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Marliyah, Marliyah
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The Effects of Sharia Financial Literacy and Korean Pop Culture on K-Pop Merchandise Purchase Decisions Kesuma, Suci Andini; Marliyah, Marliyah; Aisyah, Siti
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28417

Abstract

The expansion of the South Korean entertainment sector, particularly the K-Pop phenomenon, has had a tremendous influence on several nations, including Indonesia. In 2023, K-Pop goods sales increased by 74% compared to the previous year. This K-Pop cultural practice encourages fans to spend money on products from idol groups they adore, often without thinking about the long-term financial implications.This research seeks to investigate the impact of sharia financial literacy and K-Pop culture on K-Pop product purchase decisions among fans in Indonesia, specifically among the K-Popers community in Medan. This study employs a quantitative approach with a survey technique to determine the association between independent factors (sharia financial literacy and K-Pop culture) and the dependent variable (buy decisions of K-Pop items), with a sample size of 96 respondents.The study indicates that sharia financial literacy positively impacts purchasing decisions (t = 7.543, p 0.005). This is consistent with prior study, which found that financial literacy plays a major influence in purchasing decisions, particularly in the setting of Sharia, which emphasises prudent financial management in accordance with Islamic principles. The t-test study demonstrates that K-Pop culture has a positive and substantial impact on purchase decisions (t = 3.616, p 0.005), consistent with earlier studies suggesting that culture influences an individual's preferences and purchasing choices.
Pengaruh Pendapatan dan Pengetahuan Pegawai Terhadap Pembayaran Zakat Profesi di Kantor Inspektorat Kabupaten Deli Serdang Muslim, Rany; Marliyah, Marliyah; Inayah, Nurul
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4713

Abstract

This study aims to determine how the influence of income and knowledge of employees on the payment of zakat profession.This type of research uses quantitative research methods. Data collection was carried out by distributing questionnaires using a likert scale to muslim employees at the Inspectorate Office of Deli Serdang regency. The sampling technique used is to use total sampling, where the number of populations and samples are the same. So that the number of respondents used is 55 muslim employees in the Inspectorate Office of Deli Serdang regency. The data obtained will be processed using SPSS Statistic 15. Analysis includes validity test, reliability test, classical assumption test and hypothesis test. From the results of this study it is explained that the T-Test t-Table value is 2.006 and t-count is X1 = ,627, X2 = 6.012. Thus, variables X1 and X2 have a significant effect on the payment of professional zakat. The results of the F test explain that in the F test obtained F table value of 3.17 and F count of 54.399 and significance level of 0.00 < 0.05 it can be concluded that X1 and X2 simultaneously have a significant effect. effect on the variable payment of professional Zakat at the Inspectorate Office of Deli Serdang regency. Coefficient of determination obtained correlation value of R is 0.823. And the value of the coefficient R square of 0.677 or 67.7% which means the ability of the independent variable in explaining the dependent variable of 67.7%, the remaining 33.3% is explained by other variables that are not discussed in this study.
Pengelolaan Wakaf Tunai Pada Badan Wakaf Indonesia (BWI) Kota Binjai Annesca, Elfara; Marliyah, Marliyah; Kamila, Kamila
Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Vol 4, No 1: 2023
Publisher : LPPM Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/ebma.v4i1.4708

Abstract

This study aims to determine the management of money Waqf with SWOT approach strengths, weaknesses, opportunities and threats, after which it will be seen what strategies will be taken to maximize the strengths and opportunities, as well as minimize the weaknesses and threats that come. This study uses a descriptive-qualitative approach, that is to explain, describe, and describe what is, then analyze and draw conclusions. Data collection techniques used by researchers are observation, interviews and documentation. The study began by giving general questions to informants, namely the chairman and Secretary of the BWI implementing agency in Binjai City. The results of this study concluded that the management of the Indonesian Waqf Board (BWI) Binjai city is still limited, BWI Binjai city has not been able to do much regarding cash Waqf but is still in the process of collection. The strategy that can be done is to socialize to the public about the concept of Waqf money. The results of the study with SWOT analysis showed IFAS score of 1.92 strengths and 1.25 weaknesses, and EFAS score of 1.82 opportunities and 1.07 threats. So the most appropriate strategy in managing money Waqf in BWI Binjai City is a strategy that utilizes internal strength and utilizes external opportunities.
The influence of social media, digitalization, and financial literacy on generation Z's investment decision Daulay, Muthia Aulia Azhari; Marliyah, Marliyah; Silalahi, Purnama Ramadani
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1449

