSTAINABILITY Loso Judijanto; Ellyta; Alfiana
INTERNATIONAL JOURNAL OF ECONOMIC LITERATURE Vol. 2 No. 4 (2024): April
Publisher : Adisam Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Innovative and sustainable financial management is a necessity for that want to survive and grow in the long term. The research method undertaken in this study is the study of literature by looking for literature related to the title of the investigation. Research finds that innovative financial strategies can be used to long-term business sustainability Through income diversification, prudent debt management, investment in R&D, partnerships, and the use of financial technology, companies can improve their financial stability and remain adaptable to changing business environments. In implementing this strategy, companies need to consider internal and external factors to long-term success.
Budikdamber akuaponik sebagai strategi ketahanan pangan dan stimulus kewirausahaan saat pandemi covid-19 Helin G Yudawisastra; Wasifah Hanim; Siti Mardiana; Alfiana; Sugiartiningsih; Suparjiman; Tris Sudarto; Eris Sudarisman; H. Qur’ani Noor
BEMAS: Jurnal Bermasyarakat Vol 3 No 2 (2023): BEMAS: Jurnal Bermasyarakat
Publisher : LPPMPK-Sekolah Tinggi Teknologi Muhammadiyah Cileungsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37373/bemas.v3i2.258

Abstract

During the Covid-19 pandemic, this civic duty project aims to increase community food security, particularly for the orphanage community. Given that the pandemic had been active for 2 (two) years and had an adverse effect on the local economy, this activity was conducted. The training exercise that was conducted involved training for fish growing in buckets (budikdamber). Additionally, food safety, Due to the fact that the outcomes of budikdamber can be sold, it can also be used as an entrepreneurial teaching tool. The Insan Harapan Child Orphanage (PSAA), located in Jl. Ahmad Yani no. 37/132 Gang Slamet II, Babakan Surabaya, Kiaracondong, Bandung 40281, hosted the events. Catfish, kale seedlings, special plastic buckets for cultivation, and a few plastic cups make up the ingredients and equipment. The orphanage's residents and managers are the subject of this research method's descriptive analysis. One day of instruction is followed by a few weeks of evaluation. It is anticipated that training outcomes will be put to good use for personal consumption and have a favorable impact on the economy both during and after the pandemic. The children and teenage residents as well as the administrators of the orphanage now have information and abilities that are highly helpful. It is hoped that aquaponics farming will endure and develop in the future.
An Investigation of How Financial Attitudes and Experiences Affect Personality-Mediated Management Behavior in MSMEs Fitriansyah Fitriansyah; Susilo Utomo; Rina Apriliani; Ratnawita Ratnawita; Alfiana Alfiana
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 1 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i3.5779

Abstract

In this study, personality-mediated management behavior in MSMEs in Semarang City is examined and tested in relation to financial attitudes and financial experience. Version 25 of SPSS was used to process the data. In Semarang City, 88 MSME business actors made up the sample. The study findings indicate that there is a substantial relationship between personality and financial views as well as experience. There is a considerable impact of financial attitudes on management conduct. Regarding how management conduct is impacted by financial experience. Personality has a major impact on how managers behave. Not only does financial experience have a substantial impact on management behavior mediated by personality, but financial views also have a big influence. Thus, each of the seven current hypotheses has a noteworthy and beneficial impact.  
Peta Dinamika Penelitian Manajemen Risiko Keuangan melalui Analisis Bibliometrik Loso Judijanto; Eko Sudarmanto; Alfiana Alfiana; Eva Yuniarti Utami
Jurnal Ekonomi dan Kewirausahaan West Science Vol 2 No 02 (2024): Jurnal Ekonomi dan Kewirausahaan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jekws.v2i02.1113

Abstract

Penelitian ini menyajikan analisis bibliometrik terhadap literatur manajemen risiko keuangan untuk mengidentifikasi tren penelitian, pola kolaborasi, dan fokus penelitian yang dominan. Data dikumpulkan dari berbagai sumber literatur akademis, termasuk jurnal ilmiah, konferensi, dan buku. Hasil analisis mengungkapkan peningkatan perhatian terhadap isu-isu seperti krisis keuangan, manajemen risiko perbankan, dan praktik keuangan yang berkelanjutan. Selain itu, perkembangan teknologi keuangan, resiliensi sistem keuangan, dan pengaruh sosial media juga menjadi fokus penelitian yang penting. Penelitian ini juga mengidentifikasi kolaborasi antara peneliti dan peneliti kunci dalam jaringan akademik. Temuan ini memberikan wawasan yang berharga bagi praktisi, akademisi, dan pembuat kebijakan untuk mengarahkan strategi manajemen risiko mereka dengan lebih efektif dan memperluas kerjasama antarbidang untuk meningkatkan pemahaman dan praktek manajemen risiko keuangan di masa depan.
FAKTOR PENENTU UTAMA KINERJA PERBANKAN DI INDONESIA Mohammad Gifari Sono; Iwan Harsono; Chairil Akhyar; Alfiana Alfiana; Eva Yuniarti Utami
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.12937

