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THE BENEFITS OF PEOPLE’S BUSINESS CREDIT TO UMKM VIEWED FROM THE PERSPECTIVE OF ECONOMIC LAW Elvyani Permatasari; Amelia; Putri Dwi Rahayu; Firnando Sinaga; Maulana Rafli Noriska; Mustaqim
TRANSACTION : Journal of Taxation, Accounting, Management and Economics Volume 2 Issue 1 January 2024
Publisher : Arsil Media

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62287/transaction.vi.38

Abstract

PERMENKO No. 1 year 2023 on Kredit Usaha Rakyat (KUR) is the foundation for the implementation of the program that supports the growth of the Micro, small, and Medium Enterprises(UMKM) sector. With the dominance of UMKM in the economic structure, the KUR program was initiated based on presidential instruction No. 6 of 2007, followed by an MoU between the government, guarantee institutions, and banks. KUR, run by certain banks, such as BRI, BNI, and Mandiri, gets unbankable UMKM. PERMENKO No. 1 year 2023 stipulates a maximum interest rate of 6%, a loan period of up to 7 years, and allows multiple loans subject to collectibility requirements. With a focus on UMKM that have difficulty accessing capital, the KUR program has succeeded in achieving effectiveness with the realization of reaching IDR 175,73 trillion as of September 2023. Although obstacles remain, such as the assumption of urbanicity and the unpreparedness of Micro business, KUR provides easier access to financing at low-interest rates, accelerating the economic growth of UMKM.
ANALYSIS OF HIGH SCHOOL SUBJECT SELECTION PATTERNS AT "A" TUTORING INSTITUTIONS USING THE APRIORI ASSOCIATION METHOD Mustaqim; Emalia Saqila; Agus Iskandar
International Journal of Teaching and Learning Vol. 2 No. 5 (2024): MAY
Publisher : Adisam Publisher

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Abstract

In the face of fierce competition to enter college, students often seek support from tutoring institutions to strengthen their learning abilities. However, LBB has limitations in providing learning programs. To understand students' preferences in choosing subjects, data mining methods can be used, which is the process of gathering information from large databases with statistical, mathematical, and artificial intelligence techniques. This research uses data from 40 students as samples that will be analyzed using the Apriori Association method. The search for support values is limited to three sets of elements because no combination meets the minimum support value requirement, so the procedure is stopped. The search for confidence values is carried out using a combination of two sets of potential items (L2). There are three association rules that can be useful for understanding students' preferences in choosing subjects. The first rule is "If you choose Math, you will choose English" with a confidence of 0.6, the second rule is "If you choose English, you will choose Math" with a confidence of 0.6, and the third rule is "If you choose Biology, you will choose Mathematics" with a confidence of 0.70. The results of the analysis in this study can be applied by Tutoring Institution "A" in the future to develop programs that are suitable for deepening the understanding of certain subjects.
PERAMALAN POTENSI PLTS DAN PLTB MENGGUNAKAN JARINGAN SARAF TIRUAN Mustaqim; Muhamad Haddin; Arief Marwanto
Elkom : Jurnal Elektronika dan Komputer Vol 15 No 1 (2022): Juli : Jurnal Elektronika dan Komputer
Publisher : STEKOM PRESS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51903/elkom.v15i1.799

