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INVESTASI YANG BERKELANJUTAN: MENGENALKAN MASYARAKAT PADA KONSEP DAN PRAKTIK INVESTASI YANG BERTANGGUNG JAWAB Habel Taime; Tasrim Tasrim; Alfiana Alfiana; Suprapto Suprapto; Pandu Adi Cakranegara
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.29094

Abstract

Artikel ini membahas konsep dan praktik investasi yang bertanggung jawab sebagai bagian dari investasi yang berkelanjutan. Melalui metode literature review, kami menyelidiki pendekatan-pendekatan terbaru dalam investasi yang mempertimbangkan aspek lingkungan, sosial, dan tata kelola perusahaan (ESG). Kami juga menyoroti peran penting masyarakat dalam memahami dan menerapkan investasi yang bertanggung jawab. Dengan fokus pada dampak positif jangka panjang, artikel ini mengajak masyarakat untuk lebih mendalami dan mengadopsi praktik investasi yang berkelanjutan guna mencapai pembangunan yang inklusif dan berdaya tahan.
Analisis Pengaruh Risiko Bisnis, Risiko Keuangan, dan Risiko Pasar Terhadap Struktur Modal Siska Yuli Anita; Hugo Prasetyo Winotoatmojo; Bambang Sugeng Dwiyanto; Alfiana; Abdul Rosid
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 4 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i4.7622

Abstract

This study aims to analyze the effect of business risk, financial risk, and market risk on the capital structure of companies listed on the Indonesia Stock Exchange (IDX) for the period 2019-2023. The data used in this study are secondary data in the form of annual financial reports. The sampling technique used in this study is the purposive sampling method with the number of companies used as samples being 30 companies, but 14 companies that meet the criteria. The analysis method used in this study is multiple linear regression analysis using the Statistical Product and Service Solution (SPSS) program application. The results of this study indicate that business risk has no effect on capital structure. While financial risk and market risk affect capital structure.
BEHAVIORAL FINANCE AND ITS IMPACT ON CORPORATE FINANCIAL DECISION MAKING Alfiana Alfiana; Muhammad Azizi; Andi Primafira Bumandava Eka; I Kadek Wira Dharma Prayana; Srifatmawati Ahmad
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 2 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i2.14394

Abstract

Behavioral finance has become an important field of study that bridges psychology and financial decision-making. This article examines the impact of behavioral finance on corporate financial decision-making through a literature review of studies published since 2020. Key behavioral biases—such as overconfidence, loss aversion, and herd behavior—are analyzed for their influence on corporate strategies, including investment decisions, risk management, and capital budgeting. The findings reveal that these biases often lead to suboptimal financial outcomes, such as overly aggressive or overly conservative investment decisions, as well as an inability to manage risks effectively. This underscores the importance of integrating behavioral insights into corporate governance to mitigate the negative effects of these biases. Practical recommendations are provided, such as improving financial literacy, managerial training, and implementing structured decision-making processes. This study contributes to the growing body of literature by synthesizing recent research and offering actionable insights to enhance corporate performance. By understanding and addressing behavioral biases, organizations can make more rational and effective financial decisions in the face of complex economic challenges
ANALISIS PENERIMAAN QRIS DI KALANGAN UMKM Alfiana Alfiana; Nika Sintesa; Toto Heru Dwihandoko; Eko Budi Lestari; Nersiwad Nersiwad
JURNAL LENTERA BISNIS Vol. 14 No. 2 (2025): JURNAL LENTERA BISNIS, MEI 2025
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v14i2.1528

