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Marliyah, Marliyah
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Implementation of Mukhabarah in Productive Waqf Management to Improve Social Welfare in Bireuen Fitri, Mulyana; Marliyah, Marliyah; Arif, Muhammad
Journal La Sociale Vol. 5 No. 5 (2024): Journal La Sociale
Publisher : Borong Newinera Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/journal-la-sociale.v5i5.1345

Abstract

This research examines the implementation of mukhabarah in the management of productive waqf to improve social welfare in Bireuen. Mukhabarah, as a profit-sharing system in agriculture, allows cooperation between nadzir (waqf managers) and cultivators to manage waqf land productively. The research results show that mukhabarah can increase land productivity, cultivator income, and the quality of life of the community. The social impacts of this system include reducing unemployment, increasing agricultural skills, and strengthening social ties. However, the implementation of mukhabarah faces challenges such as a lack of understanding and skills of nadzir, unsupportive regulations, and limited access to capital and technology. The role of the government and Islamic financial institutions is very important in supporting and overcoming these challenges. By increasing the capacity of nadzir and cultivators, developing supportive regulations, facilitating access to capital and technology, infrastructure and market support, as well as collaboration between stakeholders, it is hoped that the implementation of mukhabarah can run more effectively and provide optimal benefits for community welfare.
ANALISA INSTRUMEN KEUANGAN PERBANKAN SYARIAH STUDI KASUS PADA BANK SUMUT BRIDGJEN KATAMSO Bunga Dwi Fani Ritonga; Marliyah, Marliyah
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 13 No. 11 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v13i11.10119

Abstract

Penelitian ini bertujuan untuk menganalisis penggunaan instrumen keuangan syariah di PT Bank Sumut Bridgjen Katamso, menilai efektivitasnya dalam meningkatkan kinerja finansial dan stabilitas, serta mengidentifikasi faktor-faktor yang mempengaruhi implementasi dan keberhasilannya. Hasil penelitian menunjukkan bahwa berbagai instrumen keuangan syariah telah berhasil diterapkan dan menunjukkan efektivitas dalam meningkatkan kinerja finansial dan stabilitas bank. Namun, masih terdapat tantangan dalam meningkatkan pemahaman masyarakat dan mengatasi persaingan dengan bank konvensional. Penelitian ini memberikan rekomendasi untuk meningkatkan edukasi dan kolaborasi dengan pemangku kepentingan untuk mempromosikan keuangan syariah yang lebih luas.
Pengaruh Pengetahuan Zakat dan Kemudahan Pembayaran Terhadap Keputusan Petani Membayar Zakat Irwansyah Putra Marpaung; Marliyah, Marliyah; Rahmat Daim Harahap
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.664

Abstract

This research aims to analyze the influence of knowledge and convenience variables on farmers' decisions to pay zakat. This research is quantitative research. The population in this study was 2,185. By using random sampling techniques, a sample of 100 respondents was taken. The data processing process uses SPSS 26. The results of the research show that Knowledge has an effect of t-count t-count of 7.728 which is greater than t-table 1.648 and the significance of 0.00 is smaller than 0.05, so partially the knowledge variable has a significant effect on the decision variable ( Y). Ease of influence has a t-count of 21.886 which is greater than the t-table of 1.648 and the significance of 0.00 is smaller than 0.05, so partially the Ease variable has a significant effect on the Decision variable (Y). Simultaneously the variable knowledge (X1) and ease ( X2) together influence the farmers' decision to pay zakat as F-calculation is 325,690 > from F-table 3.864 and the significance value of F is 0.00 < 0.05, so the hypothesis can be accepted. This shows that together the independent variables consist of Knowledge (X1) and Convenience (X2) have a significant effect on the dependent variable, in this case Decision (Y).
Peranan Dana Institusi Masjid dalam Pembangunan Ekonomi Ummat (Masyarakat) Manurung, Saprinal; Siregar, Saparuddin; Marliyah, Marliyah
Ekonomikawan: Jurnal Ilmu Ekonomi dan Studi Pembangunan Vol 24, No 2 (2024)
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ekonomikawan.v24i2.18265

