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All Journal Jurnal Optimasi Sistem Industri I-Finance Journal al-Afkar, Journal For Islamic Studies NISBAH: JURNAL PERBANKAN SYARIAH Jurnal Studi Ilmu-ilmu Al-Qur'an dan Hadis Qiro'ah: Jurnal Pendidikan Agama Islam MAT-EDUKASIA Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Al-Bukhari: Jurnal Ilmu Hadis IQ (Ilmu Al-qur'an): Jurnal Pendidikan Islam El-Wasathiya: Jurnal Studi Agama Al-Muaddib : Jurnal Kajian Ilmu Kependidikan Al-Iqtishod : Jurnal Ekonomi Syariah Wasilatuna: Jurnal Komunikasi dan Penyiaran Islam Muhadasah : Jurnal Pendidikan Bahasa Arab Jurnal Tawadhu Journal of Islamic Economic and Business Research el-Jizya: Jurnal Ekonomi Islam Journal of Electronic and Electrical Power Application Jurnal Kajian Islam Modern Tarbiyah bil Qalam : Jurnal Pendidikan Agama dan Sains Kartika: Jurnal Studi Keislaman Al-Fahmu: Jurnal Ilmu Al-Qur'an dan Tafsir Religia : Jurnal Ilmu-Ilmu Keislaman IHSAN : Jurnal Pendidikan Islam Al-Zayn: Jurnal Ilmu Sosial & Hukum Jurnal Media Akademik (JMA) DIRAYAH : Jurnal Ilmu Hadis Jurnal Ruhul Islam Holistik Analisis Nexus Ar Rosyad : Jurnal Keislaman dan sosial humaniora Management Analysis Journal Journal of Islamic economics Perspectives (JIEP) Al-Atsar Jurnal Ilmu Hadits Al-Istinbath : Jurnal Ilmu Hukum dan Hukum Keluarga Islam Journal of Islamic Education and Learning Al Kindi Jurnal Pendidikan Islam Multidisipliner
Nasrulloh
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Journal : Management Analysis Journal

 1 
The Impact of Financing and Business Assistance on the Business Income of Islamic Bank Clients Mochammad Aldiyansyah; Nasrulloh
Management Analysis Journal Vol. 13 No. 3 (2024): Management Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/maj.v13i3.13868

Abstract

This study aims to determine the impact of financing and business assistance provided by Islamic banks on client business income, so that it can help clients to get better income. Achieving this goal is important to evaluate the effectiveness of financing products and Islamic bank assistance programs so that they can support the development of MSMEs, help increase client income so that they are able to complete transactions with Islamic banks more quickly, and encourage the optimization of the role of Islamic banks in empowering the community's economy according to the principles of Islamic finance. This research is a type of quantitative research in which the impact between variables will be discussed. The sample in this study amounted to 48 Islamic bank clients who were determined based on the research criteria. The data that has been collected will be processed using the SPSS v. 27 statistical tool to conduct the validity and reliability test, then classical assumption test, followed by the F-test, T-test, multiple regression analysis, and coefficient of determination (R²).  The results of this study indicate that financing and business assistance have a significant impact of 68.7% on the business income of Islamic bank clients. This shows that if financing and business assistance continue to be given to clients, the clients opportunity to get a better income will be wide open and the client will be able to immediately pay the rest of the loan on time
Co-Authors Aatina Khairal ‘Athiyyah Zen Abas, Adzrah Dwi Sunarty Abdullah Ade Susanti Aditya Santoso Adzin Murdiantoro, Randi Ahmad Hanim Syafril Alfalah Aida Naja Sabiela Aisyah Putri Salsabila Amelia, Ulfi Andriyan, Riki Annisa Dwi Ramadhanti Arpin Aminuddin Hrp Arsiandro, Fadzly Haris Arsiandro Asep Hikmatullah Asykriyah Laily Rizki Aulia Rahman Berlian Kusmastuti, Imel Binazun, Inayah Dalle, Muhammad Dimas Abdurochim Dwi Putri Agustia Ema Ummiyatul Khusnah Evy Nur Rohmawaty Fachruroji Fadhil Ismail FATHUR ROHMAN Fidinillah, Ghuzat Habibur Rahman Hamidatul Latifah Isnainiyah Istiqomah, Dhia Kastrawi, Puji Khildah Salsabilatun Najah Khoirinnisa Kholqi, Ahmad Muhammad Sa’dul Khuntum Khaira Ummah Kiptiyah, Arofatul Laila Nur Sholikhah Latifah, Hamidatul Layalil Maghfiroh Zain M Ahsani Taqwim A.J M Sholih Salimul Uqba Mahendra, Wirayudha Maulana Malik Ibrohim Mauliyanti Mia Amelia Mochammad Aldiyansyah Mohammad Arjati Firmansyah Mubarok, Rizky Muh. Taufiqurrahman Muhammad Muhammad Fahmi Syafi’uddin Muhammad Fathoni Diya’ Ulhaq Rahmat Muhammad Ihsan Mas'ud Muhammad Iqbal Al-Azizi Muhammad Rizky Maulana Munawar, Aris Munirul Abidin Mutammimah, Bidayatul Nabila Anisya Nafilah, Sayidah Alfa Nawawi Aulia Muhammad Nikyta Tsabita Khansa Novatilana, Anisa Nuchin, Achmad Nur Efendi, Mohamad Nuraini Nurlatipah Nurul Ainiy Nurul Hidayah Prasetyono, Rizki Pryditzia Presdiranti Qurrota Ayuni, Rizka Rahma Yanti, Silvia Ramadhani Islami Putri Randi Adzin Murdiantoro Rara Novita Sari Reza Hamidi, Saddam Rifki Ali Reza Rijal , Hamim Syaiful Rizka Qurrota Ayuni Rizki Noor Prasetyono Sadam Safi'i, Ahmad Saputri, Virda Hersy Lutviana Septiana, Nurul Izzati Shang-Jin Wei Shery Fara Afifah Sugeng Widodo Sunarty Abas, Adzrah Dwi Syaghaf M. Sa'ad Syakhiya Nur Jazilah Tamimatun Nihayah Tazkiyah, I'anatut Tutik Hamidah Ummu Aisyah Wahyuni, Hana Yusnani Zahratunnisa Zaid Al Qodhi Zulfa Al Muthoharoh Zulfa Syauqiah