Abstract

The purpose of this study is to analyze the acceptance of QRIS among MSMEs. This research approach collects data through literature studies, which involve reading literature from various sources including books, articles, journals and reports using qualitative and deductive approaches. The findings in this study are that the acceptance of QRIS among MSMEs has benefits and positive impacts in simplifying and accelerating the payment system, facilitating monitoring and analyzing transaction history and financial arrangements, improving merchant business performance, developing MSME growth, encouraging efficiency in the economic sector, and accelerating inclusive finance. However, there are still obstacles such as unstable internet connections, security issues and transaction readability, and admin deductions on QRIS. Therefore, with the right strategy, such as education and training, improving digital infrastructure, promotion and incentives, and improving system security, QRIS can be more widely accepted and utilized by MSMEs.
Co-Authors A Ratna Sari Dewi Abdul Basir Abdul Rosid Achmad Abdul Azis Adindah Novihartina Jafar Adiningrat, Andi Arifwangsa Adzirah Muzaffirah Ahmad Ershaid Nusair Amiruddin Amiruddin Andi Anggi Kemalasari Andi Primafira Bumandava Eka Anti Riyanti Anton Priyo Nugroho Antonius Ary Setyawan Apay Safari Aprih Santoso Ardiani Ika Sulistyawati Ari Purwanti Arif Budiarto Asfahani Asfahani Bambang Bambang Sugeng Dwiyanto Baren Sipayung BillY Dewantara Butar Butar, Ribka Sari Cakranegara, Pandu Adi Chairil Akhyar Christine Riani Elisabeth Dede Hertina Dewi Rachmania Dewi Rachmania Dini Mardiani Dwihandoko, Toto Heru Eko Budi Lestari Eko Cahyo Mayndarto Ellyta Ellyta Eris Sudarisman Erwina Kartika Devi Eva Yuniarti Utami Fadila Almahdali Fajriani Azis Farida Farida Fitriansyah Fitriansyah Fitriningsih Amalo Fredy Olimsar Frits Oscar Fanggidae H. Qur’ani Noor Hakim Hakim Helin G Yudawisastra Heny Herawati Herawati Herawati Heri Setiawan Hermiyetti Hermiyetti Hesty Erviani Zulaecha Hesty Erviani Zulaecha Hugo Prasetyo Winotoatmojo Humaidah Muafiqie I KADEK WIRA DHARMA PRAYANA Irma M Nawangwulan Irwan Moridu Irwan Moridu Iwan Harsono Iwan S Seber Jemmy Christian Rakinaung Khaerudin Sidik Patoni Khoirul Umam Hasbiy Klemens Mere Listiana Sri Mulatsih Liza Husnita Loso Judijanto Mahdi MISMIWATI, MISMIWATI MISMIWATI Moh Rohim Suharyadi Mohamad Zulman Hakim Mohamad Zulman Hakim Mohammad Gifari Sono Muhammad Azizi Muslim Natal Kristiono Nekky Rahmiyati Nersiwad Ngurah Pandji Mertha Agung Durya Ngurah Pandji Mertha Agung Durya Nuraisyiah Nuraisyiah Nurdjanah Hamid Nurhikmah Sibua Nurjanna Ladjin Nurmawati Mambuhu Nurmawati Mambuhu Nurul Afifah PA Andiena Nindya Putri Petrus Loo Puji Afriyeni Putu Saroyini Piartrini Ratnawita Ratnawita Reza Fahlevi Lubis Rezki Akbar Norrahman Rianti Setyawasih Rihfenti Ernayani Rina Apriliani Rinovian Rais Ristati Ristati Rita Zulbetti Rustan Rustan Sahari Sahari Saiful Bahri Samsul Akmal Samuel PD Anantadjaya Selamat Muliadi sintesa, nika Siska Yuli Anita Siti Mardiana Sri Hastutik Sri Wahyuningsih Srifatmawati Ahmad Sudarmanto, Eko Sugiartiningsih Sukriyadi Sulastri Kakaly Suparjiman Suprapto Suprapto Susilo Utomo Suwarsito Syamsuddin Syamsuddin Taime, Habel Tanti Widia Nurdiani Tasrim, Tasrim Teguh Setiawan Wibowo Titin Hartini Tris Sudarto Umi Setyorini Ummu Kalsum Upik Djaniar Wasifah Hanim Wenny Desty Febrian Febrian Willson Gustiawan Yasir Maulana Yuyu Ruhayu