Abstract

Mosque institutions have experienced a decline in their role and function in carrying out mu'amalah activities, this condition is because most mosques do not have health services, pre-marital guidance, educational institutions and entrepreneurship training. Mosque administrators do not provide access to economic activities around the mosque, low levels of mosque management, average age is not productive, mosque financial management is unprofessional, fund allocation for mu'amalah activities is low, mosque construction focuses on mosque architecture, there is no planning for its use. funds, division of tasks, and financial accountability reports, financial reports are often not recorded as mosque assets. This research aims to find the role of mosque institutional funds in the economic development of the community. The research method uses a qualitative approach through literature exploration. Data analysis was carried out by reviewing references, then interpretation and conclusions. The results and discussion of the research found that the sources of funds for mosque institutions (mosque institution funds) were obtained from zakat, infaq, waqf, grants and so on. Optimizing the use of mosque institutional funds in the economic development of the ummah is carried out through consumptive and productive activities, namely the construction of mosque facilities and infrastructure, assistance to the poor and travelers, business capital assistance, and economic empowerment of the ummah.
The Effect of Self Efficacy, Emotional Intelligence, and Entrepreneurial Motivation on Entrepreneurship Interest: Case Study of FEBI UINSU Students Agung, Muhammad; Marliyah, Marliyah; Aisyah, Siti
Journal of Business Management Education (JBME) Vol 9, No 3 (2024)
Publisher : Business Education Program of Universitas Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/jbme.v9i3.76868

Abstract

This research aims to determine the influence of Self Efficacy, Emotional Intelligence, and Entrepreneurial Motivation on the Entrepreneurship Interest of FEBI UINSU Students, both partially and simultaneously. This research approach is associative. The population was FEBI UINSU students, totaling 4.523 and the sample was 100 FEBI UINSU Stambuk 2020 and 2021 students. Data collection techniques in this research used interview techniques, documentation studies, observations and questionnaires. The data analysis technique in this research uses Multiple Linear Regression Analysis Test, Hypothesis Test (tTest and F Test), and Coefficient of Determination. Data processing in this research used the SPSS (Statistical Package for the Social Sciences) software program version 29.00. Partially, the Self- Efficacy variable has a significant effect on Entrepreneurial Interest. Partially, the Emotional Intelligence variable has a significant effect on Entrepreneurial Interest. Partially, the Entrepreneurial Motivation variable has a significant effect on Entrepreneurial Interest. Simultaneously, the variables Self-Efficacy, Emotional Intelligence and Entrepreneurial Motivation have a significant effect on Entrepreneurial Interest.
Impact of Haikal Hassan Endorsement on Repurchase Intention of Pizza Hut Muslim Consumers: Mediated by Religiosity Bahri, Syamsul; Nasution, Juliana; Marliyah, Marliyah
International Journal of Emerging Issues in Islamic Studies Vol. 4 No. 2 (2024): December 2024
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeiis.v4i2.2845

Abstract

The controversy surrounding Haikal Hassan's endorsement of Pizza Hut products in Indonesia has sparked debates about the intersection of religious influence and consumer behaviour in the Muslim market, particularly following public concerns about the brand's perceived connection to Israel through its parent company's business relations. This situation raises questions about how religious figures' endorsements impact Muslim consumers' purchasing decisions, especially when promoting international food brands that face scrutiny over their global business affiliations. This research aims to quantitatively measure the effect of Haikal Hassan's endorsement on Muslim consumers' repurchase intention for Pizza Hut products, considering religiosity as an intermediary variable. Using a quantitative method with an explanatory design, this research involved 100 respondents of Pizza Hut Muslim consumers in Indonesia, which were determined using a purposive sampling approach. Information was obtained from a structured questionnaire and then examined using Path Analysis with SmartPLS version 4. According to the results, endorsement has a positive and significant effect on repurchase intention but a negative and significant effect on religiosity. On the other hand, religiosity has a negative and significant impact on repurchase intention and also significantly mediates the effect of endorsement on repurchase intention. These findings contribute to the understanding of Muslim consumer behaviour and the role of religiosity in marketing, and this can be a reference for companies in developing more appropriate marketing tactics that are sensitive to the religious values of Muslim consumers in Indonesia.
Analisis Literatur Tentang Model Pembelajaran Problem Based Learning Dalam Meningkatkan Hasil Belajar Ilmu Pengetahuan Alam Marliyah, Marliyah; Aulia, Lina; Arifah, Iif; Juhji, Juhji
Tarunateach: Journal of Elementary School Vol. 2 No. 2 (2024): September
Publisher : Sekolah Tinggi Agama Islam Taruna Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54298/tarunateach.v2i2.204