Abstract

Para deposan, investor, dan masyarakat pada umumnya membutuhkan indikator-indikator yang mudah diakses dan penting untuk membedakan berbagai bank. Penelitian ini membahas dua permasalahan penting secara bersamaan: menganalisis dan mengidentifikasi indikator-indikator keuangan utama bank yang tersedia untuk umum dan mana yang penting, serta memperkirakan bobot indikator-indikator tersebut di atas ketika perbandingan bank akan dibuat. Memanfaatkan database terbaru tahun 2022 dari 90 bank konvensional, penelitian ini menganalisis 17 rasio perbankan dengan menggunakan metode analisis komponen utama. Perhitungan menunjukkan bahwa lima komponen menjelaskan sekitar 75 persen dari total variasi data. Kelima komponen tersebut merupakan indikator profitabilitas, kualitas modal, kualitas pinjaman, aktivitas berbasis biaya, dan aset likuid dalam neraca. Lebih lanjut, dengan menggabungkan lima komponen utama, hasilnya menunjukkan bahwa bank kecil pun dapat mencapai kinerja keuangan yang baik Kata Kunci: Faktor Penetu, Kinerja Perbankan, Indonesia
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT MENGGUNAKAN LAYANAN FINANCIAL TECHNOLOGY PEER TO PEER LENDING A Ratna Sari Dewi; Eva Yuniarti Utami; Heri Setiawan; Alfiana Alfiana; Nurdjanah Hamid
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13151

Abstract

Abstrak Tujuan dari penelitian ini adalah untuk melihat faktor-faktor yang mempengaruhi minat masyarakat dalam menggunakan layanan fintech peer to peer lending dengan menggunakan model Unified Theory of Acceptance and Use of Technology (UTAUT). Variabel eksogen dalam penelitian ini adalah Performance Expectancy, Effort Expectancy, Social Influence, dan Facilitating Condition. Pengumpulan data dilakukan dengan menyebarkan kuesioner menggunakan Google form. Teknik analisis data yang digunakan adalah SPSS. Hasil penelitian menunjukkan bahwa variabel Performance Expectancy mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan peer to peer lending, sedangkan variabel Effort Expectancy, Social Influence, Facilitating Condition tidak mempunyai pengaruh positif terhadap minat masyarakat dalam menggunakan layanan Peer to Peer lending.. Kata Kunci: Performance Expectancy, Effort Expectancy, Social Influence, Facilitating Condition
Financial Performance AnalysisBanking CompanyOn the Indonesian Stock Exchange Fredy Olimsar; Nurmawati Mambuhu; Nurhikmah Sibua; Sri Wahyuningsih; Alfiana Alfiana
Kontigensi : Jurnal Ilmiah Manajemen Vol 11 No 2 (2023): Kontigensi: Jurnal Ilmiah Manajemen
Publisher : Program Doktor Ilmu Manajemen, Universitas Pasundan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56457/jimk.v11i2.434

Abstract

The success of a bank can be measured by the ability of the bank's fiscal work. By looking at the ability of a bank's fiscal work, it can be concluded whether the bank is in good condition or not. This research aims to dissect the fiscal work capabilities of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the bank's liquidity level and solvency level. This research uses data analysis, a quantitative descriptive approach style and the data collection method used in this research is the validation method and the data studied is in the form of daily financial reports I-IV. The population used in this research is all banks registered on the IDX for the 2019-2021 period. The slice model used in this exploration is a deliberate slice system. The results of this research show that firstly, the fiscal work capacity of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the level of liquidity as measured by the current ratio is good because it is suitable for paying current debts due to the minimum measurability of 2 times or 200. Second, The fiscal performance of banks listed on the Indonesia Stock Exchange for the 2019-2021 period based on the level of solvency as measured by the debt to equity ratio shows that the condition is not bad because the figure is above the minimum measure of 35.
Analisis Perilaku terhadap Niat Berinvestasi Khaerudin Sidik Patoni; Nurjanna Ladjin; Eva Yuniarti Utami; Alfiana; Natal Kristiono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.4949