Abstract

The study aimed to understand how social media, digitalization, and financial literacy influence Sharia stock investment decisions among Generation Z. As Gen Z becomes more predominant, it presents both opportunities and challenges for transforming the digital landscape, particularly in terms of financial literacy and the distribution of products and services in the Sharia stock market. Data was collected through questionnaires distributed to 100 selected respondents using purposive sampling. A quantitative method was employed, utilizing the Structural Equation Model (SEM) with the Smart PLS application for analysis. The findings revealed that social media and digitalization significantly and positively influenced Sharia stock investment decisions among Generation Z. However, the financial literacy did not show a significant impact. Public interest statements The positive impact of social media and digitalization on investment decisions indicates that financial institutions and Sharia-compliant stock market participants should leverage these platforms to connect with Generation Z. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
Risk Management in Wealth Protection from an Islamic Economic Perspective Aini, Ihdi; Sugianto, Sugianto; Marliyah, Marliyah
Journal of Modern Islamic Studies and Civilization Том 3 № 01 (2025): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v3i01.1270

Abstract

This study aims to explore risk management in wealth protection from the perspective of Islamic economics. The main issue is how Islamic economics provides sustainable risk management solutions that align with Sharia principles for safeguarding individual and collective wealth. The scope of this research includes relevant Islamic economic concepts, mechanisms, and instruments for wealth protection, such as zakat, waqf, and takaful. The research method used is qualitative descriptive with a library research approach, where data is collected from various sources such as scientific journals, books, and reports related to Islamic economics and risk management. The data analyzed included Islamic economic theories from experts such as Al-Ghazali and Ibn Khaldun and contemporary concepts related to Sharia risk management. The results show that risk management in Islamic economics aims not only to protect wealth but also to ensure social balance and the distribution of economic justice. An interesting finding from this study is the application of instruments such as zakat and waqf that can effectively reduce people's financial risks, help redistribute wealth, and create economic resilience. In addition, the concept of takaful as Sharia-based insurance also plays a role in mitigating individual financial risks fairly and transparently. The implications of this study reinforce the importance of integrating Sharia principles into economic policy to achieve long-term financial sustainability and stability.
Evaluasi Pelaksanaan Pengembangan Managemen SDM dalam Meningkatkan Prestasi Kerja Pegawai; Studi Kasus Biro Umum Sekretariat Daerah Provinsi Sumatera Utara Khinaya, Mutiara; Yafiz, Muhammad; Marliyah, Marliyah
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 16 No 1 (2024): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v16i1.9948

Abstract

Ideally, human resource management (HRM) development within the government sector should improve employee performance through structured and targeted programs such as education and training (diklat), technical guidance, and seminars that support skill enhancement and work quality. However, in reality, at the General Bureau of the Regional Secretariat of North Sumatra, HRM development is often poorly organized and not aligned with employees' work schedules, leading to inefficiency in achieving organizational goals. The purpose of this study is to evaluate the existing HRM development implementation model and to identify the evaluations carried out to improve employee performance. This research uses a qualitative approach with a descriptive study methodology. The findings show that the implementation model of HRM development at the General Bureau of the Regional Secretariat of North Sumatra has not been optimally implemented. Evaluations of HRM development programs reveal a mismatch between the implementation of the programs and the employees' needs, as well as a lack of sufficient financial support for development activities.
Analisis Elektrifikasi Transportasi Untuk Penghematan Subsidi BBM Fitrah, Habib; Marliyah, Marliyah; Bi Rahmani, Nur Ahmadi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.15266

Abstract

The purpose of this study is to measure how much electric vehicles have an impact on state budget savings on fuel subsidies in Indonesia, This study uses a quantitative method of a simple linear regression model in this study using data on electric vehicles and fuel subsidies from 2020-2022 with data sources from Katadata, from the results of this study there are results that have a positive effect on electric vehicles on state budget savings, with an influence of 93%. Because electric vehicles do not need to be subsidized because the charging cost is very cheap, and the budget from this fuel subsidy can be diverted to fundamental things, such as the progress of Infrastructure, Education and Health. And the per capita income of the Indonesian people will increase because their expenses for commuting are saved by 70 percent by using electric vehicles.
Pengaruh Financial Literacy dan Risk Perception terhadap Keputusan Investasi Saham Syariah pada Mahasiswa FEBI UINSU Sabrina, Zafira; Marliyah, Marliyah; Harahap, Muhammad Ikhsan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15376