Abstract

The problem based learning model is an approach proposed to improve students' natural science learning outcomes. This study aims to investigate the influence of PBL on science learning outcomes in elementary schools through systematic literature analysis. The literature study method was used to analyze ten scientific articles related to PBL and science learning outcomes in elementary schools. The results of the analysis show that PBL is effective in stimulating interest in learning, strengthening critical thinking skills, and improving problem-solving abilities in a scientific context. The implication of this research is the need for support in training and professional development for educators, as well as further research to identify key factors that influence the success of PBL implementation. The integration of PBL into the science education curriculum needs to be strengthened through collaboration between education stakeholders. Thus, the use of PBL is expected to improve students' science learning outcomes in a holistic and sustainable manner.
PKM Peningkatan Pemahaman Investasi yang Halal dan Aman bagi Komunitas Generasi Z Fauzan , M.; Hutagalung , M. Wandisyah R.; Sugianto, Sugianto; Marliyah, Marliyah
Jurnal Pengabdian Sosial Vol. 2 No. 2 (2024): Desember
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/n3dvm107

Abstract

Tujuan dari penulisan artikel ini adalah untuk meningkatkan pemahaman generasi Z di Kota Padangsidimpuan mengenai investasi yang halal dan aman berdasarkan prinsip-prinsip syariah. Program ini bertujuan untuk membekali generasi Z dengan pengetahuan yang cukup tentang konsep investasi syariah serta aplikasi praktisnya dalam pengambilan keputusan investasi yang sesuai dengan hukum Islam. Metode yang digunakan dalam program ini meliputi identifikasi kebutuhan komunitas, penyusunan materi edukasi yang relevan, pelaksanaan pelatihan interaktif melalui workshop dan platform digital, serta simulasi keputusan investasi. Pendampingan juga dilakukan untuk mendukung penerapan pengetahuan yang telah diperoleh peserta. Evaluasi dilakukan menggunakan pre-test dan post-test untuk mengukur peningkatan literasi keuangan syariah, serta kuesioner untuk menilai tingkat kepuasan peserta. Kesimpulan yang diperoleh dari pelaksanaan program ini menunjukkan adanya peningkatan yang signifikan dalam pemahaman investasi syariah di kalangan peserta. Rata-rata skor literasi keuangan meningkat dari 45% menjadi 85%, dan lebih dari 70% peserta mulai menerapkan prinsip-prinsip syariah dalam keputusan keuangan mereka. Program ini terbukti efektif dalam memberikan edukasi yang bermanfaat dan relevan bagi generasi Z dalam mengelola keuangan secara halal dan aman.
Development of Sharia Crowdfunding to Support Social Initiatives in the Medan City Muhammadiyah Student Association Wahyuni, Sri; Marliyah, Marliyah; Siregar, Saparuddin; Fauzi, Muhammad
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 2 (2024)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21927/jesi.2024.14(2).%p

Abstract

This research aims to investigate the potential and obstacles to implementing Sharia crowdfunding in supporting the social initiatives of the Medan City Muhammadiyah Student Association. The research method used is a qualitative approach with case studies, involving interviews with administrators and analysis of documents related to previous social initiatives. The research results highlight several main challenges, including limited financial resources, uncertainty in fundraising, and a lack of understanding regarding sharia crowdfunding. With an in-depth analysis of financial challenges, effective communication strategies, and the role of education, this research provides a comprehensive understanding and a concrete foundation for the development of a Sharia crowdfunding model that is appropriate to the organizational context. The implications of these findings include strategic steps to ensure the sustainability and success of social initiatives in the future.
The Effects of Sharia Financial Literacy and Korean Pop Culture on K-Pop Merchandise Purchase Decisions Kesuma, Suci Andini; Marliyah, Marliyah; Aisyah, Siti
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 12, No 1: January 2025
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v12i1.28417