Abstract

Pembangkitan energi harus dapat direncanakan dan disesuaikan. Rencana produksi ditentukan berdasarkan prediksi kebutuhan energi masa depan dan ketersediaan energi baru dan terbarukan. Sistem Pembangkit Listrik Tenaga Surya dan Pembangkit Listrik Tenaga Angin adalah Pembangkit Energi Baru Terbarukan dengan sistem tenaga mandiri, yang memiliki kondisi sumber daya terbaik, dan memiliki prospek aplikasi yang baik. Sehingga perlu adanya penelitian yang mendalam tentang peramalan potensi energi tersebut. Pendekatan penelitian adalah melakukan peramalan potensi energi pembangkit listrik tenaga surya (PLTS) dan pembangkit listrik tenaga angin (PLTB) dengan menggunakan model Jaringan Syaraf Tiruan (JST) Multi Layer Perceptrons (MLP). Hasil penelitian menunjukkan bahwa peramalan potensi energi PLTS dan PLTB Jawa Tengah tahun 2025, PLTS 0,0093% konsumsi energi di Jawa Tengah dan PLTB 0,407% konsumsi energi di Jawa Tengah.
Pengaruh Transformasi Digital Library Terhadap Persepsi Pengguna Aplikasi E-Pustaka Sanusi, Hary Priatna; Mustaqim; Febriansyah
TADBIR MUWAHHID Vol. 8 No. 2 (2024): Tadbir Muwahhid
Publisher : Universitas Djuanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jtm.v8i2.15483

Abstract

Pemanfaatan teknologi dalam layanan digital library semakin banyak digunakan, terutama sejak adanya transformasi digital yang dipercepat oleh pandemi Covid-19. Namun, penerapan teknologi ini menghadapi berbagai tantangan seperti penurunan jumlah pengguna, terbatasnya koleksi e-book, dan kurangnya pemahaman sebagian pengguna. Penelitian ini bertujuan untuk mengetahui realitas transformasi digital library di Dinas Arsip dan Perpustakaan Kota Bandung, persepsi pengguna aplikasi E-Pustaka Bandung, dan pengaruh transformasi perpustakaan digital terhadap persepsi pengguna. Metode yang digunakan adalah pendekatan kuantitatif dengan metode deskriptif verifikatif. Data dikumpulkan melalui angket yang disebarkan kepada 100 responden. Hasil penelitian menunjukkan bahwa transformasi digital library memiliki pengaruh positif yang signifikan terhadap persepsi pengguna aplikasi E-Pustaka Bandung dengan nilai signifikansi sebesar 0,000 (< 0,05), koefisien regresi sebesar 0,678, Beta 0,705, dan kontribusi pengaruh sebesar 49,7%, sementara 50,3% dipengaruhi oleh faktor lain diluar penelitian ini.
DEVELOPING STUDENTS’ READING ACHIEVEMENT BY USING THINK-PAIR-SHARE (TPS) Mustaqim
Language and Education Journal Vol. 2 No. 1 (2017): Language and Education Journal
Publisher : Language and Education Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52237/daw45e47

Abstract

Indonesia has low interest in reading. It indicated that students’ reading achievement were low. As teachers of English, they should work hard to make students love reading and improve their reading achievement. One of the way to improve students’ reading achievement was using Think Pair Share (TPS). The objective of this study was to find out whether or not there was a significant difference between the students who were taught by using TPS and that of those who were not. Quasi-experimental method was used. The samples were two classes of the eleventh-grade students of SMA Negeri 2 Tanjung Raja. The written test of reading was used in order to collect the data. The test was tested to non samples so as to find the reliability of the test. In terms of validity, content validity was used. Based on the comparison between the experimental and control groups which was analyzed using independent sample t-test, it was found that t-obtained (2.054) was higher than t-table (2.021) and p-value (0.046) was less than ᾳ-value (0.05). It indicated that Think Pair Share (TPS) could improve the students’ reading comprehension achievement, especially in answering question easier. Besides, Think Pair Share (TPS) could enhance students’ reading comprehension achievement if the students exposed to do it. In other words, there was a significant difference between the students who were taught by using TPS and that of those who were not
ANALISIS YURIDIS POLITIK HUKUM PENGATURAN PEMERINTAH DAERAH DALAM KONSEP NEGARA KESATUAN TERHADAP PEMBENTUKAN PROVINSI KEPULAUAN RIAU Aldi; Andi Muhammad Asrun; Mustaqim
YUSTISI Vol 11 No 2 (2024)
Publisher : Universitas Ibn Khaldun Bogor