Abstract

This study employs a descriptive qualitative research method. It was conducted directly on the Psychologically, students have emotional maturity in managing their finances, preparing investment plans, but are not necessarily more precise in making decisions, even though they have a fairly good understanding of finances. Thus, if students as investors want to improve their investment decisions, then students need to increase their financial literacy and risk perception, conversely if students do not increase their financial literacy and risk perception, then their investment decisions will be low. This article aims to analyze the influence of financial literacy and risk perception on sharia investment decisions of students at the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra. The sample for this research was 71 respondents. This article uses quantitative methods and data is collected through distributing questionnaires. The analysis method uses validity, reliability, hypothesis testing, and multiple linear regression analysis. The analysis findings show that financial literacy has a significant influence on sharia investment decisions, risk perception has a significant influence on sharia investment decisions. Financial literacy and risk perception simultaneously have a significant influence on sharia investment decisions of students at the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra.
Application Of EOQ & ROP For Inventory Control At Umkm Jasa Barona Caniago, Putri Ranggaini; Marliyah, Marliyah; Nurlaila, Nurlaila
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 1, No 2 (2017): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3.10834

Abstract

Grosir Jasa Barona is a wholesaler located in Tuasan, selling various daily necessities including staple goods. The location was chosen due to inventory management issues at the wholesaler, where stock is ordered once a month in quantities predetermined by the owner. Despite this, the inventory often results in overstock or stock shortages. This research aims to assist in establishing proper inventory management at the wholesaler by implementing the Economic Order Quantity (EOQ) and Reorder Point (ROP) methods. The EOQ method was selected to determine the optimal quantity of staple goods to order, while the ROP method helps identify the appropriate timing for reordering. The focus of this study is to improve inventory management at Grosir Jasa Barona. A qualitative approach was used, employing both primary and secondary data, with data collected through direct observation and interviews. The results showed that using EOQ and ROP methods can significantly improve inventory management at this Tuasan-based wholesaler. The implication of this research is that effective inventory management can lead to better cost control and increased profitability for the business.
The Relationship of Zakat Management Organization (ZMO) to the Effectiveness of Higher Education Management Syahputra, Angga; Kaswinata, Kaswinata; Siregar, Saparuddin; Marliyah, Marliyah; Waeno, Muhamadaree
Idarah: Jurnal Pendidikan dan Kependidikan Vol. 7 No. 2 (2023): Idarah: Jurnal Pendidikan dan Kependidikan
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/idarah.v7i2.2029

Abstract

This research aims to analyze the transformation of zakat management as a construct for the development model of independence in higher education institutions in Indonesia. Identifying  zakat management includes differences in religious interpretations, regulatory ambiguity, and management ineffectiveness . The research adopts a qualitative descriptive survey method conducted at the Islamic University in Medan, North Sumatra. The study highlights the symbiotic relationship between zakat management organizations and educational institutions, emphasizing the important role of zakat in supporting financially disadvantaged students. Through collaboration, universities can actively identify  deserving recipients and promote social responsibility. Zakat institutions emerge as financial entities and development partners, empowering beneficiaries towards economic independence. The research findings also indicate the effectiveness of zakat distribution through several means, including providing scholarships, improving educational infrastructure, enhancing education quality, and promoting equal opportunities in higher education. This study advocates for integrating justice, transparency, and sustainability in zakat operations, positioning these institutions as pillars supporting economic and social development in Islamic society. This research identifies current challenges in the zakat management system and proposes solutions to enhance its effectiveness in Indonesia, a Muslim majority country.
Co-Authors A. Rasyid, Sofya Abd.Majid, M.Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Ahmad Syakir Aini, Ihdi Alfi Amalia Alfi, Laila Amin, Haris Al Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Azahar Siregar, Rahmat Azhari Akmal Tarigan Batubara, Maryam Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dharma, Budi Dua, Patta Fadhila Rahma, Tri Inda Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hani, Zulfa Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Hasanah, Annisa Javalia Hasibuan, Nur Fadhilah Ahmad Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khinaya, Mutiara Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan Manurung, Sakinah Halim Maulia Pratidina MayaPutra, Muhammad Umar Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Rizka Natzmi, Alvi Neila Susanti Nofinawati Nofinawati, Nofinawati Nurbaiti Nurbaiti Nurhayati Nurhayati Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Rifaldi Dwi Syahputra Ritonga, Vera Ayu Ningsih Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shifa, Mutiara Silalahi, Purnama Ramadani Siregar, Lanina Siregar, Pani Akhiruddin Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Suripto, Rahul Al Fatah Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syamsul Bahri Syawal Harianto, Syawal Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yuannisa, Rizka Adlia Zaimsyah, Annisa Masruri ‘Alimah, Nur