Abstract

The expansion of the South Korean entertainment sector, particularly the K-Pop phenomenon, has had a tremendous influence on several nations, including Indonesia. In 2023, K-Pop goods sales increased by 74% compared to the previous year. This K-Pop cultural practice encourages fans to spend money on products from idol groups they adore, often without thinking about the long-term financial implications.This research seeks to investigate the impact of sharia financial literacy and K-Pop culture on K-Pop product purchase decisions among fans in Indonesia, specifically among the K-Popers community in Medan. This study employs a quantitative approach with a survey technique to determine the association between independent factors (sharia financial literacy and K-Pop culture) and the dependent variable (buy decisions of K-Pop items), with a sample size of 96 respondents.The study indicates that sharia financial literacy positively impacts purchasing decisions (t = 7.543, p 0.005). This is consistent with prior study, which found that financial literacy plays a major influence in purchasing decisions, particularly in the setting of Sharia, which emphasises prudent financial management in accordance with Islamic principles. The t-test study demonstrates that K-Pop culture has a positive and substantial impact on purchase decisions (t = 3.616, p 0.005), consistent with earlier studies suggesting that culture influences an individual's preferences and purchasing choices.
Co-Authors - Afrizal A. Rasyid, Sofya Abd.Majid, M.Shabri Abduh, Arridho Abdul Majid, Shabri Abdul Muis Abdul Rahim Saleh Agisty Fiannisa Agustin, Lismaini Ahmad Fadli Ahmad Syakir Ahmadi Bi Rahmani, Nur Aini, Ihdi AK, Marlya Fatira Alfi Amalia Alfi, Laila Amin, Haris Al Amiruddin Amiruddin Amsari, Syahrul Andi Putri, Fahresya Nuradinda Andrean, Piter Andri Soemitra Annesca, Elfara Aqilah, Rakha Aqwa Naser Daulay Arianja, Haidir Arifah, Iif Arifin Arifin Arifin Fauzi Lubis Arnida Wahyuni Lubis Asmaul Husna Asriadi, Ari Aswinanta, Asrul Aulia, Lina Awaliya, Awaliya Ayu Kartika Sari Ayunda, Antin Azahar Siregar, Rahmat Azhari Akmal Tarigan Barus, Dana Syahputra Batubara, Maryam Berutu, Irsyadiah Dermaini Bi Rahmani, Nur Ahmadi br Rangkuti, Putri Apriyani Bunga Dwi Fani Ritonga Cania, Ema Saswita Caniago, Putri Ranggaini Chairani, Zizah Daulay, Muthia Aulia Azhari Dewi, Nurul Aulia Dharma, Budi Dhian Rosalina, Dhian Dina Arfianti Siregar Dua, Patta Erwin SP, M. Fachrina, Rifka Fadhila Rahma, Tri Inda Fajarillah Sitohang, Sahala Falahuddin, Falahuddin Fatimah zahrah Harahap Fattonah, Rindang Dwi Fauzan , M. Fauzi, Muhammad Firdaus, Rayyan Fitrah, Habib Fitri, Mulyana Fitri, Syahruna Fuadi Fuadi Gaja, Enita Indramayani Gea, Dalmaisyah hafiz, Achmad Al-Hafiz Lubis Halimatussakdiyah Halimatussakdiyah, Halimatussakdiyah Hamdun, Nizar Hani, Zulfa Harahap, Arman Syafii Harahap, Aswan