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Abstract

Lahirnya Undang-Undang Nomor 22 Tahun 1999 tentang Pemerintahan Daerah sebagai landasan politik hukum yang membawa implikasi perubahan sistem pemerintahan sentralisasi ke desentralisasi. Indonesia adalah negara yang wilayahnya dibagi menjadi wilayah provinsi, yang dibagi atas kabupaten dan kota. Pembentukan provinsi, kabupaten, dan kota harus ditetapkan dengan undang-undang. Dalam upaya pembentukan daerah dilakukan apabila memenuhi unsur pertimbangan daerah dan syarat prosedur pembentukan daerah yang diatur dalam Peraturan Pemerintah Nomor 129 Tahun 2000 tentang Persyaratan Pembentukan dan Kriteria Pemekaran, Penghapusan dan Penggabungan Daerah. Jenis penelitian ini digunakan penelitian hukum normatif, di mana dalam penelitian ini di dasarkan pada bahan hukum Pustaka dan data sekunder belaka, penelitian ini juga disebut juga sebagai penelitian hukum doktrinal. Penelitian ini bertujuan mencoba mengungkap dinamika pengambilan kebijakan publik terkait dengan pembentukan Provinsi Kepulauan Riau dan memberikan gambaran bagaimana proses pembentukan wilayah yang terjadi di Indonesia berdasarkan kaitannya politik hukum yang ada. Kajian penelitian ini menyimpulkan bahwa penetapan atau pembentukan Provinsi Kepulauan Riau merupakan sebuah fenomena baru dalam penyelenggaraan otonomi daerah yang menyebabkan beberapa polemik di antara masyarakat hal ini disebabkan pemekaran Provinsi Kepulauan Riau melalui tahapan mekanisme tidak biasa yaitu menggunakan pendekatan politik luar biasa melalui Hak Usul Inisiatif DPR RI yang mengundangkan Undang-Undang Nomor 25 tahun 2002 tentang Pembentukan Provinsi Kepulauan Riau. Kata Kunci: Otonomi Daerah, Pemekaran Daerah, Pembentukan Provinsi Kepri.
ANALISIS YURIDIS POLITIK HUKUM PENGATURAN PEMERINTAH DAERAH DALAM KONSEP NEGARA KESATUAN TERHADAP PEMBENTUKAN PROVINSI KEPULAUAN RIAU Aldi; Andi Muhammad Asrun; Mustaqim
YUSTISI Vol 11 No 2 (2024)
Publisher : Universitas Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Lahirnya Undang-Undang Nomor 22 Tahun 1999 tentang Pemerintahan Daerah sebagai landasan politik hukum yang membawa implikasi perubahan sistem pemerintahan sentralisasi ke desentralisasi. Indonesia adalah negara yang wilayahnya dibagi menjadi wilayah provinsi, yang dibagi atas kabupaten dan kota. Pembentukan provinsi, kabupaten, dan kota harus ditetapkan dengan undang-undang. Dalam upaya pembentukan daerah dilakukan apabila memenuhi unsur pertimbangan daerah dan syarat prosedur pembentukan daerah yang diatur dalam Peraturan Pemerintah Nomor 129 Tahun 2000 tentang Persyaratan Pembentukan dan Kriteria Pemekaran, Penghapusan dan Penggabungan Daerah. Jenis penelitian ini digunakan penelitian hukum normatif, di mana dalam penelitian ini di dasarkan pada bahan hukum Pustaka dan data sekunder belaka, penelitian ini juga disebut juga sebagai penelitian hukum doktrinal. Penelitian ini bertujuan mencoba mengungkap dinamika pengambilan kebijakan publik terkait dengan pembentukan Provinsi Kepulauan Riau dan memberikan gambaran bagaimana proses pembentukan wilayah yang terjadi di Indonesia berdasarkan kaitannya politik hukum yang ada. Kajian penelitian ini menyimpulkan bahwa penetapan atau pembentukan Provinsi Kepulauan Riau merupakan sebuah fenomena baru dalam penyelenggaraan otonomi daerah yang menyebabkan beberapa polemik di antara masyarakat hal ini disebabkan pemekaran Provinsi Kepulauan Riau melalui tahapan mekanisme tidak biasa yaitu menggunakan pendekatan politik luar biasa melalui Hak Usul Inisiatif DPR RI yang mengundangkan Undang-Undang Nomor 25 tahun 2002 tentang Pembentukan Provinsi Kepulauan Riau. Kata Kunci: Otonomi Daerah, Pemekaran Daerah, Pembentukan Provinsi Kepri.
E-Learning Media (Edlink): Utilization Strategies at the Institute of Islamic Religion Bakti Negara (IBN) Tegal Rizqi Abdillah; Mustaqim; Siti Nur Azizah
al-Afkar, Journal For Islamic Studies Vol. 8 No. 1 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i1.1677