Abstract

This study aims to determine and analyze the influence of behavior on investor intentions. This study uses primary data. The sample used was 100 respondents, namely people who have invested, have worked and have a fixed income. The sampling technique used nonprobability sampling, precisely the respondent accidental technique by distributing questionnaires. This type of research is quantitative research, then the data was analyzed using research instrument tests (validity and reliability tests), multicollinearity tests, multiple regression analysis (regression models, determination coefficients, F tests, t tests), and classical assumption tests (heteroscedasticity tests, normality, assistance and autocorrelation) with the SPSS software program version 25.0. The results showed that financial behavior has a positive and significant effect on investment intentions. This shows that the better a person's level of financial behavior, the better their investment intentions will be. Investment knowledge has a positive and significant effect on investment intentions. This shows that the better a person's level of investment knowledge, the better their investment intentions will be. Financial literacy has a positive and significant effect on investment intentions. This shows that the better a person's level of financial literacy, the better their investment intentions will be.
Co-Authors A Ratna Sari Dewi Abdul Basir Abdul Rosid Achmad Abdul Azis Adindah Novihartina Jafar Adiningrat, Andi Arifwangsa Adzirah Muzaffirah Ahmad Ershaid Nusair Amiruddin Amiruddin Andi Anggi Kemalasari Andi Primafira Bumandava Eka Anti Riyanti Anton Priyo Nugroho Antonius Ary Setyawan Apay Safari Aprih Santoso Ardiani Ika Sulistyawati Ari Purwanti Arif Budiarto Asfahani Asfahani Bambang Bambang Sugeng Dwiyanto Baren Sipayung BillY Dewantara Butar Butar, Ribka Sari Cakranegara, Pandu Adi Chairil Akhyar Christine Riani Elisabeth Dede Hertina Dewi Rachmania Dewi Rachmania Dini Mardiani Dwihandoko, Toto Heru Eko Budi Lestari Eko Cahyo Mayndarto Ellyta Ellyta Eris Sudarisman Erwina Kartika Devi Eva Yuniarti Utami Fadila Almahdali Fajriani Azis Farida Farida Fitriansyah Fitriansyah Fitriningsih Amalo Fredy Olimsar Frits Oscar Fanggidae H. Qur’ani Noor Hakim Hakim Helin G Yudawisastra Heny Herawati Herawati Herawati Heri Setiawan Hermiyetti Hermiyetti Hesty Erviani Zulaecha Hesty Erviani Zulaecha Hugo Prasetyo Winotoatmojo Humaidah Muafiqie I KADEK WIRA DHARMA PRAYANA Irma M Nawangwulan Irwan Moridu Irwan Moridu Iwan Harsono Iwan S Seber Jemmy Christian Rakinaung Khaerudin Sidik Patoni Khoirul Umam Hasbiy Klemens Mere Listiana Sri Mulatsih Liza Husnita Loso Judijanto Mahdi MISMIWATI, MISMIWATI MISMIWATI Moh Rohim Suharyadi Mohamad Zulman Hakim Mohamad Zulman Hakim Mohammad Gifari Sono Muhammad Azizi Muslim Natal Kristiono Nekky Rahmiyati Nersiwad Ngurah Pandji Mertha Agung Durya Ngurah Pandji Mertha Agung Durya Nuraisyiah Nuraisyiah Nurdjanah Hamid Nurhikmah Sibua Nurjanna Ladjin Nurmawati Mambuhu Nurmawati Mambuhu Nurul Afifah PA Andiena Nindya Putri Petrus Loo Puji Afriyeni Putu Saroyini Piartrini Ratnawita Ratnawita Reza Fahlevi Lubis Rezki Akbar Norrahman Rianti Setyawasih Rihfenti Ernayani Rina Apriliani Rinovian Rais Ristati Ristati Rita Zulbetti Rustan Rustan Sahari Sahari Saiful Bahri Samsul Akmal Samuel PD Anantadjaya Selamat Muliadi sintesa, nika Siska Yuli Anita Siti Mardiana Sri Hastutik Sri Wahyuningsih Srifatmawati Ahmad Sudarmanto, Eko Sugiartiningsih Sukriyadi Sulastri Kakaly Suparjiman Suprapto Suprapto Susilo Utomo Suwarsito Syamsuddin Syamsuddin Taime, Habel Tanti Widia Nurdiani Tasrim, Tasrim Teguh Setiawan Wibowo Titin Hartini Tris Sudarto Umi Setyorini Ummu Kalsum Upik Djaniar Wasifah Hanim Wenny Desty Febrian Febrian Willson Gustiawan Yasir Maulana Yuyu Ruhayu