Nawawi Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Haris Al Amin Hasanah, Annisa Javalia Hasibuan, Muhammad Rizal Hasmari Noer Hendra Hendra Hilman Fauzi, Hilman Hutagalung , M. Wandisyah R. Ibrahim, Patmawati Bte Hj Ikhsan Harahap, Muhammad Imsar, Imsar Irma Suryani Lubis Irwan Irwan Irwansyah Putra Marpaung Ismail Ismail Ismail Jarwati, Nega Jaya, Kasman Juhji, Juhji Juliana Nasution Kamila, Kamila Kamilah K Kaswinata, Kaswinata Kesuma, Suci Andini Khairunnisa, Ira Amalia Khinaya, Mutiara Kresna Riady, Dwi Kurnia, Ahmad Laseari, Indah Lubis, Farah Fadhila Lubis, Rafika Amalia Lubis, Rizky Aulia Luh Putu Ratna Sundari M. Ridwan M. Shabri Abd. Majid Manurung, Sakinah Halim Maulia Pratidina MayaPutra, Muhammad Umar Meutia Dewi, Meutia Mohoridju, Sufian Muhammad Agung Muhammad Arif Muhammad Ramadhan Muhammad Ramadhan muhammad Syahbudi, muhammad Muhammad Syukri Albani Nasution Muhammad Yafiz, Muhammad Muhammedi, Ssonko Mukhlis Mukhlis Munifan, Munifan Munthe, Yuli Noviah Muslim, Rany Nasrun, Muhammad Syaifuddin Nasution, Adanan Murroh Nasution, Edi Marjan Nasution, Ferdi Dermawan Nasution, Hamidah Fadly Nasution, Juliana Nasution, Junita Muharani Nasution, Muhammad Irwan Padli Nasution, Nurdin Nasution, Rizka Nasution, Rizki Aulia Putri Mujur Natzmi, Alvi Nazli, Putri Neila Susanti Nofinawati Nofinawati, Nofinawati Nst, M. Ziqhri Anhar Nur Fadhilah Ahmad Hasibuan Nurbaiti , Nurbaiti Nurganti, Nurganti Nurlaili Nurlaili Nurlita, Okky Budi Nursantri Yanti Nurul Inayah Nurwani Nurwani, Nurwani Pratama, Muhammad Rifky Puspita, Rini Putri, Diva Anisyah Putri, Rafika Chudriana Rafli, Mhd Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Rahmat Daim Harahap Rahmawati, Widya Ayu Rahmi Syahriza, Rahmi Raihanah Daulay Ratnawati Ratnawati Ratni, Ratni Ridho Erianto Rifaldi Dwi Syahputra Rispan, Rispan Rita Handayani, Rita Ritonga, Vera Ayu Ningsih Romadhoni, Fajri Rosalina Simbolon, Linda Royhan Alihasim Hutapea Ruchiyani, Yolanda Sabri Abd. Majid, M. Sabrina, Zafira Sagala, Syarah Asda Pratiwi Sahri, Riadil Jannah Salsabilla, Salsabilla Saparuddin Siregar Saprinal Manurung Saputra, Julfan Shabri Abd. Majid, M Shifa, Mutiara Silalahi, Purnama Ramadani Simahatie, Mai Siregar, Haposan Matua Siregar, Lanina Siregar, Pani Akhiruddin Siregar, Tetty Handayani Siregar, Zulhazzi Siti Aisyah Siti Hansyah Dewi Zai Solly Aryza Sri Jumiati, Sri Sri Sudewi sri sudiarti Sri Wahyuni Suci Indah Sari Sudarmansyah, Sudarmansyah Sugianto Sugianto Suhailah, Suhailah Suripto, Rahul Al Fatah Syahfitri, Rina Syahida, Tiara Nurul Syahputra, Angga Syahraini, Syahraini Syamsul Bahri Syawal Harianto, Syawal Tanjung, Selvira Wardani Tiara Fitriani Fadilah Tuti Anggraini Virdinia, Thasya Waeno, Muhamadaree Wahyu Syarvina Waqqosh, Abi Wifka Yunita Wiwik Handayani Yanti Sirait, Frida YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yuannisa, Rizka Adlia Zahrowaini, Taqiya Zaimsyah, Annisa Masruri Zuhrinal M. Nawawi ‘Alimah, Nur