Abstract

This research aims to determine the strategies for utilizing e-learning media (Edlink) in the learning process at the Institute of Islamic Religion Bakti Negara (IBN) Tegal. Using a descriptive qualitative research method with data collection through observation, questionnaires, interviews, documentation studies, and literature studies. The sample was taken using the purposive sampling method with 83 respondents. The initial response from students indicates that they are not yet aware that IBN Tegal campus has e-learning media services (Edlink), because so far, during online learning, lecturers have mostly used WhatsApp groups to deliver materials. The data processing results indicate that there are several strategies that need to be undertaken in the utilization of e-learning (edlink), including (1) analyzing the needs of the university by examining internal and external conditions, (2) university policy support which includes the creation of clear implementation regulations and the formation of an implementation team, (3) e-learning management system covering preparation, implementation, monitoring, and (4) human resource development system by conducting training and socialization gradually and comprehensively for lecturers and providing a complete module guide for using edlink.
EVALUASI PEMILIHAN SUPPLIER BAHAN BAKU TUBE PADA PT AMBER KARYA BATAM Mustaqim; Susanti, Elva
Computer Science and Industrial Engineering Vol 7 No 7 (2022): Comasie
Publisher : LPPM Universitas Putera Batam

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Abstract

Decision making has become a part of everyday life, and it may be as easy or as complex as you want it to be. In circumstances when a system (simple or complex) is involved, decisions can be made following a preset procedure. For complex situations, the Analytic Hierarchy Process (AHP) may be used to construct a hierarchy of criteria, subjectively appraised by interested parties, and then drawing various considerations to be developed. Priority or heft (conclusion).
Pemanfaatan Marketplace Shopee Sebagai Solusi Pemasaran Digital Bagi Generasi Z di Pedesaan Nurdin, Ibnu Phonna; Miska Raihani, Wilda; Putri, Annisah; Yulianda, Riki; Keumalawati, Cut; Handayani, Gusti; Kusdiane, Susvia Delta; Asri, Muh.; Mustaqim
Kolaborasi: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): Kolaborasi: Jurnal Pengabdian Masyarakat
Publisher : Yayasan Inspirasi El Burhani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56359/kolaborasi.v5i2.491

Abstract

Introduction: The development of digital technology has opened up new opportunities in online marketing through E Commerce. This provides benefits for all people who want to market their products through the marketplace, especially for Generation Z in rural areas. Objective: This service program aims to provide education for Generation Z in rural areas so that they are able to expand their marketing network through the Shopee application. Method: This activity is carried out online so that all Generation Z in rural areas in various regions can participate in this activity. This service activity consists of 4 activities, namely: 1. Introduction to the Shopee application as a marketplace, 2. Creating a shop at Shopee, 3. Strategies for increasing sales at Shopee, and 4. Order and delivery management. Result: The results of the activity showed that after the education was carried out, Generation Z understood and understood the concept and Shopee application used. In addition, the participants also actively listened and asked questions related to the material that they did not understand. Conclusion: Therefore, it can be concluded that this service has a positive impact on Generation Z in rural areas. The role of the relevant government is needed to ensure the sustainability of this online marketing. Some of the things needed are related to funding and facilities for Generation Z business actors in rural areas